{"id":4249,"date":"2026-07-21T06:51:48","date_gmt":"2026-07-21T04:51:48","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/nieskategoryzowane\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/"},"modified":"2026-09-29T19:15:06","modified_gmt":"2026-09-29T17:15:06","slug":"group-insurance-for-foreigners-a-company-guide","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/","title":{"rendered":"Group Insurance for Foreign Nationals \u2013 A Company Guide"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Group insurance for foreigners<\/strong> This is a company insurance policy that provides health coverage and assistance to foreign employees during their stay and work in Poland. For the employer, this means better risk management, support in the event of sudden illness, and a reduction in problems related to financing medical treatment. In practice, such a policy for foreign employees may cover the costs of medical treatment, hospitalization, outpatient procedures, and assistance organized by an emergency call center. In this article, we explain what corporate insurance is, how to compare coverage options, what factors influence the cost of employee medical treatment, and when it\u2019s worth expanding the policy to include a medical package for foreign nationals.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"Table of contents\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">Table of contents<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie-grupowe-cudzoziemcow\">What is group insurance for foreign nationals?<\/a><\/li>\n<li><a href=\"#jaki-zakres-powinna-miec-polisa-dla-firmy\">What coverage should a business insurance policy provide?<\/a><\/li>\n<li><a href=\"#od-czego-zaleza-koszty-i-skladka\">What Factors Determine the Costs and the Premium?<\/a><\/li>\n<li><a href=\"#jak-wybrac-pakiet-dla-obcokrajowcow\">How to Choose a Plan for Foreigners?<\/a><\/li>\n<li><a href=\"#faq\">Frequently asked questions<\/a><\/li>\n<li><a href=\"#podsumowanie\">Summary<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie-grupowe-cudzoziemcow\" class=\"kt-adv-heading\">What is group insurance for foreign nationals?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Group insurance for foreign nationals is a contract entered into by an employer or another insurer on behalf of a group of foreign nationals. It most often covers employees working in Poland, but may also apply to seconded employees, contractors, or family members, if provided for in the policy. In practice, there are both named and unnamed policies, and in many insurance policies, the minimum number of people covered is specified by the insurer.<\/p>\n<p>This type of policy for foreign employees typically focuses on covering medical expenses during their stay in Poland. Coverage may include inpatient care, surgeries, outpatient services, medical transport, and assistance arranged by an emergency call center. You should check the insurance documents for the sum insured, liability limits, and exclusions. If a company employs a large number of foreign nationals, a group policy is often administratively simpler than purchasing many individual policies.<\/p>\n<p>It\u2019s also worth remembering that an insurance document can take the form of a policy, a certificate, or a card. For a company, it\u2019s important to have clear rules for enrolling individuals in coverage and quick access to proof of insurance when an employee needs it for HR procedures or when contacting a medical facility.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Tip<\/h4>\n<p class=\"kt-blocks-info-box-text\">If you employ an international team, choose a policy with a simple claims filing process and 24\/7 assistance. This shortens the response time in the event of an employee\u2019s sudden illness.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jaki-zakres-powinna-miec-polisa-dla-firmy\" class=\"kt-adv-heading\">What coverage should a business insurance policy provide?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Good business insurance should address the actual risks associated with employing foreign nationals. Medical treatment, hospitalization, and surgery costs remain the foundation, as these are the benefits that generate the highest expenses. Many plans also cover diagnostic tests, outpatient procedures, medical transport, transport to the country of permanent residence, and assistance coordinated by an emergency call center.<\/p>\n<p>It\u2019s important to distinguish between traditional medical expense insurance and subscription-based services. Insurance kicks in when a covered event occurs and reimburses or arranges for benefits up to a specified limit. In contrast, a medical package for foreigners typically provides access to private consultations and tests at a network of medical facilities. In practice, companies often combine both solutions to provide both coverage in the event of a sudden illness and convenient access to doctors on a day-to-day basis.<\/p>\n<p>When reviewing the coverage, be sure to check the exclusions as well. Often, medical expenses incurred before the start of coverage, expenses for spa treatments, special diets, or benefits not related to a sudden illness are not covered. Articles about <a href=\"https:\/\/polisa-obcokrajowca.pl\/en\/medical-costs-of-a-foreigner-klc\/\">costs of treatment of a foreigner<\/a> and about <a href=\"https:\/\/polisa-obcokrajowca.pl\/en\/insurance\/insurance-for-the-employee\/\">insurance for the employee<\/a>, because they illustrate the practical significance of limits and ranges.<\/p>\n<h3>Key Elements of the Scope<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Treatment costs:<\/strong> hospitalization, surgeries, and outpatient treatment.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Assistance:<\/strong> Organization of assistance, a helpline, and coordination of treatment.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Transportation:<\/strong> medical or return trip, if provided for in the contract.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Sum Insured:<\/strong> the insurer's maximum liability amount.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Exclusions:<\/strong> situations in which the benefit will not be paid.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"od-czego-zaleza-koszty-i-skladka\" class=\"kt-adv-heading\">What Factors Determine the Costs and the Premium?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>The cost of a group insurance policy does not depend solely on the number of employees. The insurer takes into account the coverage period, the scope of benefits, the sum insured, and the billing method. Group plans may be billed on a per-person basis or on a per-person-day basis, which can be advantageous in cases of employee turnover or seasonal work.<\/p>\n<p>The price is also influenced by the risk profile. People who perform light office work are priced differently than manual laborers. Additional coverage options, such as expanded assistance, treatment for chronic conditions, or a private health insurance package for foreign nationals, also play a role. The broader the coverage and the higher the limits, the higher the premium, but this usually also means a lower risk of unforeseen expenses for the company.<\/p>\n<p>It is important for employers to compare the premium with the potential medical costs for employees without coverage. A single hospitalization or emergency procedure can exceed the cost of an annual policy for several people. That\u2019s why it\u2019s worth looking not only at the price, but also at the value for money, ease of use, and responsiveness of the assistance service. You\u2019ll also find useful information about coverage requirements in the section <a href=\"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/legal-requirements-for-foreigners-in-poland-and-schengen\/insurance-at-schengen-border-control-and-documents\/\">Schengen border insurance<\/a> and in the article about <a href=\"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/basics-of-insurance-of-medical-expenses-of-cl\/\">basics of medical expense insurance<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Tip<\/h4>\n<p class=\"kt-blocks-info-box-text\">When comparing quotes, ask for a summary of the coverage amounts, limits, and exclusions in a single table. A low premium alone does not necessarily mean that the policy actually protects the company.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-wybrac-pakiet-dla-obcokrajowcow\" class=\"kt-adv-heading\">How to Choose a Plan for Foreigners?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>First, determine the employment model. A manufacturing company with high employee turnover requires different coverage than an office that hires foreign specialists on a long-term basis. If employees frequently seek internal medicine consultations, medical exams, and specialist care, the basic coverage alone may not be sufficient. In that case, it\u2019s worth considering a medical package for foreign nationals as a supplement to the coverage.<\/p>\n<p>Next, check the formal requirements. With group insurance, a list of covered individuals is often required, and all insured individuals have the same coverage period and similar coverage. It\u2019s a good idea for the employer to know how quickly a new person can be added, when coverage begins, and whether there\u2019s a waiting period. This is especially important for short-term contracts and seasonal hiring.<\/p>\n<p>Finally, assess how useful the policy is for the employee. The documents should be easy to understand, and the process for getting help should be straightforward. If a foreign national doesn\u2019t know how to report a health issue, even a good policy won\u2019t serve its purpose. That\u2019s why it\u2019s a good idea to refer employees to guides such as <a href=\"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/how-to-report-an-injury-and-get-medical-attention\/\">How to report a loss and get medical attention<\/a> and prepare a brief instruction manual for the company.<\/p>\n<h3>Pre-Purchase Checklist<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Number of people:<\/strong> Check the minimum requirements set by the insurer.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Protection period:<\/strong> Align it with employee contracts and turnover.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Medical scope:<\/strong> Compare emergency care and scheduled services.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Documents:<\/strong> Determine whether a roll call is necessary.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Claims Processing:<\/strong> Check the emergency number and the procedure for reporting an incident.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">Frequently asked questions<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>Is group insurance for foreign nationals mandatory?<\/h3>\n<p>It is not always mandatory as a group plan. In practice, however, the employer should ensure that foreign employees have adequate health coverage in line with the purpose of their stay and the formal requirements. This is precisely why companies often opt for a group plan, as it makes it easier to organize coverage for the entire team.<\/p>\n<h3>What does the insurance policy for foreign employees cover?<\/h3>\n<p>It most often covers the costs of medical treatment, hospitalization, surgery, outpatient care, and assistance. The exact scope depends on the General Terms and Conditions and the specific plan option. Before purchasing, you should check the sum insured, coverage limits, and exclusions.<\/p>\n<h3>How many people are required to purchase group insurance?<\/h3>\n<p>It depends on the specific insurer and product. In practice, policies are available for groups of at least 3 people, and in some cases, for named groups of 5 or more. You should always confirm the minimum number of insured individuals before signing the contract.<\/p>\n<h3>What documents are required to purchase a group insurance policy?<\/h3>\n<p>Typically, the policyholder\u2019s information, the coverage period, the selected coverage, and the number of people are required. For a named group policy, a list of insured individuals is often required. After the contract is signed, the company receives a policy, a certificate, or another document confirming coverage.<\/p>\n<h3>What factors affect the cost of employee medical care and the price of the policy?<\/h3>\n<p>The price is influenced by the number of people, the coverage period, the scope of benefits, the coverage amount, and the type of work performed. Additional coverage options, such as coverage for chronic illnesses or a medical package for foreign nationals, also play a role. Therefore, the cheapest option will not always be the best value.<\/p>\n<h3>Does the medical package for foreigners replace insurance?<\/h3>\n<p>Not in every case. A medical package typically provides access to private consultations and tests, but it does not always replace the cost-of-treatment policy required in certain formal situations. It is safest to treat it as a supplement to your coverage.<\/p>\n<h3>Can an insurance policy have a waiting period?<\/h3>\n<p>Yes, some products may have waiting periods. This means that part of the coverage takes effect after a specified period following the conclusion of the contract. Before signing the documents, it\u2019s a good idea to carefully read the General Terms and Conditions and the instructions regarding the commencement of coverage.<\/p>\n<h3>Where can an employee find help after an accident?<\/h3>\n<p>In most cases, the first point of contact is the emergency call center listed in the policy. It\u2019s also a good idea to provide an employee with instructions that include the phone number and the procedure to follow. A guide may be helpful <a href=\"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/how-to-report-an-injury-and-get-medical-attention\/\">how to report a loss<\/a>, which outlines the most important steps.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">Summary<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Group insurance for foreign nationals helps companies streamline health coverage for their international employees and reduce the risk of high medical expenses. A well-chosen policy for international employees should combine adequate coverage limits, practical assistance services, and clear claims procedures. If you employ foreign nationals, compare the coverage, limits, and exclusions, and then tailor your company\u2019s insurance to your employment model. If necessary, supplement the policy with a medical package for foreign nationals to improve their day-to-day access to care.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Group insurance for foreign nationals is a company policy that provides health coverage and assistance to foreign employees during their stay and work in Poland\u2026.<\/p>","protected":false},"author":2,"featured_media":4248,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[45],"tags":[53,51,61,50,57],"class_list":["post-4249","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rodzaje-polis-dla-cudzoziemcow","tag-assistance","tag-koszty-leczenia","tag-opieka-medyczna","tag-ubezpieczenie-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy - Polisa obcokrajowca<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie grupowe cudzoziemc\u00f3w w firmie: zakres, koszty i wyb\u00f3r polisy dla pracownik\u00f3w z zagranicy. Sprawd\u017a praktyczny poradnik.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/types-of-policies-for-foreigners\/group-insurance-for-foreigners-a-company-guide\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy\" \/>\n<meta property=\"og:description\" content=\"Ubezpieczenie grupowe cudzoziemc\u00f3w w firmie: zakres, koszty i wyb\u00f3r polisy dla pracownik\u00f3w z zagranicy. Sprawd\u017a praktyczny poradnik.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/types-of-policies-for-foreigners\/group-insurance-for-foreigners-a-company-guide\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisa obcokrajowca\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-21T04:51:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-29T17:15:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/07\/foto-3.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2528\" \/>\n\t<meta property=\"og:image:height\" content=\"1696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"redaktor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"redaktor\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/\"},\"author\":{\"name\":\"redaktor\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#\\\/schema\\\/person\\\/ebe5ed02faf423dcc2ae67290cdfa061\"},\"headline\":\"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy\",\"datePublished\":\"2026-07-21T04:51:48+00:00\",\"dateModified\":\"2026-09-29T17:15:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/\"},\"wordCount\":1565,\"publisher\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/foto-3.webp\",\"keywords\":[\"assistance\",\"koszty leczenia\",\"opieka medyczna\",\"ubezpieczenie cudzoziemca\",\"ubezpieczenie zdrowotne\"],\"articleSection\":[\"Rodzaje polis dla cudzoziemc\u00f3w\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/\",\"name\":\"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy - Polisa obcokrajowca\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/foto-3.webp\",\"datePublished\":\"2026-07-21T04:51:48+00:00\",\"dateModified\":\"2026-09-29T17:15:06+00:00\",\"description\":\"Ubezpieczenie grupowe cudzoziemc\u00f3w w firmie: zakres, koszty i wyb\u00f3r polisy dla pracownik\u00f3w z zagranicy. Sprawd\u017a praktyczny poradnik.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/foto-3.webp\",\"contentUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/foto-3.webp\",\"width\":2528,\"height\":1696,\"caption\":\"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/\",\"name\":\"Ubezpieczenie Cudzoziemca\",\"description\":\"Ubezpieczenia dla Cudzoziemc\u00f3w\",\"publisher\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#organization\",\"name\":\"naZycie.pl\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-ea.png\",\"contentUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-ea.png\",\"width\":120,\"height\":101,\"caption\":\"naZycie.pl\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/en\\\/#\\\/schema\\\/person\\\/ebe5ed02faf423dcc2ae67290cdfa061\",\"name\":\"redaktor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"caption\":\"redaktor\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Group Insurance for Foreigners \u2013 A Company Guide - Foreigner's Insurance Policy","description":"Group Insurance for Foreign Nationals at a Company: Coverage, Costs, and Choosing a Policy for Foreign Employees. Check out this practical guide.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/types-of-policies-for-foreigners\/group-insurance-for-foreigners-a-company-guide\/","og_locale":"en_US","og_type":"article","og_title":"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy","og_description":"Ubezpieczenie grupowe cudzoziemc\u00f3w w firmie: zakres, koszty i wyb\u00f3r polisy dla pracownik\u00f3w z zagranicy. Sprawd\u017a praktyczny poradnik.","og_url":"https:\/\/polisa-obcokrajowca.pl\/en\/guide\/types-of-policies-for-foreigners\/group-insurance-for-foreigners-a-company-guide\/","og_site_name":"Polisa obcokrajowca","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-07-21T04:51:48+00:00","article_modified_time":"2026-09-29T17:15:06+00:00","og_image":[{"width":2528,"height":1696,"url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/07\/foto-3.webp","type":"image\/webp"}],"author":"redaktor","twitter_card":"summary_large_image","twitter_misc":{"Written by":"redaktor","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/#article","isPartOf":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/"},"author":{"name":"redaktor","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#\/schema\/person\/ebe5ed02faf423dcc2ae67290cdfa061"},"headline":"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy","datePublished":"2026-07-21T04:51:48+00:00","dateModified":"2026-09-29T17:15:06+00:00","mainEntityOfPage":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/"},"wordCount":1565,"publisher":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#organization"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/#primaryimage"},"thumbnailUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/07\/foto-3.webp","keywords":["assistance","koszty leczenia","opieka medyczna","ubezpieczenie cudzoziemca","ubezpieczenie zdrowotne"],"articleSection":["Rodzaje polis dla cudzoziemc\u00f3w"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/","url":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/","name":"Group Insurance for Foreigners \u2013 A Company Guide - Foreigner's Insurance Policy","isPartOf":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/#primaryimage"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/#primaryimage"},"thumbnailUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/07\/foto-3.webp","datePublished":"2026-07-21T04:51:48+00:00","dateModified":"2026-09-29T17:15:06+00:00","description":"Group Insurance for Foreign Nationals at a Company: Coverage, Costs, and Choosing a Policy for Foreign Employees. Check out this practical guide.","breadcrumb":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/#primaryimage","url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/07\/foto-3.webp","contentUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/07\/foto-3.webp","width":2528,"height":1696,"caption":"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy"},{"@type":"BreadcrumbList","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-grupowe-cudzoziemcow-poradnik-firmy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/polisa-obcokrajowca.pl\/"},{"@type":"ListItem","position":2,"name":"Ubezpieczenie grupowe cudzoziemc\u00f3w \u2013 poradnik firmy"}]},{"@type":"WebSite","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#website","url":"https:\/\/polisa-obcokrajowca.pl\/en\/","name":"Foreigner's Insurance","description":"Insurance for Foreigners","publisher":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polisa-obcokrajowca.pl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#organization","name":"naZycie.pl","url":"https:\/\/polisa-obcokrajowca.pl\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#\/schema\/logo\/image\/","url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/cropped-ea.png","contentUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/cropped-ea.png","width":120,"height":101,"caption":"naZycie.pl"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/polisa-obcokrajowca.pl\/en\/#\/schema\/person\/ebe5ed02faf423dcc2ae67290cdfa061","name":"editor","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","caption":"redaktor"}}]}},"taxonomy_info":{"category":[{"value":45,"label":"Rodzaje polis dla cudzoziemc\u00f3w"}],"post_tag":[{"value":53,"label":"assistance"},{"value":51,"label":"koszty leczenia"},{"value":61,"label":"opieka medyczna"},{"value":50,"label":"ubezpieczenie cudzoziemca"},{"value":57,"label":"ubezpieczenie zdrowotne"}]},"featured_image_src_large":["https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/07\/foto-3-1024x687.webp",1024,687,true],"author_info":{"display_name":"redaktor","author_link":"https:\/\/polisa-obcokrajowca.pl\/en\/author\/redaktor\/"},"comment_info":0,"category_info":[{"term_id":45,"name":"Rodzaje polis dla cudzoziemc\u00f3w","slug":"rodzaje-polis-dla-cudzoziemcow","term_group":0,"term_taxonomy_id":45,"taxonomy":"category","description":"","parent":0,"count":10,"filter":"raw","cat_ID":45,"category_count":10,"category_description":"","cat_name":"Rodzaje polis dla cudzoziemc\u00f3w","category_nicename":"rodzaje-polis-dla-cudzoziemcow","category_parent":0}],"tag_info":[{"term_id":53,"name":"assistance","slug":"assistance","term_group":0,"term_taxonomy_id":53,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: assistance, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":29,"filter":"raw"},{"term_id":51,"name":"koszty leczenia","slug":"koszty-leczenia","term_group":0,"term_taxonomy_id":51,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: koszty leczenia, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":49,"filter":"raw"},{"term_id":61,"name":"opieka medyczna","slug":"opieka-medyczna","term_group":0,"term_taxonomy_id":61,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: opieka medyczna, w tym \u201eChoroba w weekend \u2013 gdzie i\u015b\u0107 po pomoc w Polsce?\u201d.","parent":0,"count":26,"filter":"raw"},{"term_id":50,"name":"ubezpieczenie cudzoziemca","slug":"ubezpieczenie-cudzoziemca","term_group":0,"term_taxonomy_id":50,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie cudzoziemca, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":52,"filter":"raw"},{"term_id":57,"name":"ubezpieczenie zdrowotne","slug":"ubezpieczenie-zdrowotne","term_group":0,"term_taxonomy_id":57,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie zdrowotne, w tym \u201eUbezpieczenie dla obcokrajowca w Polsce \u2013 gdzie kupi\u0107 najtaniej?\u201d.","parent":0,"count":27,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/posts\/4249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/comments?post=4249"}],"version-history":[{"count":1,"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/posts\/4249\/revisions"}],"predecessor-version":[{"id":4250,"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/posts\/4249\/revisions\/4250"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/media\/4248"}],"wp:attachment":[{"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/media?parent=4249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/categories?post=4249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/en\/wp-json\/wp\/v2\/tags?post=4249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}