{"id":4056,"date":"2026-02-11T12:47:25","date_gmt":"2026-02-11T11:47:25","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/?p=4056"},"modified":"2026-09-08T15:25:21","modified_gmt":"2026-09-08T13:25:21","slug":"insurance-for-foreigners-in-poland-where-to-buy-cheapest","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/najczestsze-pytania-i-praktyczne-porady-dla-obcokrajowca\/ubezpieczenie-dla-obcokrajowca-w-polsce-gdzie-kupic-najtaniej\/","title":{"rendered":"Insurance for a foreigner in Poland - where to buy the cheapest?"},"content":{"rendered":"<h2>Is health insurance compulsory?<\/h2>\n<p>Foreign visitors to Poland, regardless of the purpose of their visit, must have adequate health insurance. This is especially true for those planning a longer stay or applying for a residence card.\u00a0<strong>Insurance for a foreigner in Poland<\/strong>\u00a0is not only a form of health care, but also a formal requirement in the legalization procedure.<\/p>\n<h2>What are the types of insurance for foreigners?<\/h2>\n<p>The most common forms are:<\/p>\n<ul>\n<li><strong>Health insurance for residence card<\/strong>\u00a0- accepted by provincial offices, covering treatment, hospitalization and medical transportation.<\/li>\n<li><strong>Insurance of medical expenses of foreigners in Poland<\/strong>\u00a0- For those coming for a shorter period of time, such as tourists or visitors.<\/li>\n<li>Private medical packages - available off-the-shelf, often with options for specialized consultations and tests.<\/li>\n<li>Voluntary insurance in the National Health Fund - for those who meet the conditions for admission.<\/li>\n<\/ul>\n<h2>Where to buy the cheapest?<\/h2>\n<p>The best way to find a cheap but effective policy is to compare quotes available online. Many companies offer premium calculators and online purchase forms, which significantly reduces the final cost.\u00a0<strong>Health insurance for a foreigner<\/strong>\u00a0You can buy without leaving home and receive a PDF version of your policy.<\/p>\n<p>Ready-made products that meet official requirements can be found here:\u00a0<a href=\"https:\/\/polisarium.pl\/turystyczne-zdrowie-i-zycie-firmowe\/ubezpieczenie-cudzoziemca-kl-do-wizy-karty-pobytu\" target=\"_blank\" rel=\"noopener\">insurance for a foreigner<\/a><\/p>\n<h2>What to look for when buying?<\/h2>\n<p>In addition to price, what matters is the scope of benefits and compliance with legal requirements. Good\u00a0<strong>health insurance for foreigners<\/strong>\u00a0should include:<\/p>\n<ul>\n<li>full range of treatment costs,<\/li>\n<li>Coverage of hospitalization and medical transportation,<\/li>\n<li>area of operation covering the territory of Poland,<\/li>\n<li>validity period corresponding to the planned stay,<\/li>\n<li>A minimum guarantee amount of 30,000 euros.<\/li>\n<\/ul>\n<h2>Learn more<\/h2>\n<ul>\n<li><a href=\"https:\/\/polisarium.pl\/poradnik\/ubezpieczenie-dla-obcokrajowca-w-polsce-jak-dziala-i-ile-kosztuje\" target=\"_blank\" rel=\"noopener\">Insurance for a foreigner in Poland - how it works and how much it costs<\/a><\/li>\n<li><a href=\"https:\/\/polisarium.pl\/poradnik\/ubezpieczenie-zdrowotne-dla-cudzoziemcow-co-warto-wiedziec-przed-przyjazdem-do-polski\" target=\"_blank\" rel=\"noopener\">Health insurance for foreigners - what should you know before coming to Poland?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Is health insurance compulsory? Foreign visitors to Poland, regardless of the purpose of their visit, must have adequate health insurance. It applies to...<\/p>","protected":false},"author":1,"featured_media":2619,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[47],"tags":[49,51,54,50,57],"class_list":["post-4056","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-najczestsze-pytania-i-praktyczne-porady-dla-obcokrajowca","tag-karta-pobytu","tag-koszty-leczenia","tag-legalizacja-pobytu","tag-ubezpieczenie-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie dla obcokrajowca w Polsce \u2013 gdzie kupi\u0107 najtaniej? - Polisa obcokrajowca<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/the-most-common-questions-and-practical-advice-for-a-foreigner\/insurance-for-foreigners-in-poland-where-to-buy-cheapest\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie dla obcokrajowca w Polsce \u2013 gdzie kupi\u0107 najtaniej?\" \/>\n<meta property=\"og:description\" content=\"Czy ubezpieczenie zdrowotne jest obowi\u0105zkowe? 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