Not having a PESEL number does not mean that you can enter random information on the application or choose the first available policy. First, check what information the current form requires and whether it allows for the foreign national to be properly identified. The insurance terms and conditions describe the possibility of submitting an application remotely, but they do not guarantee that every sales channel will serve a person without a PESEL number. The terms of the contract and the fields available on the form are two separate issues. Below, we explain how to prepare to purchase medical expense insurance for a foreign national, what to check before submitting the application, and how to avoid data errors. This will make it easier for you to tailor the coverage to the purpose, location, and duration of the stay.<\/p>\n\n\n\n
Table of contents<\/strong><\/p>\n\n\n\n This cannot be determined solely on the basis of the available General Terms and Conditions. The TUZ Ubezpieczenia U\/1\/2026 insurance terms and conditions, effective as of February 13, 2026, provide for the possibility of submitting information for the application via remote communication methods. However, they do not specify a fixed set of identifiers required for each form. Therefore, the absence of a reference to the PESEL number does not confirm that a particular sales channel allows this field to be omitted.<\/p>\n\n\n\n
Does not having a PESEL number prevent you from purchasing insurance?<\/h2>\n\n\n\n