{"id":4298,"date":"2026-11-02T15:15:21","date_gmt":"2026-11-02T14:15:21","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/?p=4298"},"modified":"2026-11-02T15:15:21","modified_gmt":"2026-11-02T14:15:21","slug":"schengen-vizesi-icin-sigorta-neleri-icermelidir","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/tr\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/ubezpieczenie-do-wizy-schengen-co-musi-zawierac\/","title":{"rendered":"Schengen vizesi i\u00e7in sigorta \u2013 neleri i\u00e7ermelidir?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Schengen vizesi i\u00e7in sigorta, yaln\u0131zca \u00fcr\u00fcn\u00fcn ad\u0131na g\u00f6re se\u00e7ilmemelidir. Poli\u00e7ede belirtilen parametreler kilit \u00f6neme sahiptir: sigorta tutar\u0131, teminat kapsam\u0131ndaki b\u00f6lge, sigorta s\u00fcresi ve kar\u015f\u0131lanan masraflar\u0131n t\u00fcr\u00fc. D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131\u2019n\u0131n verdi\u011fi bilgilere g\u00f6re, seyahat sa\u011fl\u0131k sigortas\u0131, C tipi vize ba\u015fvurusu yap\u0131l\u0131rken istenen belgelerden biridir. Poli\u00e7e, a\u015fa\u011f\u0131daki \u015fartlar\u0131 yerine getirmelidir: <strong>d\u00f6rt temel ko\u015ful<\/strong>, bunlar\u0131n ba\u015fvuruya eklenmeden \u00f6nce do\u011frulanmas\u0131 gerekmektedir. Bu ko\u015fullar\u0131n her biri, sigorta kapsam\u0131n\u0131n farkl\u0131 bir y\u00f6n\u00fcn\u00fc ilgilendirir; bu nedenle, teklifin ad\u0131 tek ba\u015f\u0131na poli\u00e7enin t\u00fcm gereklilikleri kar\u015f\u0131lad\u0131\u011f\u0131n\u0131 do\u011frulamaz. A\u015fa\u011f\u0131da bu gereklilikleri a\u00e7\u0131kl\u0131yor, vize gereklilikleri ile belirli \u00fcr\u00fcnlerin kapsam\u0131 aras\u0131ndaki farklar\u0131 g\u00f6steriyor ve uygun sigortay\u0131 se\u00e7erken hatalardan nas\u0131l ka\u00e7\u0131n\u0131labilece\u011fini anlat\u0131yoruz.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">\u0130\u00e7indekiler tablosu<\/p>\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#co-musi-zawierac-ubezpieczenie-do-wizy-schengen\">Schengen vizesi i\u00e7in sigorta neleri kapsamal\u0131d\u0131r?<\/a><\/li>\n\n\n<li><a href=\"#jakie-wydatki-musi-obejmowac-polisa\">Poli\u00e7e hangi masraflar\u0131 kapsamal\u0131d\u0131r?<\/a><\/li>\n\n\n<li><a href=\"#jak-ustalic-terytorium-i-okres-ochrony\">Koruma alan\u0131 ve s\u00fcresi nas\u0131l belirlenir?<\/a><\/li>\n\n\n<li><a href=\"#jak-sprawdzic-polise-przed-zlozeniem-wniosku\">Ba\u015fvuruyu yapmadan \u00f6nce poli\u00e7eyi nas\u0131l kontrol edebilirim?<\/a><\/li>\n\n\n<li><a href=\"#jak-wybrac-ubezpieczenie-bez-zgadywania\">Tahmin y\u00fcr\u00fctmeden sigortay\u0131 nas\u0131l se\u00e7melisiniz?<\/a><\/li>\n\n\n<li><a href=\"#faq\">En s\u0131k sorulan sorular<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-musi-zawierac-ubezpieczenie-do-wizy-schengen\">Schengen vizesi i\u00e7in sigorta neleri kapsamal\u0131d\u0131r?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C tipi Schengen vizesi i\u00e7in seyahat sa\u011fl\u0131k sigortas\u0131na ili\u015fkin \u015fartlar nettir. D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131\u2019n\u0131n bildirdi\u011fine g\u00f6re, sigorta tutar\u0131 a\u015fa\u011f\u0131dakinden daha d\u00fc\u015f\u00fck olamaz: <strong>30.000 avro<\/strong>. Koruma \u015funlar\u0131 kapsamal\u0131d\u0131r: <strong>Schengen B\u00f6lgesi\u2019nin tamam\u0131<\/strong>, sadece seyahatin ana var\u0131\u015f noktas\u0131 olan \u00fclke de\u011fil.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Poli\u00e7e \u015funlar\u0131 kapsamal\u0131d\u0131r: <strong>planlanan t\u00fcm konaklama s\u00fcresi veya transit s\u00fcresi<\/strong>. \u00c7oklu giri\u015f vizesi ba\u015fvurusu durumunda, ba\u015fvuru ile birlikte sunulan belgede \u015funlar yer almal\u0131d\u0131r: <strong>ilk planlanan ziyaret tarihi<\/strong>. Bu nedenle tarihler yakla\u015f\u0131k olarak belirlenmemelidir; koruman\u0131n ba\u015flang\u0131\u00e7 ve biti\u015f tarihleri, ger\u00e7ek seyahat plan\u0131na tam olarak uyacak \u015fekilde ayarlanmal\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Uygulamada, sat\u0131n almadan \u00f6nce d\u00f6rt temel bilgiyi not etmekte fayda vard\u0131r:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items8e1e5a51_check1 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-8e1e5a51_check1_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check1_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check1_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ilk seyahatin ba\u015flang\u0131\u00e7 ve biti\u015f tarihleri;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check1_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check1_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check1_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">yolculu\u011fun ge\u00e7ece\u011fi \u00fclkeler;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check1_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check1_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check1_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">gerekli sigorta tutar\u0131;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check1_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check1_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check1_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">koruma kapsam\u0131na al\u0131nacak harcama t\u00fcrleri.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Gereksinimlerin tam listesine \u015fu sayfadan ula\u015fabilirsiniz: <a href=\"https:\/\/www.gov.pl\/web\/dyplomacja\/wizy\" target=\"_blank\" rel=\"noopener noreferrer\">D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131<\/a>. Bu belge, vize gereklilikleri a\u00e7\u0131s\u0131ndan ge\u00e7erli bir referans noktas\u0131d\u0131r. Poli\u00e7enin ticari a\u00e7\u0131klamas\u0131, sigorta belgesinin do\u011frulanmas\u0131n\u0131n yerini almaz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jakie-wydatki-musi-obejmowac-polisa\">Poli\u00e7e hangi masraflar\u0131 kapsamal\u0131d\u0131r?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131, C tipi vize ba\u015fvurusu s\u0131ras\u0131nda sunulan sigortan\u0131n kar\u015f\u0131lamas\u0131 gereken d\u00f6rt harcama grubunu belirtmektedir. Bunlar, a\u015fa\u011f\u0131dakilerle ilgili masraflard\u0131r: <strong>t\u0131bbi nedenlerle geri d\u00f6n\u00fc\u015f<\/strong>, elde etme ihtiyac\u0131 <strong>acil t\u0131bbi yard\u0131m<\/strong>, <strong>acil hastane tedavisi<\/strong> ve <strong>\u00f6l\u00fcmle ilgili harcamalar<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu unsurlar bir b\u00fct\u00fcn olarak incelenmelidir. Genel olarak \u201esa\u011fl\u0131k\u201d veya \u201eyabanc\u0131 uyruklular i\u00e7in\u201d olarak tan\u0131mlanan bir poli\u00e7e, belirli bir ba\u015fvurunun gerekliliklerini kar\u015f\u0131lay\u0131p kar\u015f\u0131lamad\u0131\u011f\u0131na dair hen\u00fcz bir cevap vermez. En \u00f6nemli olan, belgedeki h\u00fck\u00fcmler ve sigorta onay\u0131 belgesinde yer alan bilgilerdir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ayr\u0131ca, vize \u015fartlar\u0131n\u0131 her bir \u00fcr\u00fcn\u00fcn kapsam\u0131ndan ay\u0131rmak gerekir. \u00d6rne\u011fin, 2026 tarihli Compensa Cudzoziemiec Genel Sigorta \u015eartlar\u0131\u2019nda, Polonya\u2019daki tedavi masraflar\u0131 ve yard\u0131m hizmetlerini kapsayan 1. Madde, t\u0131bbi a\u00e7\u0131dan gerekli olan hastal\u0131k veya kaza sonucu ortaya \u00e7\u0131kan tedavi masraflar\u0131n\u0131 kapsamaktad\u0131r; sigortal\u0131n\u0131n Polonya'da kald\u0131\u011f\u0131 s\u00fcre i\u00e7inde derhal tedavi olmas\u0131 gereken hastal\u0131k veya kaza sonucu ortaya \u00e7\u0131kan durumlar\u0131 kapsar. Bu madde, yaln\u0131zca s\u00f6zle\u015fmede bu kapsam\u0131n se\u00e7ilmi\u015f olmas\u0131 durumunda ge\u00e7erlidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu, Genel \u015eartlar\u2019\u0131n nas\u0131l okunaca\u011f\u0131na dair yararl\u0131 bir \u00f6rnektir, ancak s\u00f6z konusu \u00fcr\u00fcn\u00fcn her bir \u00e7e\u015fidinin t\u00fcm vize gerekliliklerini kar\u015f\u0131lad\u0131\u011f\u0131n\u0131n kan\u0131t\u0131 de\u011fildir. Tutar, b\u00f6lge, s\u00fcre ve gerekli harcama t\u00fcrlerini yine de ayr\u0131 ayr\u0131 teyit etmek gerekir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-ustalic-terytorium-i-okres-ochrony\">Koruma alan\u0131 ve s\u00fcresi nas\u0131l belirlenir?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Belgede \u015funlar belirtilmelidir: <strong>toplam tutar en az 30.000 avro<\/strong> ve <strong>Schengen B\u00f6lgesi\u2019nin tamam\u0131, koruma alan\u0131 olarak<\/strong>. Yaln\u0131zca Polonya ile s\u0131n\u0131rl\u0131 olan koruma, Schengen b\u00f6lgesinin tamam\u0131nda ge\u00e7erlilik i\u00e7in gerekli olan resmi ko\u015fulu kar\u015f\u0131lamamaktad\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ayn\u0131 derecede \u00f6nemli olanlar \u015funlard\u0131r: <strong>seyahat plan\u0131na uygun koruma tarihleri<\/strong>. E\u011fer kal\u0131\u015f s\u00fcresi veya transit s\u00fcresi var\u0131\u015f g\u00fcn\u00fcnden ayr\u0131l\u0131\u015f g\u00fcn\u00fcne kadar s\u00fcrecekse, sigorta poli\u00e7esi bu s\u00fcreyi tamamen kapsamal\u0131d\u0131r. \u00c7ok giri\u015fli vize durumunda, en az\u0131ndan planlanan ilk ziyareti kontrol etmek gerekir; zira D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131, ba\u015fvuruya ekli belge i\u00e7in tam da bu s\u00fcreyi belirtmektedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Basit bir \u00f6rnek: Planlanan ilk ziyaret, Schengen b\u00f6lgesindeki birka\u00e7 \u00fclkeyi arka arkaya kaps\u0131yorsa, yaln\u0131zca Polonya\u2019da kal\u0131nacak tarihler dikkate al\u0131nmamal\u0131d\u0131r. \u00d6nemli olan, bu seyahatin tamam\u0131 ve vize i\u00e7in gerekli olan b\u00f6lgedir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ayr\u0131ca, teklifin ad\u0131nda belirtilen daha uzun s\u00fcrenin sorunu otomatik olarak \u00e7\u00f6zd\u00fc\u011f\u00fcn\u00fc varsaymak da do\u011fru de\u011fildir \u2013 belirleyici olan, belgede belirtilen koruma s\u00fcresidir. Benzer \u015fekilde, \u201eyabanc\u0131lar i\u00e7in sigorta\u201d ad\u0131 da co\u011frafi kapsam\u0131 belirlemez.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-sprawdzic-polise-przed-zlozeniem-wniosku\">Ba\u015fvuruyu yapmadan \u00f6nce poli\u00e7eyi nas\u0131l kontrol edebilirim?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Belgeyi madde madde g\u00f6zden ge\u00e7irmek en g\u00fcvenli yoldur. Kontrol \u015funlar\u0131 kapsamal\u0131d\u0131r:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items8e1e5a51_check2 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-8e1e5a51_check2_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">sigorta tutar\u0131;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check2_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">co\u011frafi kapsam;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check2_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">koruman\u0131n ba\u015flang\u0131c\u0131 ve biti\u015fi;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check2_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131 taraf\u0131ndan talep edilen harcamalar;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check2_5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">Sigortal\u0131n\u0131n verilerinin, ba\u015fvuruda kullan\u0131lan belgelerle tutarl\u0131l\u0131\u011f\u0131.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130lk d\u00f6rt madde, resmi gereklilikler listesinden do\u011frudan al\u0131nm\u0131\u015ft\u0131r. Son madde ise belgenin pratik bir kontrol\u00fcd\u00fcr: Ba\u015fvuruyu yapmadan \u00f6nce, yaz\u0131m hatalar\u0131n\u0131 veya verilerdeki tutars\u0131zl\u0131klar\u0131 tespit etmek, bunlar\u0131 daha sonra a\u00e7\u0131kl\u0131\u011fa kavu\u015fturmak yerine, \u00f6nemlidir. Bu maddelerin her birini, teklifin ad\u0131yla de\u011fil, belgenin i\u00e7eri\u011fiyle kar\u015f\u0131la\u015ft\u0131r\u0131n. Tutar\u0131 say\u0131sal de\u011fer olarak, b\u00f6lgeyi tam Schengen b\u00f6lgesi olarak ve s\u00fcreyi planlanan kal\u0131\u015f veya transit s\u00fcresine kar\u015f\u0131l\u0131k gelen tarihler olarak kontrol edin. T\u0131bbi nedenlerle geri d\u00f6n\u00fc\u015f, acil t\u0131bbi yard\u0131m, acil hastane tedavisi ve vefatla ilgili masraflar hakk\u0131ndaki h\u00fck\u00fcmleri ayr\u0131 olarak inceleyin. \u00c7ok giri\u015fli vize durumunda, belgenin planlanan ilk ziyareti kapsad\u0131\u011f\u0131ndan emin olun.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Sadece \u00fcr\u00fcn\u00fcn ad\u0131 yeterli de\u011fildir.<\/strong><\/p>\n\n\n<p class=\"wp-block-paragraph\">Sigorta onay belgesini ve ilgili Genel Sigorta Ko\u015fullar\u0131n\u0131, \u00f6zellikle se\u00e7ilen teminat kapsam\u0131na dikkat ederek okumak zorunludur. Belge, gerekli parametrelerden herhangi birini kesin olarak teyit etmiyorsa, poli\u00e7eyi ba\u015fvuruya eklemeden \u00f6nce bu konuyu netle\u015ftirmek gerekir.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Ek belgelerin t\u00fcrleri, ba\u015fvurunun yap\u0131ld\u0131\u011f\u0131 \u00fclkeye g\u00f6re farkl\u0131l\u0131k g\u00f6sterebilir. Bu nedenle, belgeleri haz\u0131rlamadan \u00f6nce <strong>ilgili konsoloslukla ileti\u015fime ge\u00e7mek<\/strong>. Bunun yan\u0131 s\u0131ra, nas\u0131l elde edilece\u011fine dair ayr\u0131 bir a\u00e7\u0131klama da yard\u0131mc\u0131 olabilir <a href=\"https:\/\/polisa-obcokrajowca.pl\/tr\/rehber\/polonya-ve-schengende-yabancilar-i%cc%87ci%cc%87n-yasal-sartlar\/vize-icin-sigorta-belgesi-nasil-alinir\/\">vize i\u00e7in sigorta belgesi<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-wybrac-ubezpieczenie-bez-zgadywania\">Tahmin y\u00fcr\u00fctmeden sigortay\u0131 nas\u0131l se\u00e7melisiniz?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Se\u00e7iminize vize gerekliliklerinden ba\u015flay\u0131n ve ancak ondan sonra bunlar\u0131 \u00fcr\u00fcn ko\u015fullar\u0131yla kar\u015f\u0131la\u015ft\u0131r\u0131n. \u015eunlar\u0131 kontrol edebilirsiniz: <a href=\"https:\/\/polisa-obcokrajowca.pl\/tr\/sigorta\/yabancilar-icin-sigorta\/\">yabanc\u0131lar i\u00e7in sigorta<\/a> ve <a href=\"https:\/\/polisa-obcokrajowca.pl\/tr\/sigorta\/yabanci-konuklar-i%cc%87ci%cc%87n-si%cc%87gorta\/\">yabanc\u0131 misafirler i\u00e7in sigorta<\/a>, ancak belirli bir poli\u00e7enin yararl\u0131l\u0131\u011f\u0131, onun ger\u00e7ek \u00f6zelliklerine ba\u011fl\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Compensa Cudzoziemiec \u00fcr\u00fcn\u00fcn\u00fc inceliyorsan\u0131z, s\u00f6zle\u015fmenin a\u015fa\u011f\u0131daki kapsam\u0131 i\u00e7erip i\u00e7ermedi\u011fine dikkat edin: <strong>Polonya\u2019daki tedavi masraflar\u0131na ili\u015fkin belirli bir madde<\/strong>. Compensa Cudzoziemiec\u2019in 2026 tarihli Genel Sigorta \u015eartlar\u0131\u2019na g\u00f6re, 1. Madde, Polonya\u2019da kal\u0131\u015f s\u00fcresince acil tedavi gerektiren hastal\u0131k veya kaza sonucu ortaya \u00e7\u0131kan t\u0131bbi olarak gerekli tedavi masraflar\u0131n\u0131 kapsamaktad\u0131r. Bu h\u00fck\u00fcm <strong>Schengen gerekliliklerine uygunlu\u011fun otomatik olarak teyit edildi\u011fi anlam\u0131na gelmez<\/strong>. B\u00f6lge, s\u00fcre, tutar ve gerekli t\u00fcm harcamalar, se\u00e7ilen s\u00f6zle\u015fmede h\u00e2l\u00e2 do\u011frulanmal\u0131d\u0131r.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Bu konuyla ilgili daha ayr\u0131nt\u0131l\u0131 a\u00e7\u0131klamay\u0131 \u015fu k\u0131lavuzda bulabilirsiniz: <a href=\"https:\/\/polisa-obcokrajowca.pl\/tr\/rehber\/saglik-si%cc%87gortasinin-temelleri%cc%87-cl\/schengen-vi%cc%87ze-poli%cc%87ce-sartlari-i%cc%87ci%cc%87n-si%cc%87gorta\/\">Schengen vizesi i\u00e7in poli\u00e7e \u015fartlar\u0131<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sat\u0131n almadan \u00f6nce ilk seyahatinizin tarihlerini ve g\u00fczerg\u00e2h\u0131n\u0131 belirleyin, ard\u0131ndan poli\u00e7e belgesini resmi listeyle kar\u015f\u0131la\u015ft\u0131r\u0131n. Son kontrol, d\u00f6rt temel parametreyi kapsamal\u0131d\u0131r: sigorta tutar\u0131, ge\u00e7erlilik alan\u0131, koruma s\u00fcresi ve kar\u015f\u0131lanan masraflar\u0131n kapsam\u0131. Bu kar\u015f\u0131la\u015ft\u0131rma, resmi listede hi\u00e7bir \u00f6\u011fenin atlanmad\u0131\u011f\u0131n\u0131 do\u011frulaman\u0131z\u0131 sa\u011flar. G\u00fczerg\u00e2h birka\u00e7 \u00fclkeyi kaps\u0131yorsa, yaln\u0131zca ilk \u00fclke i\u00e7in de\u011fil, t\u00fcm Schengen b\u00f6lgesi i\u00e7in ge\u00e7erlilik alan\u0131n\u0131 kontrol edin. Tarihleri, planlanan t\u00fcm kal\u0131\u015f s\u00fcresi veya transit s\u00fcresi ile kar\u015f\u0131la\u015ft\u0131r\u0131n. Masraf kapsam\u0131n\u0131 d\u00f6rt ayr\u0131 madde olarak de\u011ferlendirin; \u00e7\u00fcnk\u00fc \u00fcr\u00fcn ad\u0131nda veya a\u00e7\u0131klamas\u0131nda tedavi masraflar\u0131n\u0131n yer almas\u0131, di\u011fer gerekliliklerin kar\u015f\u0131land\u0131\u011f\u0131n\u0131 teyit etmez.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/polisa-obcokrajowca.pl\/tr\/bi%cc%87r-yabancinin-saglik-masraflari-kktc\/\">YABANCILAR \u0130\u00c7\u0130N S\u0130GORTay\u0131 ONLINE SATIN ALIN<\/a><\/div>\n\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">En s\u0131k sorulan sorular<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"jaka-jest-minimalna-kwota-ubezpieczenia-do-wizy-schengen-typu-c\">C tipi Schengen vizesi i\u00e7in asgari sigorta tutar\u0131 ne kadard\u0131r?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131, sigorta tutar\u0131n\u0131n en az 30.000 avro olmas\u0131n\u0131 \u015fart ko\u015fmaktad\u0131r. Bu tutar, ilgili sigorta poli\u00e7esine ili\u015fkin belgede do\u011frulanmal\u0131d\u0131r.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-polisa-moze-obejmowac-tylko-polske\">Sigorta poli\u00e7esi sadece Polonya\u2019y\u0131 kapsayabilir mi?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Hay\u0131r, D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131\u2019n\u0131n C tipi Schengen vizesi i\u00e7in belirledi\u011fi \u015fartlara uymas\u0131 gerekiyorsa. Sigorta, Schengen b\u00f6lgesinin tamam\u0131nda ge\u00e7erli olmal\u0131d\u0131r.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"na-jaki-okres-trzeba-wykupic-ubezpieczenie\">Sigorta hangi s\u00fcre i\u00e7in yapt\u0131r\u0131lmal\u0131d\u0131r?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Sigorta poli\u00e7esi, planlanan t\u00fcm kal\u0131\u015f veya transit s\u00fcresini kapsamal\u0131d\u0131r. \u00c7ok giri\u015fli vize ba\u015fvurusu durumunda, belge ilk planlanan ziyaret s\u00fcresini kapsamal\u0131d\u0131r.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-kazda-polisa-dla-cudzoziemca-spelnia-wymagania-wizowe\">Yabanc\u0131lar i\u00e7in d\u00fczenlenen her sigorta poli\u00e7esi vize \u015fartlar\u0131n\u0131 kar\u015f\u0131l\u0131yor mu?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Bunu sadece ismine bakarak varsayamazs\u0131n\u0131z. Sigorta tutar\u0131n\u0131, ge\u00e7erli b\u00f6lgeyi, s\u00fcreyi ve kar\u015f\u0131lanan masraflar\u0131, ilgili \u00fcr\u00fcn ve se\u00e7ene\u011fin belgelerinde teyit etmek gerekir.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"jakie-koszty-powinny-byc-objete-ochrona\">Hangi masraflar teminat kapsam\u0131na al\u0131nmal\u0131d\u0131r?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131, t\u0131bbi nedenlerle geri d\u00f6n\u00fc\u015f, acil t\u0131bbi yard\u0131m, acil hastane tedavisi veya vefatla ilgili masraflar\u0131 s\u0131ralamaktad\u0131r.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-wymagania-dodatkowych-dokumentow-zawsze-sa-takie-same\">Ek belgelerle ilgili \u015fartlar her zaman ayn\u0131 m\u0131d\u0131r?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Ayn\u0131 olmas\u0131 gerekmez. D\u0131\u015fi\u015fleri Bakanl\u0131\u011f\u0131, ek belgelerin t\u00fcrlerinin ba\u015fvurunun yap\u0131ld\u0131\u011f\u0131 \u00fclkeye g\u00f6re de\u011fi\u015febilece\u011fini belirtmektedir. Ayr\u0131nt\u0131lar i\u00e7in ilgili konsolosluk makam\u0131na dan\u0131\u015f\u0131lmal\u0131d\u0131r.<\/p>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Schengen vizesi i\u00e7in sigorta, yaln\u0131zca \u00fcr\u00fcn\u00fcn ad\u0131na g\u00f6re se\u00e7ilmemelidir. Poli\u00e7ede belirtilen \u015fartlar \u00e7ok \u00f6nemlidir: sigorta tutar\u0131,\u2026<\/p>","protected":false},"author":1,"featured_media":4297,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[42],"tags":[51,103,104,102],"class_list":["post-4298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-ubezpieczenia-kosztow-leczenia-kl","tag-koszty-leczenia","tag-polisa-schengen","tag-ubezpieczenie-podrozne","tag-wymagania-wizowe-schengen"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do wizy Schengen: wymagania i parametry polisy<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jakie parametry musi spe\u0142nia\u0107 polisa do wizy Schengen. 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