{"id":4156,"date":"2026-04-27T12:40:05","date_gmt":"2026-04-27T10:40:05","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/nieskategoryzowane\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/"},"modified":"2026-09-08T16:11:04","modified_gmt":"2026-09-08T14:11:04","slug":"nen-chon-bao-hiem-schengen-hay-bao-hiem-trong-nuoc","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/","title":{"rendered":"B\u1ea3o hi\u1ec3m Schengen hay b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc \u2013 n\u00ean ch\u1ecdn lo\u1ea1i n\u00e0o?"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Tr\u01b0\u1edbc ti\u00ean, h\u00e3y x\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch c\u1ee7a chuy\u1ebfn \u0111i<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c l\u1ef1a ch\u1ecdn gi\u1eefa b\u1ea3o hi\u1ec3m Schengen v\u00e0 b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc ch\u1ee7 y\u1ebfu ph\u1ee5 thu\u1ed9c v\u00e0o k\u1ebf ho\u1ea1ch du l\u1ecbch c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. Ng\u01b0\u1eddi ch\u1ec9 \u0111\u1ebfn Ba Lan s\u1ebd c\u1ea7n m\u1ed9t gi\u1ea3i ph\u00e1p kh\u00e1c so v\u1edbi du kh\u00e1ch ho\u1eb7c ng\u01b0\u1eddi lao \u0111\u1ed9ng s\u1ebd di chuy\u1ec3n gi\u1eefa c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen. Do \u0111\u00f3, c\u00e2u h\u1ecfi \u201eb\u1ea3o hi\u1ec3m Schengen hay b\u1ea3o hi\u1ec3m qu\u1ed1c gia\u201d n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb m\u1ed9t ph\u00e2n t\u00edch \u0111\u01a1n gi\u1ea3n: ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m s\u1ebd th\u1ef1c s\u1ef1 l\u01b0u tr\u00fa \u1edf \u0111\u00e2u v\u00e0 lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o s\u1ebd x\u00e1c nh\u1eadn ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n<p>B\u1ea3o hi\u1ec3m Schengen th\u01b0\u1eddng \u0111\u01b0\u1ee3c li\u00ean t\u01b0\u1edfng \u0111\u1ebfn c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c v\u00e0 vi\u1ec7c du l\u1ecbch kh\u1eafp ch\u00e2u \u00c2u. B\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc t\u1eadp trung v\u00e0o vi\u1ec7c l\u01b0u tr\u00fa t\u1ea1i Ba Lan v\u00e0 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb tr\u00ean l\u00e3nh th\u1ed5 C\u1ed9ng h\u00f2a Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, hai s\u1ea3n ph\u1ea9m n\u00e0y c\u00f3 th\u1ec3 tr\u00f4ng t\u01b0\u01a1ng t\u1ef1 nhau, nh\u01b0ng l\u1ea1i kh\u00e1c bi\u1ec7t v\u1ec1 ph\u1ea1m vi \u00e1p d\u1ee5ng, m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng v\u00e0 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng. C\u0169ng n\u00ean ki\u1ec3m tra xem b\u1ea3o hi\u1ec3m s\u1ebd \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho m\u1ee5c \u0111\u00edch nh\u1eadp c\u1ea3nh, h\u1ee3p ph\u00e1p h\u00f3a th\u1eddi gian l\u01b0u tr\u00fa, l\u00e0m vi\u1ec7c, h\u1ecdc t\u1eadp hay m\u1eddi gia \u0111\u00ecnh \u0111\u1ebfn th\u0103m.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m Schengen so v\u1edbi Ba Lan<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110\u1ec3 so s\u00e1nh gi\u1eefa \u201eb\u1ea3o hi\u1ec3m Schengen v\u00e0 b\u1ea3o hi\u1ec3m Ba Lan\u201d, t\u1ed1t nh\u1ea5t n\u00ean b\u1eaft \u0111\u1ea7u t\u1eeb ph\u1ea1m vi b\u1ea3o hi\u1ec3m. B\u1ea3o hi\u1ec3m Schengen bao g\u1ed3m c\u00e1c chuy\u1ebfn \u0111i \u0111\u1ebfn c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen, nh\u01b0 Ba Lan, \u0110\u1ee9c, S\u00e9c, Ph\u00e1p, \u00dd, T\u00e2y Ban Nha hay H\u00e0 Lan. Th\u01b0\u1eddng c\u00f3 c\u00e1c g\u00f3i m\u1edf r\u1ed9ng bao g\u1ed3m th\u00eam c\u00e1c qu\u1ed1c gia ch\u00e2u \u00c2u kh\u00e1c. Lo\u1ea1i b\u1ea3o hi\u1ec3m n\u00e0y r\u1ea5t h\u1eefu \u00edch khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 k\u1ebf ho\u1ea1ch \u0111i qua c\u00e1c bi\u00ean gi\u1edbi n\u1ed9i b\u1ed9 c\u1ee7a ch\u00e2u \u00c2u.<\/p>\n<p>B\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc t\u1ea1i Ba Lan th\u01b0\u1eddng c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 C\u1ed9ng h\u00f2a Ba Lan. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, b\u1ea3o hi\u1ec3m n\u00e0y c\u0169ng c\u00f3 th\u1ec3 bao g\u1ed3m khu v\u1ef1c bi\u00ean gi\u1edbi c\u1ee7a c\u00e1c qu\u1ed1c gia l\u00e1ng gi\u1ec1ng v\u1edbi Ba Lan, v\u00ed d\u1ee5 nh\u01b0 trong ph\u1ea1m vi m\u1ed9t kho\u1ea3ng c\u00e1ch nh\u1ea5t \u0111\u1ecbnh t\u00ednh t\u1eeb bi\u00ean gi\u1edbi. Gi\u1ea3i ph\u00e1p n\u00e0y r\u1ea5t thi\u1ebft th\u1ef1c cho nh\u1eefng ng\u01b0\u1eddi ch\u1ec9 sinh s\u1ed1ng, l\u00e0m vi\u1ec7c, h\u1ecdc t\u1eadp ho\u1eb7c th\u0103m gia \u0111\u00ecnh t\u1ea1i Ba Lan. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m trong ph\u1ea7n m\u00f4 t\u1ea3 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/khu-vuc-schengen\/\">khu v\u1ef1c Schengen<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ecb th\u1ef1c Schengen ho\u1eb7c c\u00f3 k\u1ebf ho\u1ea1ch du l\u1ecbch qua nhi\u1ec1u qu\u1ed1c gia, b\u1ea3o hi\u1ec3m Schengen th\u01b0\u1eddng l\u00e0 l\u1ef1a ch\u1ecdn an to\u00e0n h\u01a1n. Trong tr\u01b0\u1eddng h\u1ee3p ch\u1ec9 l\u01b0u tr\u00fa t\u1ea1i Ba Lan, m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p th\u01b0\u1eddng l\u00e0 \u0111\u1ee7.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t trong c\u1ea3 hai lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. Ch\u00ednh nh\u1eefng chi ph\u00ed n\u00e0y quy\u1ebft \u0111\u1ecbnh li\u1ec7u c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 chi tr\u1ea3 c\u00e1c kho\u1ea3n chi ph\u00ed li\u00ean quan \u0111\u1ebfn b\u1ec7nh t\u1eadt \u0111\u1ed9t ng\u1ed9t, tai n\u1ea1n, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt ho\u1eb7c v\u1eadn chuy\u1ec3n y t\u1ebf hay kh\u00f4ng. C\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen th\u01b0\u1eddng bao g\u1ed3m c\u1ea3 d\u1ecbch v\u1ee5 nha khoa kh\u1ea9n c\u1ea5p, h\u1ed3i h\u01b0\u01a1ng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, v\u1eadn chuy\u1ec3n thi th\u1ec3 v\u00e0 c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 qua trung t\u00e2m c\u1ea5p c\u1ee9u.<\/p>\n<p>Trong c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, ch\u1ea9n \u0111o\u00e1n, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf t\u1ea1i Ba Lan. Tuy nhi\u00ean, c\u00e1c chi ti\u1ebft c\u1ee5 th\u1ec3 ph\u1ee5 thu\u1ed9c v\u00e0o \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) c\u1ee5 th\u1ec3. Do \u0111\u00f3, kh\u00f4ng n\u00ean ch\u1ec9 so s\u00e1nh gi\u00e1 c\u1ea3. C\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng l\u00e0 s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m, gi\u1edbi h\u1ea1n quy\u1ec1n l\u1ee3i, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m v\u00e0 th\u1ee7 t\u1ee5c th\u00f4ng b\u00e1o b\u1ed3i th\u01b0\u1eddng. M\u1ed9t \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u t\u1ed1t l\u00e0 th\u1ea3o lu\u1eadn <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m:<\/strong> H\u00e3y ki\u1ec3m tra xem b\u1ea1n c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c ho\u1eb7c c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng hay kh\u00f4ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi l\u00e3nh th\u1ed5:<\/strong> H\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c t\u1ea1i Ba Lan, khu v\u1ef1c Schengen ho\u1eb7c c\u00e1c khu v\u1ef1c kh\u00e1c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ed7 tr\u1ee3:<\/strong> Ki\u1ec3m tra t\u00ecnh tr\u1ea1ng s\u1eb5n s\u00e0ng c\u1ee7a trung t\u00e2m \u0111i\u1ec1u ph\u1ed1i kh\u1ea9n c\u1ea5p v\u00e0 c\u00f4ng t\u00e1c t\u1ed5 ch\u1ee9c c\u1ee9u h\u1ed9.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Lo\u1ea1i tr\u1eeb:<\/strong> H\u00e3y l\u01b0u \u00fd \u0111\u1ebfn c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh, th\u1ec3 thao v\u00e0 r\u01b0\u1ee3u bia.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>T\u00e0i li\u1ec7u:<\/strong> H\u00e3y ki\u1ec3m tra xem ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn cho m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee5 th\u1ec3 \u0111\u00f3 hay kh\u00f4ng.<\/span><\/li>\n<\/ul><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">Khi n\u00e0o n\u00ean ch\u1ecdn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc s\u1ebd l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ch\u1ec9 l\u01b0u tr\u00fa t\u1ea1i Ba Lan v\u00e0 kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch \u0111i l\u1ea1i \u0111\u1ebfn c\u00e1c qu\u1ed1c gia Schengen kh\u00e1c. \u0110i\u1ec1u n\u00e0y \u00e1p d\u1ee5ng cho nh\u1eefng ng\u01b0\u1eddi \u0111\u1ebfn l\u00e0m vi\u1ec7c theo m\u00f9a, sinh vi\u00ean, kh\u00e1ch th\u0103m th\u00e2n ho\u1eb7c ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111ang ch\u1edd quy\u1ebft \u0111\u1ecbnh v\u1ec1 t\u01b0 c\u00e1ch c\u01b0 tr\u00fa. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, \u01b0u ti\u00ean h\u00e0ng \u0111\u1ea7u l\u00e0 b\u1ea3o hi\u1ec3m t\u1ea1i ch\u1ed7, h\u1ed7 tr\u1ee3 y t\u1ebf nhanh ch\u00f3ng v\u00e0 kh\u1ea3 n\u0103ng xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd t\u1ea1i Ba Lan.<\/p>\n<p>Tuy nhi\u00ean, b\u1ea1n n\u00ean ki\u1ec3m tra xem c\u01a1 quan \u0111\u00f3 c\u00f3 y\u00eau c\u1ea7u lo\u1ea1i b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 n\u00e0o kh\u00f4ng. L\u00e3nh s\u1ef1 qu\u00e1n c\u00f3 th\u1ec3 c\u00f3 nh\u1eefng y\u00eau c\u1ea7u kh\u00e1c, c\u01a1 quan t\u1ec9nh l\u1ea1i c\u00f3 nh\u1eefng y\u00eau c\u1ea7u kh\u00e1c, c\u00f2n nh\u00e0 tuy\u1ec3n d\u1ee5ng hay tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc l\u1ea1i c\u00f3 nh\u1eefng y\u00eau c\u1ea7u kh\u00e1c n\u1eefa. Do \u0111\u00f3, vi\u1ec7c so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i kh\u00f4ng ch\u1ec9 n\u00ean t\u1eadp trung v\u00e0o ph\u1ea1m vi b\u1ea3o hi\u1ec3m y t\u1ebf m\u00e0 c\u00f2n ph\u1ea3i xem x\u00e9t \u0111\u1ebfn m\u1ee5c \u0111\u00edch s\u1eed d\u1ee5ng ch\u00ednh th\u1ee9c c\u1ee7a gi\u1ea5y t\u1edd \u0111\u00f3. C\u00e1c h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/\">y\u00eau c\u1ea7u ph\u00e1p l\u00fd<\/a> v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m thu\u1ed9c danh m\u1ee5c <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/bao-hiem\/\">b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/p><\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">Tr\u01b0\u1edbc khi t\u1ef1 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, b\u1ea1n n\u00ean li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u. Trong nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, vi\u1ec7c kh\u00f4ng c\u00f3 s\u1ef1 ch\u1ea5p thu\u1eadn tr\u01b0\u1edbc c\u00f3 th\u1ec3 l\u00e0m gi\u1ea3m m\u1ee9c ho\u00e0n tr\u1ea3 chi ph\u00ed.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u01b0a ra m\u1ed9t quy\u1ebft \u0111\u1ecbnh \u0111\u00fang \u0111\u1eafn?<\/h2>\n<\/p><\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u1ea7n gi\u1ea5y t\u1edd \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u00e0 c\u00f3 k\u1ebf ho\u1ea1ch du l\u1ecbch kh\u1eafp ch\u00e2u \u00c2u, b\u1ea3o hi\u1ec3m Schengen th\u01b0\u1eddng l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p nh\u1ea5t. N\u1ebfu th\u1eddi gian l\u01b0u tr\u00fa ch\u1ec9 gi\u1edbi h\u1ea1n t\u1ea1i Ba Lan v\u00e0 m\u1ee5c \u0111\u00edch l\u00e0 l\u00e0m vi\u1ec7c, h\u1ecdc t\u1eadp, th\u0103m th\u00e2n ho\u1eb7c h\u1ee3p ph\u00e1p h\u00f3a t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa, b\u1ea1n n\u00ean c\u00e2n nh\u1eafc mua b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea3i \u0111i\u1ec1u ch\u1ec9nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m cho ph\u00f9 h\u1ee3p v\u1edbi r\u1ee7i ro th\u1ef1c t\u1ebf, ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ecdn g\u00f3i r\u1ebb nh\u1ea5t m\u00e0 kh\u00f4ng xem x\u00e9t k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n.<\/p>\n<p>C\u00e2u tr\u1ea3 l\u1eddi th\u1ef1c t\u1ebf cho c\u00e2u h\u1ecfi \u201en\u00ean ch\u1ecdn b\u1ea3o hi\u1ec3m Schengen hay b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc\u201d l\u00e0: h\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa, l\u1ed9 tr\u00ecnh du l\u1ecbch v\u00e0 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ch\u1ee9c n\u0103ng. H\u00e3y ki\u1ec3m tra chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, m\u1ee9c b\u1ed3i th\u01b0\u1eddng, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 quy tr\u00ecnh h\u1ed7 tr\u1ee3. N\u1ebfu b\u1ea1n c\u00f2n b\u0103n kho\u0103n, h\u00e3y so s\u00e1nh c\u00e1c l\u1ef1a ch\u1ecdn c\u00f3 s\u1eb5n tr\u01b0\u1edbc khi mua v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng gi\u1ea5y t\u1edd \u0111\u00f3 s\u1ebd \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn t\u1ea1i n\u01a1i b\u1ea1n mu\u1ed1n xu\u1ea5t tr\u00ecnh.<\/p>\n<\/p><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Tr\u01b0\u1edbc ti\u00ean, h\u00e3y x\u00e1c \u0111\u1ecbnh m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i. Vi\u1ec7c l\u1ef1a ch\u1ecdn gi\u1eefa b\u1ea3o hi\u1ec3m Schengen v\u00e0 b\u1ea3o hi\u1ec3m qu\u1ed1c gia ch\u1ee7 y\u1ebfu ph\u1ee5 thu\u1ed9c v\u00e0o k\u1ebf ho\u1ea1ch du l\u1ecbch c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. Tr\u01b0\u1eddng h\u1ee3p kh\u00e1c th\u00ec c\u1ea7n\u2026<\/p>","protected":false},"author":2,"featured_media":4155,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[45],"tags":[53,51,55,50,52],"class_list":["post-4156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rodzaje-polis-dla-cudzoziemcow","tag-assistance","tag-koszty-leczenia","tag-strefa-schengen","tag-ubezpieczenie-cudzoziemca","tag-wiza"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107? - Polisa obcokrajowca<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie Schengen czy krajowe? Sprawd\u017a r\u00f3\u017cnice, zakres ochrony, koszty leczenia i wybierz polis\u0119 dla cudzoziemca w Polsce.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/nen-chon-bao-hiem-schengen-hay-bao-hiem-trong-nuoc\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107?\" \/>\n<meta property=\"og:description\" content=\"Ubezpieczenie Schengen czy krajowe? Sprawd\u017a r\u00f3\u017cnice, zakres ochrony, koszty leczenia i wybierz polis\u0119 dla cudzoziemca w Polsce.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/nen-chon-bao-hiem-schengen-hay-bao-hiem-trong-nuoc\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisa obcokrajowca\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-27T10:40:05+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-08T14:11:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-9.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1537\" \/>\n\t<meta property=\"og:image:height\" content=\"1023\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"redaktor\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"redaktor\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/\"},\"author\":{\"name\":\"redaktor\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/person\\\/ebe5ed02faf423dcc2ae67290cdfa061\"},\"headline\":\"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107?\",\"datePublished\":\"2026-04-27T10:40:05+00:00\",\"dateModified\":\"2026-09-08T14:11:04+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/\"},\"wordCount\":789,\"publisher\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-9.webp\",\"keywords\":[\"assistance\",\"koszty leczenia\",\"strefa Schengen\",\"ubezpieczenie cudzoziemca\",\"wiza\"],\"articleSection\":[\"Rodzaje polis dla cudzoziemc\u00f3w\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/\",\"name\":\"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107? - Polisa obcokrajowca\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-9.webp\",\"datePublished\":\"2026-04-27T10:40:05+00:00\",\"dateModified\":\"2026-09-08T14:11:04+00:00\",\"description\":\"Ubezpieczenie Schengen czy krajowe? Sprawd\u017a r\u00f3\u017cnice, zakres ochrony, koszty leczenia i wybierz polis\u0119 dla cudzoziemca w Polsce.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-9.webp\",\"contentUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/foto-9.webp\",\"width\":1537,\"height\":1023,\"caption\":\"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107?\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/rodzaje-polis-dla-cudzoziemcow\\\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/\",\"name\":\"Ubezpieczenie Cudzoziemca\",\"description\":\"Ubezpieczenia dla Cudzoziemc\u00f3w\",\"publisher\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\",\"name\":\"naZycie.pl\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-ea.png\",\"contentUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-ea.png\",\"width\":120,\"height\":101,\"caption\":\"naZycie.pl\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/person\\\/ebe5ed02faf423dcc2ae67290cdfa061\",\"name\":\"redaktor\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g\",\"caption\":\"redaktor\"}}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"B\u1ea3o hi\u1ec3m Schengen hay b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc \u2013 n\u00ean ch\u1ecdn lo\u1ea1i n\u00e0o? - H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","description":"B\u1ea3o hi\u1ec3m Schengen hay b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc? H\u00e3y t\u00ecm hi\u1ec3u s\u1ef1 kh\u00e1c bi\u1ec7t, ph\u1ea1m vi b\u1ea3o hi\u1ec3m, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/nen-chon-bao-hiem-schengen-hay-bao-hiem-trong-nuoc\/","og_locale":"vi_VN","og_type":"article","og_title":"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107?","og_description":"Ubezpieczenie Schengen czy krajowe? Sprawd\u017a r\u00f3\u017cnice, zakres ochrony, koszty leczenia i wybierz polis\u0119 dla cudzoziemca w Polsce.","og_url":"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/nen-chon-bao-hiem-schengen-hay-bao-hiem-trong-nuoc\/","og_site_name":"Polisa obcokrajowca","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-04-27T10:40:05+00:00","article_modified_time":"2026-09-08T14:11:04+00:00","og_image":[{"width":1537,"height":1023,"url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-9.webp","type":"image\/webp"}],"author":"redaktor","twitter_card":"summary_large_image","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"redaktor","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"4 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/#article","isPartOf":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/"},"author":{"name":"redaktor","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/person\/ebe5ed02faf423dcc2ae67290cdfa061"},"headline":"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107?","datePublished":"2026-04-27T10:40:05+00:00","dateModified":"2026-09-08T14:11:04+00:00","mainEntityOfPage":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/"},"wordCount":789,"publisher":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/#primaryimage"},"thumbnailUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-9.webp","keywords":["assistance","koszty leczenia","strefa Schengen","ubezpieczenie cudzoziemca","wiza"],"articleSection":["Rodzaje polis dla cudzoziemc\u00f3w"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/","name":"B\u1ea3o hi\u1ec3m Schengen hay b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc \u2013 n\u00ean ch\u1ecdn lo\u1ea1i n\u00e0o? - H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","isPartOf":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/#primaryimage"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/#primaryimage"},"thumbnailUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-9.webp","datePublished":"2026-04-27T10:40:05+00:00","dateModified":"2026-09-08T14:11:04+00:00","description":"B\u1ea3o hi\u1ec3m Schengen hay b\u1ea3o hi\u1ec3m trong n\u01b0\u1edbc? H\u00e3y t\u00ecm hi\u1ec3u s\u1ef1 kh\u00e1c bi\u1ec7t, ph\u1ea1m vi b\u1ea3o hi\u1ec3m, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan.","breadcrumb":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/#primaryimage","url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-9.webp","contentUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-9.webp","width":1537,"height":1023,"caption":"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107?"},{"@type":"BreadcrumbList","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/rodzaje-polis-dla-cudzoziemcow\/ubezpieczenie-schengen-czy-krajowe-co-wybrac\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/polisa-obcokrajowca.pl\/"},{"@type":"ListItem","position":2,"name":"Ubezpieczenie Schengen czy krajowe \u2013 co wybra\u0107?"}]},{"@type":"WebSite","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#website","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/","name":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","description":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","publisher":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polisa-obcokrajowca.pl\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization","name":"naZycie.pl","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/cropped-ea.png","contentUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/cropped-ea.png","width":120,"height":101,"caption":"naZycie.pl"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/person\/ebe5ed02faf423dcc2ae67290cdfa061","name":"bi\u00ean t\u1eadp vi\u00ean","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/66b591a57e812e57d60fa6a139cd6a1ea3c827f26263bf0c54c5650aa4ba4ad6?s=96&d=mm&r=g","caption":"redaktor"}}]}},"taxonomy_info":{"category":[{"value":45,"label":"Rodzaje polis dla cudzoziemc\u00f3w"}],"post_tag":[{"value":53,"label":"assistance"},{"value":51,"label":"koszty leczenia"},{"value":55,"label":"strefa Schengen"},{"value":50,"label":"ubezpieczenie cudzoziemca"},{"value":52,"label":"wiza"}]},"featured_image_src_large":["https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/04\/foto-9-1024x682.webp",1024,682,true],"author_info":{"display_name":"redaktor","author_link":"https:\/\/polisa-obcokrajowca.pl\/vi\/author\/redaktor\/"},"comment_info":0,"category_info":[{"term_id":45,"name":"Rodzaje polis dla cudzoziemc\u00f3w","slug":"rodzaje-polis-dla-cudzoziemcow","term_group":0,"term_taxonomy_id":45,"taxonomy":"category","description":"","parent":0,"count":10,"filter":"raw","cat_ID":45,"category_count":10,"category_description":"","cat_name":"Rodzaje polis dla cudzoziemc\u00f3w","category_nicename":"rodzaje-polis-dla-cudzoziemcow","category_parent":0}],"tag_info":[{"term_id":53,"name":"assistance","slug":"assistance","term_group":0,"term_taxonomy_id":53,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: assistance, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":29,"filter":"raw"},{"term_id":51,"name":"koszty leczenia","slug":"koszty-leczenia","term_group":0,"term_taxonomy_id":51,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: koszty leczenia, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":49,"filter":"raw"},{"term_id":55,"name":"strefa Schengen","slug":"strefa-schengen","term_group":0,"term_taxonomy_id":55,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: strefa Schengen, w tym \u201eUbezpieczenie na granicy Schengen \u2013 kontrola i dokumenty\u201d.","parent":0,"count":23,"filter":"raw"},{"term_id":50,"name":"ubezpieczenie cudzoziemca","slug":"ubezpieczenie-cudzoziemca","term_group":0,"term_taxonomy_id":50,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: ubezpieczenie cudzoziemca, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":52,"filter":"raw"},{"term_id":52,"name":"wiza","slug":"wiza","term_group":0,"term_taxonomy_id":52,"taxonomy":"post_tag","description":"Poradniki i praktyczne informacje dotycz\u0105ce: wiza, w tym \u201eUbezpieczenie na kart\u0119 pobytu: jak sprawdzi\u0107 polis\u0119?\u201d.","parent":0,"count":23,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/comments?post=4156"}],"version-history":[{"count":1,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4156\/revisions"}],"predecessor-version":[{"id":4157,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4156\/revisions\/4157"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/media\/4155"}],"wp:attachment":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/media?parent=4156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/categories?post=4156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/tags?post=4156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}