{"id":4120,"date":"2026-03-24T20:21:08","date_gmt":"2026-03-24T19:21:08","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/nieskategoryzowane\/ubezpieczenie-do-wizy-schengen-wymagania-polisy\/"},"modified":"2026-09-08T15:51:03","modified_gmt":"2026-09-08T13:51:03","slug":"bao-hiem-cho-thi-thuc-schengen-cac-yeu-cau-doi-voi-hop-dong-bao-hiem","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/ubezpieczenie-do-wizy-schengen-wymagania-polisy\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen \u2013 c\u00e1c y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">T\u1ea1i sao b\u1ea3o hi\u1ec3m du l\u1ecbch cho th\u1ecb th\u1ef1c Schengen l\u1ea1i quan tr\u1ecdng \u0111\u1ebfn v\u1eady<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c Schengen ph\u1ea3i ch\u1ee9ng minh r\u1eb1ng h\u1ecd c\u00f3 \u0111\u1ee7 kh\u1ea3 n\u0103ng chi tr\u1ea3 chi ph\u00ed y t\u1ebf trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa. \u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t th\u1ee7 t\u1ee5c h\u00ecnh th\u1ee9c v\u00f4 ngh\u0129a. M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p s\u1ebd b\u1ea3o v\u1ec7 c\u1ea3 du kh\u00e1ch l\u1eabn c\u01a1 quan c\u1ea5p th\u1ecb th\u1ef1c tr\u01b0\u1edbc t\u00ecnh hu\u1ed1ng \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p, nh\u1eadp vi\u1ec7n ho\u1eb7c v\u1eadn chuy\u1ec3n y t\u1ebf kh\u00f4ng c\u00f3 ngu\u1ed3n t\u00e0i ch\u00ednh \u0111\u1ea3m b\u1ea3o. Tr\u00ean th\u1ef1c t\u1ebf, ch\u00ednh v\u00ec l\u00fd do \u0111\u00f3 m\u00e0 c\u00e2u h\u1ecfi v\u1ec1 <strong>Y\u00eau c\u1ea7u v\u1ec1 b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen<\/strong> xu\u1ea5t hi\u1ec7n th\u01b0\u1eddng xuy\u00ean nh\u01b0 v\u1eady.<\/p>\n<p>C\u0169ng c\u1ea7n l\u01b0u \u00fd r\u1eb1ng kh\u00f4ng ph\u1ea3i m\u1ecdi g\u00f3i d\u1ecbch v\u1ee5 r\u1ebb nh\u1ea5t \u0111\u1ec1u \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u. Gi\u1ea5y t\u1edd n\u00e0y ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3, c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 ph\u00f9 h\u1ee3p v\u00e0 c\u00f3 gi\u00e1 tr\u1ecb trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa \u0111\u00e3 khai b\u00e1o. N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n, <strong>Ch\u00ednh s\u00e1ch Schengen ph\u1ea3i bao g\u1ed3m nh\u1eefng g\u00ec<\/strong>, Trong b\u00e0i vi\u1ebft n\u00e0y, b\u1ea1n s\u1ebd t\u00ecm th\u1ea5y nh\u1eefng y\u1ebfu t\u1ed1 b\u1ea3o v\u1ec7 quan tr\u1ecdng nh\u1ea5t, nh\u1eefng l\u1eddi khuy\u00ean thi\u1ebft th\u1ef1c c\u00f9ng danh s\u00e1ch c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi mua.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">Khi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c, h\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m r\u00f5 r\u00e0ng, m\u1ee9c b\u1ed3i th\u01b0\u1eddng c\u1ee5 th\u1ec3 v\u00e0 x\u00e1c nh\u1eadn hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 c\u00e1c n\u01b0\u1edbc Schengen trong su\u1ed1t th\u1eddi gian du l\u1ecbch.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u00e1p \u1ee9ng nh\u1eefng y\u00eau c\u1ea7u n\u00e0o<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ed9i dung ch\u00ednh l\u00e0 b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb y t\u1ebf t\u1ea1i c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen. Theo d\u1eef li\u1ec7u s\u1ea3n ph\u1ea9m \u0111\u01b0\u1ee3c \u00e1p d\u1ee5ng cho c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen, c\u00f3 c\u00e1c bi\u1ebfn th\u1ec3 v\u1edbi s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m l\u00e0 30.000 euro ho\u1eb7c 60.000 euro cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb do b\u1ec7nh \u0111\u1ed9t ng\u1ed9t v\u00e0 tai n\u1ea1n b\u1ea5t ng\u1edd. B\u1ea3o hi\u1ec3m n\u00e0y ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c trong to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia thu\u1ed9c ph\u1ea1m vi l\u00e3nh th\u1ed5 \u0111\u00e3 ch\u1ecdn.<\/p>\n<p>C\u00e1c quy\u1ec1n l\u1ee3i b\u1ed5 sung li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111i\u1ec1u tr\u1ecb c\u0169ng r\u1ea5t quan tr\u1ecdng. Tr\u00ean th\u1ef1c t\u1ebf, m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ed1t s\u1ebd bao g\u1ed3m d\u1ecbch v\u1ee5 h\u1ed3i h\u01b0\u01a1ng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, v\u1eadn chuy\u1ec3n thi h\u00e0i, v\u00e0 \u0111\u00f4i khi c\u1ea3 d\u1ecbch v\u1ee5 c\u1ea5p c\u1ee9u nha khoa trong ph\u1ea1m vi gi\u1edbi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh. N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 b\u1ed1i c\u1ea3nh ph\u00e1p l\u00fd t\u1ed5ng th\u1ec3, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/bao-hiem-tai-bien-gioi-schengen-kiem-tra-va-giay-to\/\">b\u1ea3o hi\u1ec3m t\u1ea1i bi\u00ean gi\u1edbi Schengen<\/a>, trong \u0111\u00f3 n\u00eau r\u00f5 t\u1ea7m quan tr\u1ecdng c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u trong qu\u00e1 tr\u00ecnh ki\u1ec3m tra.<\/p>\n<p>\u0110i\u1ec1u quan tr\u1ecdng n\u1eefa l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u01b0\u1ee3c c\u00e1c \u0111\u1ea1i s\u1ee9 qu\u00e1n, l\u00e3nh s\u1ef1 qu\u00e1n v\u00e0 trung t\u00e2m th\u1ecb th\u1ef1c ch\u1ea5p nh\u1eadn. T\u00e0i li\u1ec7u n\u00e0y ph\u1ea3i r\u00f5 r\u00e0ng, bao g\u1ed3m th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u0111\u1ecba l\u00fd v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng. N\u1ebfu thi\u1ebfu nh\u1eefng th\u00f4ng tin n\u00e0y, ngay c\u1ea3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e3 mua c\u0169ng c\u00f3 th\u1ec3 g\u00e2y ra nghi ng\u1edd khi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Nh\u1eefng \u0111i\u1ec3m c\u1ea7n l\u01b0u \u00fd trong t\u00e0i li\u1ec7u<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi gian b\u1ea3o v\u1ec7:<\/strong> ph\u1ea3i bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>L\u00e3nh th\u1ed5:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m:<\/strong> chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u1eb7t \u1edf m\u1ee9c tr\u1ea7n \u0111\u1ee7 cao.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u00f4ng tin c\u00e1 nh\u00e2n:<\/strong> ph\u00f9 h\u1ee3p v\u1edbi h\u1ed9 chi\u1ebfu v\u00e0 \u0111\u01a1n xin th\u1ecb th\u1ef1c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>X\u00e1c nh\u1eadn \u0111\u00e3 l\u1eadp:<\/strong> T\u00e0i li\u1ec7u \u0111\u00f3 ph\u1ea3i \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 xu\u1ea5t tr\u00ecnh t\u1ea1i c\u01a1 quan h\u00e0nh ch\u00ednh.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 b\u1ea3o hi\u1ec3m tai n\u1ea1n trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t c\u1ee7a vi\u1ec7c b\u1ea3o v\u1ec7 l\u00e0 <strong>chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 b\u1ea3o hi\u1ec3m tai n\u1ea1n<\/strong>. \u0110\u1ed1i v\u1edbi th\u1ecb th\u1ef1c Schengen, ph\u1ea7n li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111i\u1ec1u tr\u1ecb sau khi b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n l\u00e0 v\u00f4 c\u00f9ng quan tr\u1ecdng. Ph\u1ea7n n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m c\u00e1c l\u1ea7n kh\u00e1m b\u1ec7nh, ch\u1ea9n \u0111o\u00e1n, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, nh\u1eadp vi\u1ec7n, mua thu\u1ed1c v\u00e0 v\u1eadn chuy\u1ec3n \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf. Ch\u00ednh nh\u1eefng chi ph\u00ed n\u00e0y c\u00f3 th\u1ec3 tr\u1edf n\u00ean r\u1ea5t cao khi \u1edf n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<p>B\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng l\u00e0 y\u1ebfu t\u1ed1 c\u1ed1t l\u00f5i c\u1ee7a y\u00eau c\u1ea7u th\u1ecb th\u1ef1c, nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf, \u0111\u00e2y l\u00e0 m\u1ed9t ph\u1ea7n b\u1ed5 sung qu\u00fd gi\u00e1 cho g\u00f3i b\u1ea3o hi\u1ec3m. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y cung c\u1ea5p h\u1ed7 tr\u1ee3 t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb t\u1ed5n th\u01b0\u01a1ng s\u1ee9c kh\u1ecfe v\u0129nh vi\u1ec5n ho\u1eb7c c\u00e1c s\u1ef1 c\u1ed1 kh\u00e1c n\u1eb1m trong ph\u1ea1m vi \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng. N\u1ebfu b\u1ea1n \u0111ang so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m, b\u1ea1n c\u0169ng n\u00ean tham kh\u1ea3o t\u00e0i li\u1ec7u n\u00e0y <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/bao-hiem-cho-visa-schengen-re-nhat-so-voi-tot-nhat\/\">Gi\u00e1 r\u1ebb nh\u1ea5t so v\u1edbi ch\u1ea5t l\u01b0\u1ee3ng t\u1ed1t nh\u1ea5t<\/a>, gi\u00fap \u0111\u00e1nh gi\u00e1 xem li\u1ec7u m\u1ee9c gi\u00e1 th\u1ea5p c\u00f3 \u0111\u1ed3ng ngh\u0129a v\u1edbi ph\u1ea1m vi qu\u00e1 h\u1eb9p hay kh\u00f4ng.<\/p>\n<p>Do \u0111\u00f3, m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p kh\u00f4ng ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 \u201et\u1edd gi\u1ea5y xin th\u1ecb th\u1ef1c\u201d. N\u00f3 c\u1ea7n ph\u1ea3i th\u1ef1c s\u1ef1 ph\u00e1t huy t\u00e1c d\u1ee5ng trong t\u00ecnh hu\u1ed1ng kh\u1ea9n c\u1ea5p v\u00e0 \u0111\u1ea3m b\u1ea3o quy\u1ec1n ti\u1ebfp c\u1eadn c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf m\u00e0 kh\u00f4ng g\u1eb7p ph\u1ea3i nh\u1eefng r\u1eafc r\u1ed1i kh\u00f4ng c\u1ea7n thi\u1ebft. \u0110i\u1ec1u kho\u1ea3n c\u00e0ng minh b\u1ea1ch th\u00ec r\u1ee7i ro g\u1eb7p v\u1ea5n \u0111\u1ec1 trong qu\u00e1 tr\u00ecnh gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng c\u00e0ng th\u1ea5p.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Th\u00f4ng tin h\u1eefu \u00edch<\/h4>\n<p class=\"kt-blocks-info-box-text\">Ch\u1ec9 ri\u00eang m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m th\u1ea5p kh\u00f4ng quy\u1ebft \u0111\u1ecbnh ch\u1ea5t l\u01b0\u1ee3ng b\u1ea3o hi\u1ec3m. Trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen, nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng h\u01a1n bao g\u1ed3m ph\u1ea1m vi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, v\u1eadn chuy\u1ec3n y t\u1ebf, h\u1ed3i h\u01b0\u01a1ng v\u00e0 trung t\u00e2m h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng hi\u1ec7u qu\u1ea3.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf Schengen v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf Schengen<\/strong> \u0110\u00e2y l\u00e0 y\u1ebfu t\u1ed1 th\u01b0\u1eddng quy\u1ebft \u0111\u1ecbnh gi\u00e1 tr\u1ecb th\u1ef1c t\u1ebf c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Nhi\u1ec1u s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m c\u00f3 trung t\u00e2m c\u1ea5p c\u1ee9u ho\u1ea1t \u0111\u1ed9ng 24\/7, chuy\u00ean t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3, ch\u1ec9 \u0111\u1ecbnh c\u01a1 s\u1edf y t\u1ebf, \u0111i\u1ec1u ph\u1ed1i vi\u1ec7c v\u1eadn chuy\u1ec3n v\u00e0 ph\u00ea duy\u1ec7t c\u00e1c kho\u1ea3n chi tr\u1ea3 c\u1ee5 th\u1ec3. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng, b\u1edfi trong t\u00ecnh hu\u1ed1ng y t\u1ebf c\u0103ng th\u1eb3ng, vi\u1ec7c li\u00ean h\u1ec7 nhanh ch\u00f3ng v\u00e0 quy tr\u00ecnh r\u00f5 r\u00e0ng l\u00e0 \u0111i\u1ec1u c\u1ea7n thi\u1ebft.<\/p>\n<p>Trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU), c\u00f3 quy \u0111\u1ecbnh r\u1eb1ng m\u1ed9t ph\u1ea7n chi ph\u00ed ph\u1ea3i \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o tr\u01b0\u1edbc cho trung t\u00e2m kh\u1ea9n c\u1ea5p. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 vi\u1ec7c t\u1ef1 \u00fd s\u1eafp x\u1ebfp vi\u1ec7c \u0111i\u1ec1u tr\u1ecb m\u00e0 kh\u00f4ng li\u00ean h\u1ec7 v\u1edbi b\u1ed9 ph\u1eadn h\u1ed7 tr\u1ee3 c\u00f3 th\u1ec3 g\u00e2y kh\u00f3 kh\u0103n cho vi\u1ec7c thanh to\u00e1n sau n\u00e0y. Do \u0111\u00f3, tr\u01b0\u1edbc khi kh\u1edfi h\u00e0nh, b\u1ea1n n\u00ean ki\u1ec3m tra s\u1ed1 \u0111i\u1ec7n tho\u1ea1i kh\u1ea9n c\u1ea5p, c\u00e1ch th\u1ee9c th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1 v\u00e0 ph\u1ea1m vi h\u1ed7 tr\u1ee3. S\u1ed5 tay h\u01b0\u1edbng d\u1eabn c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u00e1o c\u00e1o thi\u1ec7t h\u1ea1i v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tr\u1ee3 gi\u00fap y t\u1ebf<\/a>.<\/p>\n<p>C\u00e1c \u0111i\u1ec1u kho\u1ea3n mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m. Ch\u00fang th\u01b0\u1eddng \u00e1p d\u1ee5ng cho c\u00e1c s\u1ef1 c\u1ed1 ph\u00e1t sinh do chi\u1ebfn tranh, s\u01a1 su\u1ea5t nghi\u00eam tr\u1ecdng, h\u00e0nh vi ph\u1ea1m t\u1ed9i ho\u1eb7c c\u00e1c chi ph\u00ed ch\u01b0a \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u. C\u00e1c h\u1ea1n ch\u1ebf b\u1ed5 sung c\u00f3 th\u1ec3 bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb theo k\u1ebf ho\u1ea1ch, c\u00e1c k\u1ef3 ngh\u1ec9 d\u01b0\u1ee1ng ho\u1eb7c m\u1ed9t s\u1ed1 m\u00f4n th\u1ec3 thao m\u1ea1o hi\u1ec3m. Do \u0111\u00f3, tr\u01b0\u1edbc khi mua, b\u1ea1n n\u00ean \u0111\u1ecdc k\u1ef9 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/pham-vi-bao-ve-va-mien-tru-trach-nhiem\/bao-hiem-va-suc-khoe-tam-than-tham-kham-bac-si-tam-than\/\">ph\u1ea1m vi b\u1ea3o v\u1ec7 v\u00e0 mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra xem th\u00f4ng tin tr\u00ean h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 kh\u1edbp v\u1edbi h\u1ed9 chi\u1ebfu hay kh\u00f4ng, v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi th\u1eddi gian chuy\u1ebfn \u0111i hay kh\u00f4ng. Sau \u0111\u00f3, h\u00e3y x\u00e1c nh\u1eadn r\u1eb1ng h\u1ee3p \u0111\u1ed3ng bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, h\u1ed3i h\u01b0\u01a1ng v\u00e0 h\u1ed7 tr\u1ee3 y t\u1ebf. T\u1ed1t nh\u1ea5t l\u00e0 h\u1ee3p \u0111\u1ed3ng n\u00ean n\u00eau r\u00f5 khu v\u1ef1c Schengen v\u00e0 ghi r\u00f5 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m. \u0110\u00e2y l\u00e0 nh\u1eefng y\u00eau c\u1ea7u c\u01a1 b\u1ea3n; n\u1ebfu thi\u1ebfu, \u0111\u01a1n xin th\u1ecb th\u1ef1c c\u00f3 th\u1ec3 s\u1ebd ph\u1ea3i b\u1ed5 sung th\u00eam th\u00f4ng tin.<\/p>\n<p>C\u0169ng n\u00ean \u0111\u00e1nh gi\u00e1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1eeb g\u00f3c \u0111\u1ed9 t\u00ednh h\u1eefu d\u1ee5ng th\u1ef1c t\u1ebf. N\u1ebfu kh\u00f4ng may b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t, \u0111i\u1ec1u quan tr\u1ecdng kh\u00f4ng ch\u1ec9 l\u00e0 s\u1ef1 hi\u1ec7n di\u1ec7n c\u1ee7a \u0111i\u1ec1u kho\u1ea3n trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU), m\u00e0 c\u00f2n l\u00e0 kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn s\u1ef1 h\u1ed7 tr\u1ee3 v\u00e0 c\u00e1ch th\u1ee9c li\u00ean h\u1ec7 \u0111\u01a1n gi\u1ea3n v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m. Vi\u1ec7c tham kh\u1ea3o t\u00e0i li\u1ec7u n\u00e0y s\u1ebd l\u00e0 m\u1ed9t b\u1ed5 sung h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-cau-hoi-thuong-gap-va-loi-khuyen-thuc-te-cho-nguoi-nuoc-ngoai\/cong-ty-bao-hiem-europ-assistance\/\">C\u00f4ng ty b\u1ea3o hi\u1ec3m Europ Assistance<\/a>, n\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng h\u1ed7 tr\u1ee3.<\/p>\n<p>T\u00f3m l\u1ea1i, c\u00e2u tr\u1ea3 l\u1eddi cho c\u00e2u h\u1ecfi, <strong>Ch\u00ednh s\u00e1ch Schengen ph\u1ea3i bao g\u1ed3m nh\u1eefng g\u00ec<\/strong>, bao g\u1ed3m ch\u1ee7 y\u1ebfu c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, m\u1ee9c b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p, khu v\u1ef1c Schengen, h\u1ed3i h\u01b0\u01a1ng v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf k\u1ecbp th\u1eddi. N\u1ebfu b\u1ea1n mu\u1ed1n ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c m\u1ed9t c\u00e1ch su\u00f4n s\u1ebb, h\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh \u0111\u1ed3ng th\u1eddi \u0111\u1ea3m b\u1ea3o s\u1ef1 b\u1ea3o v\u1ec7 s\u1ee9c kh\u1ecfe th\u1ef1c s\u1ef1 trong su\u1ed1t chuy\u1ebfn \u0111i.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>T\u1ea1i sao b\u1ea3o hi\u1ec3m du l\u1ecbch cho th\u1ecb th\u1ef1c Schengen l\u1ea1i quan tr\u1ecdng \u0111\u1ebfn v\u1eady? Ng\u01b0\u1eddi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c Schengen ph\u1ea3i ch\u1ee9ng minh r\u1eb1ng trong th\u1eddi gian l\u01b0u tr\u00fa, h\u1ecd s\u1ebd\u2026<\/p>","protected":false},"author":2,"featured_media":4119,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[42],"tags":[51,55,50,57,52],"class_list":["post-4120","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-ubezpieczenia-kosztow-leczenia-kl","tag-koszty-leczenia","tag-strefa-schengen","tag-ubezpieczenie-cudzoziemca","tag-ubezpieczenie-zdrowotne","tag-wiza"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do wizy Schengen \u2013 wymagania polisy - Polisa obcokrajowca<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, co musi zawiera\u0107 polisa do wizy Schengen: koszty leczenia, NNW, assistance medyczny i najwa\u017cniejsze wymagania.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/bao-hiem-cho-thi-thuc-schengen-cac-yeu-cau-doi-voi-hop-dong-bao-hiem\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie do wizy Schengen \u2013 wymagania polisy\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, co musi 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