{"id":3784,"date":"2023-07-26T13:40:56","date_gmt":"2023-07-26T11:40:56","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/?page_id=3784"},"modified":"2026-02-11T12:41:03","modified_gmt":"2026-02-11T11:41:03","slug":"%d1%81%d1%84%d0%b5%d1%80%d0%b0-%d0%b7%d0%b0%d1%89%d0%b8%d1%82%d1%8b","status":"publish","type":"page","link":"https:\/\/polisa-obcokrajowca.pl\/ru\/zakres-ochrony\/","title":{"rendered":"\u0421\u0444\u0435\u0440\u0430 \u0437\u0430\u0449\u0438\u0442\u044b"},"content":{"rendered":"<style>.kb-row-layout-id3784_530ea4-1f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3784_530ea4-1f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3784_530ea4-1f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1320px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3784_530ea4-1f{border-top-left-radius:1px;overflow:clip;isolation:isolate;}.kb-row-layout-id3784_530ea4-1f > .kt-row-layout-overlay{border-top-left-radius:1px;}.kb-row-layout-id3784_530ea4-1f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3784_530ea4-1f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3784_530ea4-1f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3784_530ea4-1f alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3784_368a35-be > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3784_368a35-be > .kt-inside-inner-col{flex-direction:column;}.kadence-column3784_368a35-be > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3784_368a35-be > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3784_368a35-be{position:relative;}@media all and (max-width: 1024px){.kadence-column3784_368a35-be > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3784_368a35-be > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3784_368a35-be\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3784_7ec8ba-d1, .wp-block-kadence-advancedheading.kt-adv-heading3784_7ec8ba-d1[data-kb-block=\"kb-adv-heading3784_7ec8ba-d1\"]{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;text-align:center;font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading3784_7ec8ba-d1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_7ec8ba-d1[data-kb-block=\"kb-adv-heading3784_7ec8ba-d1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_7ec8ba-d1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_7ec8ba-d1[data-kb-block=\"kb-adv-heading3784_7ec8ba-d1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading3784_7ec8ba-d1, .wp-block-kadence-advancedheading.kt-adv-heading3784_7ec8ba-d1[data-kb-block=\"kb-adv-heading3784_7ec8ba-d1\"]{font-size:var(--global-kb-font-size-lg, 2rem);}}<\/style>\n<h1 class=\"kt-adv-heading3784_7ec8ba-d1 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3784_7ec8ba-d1\">Zakres ochrony ubezpieczenia zdrowotnego dla obcokrajowca<\/h1>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3784_63f766-0e .kt-block-spacer{height:30px;}.wp-block-kadence-spacer.kt-block-spacer-3784_63f766-0e .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette1, #3182CE);width:100px;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3784_63f766-0e\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3784_831897-ea > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3784_831897-ea > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3784_831897-ea > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1320px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id3784_831897-ea > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3784_831897-ea > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id3784_831897-ea > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3784_831897-ea alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3784_52073e-d8 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3784_52073e-d8 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3784_52073e-d8 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3784_52073e-d8 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3784_52073e-d8{position:relative;}@media all and (max-width: 1024px){.kadence-column3784_52073e-d8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3784_52073e-d8 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3784_52073e-d8\"><div class=\"kt-inside-inner-col\"><style>.kb-image3784_f32eac-06 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kb-image3784_f32eac-06 img.kb-img, .kb-image3784_f32eac-06 .kb-img img{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3784_f32eac-06\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"668\" src=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/ubezpieczenie-euro.webp\" alt=\"ubezpieczenie euro\" class=\"kb-img wp-image-3703\" srcset=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/ubezpieczenie-euro.webp 1000w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/ubezpieczenie-euro-300x200.webp 300w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/ubezpieczenie-euro-768x513.webp 768w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/ubezpieczenie-euro-18x12.webp 18w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column3784_c17149-6d > .kt-inside-inner-col{display:flex;}.kadence-column3784_c17149-6d > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3784_c17149-6d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3784_c17149-6d > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column3784_c17149-6d{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3784_c17149-6d{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3784_c17149-6d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3784_c17149-6d > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3784_c17149-6d{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column3784_c17149-6d{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3784_c17149-6d{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3784_c17149-6d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column3784_c17149-6d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column3784_c17149-6d{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3784_c17149-6d{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3784_c17149-6d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3784_c17149-6d > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3784_c17149-6d\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3784_447264-a4, .wp-block-kadence-advancedheading.kt-adv-heading3784_447264-a4[data-kb-block=\"kb-adv-heading3784_447264-a4\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_447264-a4 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_447264-a4[data-kb-block=\"kb-adv-heading3784_447264-a4\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_447264-a4 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_447264-a4[data-kb-block=\"kb-adv-heading3784_447264-a4\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_447264-a4 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_447264-a4\"><strong>Ubezpieczenie zdrowotne dla cudzoziemc\u00f3w<\/strong>&nbsp;to&nbsp;niezb\u0119dna forma zabezpieczenia zdrowia dla wszystkich os\u00f3b przebywaj\u0105cych w&nbsp;Polsce lub w&nbsp;<a href=\"https:\/\/polisa-obcokrajowca.pl\/kraje-schengen\/\">krajach strefy Schengen<\/a>, kt\u00f3re nie&nbsp;s\u0105&nbsp;obj\u0119te publicznym systemem ochrony zdrowia (takim jak NFZ). Oznacza to, \u017ce&nbsp;ka\u017cda osoba spoza UE, EOG lub Szwajcarii musi wykupi\u0107 odpowiedni\u0105 polis\u0119, aby m\u00f3c legalnie korzysta\u0107 z&nbsp;opieki medycznej podczas pobytu.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_ba3699-59, .wp-block-kadence-advancedheading.kt-adv-heading3784_ba3699-59[data-kb-block=\"kb-adv-heading3784_ba3699-59\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_ba3699-59 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_ba3699-59[data-kb-block=\"kb-adv-heading3784_ba3699-59\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_ba3699-59 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_ba3699-59[data-kb-block=\"kb-adv-heading3784_ba3699-59\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_ba3699-59 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_ba3699-59\">Polisa dla cudzoziemca nie&nbsp;tylko&nbsp;spe\u0142nia&nbsp;<strong>ustawowe wymogi urz\u0119dowe<\/strong>, ale&nbsp;przede wszystkim zapewnia&nbsp;<strong>realn\u0105 pomoc i&nbsp;wsparcie w&nbsp;sytuacjach zdrowotnych<\/strong>, od&nbsp;wizyty u&nbsp;lekarza po&nbsp;transport do&nbsp;kraju pochodzenia w&nbsp;nag\u0142ych przypadkach.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3784_75ec6c-22 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3784_75ec6c-22 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3784_75ec6c-22 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1320px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3784_75ec6c-22 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3784_75ec6c-22 > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3784_75ec6c-22 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3784_75ec6c-22 alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3784_68b9e4-f7 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3784_68b9e4-f7 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3784_68b9e4-f7 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3784_68b9e4-f7 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3784_68b9e4-f7{position:relative;}@media all and (max-width: 1024px){.kadence-column3784_68b9e4-f7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3784_68b9e4-f7 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3784_68b9e4-f7\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3784_f2ef87-5d, .wp-block-kadence-advancedheading.kt-adv-heading3784_f2ef87-5d[data-kb-block=\"kb-adv-heading3784_f2ef87-5d\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_f2ef87-5d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_f2ef87-5d[data-kb-block=\"kb-adv-heading3784_f2ef87-5d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_f2ef87-5d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_f2ef87-5d[data-kb-block=\"kb-adv-heading3784_f2ef87-5d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3784_f2ef87-5d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_f2ef87-5d\">Kogo dotyczy obowi\u0105zek posiadania ubezpieczenia?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_07f775-1b, .wp-block-kadence-advancedheading.kt-adv-heading3784_07f775-1b[data-kb-block=\"kb-adv-heading3784_07f775-1b\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_07f775-1b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_07f775-1b[data-kb-block=\"kb-adv-heading3784_07f775-1b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_07f775-1b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_07f775-1b[data-kb-block=\"kb-adv-heading3784_07f775-1b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_07f775-1b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_07f775-1b\">Ubezpieczenie medyczne dla cudzoziemc\u00f3w jest obowi\u0105zkowe dla ka\u017cdej osoby, kt\u00f3ra:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_5250c1-e7:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_5250c1-e7 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_5250c1-e7 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_5250c1-e7 .kb-svg-icon-wrap{color:var(--global-palette2, #2B6CB0);}.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_5250c1-e7 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items3784_5250c1-e7 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items3784_5250c1-e7 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-3784_acb148-1e .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_acb148-1e\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>nie&nbsp;posiada obywatelstwa pa\u0144stwa UE, EOG lub Szwajcarii<\/strong>,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3784_2e626f-81 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_2e626f-81\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>nie&nbsp;jest obj\u0119ta publicznym ubezpieczeniem zdrowotnym<\/strong>,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3784_d18187-24 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_d18187-24\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>planuje pobyt w&nbsp;Polsce lub krajach Schengen<\/strong>&nbsp;\u2013 niezale\u017cnie od&nbsp;celu wizyty: turystyka, praca, nauka, odwiedziny,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3784_3087e3-ee .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_3087e3-ee\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>stara si\u0119 o&nbsp;wiz\u0119 krajow\u0105 (typ D),&nbsp;<a href=\"https:\/\/polisa-obcokrajowca.pl\/wiza-schengen\/\">wiz\u0119 Schengen<\/a>&nbsp;lub kart\u0119 pobytu<\/strong>,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3784_59e656-647 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_59e656-647\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>przyje\u017cd\u017ca w&nbsp;ramach ruchu bezwizowego<\/strong>, ale&nbsp;planuje przebywa\u0107 na&nbsp;terenie UE.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_913c13-10, .wp-block-kadence-advancedheading.kt-adv-heading3784_913c13-10[data-kb-block=\"kb-adv-heading3784_913c13-10\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_913c13-10 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_913c13-10[data-kb-block=\"kb-adv-heading3784_913c13-10\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_913c13-10 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_913c13-10[data-kb-block=\"kb-adv-heading3784_913c13-10\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3784_913c13-10 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_913c13-10\">Co&nbsp;obejmuje zakres ochrony ubezpieczenia<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_3c3a89-9c, .wp-block-kadence-advancedheading.kt-adv-heading3784_3c3a89-9c[data-kb-block=\"kb-adv-heading3784_3c3a89-9c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_3c3a89-9c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_3c3a89-9c[data-kb-block=\"kb-adv-heading3784_3c3a89-9c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_3c3a89-9c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_3c3a89-9c[data-kb-block=\"kb-adv-heading3784_3c3a89-9c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_3c3a89-9c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_3c3a89-9c\">Zakres ochrony uzale\u017cniony jest od&nbsp;wybranego wariantu polisy, jednak ka\u017cda podstawowa polisa zdrowotna dla obcokrajowca zawiera nast\u0119puj\u0105ce elementy:<\/p>\n\n\n<style>.kb-table-container3784_303a3c-0d{overflow-x:auto;}.kb-table-container .kb-table3784_303a3c-0d th{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:center;}.kb-table-container .kb-table3784_303a3c-0d caption{text-align:center;}.kb-table-container .kb-table3784_303a3c-0d td{padding-top:var(--global-kb-spacing-xxs, 0.5rem);padding-right:var(--global-kb-spacing-xxs, 0.5rem);padding-bottom:var(--global-kb-spacing-xxs, 0.5rem);padding-left:var(--global-kb-spacing-xxs, 0.5rem);text-align:left;}.kb-table-container .kb-table3784_303a3c-0d td, .kb-table3784_303a3c-0d th{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}@media all and (max-width: 1024px){.kb-table-container .kb-table3784_303a3c-0d td, .kb-table3784_303a3c-0d th{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}}@media all and (max-width: 767px){.kb-table-container .kb-table3784_303a3c-0d td, .kb-table3784_303a3c-0d th{border-top:1px solid var(--global-palette7, #EDF2F7);border-right:1px solid var(--global-palette7, #EDF2F7);border-bottom:1px solid var(--global-palette7, #EDF2F7);border-left:1px solid var(--global-palette7, #EDF2F7);}}<\/style><div class=\"kb-table-container kb-table-container3784_303a3c-0d wp-block-kadence-table\"><table class=\"kb-table kb-table3784_303a3c-0d\">\n<style>.kb-table-container .kb-table tr.kb-table-row3784_6eb628-30{background-color:var(--global-palette8, #F7FAFC);}<\/style><tr class=\"kb-table-row kb-table-row3784_6eb628-30\">\n<th  scope=\"col\" class=\"kb-table-data kb-table-data3784_a81caa-94\">\n\n<p class=\"has-text-align-left wp-block-paragraph\"><strong>Nazwa us\u0142ugi<\/strong><\/p>\n\n<\/th>\n\n<th  scope=\"col\" class=\"kb-table-data kb-table-data3784_c101f5-fe\">\n\n<p class=\"has-text-align-left wp-block-paragraph\"><strong>Opis us\u0142ugi<\/strong><\/p>\n\n<\/th>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row3784_36c4da-60\">\n<td  class=\"kb-table-data kb-table-data3784_72e359-3d\">\n\n<p class=\"wp-block-paragraph\"><strong>Wizyty lekarskie<\/strong><\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data3784_bfa413-8f\">\n\n<p class=\"wp-block-paragraph\">Polisa pokrywa&nbsp;<strong>koszty konsultacji lekarskich<\/strong>&nbsp;w&nbsp;przypadku choroby lub wypadku. Obejmuje r\u00f3wnie\u017c organizacj\u0119 pomocy medycznej oraz&nbsp;dost\u0119p do&nbsp;podstawowej opieki zdrowotnej.<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row3784_67e155-33\">\n<td  class=\"kb-table-data kb-table-data3784_eb0974-bc\">\n\n<p class=\"wp-block-paragraph\"><strong>Hospitalizacja i&nbsp;zabiegi<\/strong><\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data3784_a8bcd9-7d\">\n\n<p class=\"wp-block-paragraph\">Ubezpieczenie gwarantuje&nbsp;<strong>pokrycie koszt\u00f3w leczenia szpitalnego<\/strong>, w&nbsp;tym operacji, zabieg\u00f3w, znieczulenia oraz&nbsp;wszystkich niezb\u0119dnych \u015bwiadcze\u0144 zwi\u0105zanych z&nbsp;hospitalizacj\u0105 \u2014&nbsp;tak\u017ce w&nbsp;przypadkach nag\u0142ych jak udar czy&nbsp;zawa\u0142 serca.<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row3784_290c27-23\">\n<td  class=\"kb-table-data kb-table-data3784_ee6fb6-35\">\n\n<p class=\"wp-block-paragraph\"><strong>Pomoc w&nbsp;nag\u0142ych wypadkach<\/strong><\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data3784_e06b56-58\">\n\n<p class=\"wp-block-paragraph\">Ubezpieczenie obejmuje&nbsp;<strong>natychmiastow\u0105 pomoc medyczn\u0105<\/strong>&nbsp;\u2013 wezwanie karetki, opiek\u0119 ratunkow\u0105, pomoc nocn\u0105 i&nbsp;\u015bwi\u0105teczn\u0105. To&nbsp;zabezpieczenie w&nbsp;najbardziej krytycznych momentach pobytu.<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row3784_16e065-57\">\n<td  class=\"kb-table-data kb-table-data3784_ccf5ee-30\">\n\n<p class=\"wp-block-paragraph\"><strong>Badania i&nbsp;diagnostyka<\/strong><\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data3784_320b6f-0d\">\n\n<p class=\"wp-block-paragraph\">Polisa zapewnia dost\u0119p do&nbsp;niezb\u0119dnych bada\u0144 takich jak USG, RTG, EKG, spirometria, ECHO serca, biopsje, a&nbsp;tak\u017ce badania laboratoryjne.<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row3784_d6c268-3d\">\n<td  class=\"kb-table-data kb-table-data3784_8d0ec1-55\">\n\n<p class=\"wp-block-paragraph\"><strong>Leki na&nbsp;recept\u0119<\/strong><\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data3784_25fcea-7c\">\n\n<p class=\"wp-block-paragraph\">Ubezpieczyciel pokrywa koszty lek\u00f3w&nbsp;<strong>przepisanych przez&nbsp;lekarza<\/strong>&nbsp;w&nbsp;czasie leczenia lub terapii zaleconej podczas konsultacji medycznej.<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row3784_350773-12\">\n<td  class=\"kb-table-data kb-table-data3784_9d58b3-41\">\n\n<p class=\"wp-block-paragraph\"><strong>Transport medyczny<\/strong><\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data3784_281de9-94\">\n\n<p class=\"wp-block-paragraph\">Polisa obejmuje&nbsp;<strong>transport do&nbsp;najbli\u017cszej plac\u00f3wki medycznej<\/strong>&nbsp;oraz&nbsp;przew\u00f3z mi\u0119dzy szpitalami. W&nbsp;sytuacjach nag\u0142ych mo\u017cliwe jest skorzystanie z&nbsp;transportu lotniczego, np.&nbsp;helikoptera ratunkowego.<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row3784_93f95e-f2\">\n<td  class=\"kb-table-data kb-table-data3784_f36220-92\">\n\n<p class=\"wp-block-paragraph\"><strong>Pomoc stomatologiczna<\/strong><\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data3784_8bb451-4f\">\n\n<p class=\"wp-block-paragraph\">Zakres obejmuje dora\u017an\u0105 pomoc stomatologiczn\u0105 \u2014&nbsp;leczenie b\u00f3lu, ekstrakcje, RTG, wype\u0142nienia. Taka pomoc przydatna jest zw\u0142aszcza w&nbsp;przypadku nag\u0142ego zapalenia lub urazu z\u0119ba.<\/p>\n\n<\/td>\n<\/tr>\n\n<tr class=\"kb-table-row kb-table-row3784_ef64ff-e1\">\n<td  class=\"kb-table-data kb-table-data3784_5fe798-f4\">\n\n<p class=\"wp-block-paragraph\"><strong>Repatriacja i&nbsp;transport zw\u0142ok<\/strong><\/p>\n\n<\/td>\n\n<td  class=\"kb-table-data kb-table-data3784_aa7df2-64\">\n\n<p class=\"wp-block-paragraph\">W&nbsp;razie konieczno\u015bci ubezpieczenie pokrywa&nbsp;<strong>koszty transportu ubezpieczonego do&nbsp;kraju pochodzenia<\/strong>. W&nbsp;przypadku \u015bmierci, obejmuje tak\u017ce koszty przewozu zw\u0142ok lub ich tymczasowego z\u0142o\u017cenia.<\/p>\n\n<\/td>\n<\/tr>\n<\/table><\/div>\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_63c281-f0, .wp-block-kadence-advancedheading.kt-adv-heading3784_63c281-f0[data-kb-block=\"kb-adv-heading3784_63c281-f0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_63c281-f0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_63c281-f0[data-kb-block=\"kb-adv-heading3784_63c281-f0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_63c281-f0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_63c281-f0[data-kb-block=\"kb-adv-heading3784_63c281-f0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3784_63c281-f0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_63c281-f0\">Certyfikat potrzebny do&nbsp;wizy Schengen i&nbsp;karty pobytu<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_fd2f02-f7, .wp-block-kadence-advancedheading.kt-adv-heading3784_fd2f02-f7[data-kb-block=\"kb-adv-heading3784_fd2f02-f7\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_fd2f02-f7 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_fd2f02-f7[data-kb-block=\"kb-adv-heading3784_fd2f02-f7\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_fd2f02-f7 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_fd2f02-f7[data-kb-block=\"kb-adv-heading3784_fd2f02-f7\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_fd2f02-f7 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_fd2f02-f7\">Ka\u017cda polisa medyczna dla cudzoziemca zawiera&nbsp;<strong>obowi\u0105zkowy certyfikat ubezpieczenia<\/strong>, kt\u00f3ry&nbsp;jest&nbsp;<strong>wymagany przy sk\u0142adaniu wniosk\u00f3w wizowych<\/strong>&nbsp;oraz&nbsp;przy ubieganiu si\u0119 o&nbsp;<strong>kart\u0119 pobytu<\/strong>. Certyfikat ten jest zgodny z&nbsp;wymogami prawnymi, okre\u015blonymi m.in.&nbsp;przez&nbsp;ustaw\u0119 o&nbsp;cudzoziemcach oraz&nbsp;rozporz\u0105dzenie Parlamentu Europejskiego (nr&nbsp;810\/2009).<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_81f49f-23, .wp-block-kadence-advancedheading.kt-adv-heading3784_81f49f-23[data-kb-block=\"kb-adv-heading3784_81f49f-23\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_81f49f-23 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_81f49f-23[data-kb-block=\"kb-adv-heading3784_81f49f-23\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_81f49f-23 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_81f49f-23[data-kb-block=\"kb-adv-heading3784_81f49f-23\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_81f49f-23 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_81f49f-23\"><a href=\"https:\/\/polisa-obcokrajowca.pl\/ubezpieczenia\/ubezpieczenie-do-karty-pobytu\/\">Ubezpieczenie do&nbsp;karty pobytu<\/a>&nbsp;&#8211; sprawd\u017a ofert\u0119!<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_7dd95e-2d, .wp-block-kadence-advancedheading.kt-adv-heading3784_7dd95e-2d[data-kb-block=\"kb-adv-heading3784_7dd95e-2d\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_7dd95e-2d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_7dd95e-2d[data-kb-block=\"kb-adv-heading3784_7dd95e-2d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_7dd95e-2d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_7dd95e-2d[data-kb-block=\"kb-adv-heading3784_7dd95e-2d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading3784_7dd95e-2d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_7dd95e-2d\">Rozszerzenie ochrony<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_85c0e6-a5, .wp-block-kadence-advancedheading.kt-adv-heading3784_85c0e6-a5[data-kb-block=\"kb-adv-heading3784_85c0e6-a5\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_85c0e6-a5 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_85c0e6-a5[data-kb-block=\"kb-adv-heading3784_85c0e6-a5\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_85c0e6-a5 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_85c0e6-a5[data-kb-block=\"kb-adv-heading3784_85c0e6-a5\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_85c0e6-a5 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_85c0e6-a5\">Zakres ochrony ubezpieczenia zdrowotnego dla cudzoziemca mo\u017cna elastycznie rozszerzy\u0107, dostosowuj\u0105c polis\u0119 do&nbsp;indywidualnych potrzeb i&nbsp;plan\u00f3w zwi\u0105zanych z&nbsp;pobytem w&nbsp;Polsce lub&nbsp;<a href=\"https:\/\/polisa-obcokrajowca.pl\/strefa-schengen\/\">strefie Schengen<\/a>. W\u015br\u00f3d dost\u0119pnych opcji znajduj\u0105 si\u0119 m.in.&nbsp;rozszerzenia na&nbsp;wypadek&nbsp;<strong>uprawiania sport\u00f3w zimowych lub ekstremalnych&nbsp;<\/strong>(sprawd\u017a&nbsp;<a href=\"https:\/\/polisa-obcokrajowca.pl\/ubezpieczenia\/ubezpieczenie-dla-sportu\/\">ubezpieczenie dla sportu<\/a>), co&nbsp;jest szczeg\u00f3lnie istotne dla os\u00f3b aktywnie sp\u0119dzaj\u0105cych czas. Ubezpieczenie mo\u017ce r\u00f3wnie\u017c obj\u0105\u0107&nbsp;<strong>prac\u0119 fizyczn\u0105 lub wykonywanie zawod\u00f3w o&nbsp;podwy\u017cszonym ryzyku<\/strong>, co&nbsp;jest wa\u017cne dla os\u00f3b podejmuj\u0105cych zatrudnienie.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dodatkowo istnieje mo\u017cliwo\u015b\u0107 w\u0142\u0105czenia ochrony&nbsp;<strong>NNW<\/strong>, kt\u00f3ra&nbsp;zapewnia wyp\u0142at\u0119 \u015bwiadcze\u0144 w&nbsp;razie trwa\u0142ego uszczerbku na&nbsp;zdrowiu. Uzupe\u0142nieniem mo\u017ce by\u0107 r\u00f3wnie\u017c&nbsp;<strong>ubezpieczenie OC w&nbsp;\u017cyciu prywatnym<\/strong>, chroni\u0105ce przed&nbsp;kosztami zwi\u0105zanymi ze&nbsp;szkodami wyrz\u0105dzonymi osobom trzecim \u2013 np.&nbsp;w&nbsp;mieszkaniu wynajmowanym przez&nbsp;obcokrajowca.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_f9f9cd-8c, .wp-block-kadence-advancedheading.kt-adv-heading3784_f9f9cd-8c[data-kb-block=\"kb-adv-heading3784_f9f9cd-8c\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_f9f9cd-8c mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_f9f9cd-8c[data-kb-block=\"kb-adv-heading3784_f9f9cd-8c\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_f9f9cd-8c img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_f9f9cd-8c[data-kb-block=\"kb-adv-heading3784_f9f9cd-8c\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading3784_f9f9cd-8c wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_f9f9cd-8c\">Od&nbsp;czego zale\u017cy koszt polisy?<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_86295b-7f, .wp-block-kadence-advancedheading.kt-adv-heading3784_86295b-7f[data-kb-block=\"kb-adv-heading3784_86295b-7f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_86295b-7f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_86295b-7f[data-kb-block=\"kb-adv-heading3784_86295b-7f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_86295b-7f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_86295b-7f[data-kb-block=\"kb-adv-heading3784_86295b-7f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_86295b-7f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_86295b-7f\">Na&nbsp;cen\u0119 ubezpieczenia wp\u0142ywa kilka czynnik\u00f3w:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_99e23b-5d:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_99e23b-5d ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_99e23b-5d ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_99e23b-5d .kb-svg-icon-wrap{color:var(--global-palette2, #2B6CB0);}.wp-block-kadence-iconlist.kt-svg-icon-list-items3784_99e23b-5d ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items3784_99e23b-5d ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items3784_99e23b-5d kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-3784_9e8a36-69 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_9e8a36-69\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Wiek osoby ubezpieczonej<\/strong>,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3784_f4f5fd-21 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_f4f5fd-21\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Czas trwania ochrony<\/strong>&nbsp;(od&nbsp;1 dnia do&nbsp;nawet 36 miesi\u0119cy),<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3784_aa6eb1-fb .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_aa6eb1-fb\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Zakres wybranego wariantu<\/strong>,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3784_1fd9ef-5c8 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3784_1fd9ef-5c8\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Rodzaj podr\u00f3\u017cy<\/strong>&nbsp;\u2013 turystyczna, edukacyjna, zawodowa.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3784_737c5f-ae, .wp-block-kadence-advancedheading.kt-adv-heading3784_737c5f-ae[data-kb-block=\"kb-adv-heading3784_737c5f-ae\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_737c5f-ae mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_737c5f-ae[data-kb-block=\"kb-adv-heading3784_737c5f-ae\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_737c5f-ae img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_737c5f-ae[data-kb-block=\"kb-adv-heading3784_737c5f-ae\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3784_737c5f-ae wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3784_737c5f-ae\">Przed&nbsp;zakupem polisy warto upewni\u0107 si\u0119, \u017ce&nbsp;<strong>wybrana firma ubezpieczeniowa jest licencjonowana<\/strong>&nbsp;i&nbsp;uznawana we&nbsp;wszystkich krajach strefy Schengen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Chcesz bezpiecznie przebywa\u0107 w&nbsp;Polsce lub Europie?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Zadbaj o&nbsp;zdrowie ju\u017c teraz \u2013 wybierz polis\u0119 dostosowan\u0105 do&nbsp;Twoich&nbsp;potrzeb i&nbsp;zyskaj spok\u00f3j podczas pobytu.<\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3784_3293c8-67 > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3784_3293c8-67 > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3784_3293c8-67 > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1320px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-xxl, 5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3784_3293c8-67 > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3784_3293c8-67 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3784_3293c8-67 > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3784_3293c8-67 alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3784_5ee16a-ec > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-lg, 3rem);}.kadence-column3784_5ee16a-ec > .kt-inside-inner-col,.kadence-column3784_5ee16a-ec > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-column3784_5ee16a-ec > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3784_5ee16a-ec > .kt-inside-inner-col{flex-direction:column;}.kadence-column3784_5ee16a-ec > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3784_5ee16a-ec > .kt-inside-inner-col{background-color:var(--global-palette1, #3182CE);}.kadence-column3784_5ee16a-ec > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3784_5ee16a-ec{position:relative;}@media all and (max-width: 1024px){.kadence-column3784_5ee16a-ec > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3784_5ee16a-ec > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3784_5ee16a-ec\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f, .wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f[data-kb-block=\"kb-adv-heading3784_4f51a1-0f\"]{text-align:left;font-size:var(--global-kb-font-size-md, 1.25rem);line-height:1.7;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f[data-kb-block=\"kb-adv-heading3784_4f51a1-0f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f[data-kb-block=\"kb-adv-heading3784_4f51a1-0f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}.wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f[data-kb-block=\"kb-adv-heading3784_4f51a1-0f\"] a, .kt-adv-heading-link3784_4f51a1-0f, .kt-adv-heading-link3784_4f51a1-0f .kt-adv-heading3784_4f51a1-0f[data-kb-block=\"kb-adv-heading3784_4f51a1-0f\"]{color:var(--global-palette9, #ffffff);}.wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f[data-kb-block=\"kb-adv-heading3784_4f51a1-0f\"] a, a.kb-advanced-heading-link.kt-adv-heading-link3784_4f51a1-0f{text-decoration:underline;}.wp-block-kadence-advancedheading.kt-adv-heading3784_4f51a1-0f[data-kb-block=\"kb-adv-heading3784_4f51a1-0f\"] a:hover, a.kb-advanced-heading-link.kt-adv-heading-link3784_4f51a1-0f:hover{text-decoration:underline;}<\/style>\n<p class=\"kt-adv-heading3784_4f51a1-0f wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color hls-underline\" data-kb-block=\"kb-adv-heading3784_4f51a1-0f\">Plan ubezpieczenia dla obcokrajowca zapewnia obowi\u0105zkowy certyfikat, kt\u00f3ry&nbsp;jest potrzebny wnioskowania o&nbsp;wiz\u0119 Schengen. Spe\u0142nia on&nbsp;ustawowe wytyczne. Firma ubezpieczeniowa oferuje te\u017c rozszerzone ubezpieczenie niezale\u017cnie od&nbsp;kraju, kt\u00f3ry&nbsp;jest celem wyjazdu. Koszt ubezpieczenia Schengen ostatecznie zale\u017cy od&nbsp;kilku sta\u0142ych czynnik\u00f3w. S\u0105&nbsp;to: wiek osoby ubezpieczanej, zakresu ubezpieczenia, a&nbsp;tak\u017ce czas trwania podr\u00f3\u017cy. Wybieraj\u0105c ubezpieczenie nale\u017cy upewni\u0107 si\u0119, \u017ce&nbsp;wybrana firma jest licencjonowana i&nbsp;akceptowana w&nbsp;kraju Schengen, do&nbsp;kt\u00f3rego&nbsp;planowany jest wyjazd.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column3784_3229db-c0 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);}.kadence-column3784_3229db-c0 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3784_3229db-c0 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3784_3229db-c0 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3784_3229db-c0 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3784_3229db-c0{position:relative;}@media all and (max-width: 1024px){.kadence-column3784_3229db-c0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3784_3229db-c0 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3784_3229db-c0\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedbtn.kb-btns3784_8cc0b0-3c{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns3784_8cc0b0-3c .kt-button{font-weight:normal;font-style:normal;}.kt-btns3784_8cc0b0-3c .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns3784_8cc0b0-3c .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns3784_8cc0b0-3c .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns3784_8cc0b0-3c .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns3784_8cc0b0-3c .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns3784_8cc0b0-3c .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns3784_8cc0b0-3c .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns3784_8cc0b0-3c\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn3784_31d7cd-53.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn3784_31d7cd-53.kb-button{text-transform:none;}<\/style><a class=\"kb-button kt-button button kb-btn3784_31d7cd-53 kt-btn-size-large kt-btn-width-type-auto wp-block-button__link kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn kb-preset--theme-base\" href=\"https:\/\/polisa-obcokrajowca.pl\/koszty-leczenia-cudzoziemca-klc\/\"><span class=\"kt-btn-inner-text\">Wyce\u0144 swoj\u0105 polis\u0119 w 5 minut<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u041c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0435 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0438\u043d\u043e\u0441\u0442\u0440\u0430\u043d\u0446\u0435\u0432 \u041c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0435 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u0435 \u0438\u043d\u043e\u0441\u0442\u0440\u0430\u043d\u0446\u0435\u0432 - \u044d\u0442\u043e \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u0430\u044f \u0444\u043e\u0440\u043c\u0430 \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u043e\u0433\u043e \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0430\u043d\u0438\u044f \u0434\u043b\u044f \u0432\u0441\u0435\u0445 \u043b\u0438\u0446, \u043f\u0440\u043e\u0436\u0438\u0432\u0430\u044e\u0449\u0438\u0445 \u0432 \u041f\u043e\u043b\u044c\u0448\u0435 \u0438\u043b\u0438 \u0432 \u0441\u0442\u0440\u0430\u043d\u0430\u0445 \u0428\u0435\u043d\u0433\u0435\u043d\u0441\u043a\u043e\u0433\u043e \u0441\u043e\u0433\u043b\u0430\u0448\u0435\u043d\u0438\u044f, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043d\u0435 \u043e\u0445\u0432\u0430\u0447\u0435\u043d\u044b \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u043e\u0439 \u0437\u0434\u0440\u0430\u0432\u043e\u043e\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u044f (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, NFZ). \u042d\u0442\u043e \u043e\u0437\u043d\u0430\u0447\u0430\u0435\u0442, \u0447\u0442\u043e \u043b\u044e\u0431\u043e\u0439 \u0447\u0435\u043b\u043e\u0432\u0435\u043a, \u043f\u0440\u043e\u0436\u0438\u0432\u0430\u044e\u0449\u0438\u0439 \u0437\u0430 \u043f\u0440\u0435\u0434\u0435\u043b\u0430\u043c\u0438 \u0415\u0421, \u0415\u042d\u0417 \u0438\u043b\u0438 \u0428\u0432\u0435\u0439\u0446\u0430\u0440\u0438\u0438, \u0434\u043e\u043b\u0436\u0435\u043d \u043e\u0444\u043e\u0440\u043c\u0438\u0442\u044c \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0439 \u043f\u043e\u043b\u0438\u0441, \u0447\u0442\u043e\u0431\u044b \u043b\u0435\u0433\u0430\u043b\u044c\u043d\u043e \u043f\u043e\u043b\u0443\u0447\u0430\u0442\u044c \u043c\u0435\u0434\u0438\u0446\u0438\u043d\u0441\u043a\u0443\u044e \u043f\u043e\u043c\u043e\u0449\u044c \u0432\u043e \u0432\u0440\u0435\u043c\u044f \u0441\u0432\u043e\u0435\u0433\u043e \u043f\u0440\u0435\u0431\u044b\u0432\u0430\u043d\u0438\u044f \u0432 \u0441\u0442\u0440\u0430\u043d\u0435. \u041f\u043e\u043b\u0438\u0441 \u0434\u043b\u044f \u0438\u043d\u043e\u0441\u0442\u0440\u0430\u043d\u043d\u043e\u0433\u043e \u0433\u0440\u0430\u0436\u0434\u0430\u043d\u0438\u043d\u0430...<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-3784","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - 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