{"id":3854,"date":"2023-07-26T14:07:21","date_gmt":"2023-07-26T12:07:21","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/?page_id=3854"},"modified":"2026-02-11T12:39:31","modified_gmt":"2026-02-11T11:39:31","slug":"ikamet-karti-icin-sigorta","status":"publish","type":"page","link":"https:\/\/polisa-obcokrajowca.pl\/tr\/ubezpieczenia\/ubezpieczenie-do-karty-pobytu\/","title":{"rendered":"\u0130kamet kart\u0131 i\u00e7in sigorta"},"content":{"rendered":"<style>.kb-row-layout-id3854_a09946-7f > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3854_a09946-7f > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3854_a09946-7f > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1320px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-md, 2rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3854_a09946-7f{border-top-left-radius:1px;overflow:clip;isolation:isolate;}.kb-row-layout-id3854_a09946-7f > .kt-row-layout-overlay{border-top-left-radius:1px;}.kb-row-layout-id3854_a09946-7f > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3854_a09946-7f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3854_a09946-7f > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3854_a09946-7f alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3854_2248fa-c5 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3854_2248fa-c5 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3854_2248fa-c5 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3854_2248fa-c5 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3854_2248fa-c5{position:relative;}@media all and (max-width: 1024px){.kadence-column3854_2248fa-c5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3854_2248fa-c5 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3854_2248fa-c5\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3854_66be03-92, .wp-block-kadence-advancedheading.kt-adv-heading3854_66be03-92[data-kb-block=\"kb-adv-heading3854_66be03-92\"]{padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px;text-align:center;font-style:normal;text-transform:none;}.wp-block-kadence-advancedheading.kt-adv-heading3854_66be03-92 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_66be03-92[data-kb-block=\"kb-adv-heading3854_66be03-92\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_66be03-92 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_66be03-92[data-kb-block=\"kb-adv-heading3854_66be03-92\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading3854_66be03-92, .wp-block-kadence-advancedheading.kt-adv-heading3854_66be03-92[data-kb-block=\"kb-adv-heading3854_66be03-92\"]{font-size:var(--global-kb-font-size-lg, 2rem);}}<\/style>\n<h1 class=\"kt-adv-heading3854_66be03-92 wp-block-kadence-advancedheading has-theme-palette-3-color has-text-color\" data-kb-block=\"kb-adv-heading3854_66be03-92\">Ubezpieczenie zdrowotne do&nbsp;karty pobytu &#8211; ubezpieczenie cudzoziemca KL<\/h1>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-3854_a4ba61-a4 .kt-block-spacer{height:30px;}.wp-block-kadence-spacer.kt-block-spacer-3854_a4ba61-a4 .kt-divider{border-top-width:1px;height:1px;border-top-color:var(--global-palette1, #3182CE);width:100px;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-3854_a4ba61-a4\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3854_6f3afa-fb > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3854_6f3afa-fb > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3854_6f3afa-fb > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1320px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-right:var(--global-kb-spacing-xs, 1rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-xs, 1rem);grid-template-columns:repeat(2, minmax(0, 1fr));}.kb-row-layout-id3854_6f3afa-fb > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3854_6f3afa-fb > .kt-row-column-wrap{grid-template-columns:repeat(2, minmax(0, 1fr));}}@media all and (max-width: 767px){.kb-row-layout-id3854_6f3afa-fb > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3854_6f3afa-fb alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3854_df2f3b-d4 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3854_df2f3b-d4 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3854_df2f3b-d4 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3854_df2f3b-d4 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3854_df2f3b-d4{position:relative;}@media all and (max-width: 1024px){.kadence-column3854_df2f3b-d4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3854_df2f3b-d4 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3854_df2f3b-d4\"><div class=\"kt-inside-inner-col\"><style>.kb-image3854_aaa9f2-e0 .kb-image-has-overlay:after{opacity:0.3;border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kb-image3854_aaa9f2-e0 img.kb-img, .kb-image3854_aaa9f2-e0 .kb-img img{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image3854_aaa9f2-e0 kb-image-is-ratio-size\"><div class=\"kb-is-ratio-image kb-image-ratio-land21\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1691\" src=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/Ubezpieczenie-zdrowotne-do-karty-pobytu-scaled-1.webp\" alt=\"Ubezpieczenie zdrowotne do karty pobytu\" class=\"kb-img wp-image-3855\" srcset=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/Ubezpieczenie-zdrowotne-do-karty-pobytu-scaled-1.webp 2560w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/Ubezpieczenie-zdrowotne-do-karty-pobytu-scaled-1-300x198.webp 300w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/Ubezpieczenie-zdrowotne-do-karty-pobytu-scaled-1-1024x676.webp 1024w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/Ubezpieczenie-zdrowotne-do-karty-pobytu-scaled-1-768x507.webp 768w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/Ubezpieczenie-zdrowotne-do-karty-pobytu-scaled-1-1536x1015.webp 1536w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/Ubezpieczenie-zdrowotne-do-karty-pobytu-scaled-1-2048x1353.webp 2048w, https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/Ubezpieczenie-zdrowotne-do-karty-pobytu-scaled-1-18x12.webp 18w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><\/div><\/figure>\n<\/div><\/div>\n\n\n<style>.kadence-column3854_785b24-df > .kt-inside-inner-col{display:flex;}.kadence-column3854_785b24-df > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3854_785b24-df > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3854_785b24-df > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column3854_785b24-df{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3854_785b24-df{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3854_785b24-df > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3854_785b24-df > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3854_785b24-df{position:relative;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column3854_785b24-df{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3854_785b24-df{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3854_785b24-df > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column3854_785b24-df > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column3854_785b24-df{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3854_785b24-df{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column3854_785b24-df > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column3854_785b24-df > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3854_785b24-df\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3854_d48994-4f, .wp-block-kadence-advancedheading.kt-adv-heading3854_d48994-4f[data-kb-block=\"kb-adv-heading3854_d48994-4f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_d48994-4f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_d48994-4f[data-kb-block=\"kb-adv-heading3854_d48994-4f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_d48994-4f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_d48994-4f[data-kb-block=\"kb-adv-heading3854_d48994-4f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_d48994-4f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_d48994-4f\"><strong><strong><strong>Ubezpieczenie zdrowotne do&nbsp;karty pobytu to&nbsp;obowi\u0105zkowy dokument dla ka\u017cdego obcokrajowca ubiegaj\u0105cego si\u0119 o&nbsp;legalny pobyt w&nbsp;Polsce. Je\u015bli jeste\u015b obywatelem pa\u0144stwa spoza Unii Europejskiej lub&nbsp;<a href=\"https:\/\/polisa-obcokrajowca.pl\/strefa-schengen\/\">strefy Schengen<\/a>&nbsp;i&nbsp;planujesz wnioskowa\u0107 o&nbsp;pobyt czasowy lub sta\u0142y, musisz przedstawi\u0107 wa\u017cn\u0105 polis\u0119 ubezpieczeniow\u0105 \u2013 to&nbsp;nie&nbsp;tylko&nbsp;wym\u00f3g urz\u0119dowy, ale&nbsp;te\u017c realna ochrona Twojego&nbsp;zdrowia i&nbsp;bezpiecze\u0144stwa.<\/strong><\/strong><\/strong><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3854_befac3-7b > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3854_befac3-7b > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3854_befac3-7b > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1320px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-xl, 4rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3854_befac3-7b > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3854_befac3-7b > .kt-row-column-wrap{padding-top:var(--global-kb-spacing-lg, 3rem);grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3854_befac3-7b > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3854_befac3-7b alignfull has-theme-palette9-background-color kt-row-has-bg wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3854_c0740e-0e > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3854_c0740e-0e > .kt-inside-inner-col{flex-direction:column;}.kadence-column3854_c0740e-0e > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3854_c0740e-0e > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3854_c0740e-0e{position:relative;}@media all and (max-width: 1024px){.kadence-column3854_c0740e-0e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3854_c0740e-0e > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3854_c0740e-0e\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3854_43cbc2-61, .wp-block-kadence-advancedheading.kt-adv-heading3854_43cbc2-61[data-kb-block=\"kb-adv-heading3854_43cbc2-61\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_43cbc2-61 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_43cbc2-61[data-kb-block=\"kb-adv-heading3854_43cbc2-61\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_43cbc2-61 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_43cbc2-61[data-kb-block=\"kb-adv-heading3854_43cbc2-61\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3854_43cbc2-61 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_43cbc2-61\">Dlaczego potrzebujesz ubezpieczenia do&nbsp;karty pobytu?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_da81ec-8b, .wp-block-kadence-advancedheading.kt-adv-heading3854_da81ec-8b[data-kb-block=\"kb-adv-heading3854_da81ec-8b\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_da81ec-8b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_da81ec-8b[data-kb-block=\"kb-adv-heading3854_da81ec-8b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_da81ec-8b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_da81ec-8b[data-kb-block=\"kb-adv-heading3854_da81ec-8b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_da81ec-8b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_da81ec-8b\">Ka\u017cdy cudzoziemiec, kt\u00f3ry&nbsp;przebywa na&nbsp;terytorium Polski i&nbsp;nie&nbsp;podlega ubezpieczeniu w&nbsp;ZUS, zobowi\u0105zany jest do&nbsp;samodzielnego zapewnienia sobie dost\u0119pu do&nbsp;opieki medycznej. W&nbsp;praktyce oznacza to&nbsp;konieczno\u015b\u0107 wykupienia&nbsp;<strong>prywatnej polisy zdrowotnej<\/strong>, kt\u00f3ra&nbsp;b\u0119dzie honorowana przez&nbsp;polskie urz\u0119dy \u2013 w&nbsp;szczeg\u00f3lno\u015bci&nbsp;<strong>urz\u0119dy wojew\u00f3dzkie oraz&nbsp;Urz\u0105d do&nbsp;Spraw Cudzoziemc\u00f3w<\/strong>.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_ced194-4a, .wp-block-kadence-advancedheading.kt-adv-heading3854_ced194-4a[data-kb-block=\"kb-adv-heading3854_ced194-4a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_ced194-4a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_ced194-4a[data-kb-block=\"kb-adv-heading3854_ced194-4a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_ced194-4a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_ced194-4a[data-kb-block=\"kb-adv-heading3854_ced194-4a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_ced194-4a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_ced194-4a\">Ubezpieczenie medyczne musi obowi\u0105zywa\u0107 przez&nbsp;ca\u0142y okres pobytu oraz&nbsp;by\u0107 wa\u017cne na&nbsp;dzie\u0144 wydania decyzji w&nbsp;sprawie zezwolenia na&nbsp;pobyt. Polisa powinna by\u0107 r\u00f3wnie\u017c sporz\u0105dzona w&nbsp;j\u0119zyku polskim i&nbsp;zgodna z&nbsp;wymogami formalnymi.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_c20c24-a2, .wp-block-kadence-advancedheading.kt-adv-heading3854_c20c24-a2[data-kb-block=\"kb-adv-heading3854_c20c24-a2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_c20c24-a2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_c20c24-a2[data-kb-block=\"kb-adv-heading3854_c20c24-a2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_c20c24-a2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_c20c24-a2[data-kb-block=\"kb-adv-heading3854_c20c24-a2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3854_c20c24-a2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_c20c24-a2\">Okres wa\u017cno\u015bci i&nbsp;suma ubezpieczenia<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_adb9c8-d1, .wp-block-kadence-advancedheading.kt-adv-heading3854_adb9c8-d1[data-kb-block=\"kb-adv-heading3854_adb9c8-d1\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_adb9c8-d1 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_adb9c8-d1[data-kb-block=\"kb-adv-heading3854_adb9c8-d1\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_adb9c8-d1 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_adb9c8-d1[data-kb-block=\"kb-adv-heading3854_adb9c8-d1\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_adb9c8-d1 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_adb9c8-d1\">Ubezpieczenie zdrowotne do&nbsp;karty pobytu musi by\u0107 zawarte na&nbsp;czas odpowiadaj\u0105cy rzeczywistej d\u0142ugo\u015bci planowanego pobytu cudzoziemca na&nbsp;terenie Polski. W&nbsp;praktyce oznacza to, \u017ce&nbsp;<strong>polis\u0119 mo\u017cna wykupi\u0107 na&nbsp;okres od&nbsp;1 miesi\u0105ca a\u017c&nbsp;do&nbsp;3 lat<\/strong>, co&nbsp;pozwala dopasowa\u0107 j\u0105&nbsp;do&nbsp;indywidualnych potrzeb \u2013 niezale\u017cnie od&nbsp;tego, czy&nbsp;pobyt ma&nbsp;charakter kr\u00f3tki, tymczasowy czy&nbsp;d\u0142ugoterminowy.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_93ca82-8a, .wp-block-kadence-advancedheading.kt-adv-heading3854_93ca82-8a[data-kb-block=\"kb-adv-heading3854_93ca82-8a\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_93ca82-8a mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_93ca82-8a[data-kb-block=\"kb-adv-heading3854_93ca82-8a\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_93ca82-8a img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_93ca82-8a[data-kb-block=\"kb-adv-heading3854_93ca82-8a\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_93ca82-8a wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_93ca82-8a\">Co&nbsp;istotne,&nbsp;<strong>ubezpieczenie nie&nbsp;musi by\u0107 jednorazowe<\/strong>&nbsp;\u2013 w&nbsp;przypadku wyd\u0142u\u017cenia pobytu lub oczekiwania na&nbsp;przed\u0142u\u017cenie decyzji urz\u0119dowej, cudzoziemiec mo\u017ce&nbsp;<strong>bez&nbsp;problemu odnowi\u0107 swoj\u0105 polis\u0119<\/strong>, zachowuj\u0105c ci\u0105g\u0142o\u015b\u0107 ochrony. Jest to&nbsp;rozwi\u0105zanie bardzo wygodne, szczeg\u00f3lnie dla os\u00f3b studiuj\u0105cych, pracuj\u0105cych lub pozostaj\u0105cych w&nbsp;Polsce na&nbsp;podstawie innych tytu\u0142\u00f3w prawnych.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_cf5047-e6, .wp-block-kadence-advancedheading.kt-adv-heading3854_cf5047-e6[data-kb-block=\"kb-adv-heading3854_cf5047-e6\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_cf5047-e6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_cf5047-e6[data-kb-block=\"kb-adv-heading3854_cf5047-e6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_cf5047-e6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_cf5047-e6[data-kb-block=\"kb-adv-heading3854_cf5047-e6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_cf5047-e6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_cf5047-e6\">R\u00f3wnie wa\u017cna jest&nbsp;<strong>minimalna suma ubezpieczenia<\/strong>, kt\u00f3ra&nbsp;zgodnie z&nbsp;przepisami musi wynosi\u0107&nbsp;<strong>co&nbsp;najmniej 30 000 euro<\/strong>. Kwota ta&nbsp;zosta\u0142a ustalona ustawowo, a&nbsp;jej celem jest zapewnienie wystarczaj\u0105cych \u015brodk\u00f3w na&nbsp;pokrycie&nbsp;<strong>koszt\u00f3w leczenia szpitalnego, ambulatoryjnego, transportu medycznego, a&nbsp;tak\u017ce repatriacji do&nbsp;kraju pochodzenia<\/strong>&nbsp;\u2013 w&nbsp;przypadku powa\u017cnych problem\u00f3w zdrowotnych, wypadku czy&nbsp;\u015bmierci.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_e1f8c6-d6, .wp-block-kadence-advancedheading.kt-adv-heading3854_e1f8c6-d6[data-kb-block=\"kb-adv-heading3854_e1f8c6-d6\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_e1f8c6-d6 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_e1f8c6-d6[data-kb-block=\"kb-adv-heading3854_e1f8c6-d6\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_e1f8c6-d6 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_e1f8c6-d6[data-kb-block=\"kb-adv-heading3854_e1f8c6-d6\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_e1f8c6-d6 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_e1f8c6-d6\">Dzi\u0119ki takiej wysoko\u015bci sumy ubezpieczenia, cudzoziemiec mo\u017ce mie\u0107 pewno\u015b\u0107, \u017ce&nbsp;nawet w&nbsp;najbardziej nieprzewidzianych sytuacjach nie&nbsp;zostanie bez&nbsp;pomocy i&nbsp;nie&nbsp;b\u0119dzie zmuszony do&nbsp;pokrywania ogromnych koszt\u00f3w leczenia z&nbsp;w\u0142asnej kieszeni. To&nbsp;r\u00f3wnie\u017c gwarancja dla polskich instytucji publicznych, \u017ce&nbsp;osoba ubiegaj\u0105ca si\u0119 o&nbsp;kart\u0119 pobytu posiada odpowiednie zabezpieczenie finansowe na&nbsp;czas swojego pobytu.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_fca0e5-55, .wp-block-kadence-advancedheading.kt-adv-heading3854_fca0e5-55[data-kb-block=\"kb-adv-heading3854_fca0e5-55\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_fca0e5-55 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_fca0e5-55[data-kb-block=\"kb-adv-heading3854_fca0e5-55\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_fca0e5-55 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_fca0e5-55[data-kb-block=\"kb-adv-heading3854_fca0e5-55\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_fca0e5-55 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_fca0e5-55\">Warto pami\u0119ta\u0107, \u017ce&nbsp;<strong>brak ubezpieczenia lub jego zbyt niski zakres<\/strong>&nbsp;mo\u017ce by\u0107 powodem odrzucenia wniosku o&nbsp;pobyt czasowy lub sta\u0142y. Dlatego tak&nbsp;wa\u017cne jest, by&nbsp;wybieraj\u0105c polis\u0119 do&nbsp;karty pobytu upewni\u0107 si\u0119, \u017ce&nbsp;spe\u0142nia ona wszystkie obowi\u0105zuj\u0105ce wymogi i&nbsp;zosta\u0142a zawarta z&nbsp;<strong>licencjonowanym ubezpieczycielem<\/strong>.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_ffc774-b2, .wp-block-kadence-advancedheading.kt-adv-heading3854_ffc774-b2[data-kb-block=\"kb-adv-heading3854_ffc774-b2\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_ffc774-b2 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_ffc774-b2[data-kb-block=\"kb-adv-heading3854_ffc774-b2\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_ffc774-b2 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_ffc774-b2[data-kb-block=\"kb-adv-heading3854_ffc774-b2\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h2 class=\"kt-adv-heading3854_ffc774-b2 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_ffc774-b2\">Jak udokumentowa\u0107 ubezpieczenie?<\/h2>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_f18309-a0, .wp-block-kadence-advancedheading.kt-adv-heading3854_f18309-a0[data-kb-block=\"kb-adv-heading3854_f18309-a0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_f18309-a0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_f18309-a0[data-kb-block=\"kb-adv-heading3854_f18309-a0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_f18309-a0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_f18309-a0[data-kb-block=\"kb-adv-heading3854_f18309-a0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_f18309-a0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_f18309-a0\">W&nbsp;trakcie sk\u0142adania wniosku o&nbsp;kart\u0119 pobytu nale\u017cy przedstawi\u0107 jeden z&nbsp;poni\u017cszych dokument\u00f3w potwierdzaj\u0105cych wa\u017cno\u015b\u0107 ubezpieczenia:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items3854_877c3b-90:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3854_877c3b-90 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3854_877c3b-90 ul.kt-svg-icon-list{grid-row-gap:5px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items3854_877c3b-90 .kb-svg-icon-wrap{color:var(--global-palette2, #2B6CB0);}.wp-block-kadence-iconlist.kt-svg-icon-list-items3854_877c3b-90 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items3854_877c3b-90 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items3854_877c3b-90 kt-svg-icon-list-columns-1 alignnone\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-3854_7fc185-6d .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3854_7fc185-6d\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Aktualny wpis w&nbsp;legitymacji ubezpieczeniowej<\/strong>,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3854_ecb8bd-24 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3854_ecb8bd-24\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Deklaracja ZUS RCA<\/strong>&nbsp;za&nbsp;ostatni miesi\u0105c \u2013 imienny raport sk\u0142adek,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3854_0776d9-c1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3854_0776d9-c1\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Prywatna polisa zdrowotna<\/strong>&nbsp;\u2013 wa\u017cna na&nbsp;dzie\u0144 wydania decyzji,<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-3854_cce982-c96 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-3854_cce982-c96\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_check kt-svg-icon-list-single\"><svg viewBox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><polyline points=\"20 6 9 17 4 12\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>Umowa z&nbsp;Narodowym Funduszem Zdrowia (NFZ)<\/strong>&nbsp;wraz z&nbsp;dowodami op\u0142acenia sk\u0142adek.<\/span><\/li>\n<\/ul><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_0e77da-80, .wp-block-kadence-advancedheading.kt-adv-heading3854_0e77da-80[data-kb-block=\"kb-adv-heading3854_0e77da-80\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_0e77da-80 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_0e77da-80[data-kb-block=\"kb-adv-heading3854_0e77da-80\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_0e77da-80 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_0e77da-80[data-kb-block=\"kb-adv-heading3854_0e77da-80\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading3854_0e77da-80 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_0e77da-80\">Gdzie kupi\u0107 ubezpieczenie?<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_6eb802-b3, .wp-block-kadence-advancedheading.kt-adv-heading3854_6eb802-b3[data-kb-block=\"kb-adv-heading3854_6eb802-b3\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_6eb802-b3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_6eb802-b3[data-kb-block=\"kb-adv-heading3854_6eb802-b3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_6eb802-b3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_6eb802-b3[data-kb-block=\"kb-adv-heading3854_6eb802-b3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_6eb802-b3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_6eb802-b3\">Ubezpieczenie medyczne do&nbsp;karty pobytu mo\u017cna bez&nbsp;problemu wykupi\u0107&nbsp;<strong>online<\/strong>&nbsp;\u2013 ca\u0142y proces trwa zaledwie kilka minut. Wystarczy wype\u0142ni\u0107 prosty formularz, wybra\u0107 okres ochrony i&nbsp;zakres ubezpieczenia, a&nbsp;nast\u0119pnie op\u0142aci\u0107 sk\u0142adk\u0119. Po&nbsp;dokonaniu zakupu natychmiast otrzymujesz&nbsp;<strong>dokument PDF<\/strong>, kt\u00f3ry&nbsp;mo\u017cesz do\u0142\u0105czy\u0107 do&nbsp;wniosku w&nbsp;urz\u0119dzie.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_d7b0b1-30, .wp-block-kadence-advancedheading.kt-adv-heading3854_d7b0b1-30[data-kb-block=\"kb-adv-heading3854_d7b0b1-30\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_d7b0b1-30 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_d7b0b1-30[data-kb-block=\"kb-adv-heading3854_d7b0b1-30\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_d7b0b1-30 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_d7b0b1-30[data-kb-block=\"kb-adv-heading3854_d7b0b1-30\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_d7b0b1-30 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_d7b0b1-30\">Wybieraj\u0105c polis\u0119, warto upewni\u0107 si\u0119, \u017ce&nbsp;pochodzi ona od&nbsp;<strong>licencjonowanej firmy ubezpieczeniowej<\/strong>, spe\u0142nia wymogi&nbsp;<strong>rozporz\u0105dzenia Parlamentu Europejskiego nr&nbsp;810\/2009<\/strong>, obejmuje wymagany zakres terytorialny (Polska i\/lub strefa Schengen), a&nbsp;tak\u017ce zawiera niezb\u0119dne klauzule dotycz\u0105ce leczenia oraz&nbsp;repatriacji.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_31b4f5-e0, .wp-block-kadence-advancedheading.kt-adv-heading3854_31b4f5-e0[data-kb-block=\"kb-adv-heading3854_31b4f5-e0\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_31b4f5-e0 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_31b4f5-e0[data-kb-block=\"kb-adv-heading3854_31b4f5-e0\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_31b4f5-e0 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_31b4f5-e0[data-kb-block=\"kb-adv-heading3854_31b4f5-e0\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<h3 class=\"kt-adv-heading3854_31b4f5-e0 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_31b4f5-e0\">Podstawa prawna<\/h3>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_aa3f06-0f, .wp-block-kadence-advancedheading.kt-adv-heading3854_aa3f06-0f[data-kb-block=\"kb-adv-heading3854_aa3f06-0f\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_aa3f06-0f mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_aa3f06-0f[data-kb-block=\"kb-adv-heading3854_aa3f06-0f\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_aa3f06-0f img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_aa3f06-0f[data-kb-block=\"kb-adv-heading3854_aa3f06-0f\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_aa3f06-0f wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_aa3f06-0f\">Obowi\u0105zek posiadania wa\u017cnej polisy zdrowotnej zosta\u0142 okre\u015blony w&nbsp;<strong>ustawie z&nbsp;dnia 27 sierpnia 2004&nbsp;r. o&nbsp;\u015bwiadczeniach opieki zdrowotnej finansowanych ze&nbsp;\u015brodk\u00f3w publicznych<\/strong>. W&nbsp;przypadku braku wa\u017cnego ubezpieczenia, wniosek o&nbsp;kart\u0119 pobytu mo\u017ce zosta\u0107 odrzucony lub post\u0119powanie administracyjne wstrzymane.<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_fb6423-99, .wp-block-kadence-advancedheading.kt-adv-heading3854_fb6423-99[data-kb-block=\"kb-adv-heading3854_fb6423-99\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_fb6423-99 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_fb6423-99[data-kb-block=\"kb-adv-heading3854_fb6423-99\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_fb6423-99 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_fb6423-99[data-kb-block=\"kb-adv-heading3854_fb6423-99\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_fb6423-99 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_fb6423-99\"><strong>Zadbaj o&nbsp;sw\u00f3j legalny pobyt i&nbsp;bezpiecze\u0144stwo zdrowotne ju\u017c dzi\u015b!<\/strong><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading3854_f6e014-07, .wp-block-kadence-advancedheading.kt-adv-heading3854_f6e014-07[data-kb-block=\"kb-adv-heading3854_f6e014-07\"]{font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_f6e014-07 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_f6e014-07[data-kb-block=\"kb-adv-heading3854_f6e014-07\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_f6e014-07 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_f6e014-07[data-kb-block=\"kb-adv-heading3854_f6e014-07\"] img.kb-inline-image{width:150px;vertical-align:baseline;}<\/style>\n<p class=\"kt-adv-heading3854_f6e014-07 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading3854_f6e014-07\"><strong>Wyce\u0144 swoj\u0105 polis\u0119 w&nbsp;5 minut i&nbsp;kup online bez&nbsp;wychodzenia z&nbsp;domu.<\/strong><\/p>\n<\/div><\/div>\n\n<\/div><\/div>\n\n<style>.kb-row-layout-id3854_da68ac-ba > .kt-row-column-wrap{align-content:start;}:where(.kb-row-layout-id3854_da68ac-ba > .kt-row-column-wrap) > .wp-block-kadence-column{justify-content:start;}.kb-row-layout-id3854_da68ac-ba > .kt-row-column-wrap{column-gap:var(--global-kb-gap-md, 2rem);row-gap:var(--global-kb-gap-md, 2rem);max-width:var( --global-content-width, 1320px );padding-left:var(--global-content-edge-padding);padding-right:var(--global-content-edge-padding);padding-bottom:var(--global-kb-spacing-xxl, 5rem);grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id3854_da68ac-ba > .kt-row-layout-overlay{opacity:0.30;}@media all and (max-width: 1024px){.kb-row-layout-id3854_da68ac-ba > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id3854_da68ac-ba > .kt-row-column-wrap{grid-template-columns:minmax(0, 1fr);}}<\/style><div class=\"kb-row-layout-wrap kb-row-layout-id3854_da68ac-ba alignnone wp-block-kadence-rowlayout\"><div class=\"kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kb-theme-content-width\">\n<style>.kadence-column3854_f87a83-99 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-lg, 3rem);padding-right:var(--global-kb-spacing-lg, 3rem);padding-bottom:var(--global-kb-spacing-lg, 3rem);padding-left:var(--global-kb-spacing-lg, 3rem);}.kadence-column3854_f87a83-99 > .kt-inside-inner-col,.kadence-column3854_f87a83-99 > .kt-inside-inner-col:before{border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-right-radius:10px;border-bottom-left-radius:10px;}.kadence-column3854_f87a83-99 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3854_f87a83-99 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3854_f87a83-99 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3854_f87a83-99 > .kt-inside-inner-col{background-color:var(--global-palette1, #3182CE);}.kadence-column3854_f87a83-99 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3854_f87a83-99{position:relative;}@media all and (max-width: 1024px){.kadence-column3854_f87a83-99 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3854_f87a83-99 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3854_f87a83-99\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67, .wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67[data-kb-block=\"kb-adv-heading3854_57f933-67\"]{text-align:center;font-size:var(--global-kb-font-size-md, 1.25rem);line-height:1.7;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67[data-kb-block=\"kb-adv-heading3854_57f933-67\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67[data-kb-block=\"kb-adv-heading3854_57f933-67\"] img.kb-inline-image{width:150px;vertical-align:baseline;}.wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67[data-kb-block=\"kb-adv-heading3854_57f933-67\"] a, .kt-adv-heading-link3854_57f933-67, .kt-adv-heading-link3854_57f933-67 .kt-adv-heading3854_57f933-67[data-kb-block=\"kb-adv-heading3854_57f933-67\"]{color:var(--global-palette9, #ffffff);}.wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67[data-kb-block=\"kb-adv-heading3854_57f933-67\"] a, a.kb-advanced-heading-link.kt-adv-heading-link3854_57f933-67{text-decoration:underline;}.wp-block-kadence-advancedheading.kt-adv-heading3854_57f933-67[data-kb-block=\"kb-adv-heading3854_57f933-67\"] a:hover, a.kb-advanced-heading-link.kt-adv-heading-link3854_57f933-67:hover{text-decoration:underline;}<\/style>\n<p class=\"kt-adv-heading3854_57f933-67 wp-block-kadence-advancedheading has-theme-palette-9-color has-text-color hls-underline\" data-kb-block=\"kb-adv-heading3854_57f933-67\">Ubezpieczenie medyczne mo\u017cna wykupi\u0107 online. Warto zawrze\u0107 je&nbsp;ze&nbsp;sprawdzon\u0105 firm\u0105 ubezpieczeniow\u0105.<\/p>\n<\/div><\/div>\n\n\n<style>.kadence-column3854_681311-f6 > .kt-inside-inner-col{padding-top:var(--global-kb-spacing-md, 2rem);}.kadence-column3854_681311-f6 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column3854_681311-f6 > .kt-inside-inner-col{flex-direction:column;}.kadence-column3854_681311-f6 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column3854_681311-f6 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column3854_681311-f6{position:relative;}@media all and (max-width: 1024px){.kadence-column3854_681311-f6 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.kadence-column3854_681311-f6 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column3854_681311-f6\"><div class=\"kt-inside-inner-col\"><style>.wp-block-kadence-advancedbtn.kb-btns3854_7c9944-c7{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns3854_7c9944-c7 .kt-button{font-weight:normal;font-style:normal;}.kt-btns3854_7c9944-c7 .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns3854_7c9944-c7 .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns3854_7c9944-c7 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns3854_7c9944-c7 .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns3854_7c9944-c7 .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns3854_7c9944-c7 .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns3854_7c9944-c7 .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns3854_7c9944-c7\"><style>ul.menu .wp-block-kadence-advancedbtn .kb-btn3854_3e9e2f-2c.kb-button{width:initial;}.wp-block-kadence-advancedbtn .kb-btn3854_3e9e2f-2c.kb-button{text-transform:none;}<\/style><a class=\"kb-button kt-button button kb-btn3854_3e9e2f-2c kt-btn-size-large kt-btn-width-type-auto wp-block-button__link kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-kadence-singlebtn kb-preset--theme-base\" href=\"https:\/\/polisa-obcokrajowca.pl\/koszty-leczenia-cudzoziemca-klc\/\"><span class=\"kt-btn-inner-text\">Wyce\u0144 swoj\u0105 polis\u0119 w 5 minut<\/span><\/a><\/div>\n<\/div><\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\u0130kamet kart\u0131 i\u00e7in sa\u011fl\u0131k sigortas\u0131 \u2013 KL yabanc\u0131 uyruklu ki\u015fi sa\u011fl\u0131k sigortas\u0131 \u0130kamet kart\u0131 i\u00e7in sa\u011fl\u0131k sigortas\u0131, Polonya\u2019da yasal ikamet izni ba\u015fvurusunda bulunan her yabanc\u0131 i\u00e7in zorunlu bir belgedir. Avrupa Birli\u011fi veya Schengen B\u00f6lgesi d\u0131\u015f\u0131ndaki bir \u00fclkenin vatanda\u015f\u0131ysan\u0131z ve ge\u00e7ici veya daimi ikamet izni ba\u015fvurusunda bulunmay\u0131 planl\u0131yorsan\u0131z, ge\u00e7erli bir sigorta poli\u00e7esi sunman\u0131z gerekir \u2013 bu sadece resmi bir gereklilik de\u011fil, ayn\u0131 zamanda sa\u011fl\u0131\u011f\u0131n\u0131z ve g\u00fcvenli\u011finiz i\u00e7in ger\u00e7ek bir koruma sa\u011flar. Neden ikamet kart\u0131 i\u00e7in sigortaya ihtiyac\u0131n\u0131z var? Herkes\u2026<\/p>","protected":false},"author":1,"featured_media":0,"parent":3800,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-3854","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie zdrowotne do karty pobytu - ubezpieczenie cudzoziemca KL - Polisa Obcokrajowca<\/title>\n<meta name=\"description\" content=\"Tanie i legalne ubezpieczenie KL do karty pobytu dla cudzoziemc\u00f3w \ud83e\ude7a Kup online - 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