{"id":4138,"date":"2026-04-09T13:32:44","date_gmt":"2026-04-09T11:32:44","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/nieskategoryzowane\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/"},"modified":"2026-09-08T16:01:14","modified_gmt":"2026-09-08T14:01:14","slug":"bao-hiem-cho-nguoi-nuoc-ngoai-khong-co-ma-so-ca-nhan","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 m\u00e3 s\u1ed1 PESEL"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">C\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng c\u1ea7n s\u1ed1 PESEL kh\u00f4ng?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u00fang v\u1eady, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 s\u1ed1 PESEL v\u1eabn c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m cho ph\u00e9p k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng d\u1ef1a tr\u00ean c\u00e1c th\u00f4ng tin nh\u1eadn d\u1ea1ng kh\u00e1c, th\u01b0\u1eddng l\u00e0 s\u1ed1 h\u1ed9 chi\u1ebfu ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c. \u0110\u00e2y l\u00e0 th\u00f4ng tin quan tr\u1ecdng d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi m\u1edbi \u0111\u1ebfn Ba Lan, \u0111ang ch\u1edd ho\u00e0n t\u1ea5t th\u1ee7 t\u1ee5c c\u01b0 tr\u00fa ho\u1eb7c ch\u01b0a \u0111\u01b0\u1ee3c c\u1ea5p s\u1ed1 PESEL.<\/p>\n<p>\u0110\u1ed1i v\u1edbi c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, vi\u1ec7c x\u00e1c minh ch\u00ednh x\u00e1c danh t\u00ednh v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft cho th\u1eddi gian l\u01b0u tr\u00fa, th\u1ecb th\u1ef1c ho\u1eb7c k\u1ebf ho\u1ea1ch \u0111i\u1ec1u tr\u1ecb l\u00e0 \u0111i\u1ec1u quan tr\u1ecdng h\u00e0ng \u0111\u1ea7u. Theo c\u00e1c t\u00e0i li\u1ec7u tr\u00ean th\u1ecb tr\u01b0\u1eddng, trong \u0111\u01a1n xin b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u cung c\u1ea5p c\u00e1c th\u00f4ng tin nh\u01b0 h\u1ecd t\u00ean, ng\u00e0y sinh, qu\u1ed1c gia xu\u1ea5t x\u1ee9, \u0111\u1ecba ch\u1ec9 c\u01b0 tr\u00fa v\u00e0 s\u1ed1 h\u1ed9 chi\u1ebfu ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng y\u00eau c\u1ea7u s\u1ed1 PESEL kh\u00f4ng ph\u1ea3i l\u00e0 tr\u01b0\u1eddng h\u1ee3p ngo\u1ea1i l\u1ec7, m\u00e0 l\u00e0 m\u1ed9t gi\u1ea3i ph\u00e1p th\u1ef1c t\u1ebf cho nhi\u1ec1u ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/bao-hiem-tai-bien-gioi-schengen-kiem-tra-va-giay-to\/\">b\u1ea3o hi\u1ec3m t\u1ea1i bi\u00ean gi\u1edbi Schengen<\/a>. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng \u0111\u00e1nh gi\u00e1 \u0111\u01b0\u1ee3c lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o l\u00e0 c\u1ea7n thi\u1ebft trong tr\u01b0\u1eddng h\u1ee3p c\u1ee7a m\u00ecnh.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu b\u1ea1n ch\u01b0a c\u00f3 s\u1ed1 PESEL, h\u00e3y chu\u1ea9n b\u1ecb s\u1eb5n h\u1ed9 chi\u1ebfu, ng\u00e0y sinh v\u00e0 \u0111\u1ecba ch\u1ec9 c\u01b0 tr\u00fa t\u1ea1i Ba Lan. Th\u00f4ng tin n\u00e0y th\u01b0\u1eddng l\u00e0 \u0111\u1ee7 \u0111\u1ec3 b\u1eaft \u0111\u1ea7u th\u1ee7 t\u1ee5c mua b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Nh\u1eefng lo\u1ea1i th\u00f4ng tin n\u00e0o c\u00f3 th\u1ec3 thay th\u1ebf cho s\u1ed1 PESEL?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Th\u00f4ng th\u01b0\u1eddng, s\u1ed1 PESEL s\u1ebd thay th\u1ebf cho s\u1ed1 h\u1ed9 chi\u1ebfu, s\u1ed1 gi\u1ea5y th\u00f4ng h\u00e0nh ho\u1eb7c s\u1ed1 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c \u0111\u01b0\u1ee3c cung c\u1ea5p khi k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. Tr\u00ean th\u1ef1c t\u1ebf, c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ea7n c\u00e1c th\u00f4ng tin gi\u00fap x\u00e1c \u0111\u1ecbnh r\u00f5 r\u00e0ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m thu\u1ed9c v\u1ec1 m\u1ed9t c\u00e1 nh\u00e2n c\u1ee5 th\u1ec3. Do \u0111\u00f3, vi\u1ec7c \u201ekh\u00f4ng c\u00f3 s\u1ed1 PESEL\u201d th\u01b0\u1eddng kh\u00f4ng c\u1ea3n tr\u1edf vi\u1ec7c mua b\u1ea3o hi\u1ec3m, mi\u1ec5n l\u00e0 kh\u00e1ch h\u00e0ng cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 c\u00e1c th\u00f4ng tin c\u00f2n l\u1ea1i.<\/p>\n<p>Theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m hi\u1ec7n c\u00f3, \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111\u01a1n \u0111\u0103ng k\u00fd c\u00f3 th\u1ec3 y\u00eau c\u1ea7u cung c\u1ea5p: h\u1ecd v\u00e0 t\u00ean, ng\u00e0y sinh, qu\u1ed1c gia xu\u1ea5t x\u1ee9, \u0111\u1ecba ch\u1ec9, qu\u1ed1c gia c\u01b0 tr\u00fa th\u01b0\u1eddng tr\u00fa v\u00e0 s\u1ed1 h\u1ed9 chi\u1ebfu ho\u1eb7c s\u1ed1 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c. Trong m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m, khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 y t\u1ebf, ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng c\u1ea7n cung c\u1ea5p s\u1ed1 PESEL m\u00e0 ch\u1ec9 c\u1ea7n cung c\u1ea5p s\u1ed1 gi\u1ea5y t\u1edd t\u00f9y th\u00e2n \u0111\u00e3 \u0111\u01b0\u1ee3c ghi trong \u0111\u01a1n \u0111\u0103ng k\u00fd. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y to\u00e0n b\u1ed9 quy tr\u00ecnh c\u00f3 th\u1ec3 ho\u1ea1t \u0111\u1ed9ng tr\u01a1n tru t\u1eeb khi mua b\u1ea3o hi\u1ec3m cho \u0111\u1ebfn khi nh\u1eadn c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf.<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m, h\u01b0\u1edbng d\u1eabn n\u00e0y c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/bao-hiem-cho-cong-dan-ukraine-tai-ba-lan-nhung-dieu-can-luu-y\/\">B\u1ea3o hi\u1ec3m cho c\u00f4ng d\u00e2n Ukraine t\u1ea1i Ba Lan<\/a>, v\u00ec n\u00f3 gi\u1ea3i th\u00edch r\u00f5 c\u00e1ch l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa v\u00e0 nhu c\u1ea7u th\u1ef1c t\u1ebf.<\/p>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Khi n\u00e0o th\u00ec kh\u00f4ng c\u1ea7n s\u1ed1 PESEL?<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>S\u1ed1 PESEL kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i c\u00f3 trong tr\u01b0\u1eddng h\u1ee3p h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c mua b\u1edfi ng\u01b0\u1eddi v\u1eeba m\u1edbi \u0111\u1ebfn Ba Lan, \u0111ang l\u00e0m th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c, th\u1ebb c\u01b0 tr\u00fa ho\u1eb7c c\u1ea7n b\u1ea3o hi\u1ec3m trong th\u1eddi gian ch\u1edd h\u1ee3p ph\u00e1p h\u00f3a t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa. Trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0y, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 vi\u1ec7c x\u00e1c minh danh t\u00ednh ch\u00ednh x\u00e1c d\u1ef1a tr\u00ean gi\u1ea5y t\u1edd du l\u1ecbch v\u00e0 vi\u1ec7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c.<\/p>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m \u1edf Ba Lan?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n \u0111ang b\u0103n kho\u0103n kh\u00f4ng bi\u1ebft l\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 mua b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan m\u00e0 kh\u00f4ng c\u00f3 s\u1ed1 PESEL, t\u1ed1t nh\u1ea5t b\u1ea1n n\u00ean b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c x\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa. Lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft s\u1ebd kh\u00e1c nhau t\u00f9y theo vi\u1ec7c b\u1ea1n \u0111\u1ebfn Ba Lan v\u1edbi t\u01b0 c\u00e1ch du kh\u00e1ch, \u0111i l\u00e0m, du h\u1ecdc hay l\u01b0u tr\u00fa t\u1ea1m th\u1eddi. Ti\u1ebfp theo, b\u1ea1n c\u1ea7n so s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m, m\u1ee9c b\u1ed3i th\u01b0\u1eddng, th\u1eddi h\u1ea1n h\u1ee3p \u0111\u1ed3ng v\u00e0 xem li\u1ec7u gi\u1ea5y t\u1edd n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn trong c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh hay kh\u00f4ng.<\/p>\n<p>Vi\u1ec7c mua b\u1ea3o hi\u1ec3m th\u01b0\u1eddng r\u1ea5t \u0111\u01a1n gi\u1ea3n v\u00e0 th\u01b0\u1eddng \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u1ef1c tuy\u1ebfn. \u0110\u01a1n \u0111\u0103ng k\u00fd bao g\u1ed3m th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m c\u0169ng nh\u01b0 g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn. Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m y t\u1ebf t\u1eeb xa, m\u00e0 kh\u00f4ng c\u1ea7n c\u00e1c b\u00ean ph\u1ea3i c\u00f3 m\u1eb7t tr\u1ef1c ti\u1ebfp, n\u1ebfu s\u1ea3n ph\u1ea9m \u0111\u00f3 \u0111\u01b0\u1ee3c cung c\u1ea5p d\u01b0\u1edbi h\u00ecnh th\u1ee9c b\u00e1n h\u00e0ng t\u1eeb xa. Sau khi thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m, kh\u00e1ch h\u00e0ng s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c v\u0103n b\u1ea3n x\u00e1c nh\u1eadn vi\u1ec7c k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. L\u00fac n\u00e0y, b\u1ea1n n\u00ean ki\u1ec3m tra th\u1eddi \u0111i\u1ec3m b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c v\u00e0 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 y t\u1ebf.<\/p>\n<p>B\u00e0i vi\u1ebft n\u00e0y s\u1ebd l\u00e0 m\u1ed9t s\u1ef1 b\u1ed5 sung h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-cau-hoi-thuong-gap-va-loi-khuyen-thuc-te-cho-nguoi-nuoc-ngoai\/bao-hiem-cho-nguoi-nuoc-ngoai-o-ba-lan-noi-mua-re-nhat\/\">N\u01a1i mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>, gi\u00fap so s\u00e1nh c\u00e1c ph\u01b0\u01a1ng th\u1ee9c mua h\u00e0ng hi\u1ec7n c\u00f3.<\/p>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">C\u1ea7n l\u01b0u \u00fd nh\u1eefng g\u00ec tr\u01b0\u1edbc khi mua?<\/h3>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Gi\u1ea5y t\u1edd t\u00f9y th\u00e2n:<\/strong> H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng s\u1ed1 h\u1ed9 chi\u1ebfu \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111i\u1ec1n ch\u00ednh x\u00e1c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m:<\/strong> H\u00e3y ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 v\u00e0 c\u00f3 th\u1ec3 c\u1ea3 b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 hay kh\u00f4ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>M\u1ee5c \u0111\u00edch m\u1ee5c \u0111\u00edch<\/strong> Ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c, c\u01b0 tr\u00fa ho\u1eb7c c\u00f4ng vi\u1ec7c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m:<\/strong> H\u00e3y ki\u1ec3m tra xem b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn hay kh\u00f4ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>X\u00e1c nh\u1eadn t\u00e0i li\u1ec7u:<\/strong> H\u00e3y ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng ho\u1eb7c l\u00e3nh s\u1ef1 qu\u00e1n hay kh\u00f4ng.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">Vi\u1ec7c kh\u00f4ng c\u00f3 s\u1ed1 PESEL kh\u00f4ng mi\u1ec5n tr\u1eeb ngh\u0129a v\u1ee5 cung c\u1ea5p th\u00f4ng tin ch\u00ednh x\u00e1c v\u00e0 \u0111\u1ea7y \u0111\u1ee7. L\u1ed7i trong s\u1ed1 h\u1ed9 chi\u1ebfu c\u00f3 th\u1ec3 g\u00e2y kh\u00f3 kh\u0103n khi s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c khi th\u00f4ng b\u00e1o v\u1ec1 t\u1ed5n th\u1ea5t.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">N\u00ean ch\u1ecdn lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0o cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ea3i d\u1ef1a tr\u00ean t\u00ecnh h\u00ecnh th\u1ef1c t\u1ebf c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. Th\u00f4ng th\u01b0\u1eddng, c\u01a1 s\u1edf ch\u00ednh l\u00e0 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. T\u00f9y thu\u1ed9c v\u00e0o s\u1ea3n ph\u1ea9m, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 bao g\u1ed3m d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n, v\u00e0 \u0111\u00f4i khi l\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n m\u1edf r\u1ed9ng b\u1ed5 sung. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi \u0111\u1ebfn Ba Lan, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 t\u00e0i li\u1ec7u ph\u1ea3i r\u00f5 r\u00e0ng, c\u00f3 hi\u1ec7u l\u1ef1c trong th\u1eddi gian y\u00eau c\u1ea7u v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<p>Trong c\u00e1c t\u00e0i li\u1ec7u b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 ghi r\u00f5 r\u1eb1ng m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf ri\u00eang cho th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan v\u00e0 ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Lu\u1eadt v\u1ec1 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng khi c\u1ea7n xu\u1ea5t tr\u00ecnh b\u1ea3o hi\u1ec3m trong qu\u00e1 tr\u00ecnh xin th\u1ecb th\u1ef1c ho\u1eb7c gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa t\u1ea1m th\u1eddi. Gi\u00e1 c\u1ea3 kh\u00f4ng n\u00ean l\u00e0 ti\u00eau ch\u00ed duy nh\u1ea5t. C\u00e1c gi\u1edbi h\u1ea1n tr\u00e1ch nhi\u1ec7m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 c\u00e1ch th\u1ee9c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 y t\u1ebf c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m.<\/p>\n<p>Tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn, b\u1ea1n c\u0169ng n\u00ean \u0111\u1ecdc <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/pham-vi-bao-ve-va-mien-tru-trach-nhiem\/\">ph\u1ea1m vi b\u1ea3o v\u1ec7 v\u00e0 mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m<\/a>, \u0111\u1ec3 bi\u1ebft khi n\u00e0o c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 khi n\u00e0o h\u1ecd c\u00f3 th\u1ec3 t\u1eeb ch\u1ed1i chi tr\u1ea3.<\/p>\n<div class=\"wp-block-kadence-advancedheading\">\n<h3 class=\"kt-adv-heading\">Nh\u1eefng sai l\u1ea7m th\u01b0\u1eddng g\u1eb7p nh\u1ea5t khi l\u1ef1a ch\u1ecdn<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Sai l\u1ea7m ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t m\u00e0 kh\u00f4ng ki\u1ec3m tra xem n\u00f3 c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa hay kh\u00f4ng. M\u1ed9t s\u1ed1 v\u1ea5n \u0111\u1ec1 kh\u00e1c bao g\u1ed3m th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m qu\u00e1 ng\u1eafn, th\u00f4ng tin kh\u00f4ng kh\u1edbp v\u1edbi h\u1ed9 chi\u1ebfu ho\u1eb7c b\u1ecf qua c\u00e1c \u0111i\u1ec1u kho\u1ea3n mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m. M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p n\u00ean b\u1ea3o v\u1ec7 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng ch\u1ec9 v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c m\u00e0 c\u00f2n tr\u00ean th\u1ef1c t\u1ebf.<\/p>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">T\u1ed5ng k\u1ebft v\u00e0 nh\u1eefng b\u00e0i h\u1ecdc th\u1ef1c ti\u1ec5n<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 s\u1ed1 PESEL l\u00e0 ho\u00e0n to\u00e0n kh\u1ea3 thi. Trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, ch\u1ec9 c\u1ea7n s\u1ed1 h\u1ed9 chi\u1ebfu ho\u1eb7c s\u1ed1 c\u1ee7a gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c, ng\u00e0y sinh v\u00e0 c\u00e1c th\u00f4ng tin c\u01a1 b\u1ea3n v\u1ec1 th\u1eddi gian l\u01b0u tr\u00fa l\u00e0 \u0111\u1ee7. Nh\u1edd \u0111\u00f3, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng c\u1ea7n s\u1ed1 PESEL c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c k\u00fd k\u1ebft ngay c\u1ea3 tr\u01b0\u1edbc khi ng\u01b0\u1eddi \u0111\u00f3 c\u00f3 \u0111\u01b0\u1ee3c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n ch\u00ednh th\u1ee9c t\u1ea1i Ba Lan.<\/p>\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n mua b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan, h\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c x\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa, so s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 ki\u1ec3m tra xem c\u00f4ng ty b\u1ea3o hi\u1ec3m ch\u1ea5p nh\u1eadn nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o. \u0110\u1eebng ch\u1ec9 d\u1ef1a v\u00e0o gi\u00e1 c\u1ea3. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi ho\u00e0n c\u1ea3nh c\u1ee7a b\u1ea1n v\u00e0 mang l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 y t\u1ebf th\u1ef1c s\u1ef1. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn k\u1ef9 l\u01b0\u1ee1ng s\u1ebd gi\u00fap \u0111\u01a1n gi\u1ea3n h\u00f3a c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh v\u00e0 t\u0103ng c\u01b0\u1eddng s\u1ef1 an to\u00e0n trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>C\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng c\u1ea7n s\u1ed1 PESEL kh\u00f4ng? C\u00f3, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan m\u00e0 kh\u00f4ng c\u1ea7n s\u1ed1 PESEL. Tr\u00ean th\u1ef1c t\u1ebf, nhi\u1ec1u c\u00f4ng ty b\u1ea3o hi\u1ec3m cho ph\u00e9p\u2026<\/p>","protected":false},"author":2,"featured_media":4137,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[43],"tags":[54,61,55,50,52],"class_list":["post-4138","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen","tag-legalizacja-pobytu","tag-opieka-medyczna","tag-strefa-schengen","tag-ubezpieczenie-cudzoziemca","tag-wiza"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie dla cudzoziemca bez PESEL - Polisa obcokrajowca<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, czy ubezpieczenie dla cudzoziemca bez PESEL jest mo\u017cliwe i jak kupi\u0107 polis\u0119 w Polsce na podstawie paszportu lub innego dokumentu.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/bao-hiem-cho-nguoi-nuoc-ngoai-khong-co-ma-so-ca-nhan\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie dla cudzoziemca bez PESEL\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, czy ubezpieczenie dla cudzoziemca bez PESEL jest mo\u017cliwe i jak kupi\u0107 polis\u0119 w Polsce na podstawie paszportu lub innego dokumentu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/bao-hiem-cho-nguoi-nuoc-ngoai-khong-co-ma-so-ca-nhan\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisa obcokrajowca\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-09T11:32:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-08T14:01:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-3.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2528\" \/>\n\t<meta property=\"og:image:height\" content=\"1696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"redaktor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"redaktor\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/\"},\"author\":{\"name\":\"redaktor\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/person\\\/ebe5ed02faf423dcc2ae67290cdfa061\"},\"headline\":\"Ubezpieczenie dla cudzoziemca bez PESEL\",\"datePublished\":\"2026-04-09T11:32:44+00:00\",\"dateModified\":\"2026-09-08T14:01:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/\"},\"wordCount\":1022,\"publisher\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-3.webp\",\"keywords\":[\"legalizacja pobytu\",\"opieka medyczna\",\"strefa Schengen\",\"ubezpieczenie cudzoziemca\",\"wiza\"],\"articleSection\":[\"Wymogi prawne dla obcokrajowc\u00f3w w Polsce i Schengen\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/\",\"name\":\"Ubezpieczenie dla cudzoziemca bez PESEL - Polisa obcokrajowca\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-3.webp\",\"datePublished\":\"2026-04-09T11:32:44+00:00\",\"dateModified\":\"2026-09-08T14:01:14+00:00\",\"description\":\"Sprawd\u017a, czy ubezpieczenie dla cudzoziemca bez PESEL jest mo\u017cliwe i jak kupi\u0107 polis\u0119 w Polsce na podstawie paszportu lub innego dokumentu.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-3.webp\",\"contentUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-3.webp\",\"width\":2528,\"height\":1696,\"caption\":\"Ubezpieczenie dla cudzoziemca bez PESEL\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\\\/ubezpieczenie-dla-cudzoziemca-bez-pesel\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ubezpieczenie dla cudzoziemca bez PESEL\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/\",\"name\":\"Ubezpieczenie Cudzoziemca\",\"description\":\"Ubezpieczenia dla Cudzoziemc\u00f3w\",\"publisher\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\",\"name\":\"naZycie.pl\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-ea.png\",\"contentUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-ea.png\",\"width\":120,\"height\":101,\"caption\":\"naZycie.pl\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/person\\\/ebe5ed02faf423dcc2ae67290cdfa061\",\"name\":\"redaktor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"caption\":\"redaktor\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 m\u00e3 s\u1ed1 PESEL - H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","description":"H\u00e3y t\u00ecm hi\u1ec3u xem ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 m\u00e3 s\u1ed1 PESEL c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m hay kh\u00f4ng v\u00e0 c\u00e1ch mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan d\u1ef1a tr\u00ean h\u1ed9 chi\u1ebfu ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/bao-hiem-cho-nguoi-nuoc-ngoai-khong-co-ma-so-ca-nhan\/","og_locale":"vi_VN","og_type":"article","og_title":"Ubezpieczenie dla cudzoziemca bez PESEL","og_description":"Sprawd\u017a, czy ubezpieczenie dla cudzoziemca bez PESEL jest mo\u017cliwe i jak kupi\u0107 polis\u0119 w Polsce na podstawie paszportu lub innego dokumentu.","og_url":"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/bao-hiem-cho-nguoi-nuoc-ngoai-khong-co-ma-so-ca-nhan\/","og_site_name":"Polisa obcokrajowca","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-04-09T11:32:44+00:00","article_modified_time":"2026-09-08T14:01:14+00:00","og_image":[{"width":2528,"height":1696,"url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-3.webp","type":"image\/webp"}],"author":"redaktor","twitter_card":"summary_large_image","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"redaktor","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"5 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/#article","isPartOf":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/"},"author":{"name":"redaktor","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/person\/ebe5ed02faf423dcc2ae67290cdfa061"},"headline":"Ubezpieczenie dla cudzoziemca bez PESEL","datePublished":"2026-04-09T11:32:44+00:00","dateModified":"2026-09-08T14:01:14+00:00","mainEntityOfPage":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/"},"wordCount":1022,"publisher":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/#primaryimage"},"thumbnailUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-3.webp","keywords":["legalizacja pobytu","opieka medyczna","strefa Schengen","ubezpieczenie cudzoziemca","wiza"],"articleSection":["Wymogi prawne dla obcokrajowc\u00f3w w Polsce i Schengen"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/","name":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 m\u00e3 s\u1ed1 PESEL - H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","isPartOf":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/#primaryimage"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/#primaryimage"},"thumbnailUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-3.webp","datePublished":"2026-04-09T11:32:44+00:00","dateModified":"2026-09-08T14:01:14+00:00","description":"H\u00e3y t\u00ecm hi\u1ec3u xem ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng c\u00f3 m\u00e3 s\u1ed1 PESEL c\u00f3 th\u1ec3 mua b\u1ea3o hi\u1ec3m hay kh\u00f4ng v\u00e0 c\u00e1ch mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ea1i Ba Lan d\u1ef1a tr\u00ean h\u1ed9 chi\u1ebfu ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c.","breadcrumb":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/#primaryimage","url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-3.webp","contentUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-3.webp","width":2528,"height":1696,"caption":"Ubezpieczenie dla cudzoziemca bez PESEL"},{"@type":"BreadcrumbList","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen\/ubezpieczenie-dla-cudzoziemca-bez-pesel\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/polisa-obcokrajowca.pl\/"},{"@type":"ListItem","position":2,"name":"Ubezpieczenie dla cudzoziemca bez PESEL"}]},{"@type":"WebSite","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#website","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/","name":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","description":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","publisher":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polisa-obcokrajowca.pl\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization","name":"naZycie.pl","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/cropped-ea.png","contentUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/cropped-ea.png","width":120,"height":101,"caption":"naZycie.pl"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/person\/ebe5ed02faf423dcc2ae67290cdfa061","name":"bi\u00ean t\u1eadp vi\u00ean","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","caption":"redaktor"}}]}},"taxonomy_info":{"category":[{"value":43,"label":"Wymogi prawne dla obcokrajowc\u00f3w w Polsce i Schengen"}],"post_tag":[{"value":54,"label":"legalizacja pobytu"},{"value":61,"label":"opieka medyczna"},{"value":55,"label":"strefa Schengen"},{"value":50,"label":"ubezpieczenie cudzoziemca"},{"value":52,"label":"wiza"}]},"featured_image_src_large":["https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-3-1024x687.webp",1024,687,true],"author_info":{"display_name":"redaktor","author_link":"https:\/\/polisa-obcokrajowca.pl\/vi\/author\/redaktor\/"},"comment_info":0,"category_info":[{"term_id":43,"name":"Wymogi prawne dla obcokrajowc\u00f3w w Polsce i Schengen","slug":"wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen","term_group":0,"term_taxonomy_id":44,"taxonomy":"category","description":"","parent":0,"count":8,"filter":"raw","cat_ID":43,"category_count":8,"category_description":"","cat_name":"Wymogi prawne dla obcokrajowc\u00f3w w Polsce i Schengen","category_nicename":"wymogi-prawne-dla-obcokrajowcow-w-polsce-i-schengen","category_parent":0}],"tag_info":[{"term_id":54,"name":"legalizacja pobytu","slug":"legalizacja-pobytu","term_group":0,"term_taxonomy_id":54,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: legalizacja pobytu, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":12,"filter":"raw"},{"term_id":61,"name":"opieka medyczna","slug":"opieka-medyczna","term_group":0,"term_taxonomy_id":61,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: opieka medyczna, w tym \u201eChoroba w weekend \u2013 gdzie i\u015b\u0107 po pomoc w Polsce?\u201d.","parent":0,"count":26,"filter":"raw"},{"term_id":55,"name":"strefa Schengen","slug":"strefa-schengen","term_group":0,"term_taxonomy_id":55,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: strefa Schengen, w tym \u201eUbezpieczenie na granicy Schengen \u2013 kontrola i dokumenty\u201d.","parent":0,"count":23,"filter":"raw"},{"term_id":50,"name":"ubezpieczenie cudzoziemca","slug":"ubezpieczenie-cudzoziemca","term_group":0,"term_taxonomy_id":50,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie cudzoziemca, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":52,"filter":"raw"},{"term_id":52,"name":"wiza","slug":"wiza","term_group":0,"term_taxonomy_id":52,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: wiza, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":23,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/comments?post=4138"}],"version-history":[{"count":1,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4138\/revisions"}],"predecessor-version":[{"id":4139,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4138\/revisions\/4139"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/media\/4137"}],"wp:attachment":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/media?parent=4138"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/categories?post=4138"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/tags?post=4138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}