{"id":4189,"date":"2026-05-22T14:10:18","date_gmt":"2026-05-22T12:10:18","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/nieskategoryzowane\/ubezpieczenie-medyczne-dla-cudzoziemca-standard\/"},"modified":"2026-09-08T16:32:07","modified_gmt":"2026-09-08T14:32:07","slug":"bao-hiem-y-te-tieu-chuan-danh-cho-nguoi-nuoc-ngoai","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/ubezpieczenie-medyczne-dla-cudzoziemca-standard\/","title":{"rendered":"B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u2013 g\u00f3i ti\u00eau chu\u1ea9n"},"content":{"rendered":"<div class=\"wp-block-kadence-rowlayout\">\n<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>B\u1ea3o hi\u1ec3m y t\u1ebf<\/strong> \u0110\u00e2y l\u00e0 lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan, trong ph\u1ea1m vi \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng v\u00e0 \u0110i\u1ec1u kho\u1ea3n chung (OWU). Trong g\u00f3i ti\u00eau chu\u1ea9n, b\u1ea3o hi\u1ec3m th\u01b0\u1eddng bao g\u1ed3m h\u1ed7 tr\u1ee3 trong tr\u01b0\u1eddng h\u1ee3p \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n, bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, nh\u1eadp vi\u1ec7n, x\u00e9t nghi\u1ec7m, thu\u1ed1c men c\u1ea7n thi\u1ebft v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch nh\u1eefng g\u00ec th\u01b0\u1eddng \u0111\u01b0\u1ee3c bao g\u1ed3m trong b\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, ph\u1ea1m vi b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n c\u1ee7a KL k\u1ebft th\u00fac \u1edf \u0111\u00e2u, c\u0169ng nh\u01b0 nh\u1eefng gi\u1edbi h\u1ea1n, lo\u1ea1i tr\u1eeb v\u00e0 th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh n\u00e0o c\u1ea7n l\u01b0u \u00fd tr\u01b0\u1edbc khi mua.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie\">B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#co-obejmuje-standard\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n c\u1ee7a KL bao g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li>\n<li><a href=\"#leczenie-ambulatoryjne\">\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li>\n<li><a href=\"#czego-standard-nie-obejmuje\">Ti\u00eau chu\u1ea9n th\u01b0\u1eddng kh\u00f4ng bao g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li>\n<li><a href=\"#jak-czytac-polite\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u1ecdc h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i l\u00e0 h\u00ecnh th\u1ee9c b\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh nh\u1eb1m chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb c\u1ea7n thi\u1ebft trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Trong th\u1ef1c t\u1ebf, \u0111\u00e2y th\u01b0\u1eddng l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb (KL), \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u trong nhi\u1ec1u th\u1ee7 t\u1ee5c c\u01b0 tr\u00fa v\u00e0 xin th\u1ecb th\u1ef1c. H\u1ee3p \u0111\u1ed3ng n\u00e0y nh\u1eb1m x\u00e1c nh\u1eadn r\u1eb1ng trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb b\u1ec7nh ho\u1eb7c tai n\u1ea1n, ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1ebd kh\u00f4ng ph\u1ea3i t\u1ef1 chi tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed y t\u1ebf.<\/p>\n<p>B\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n kh\u00f4ng \u0111\u1ed3ng ngh\u0129a v\u1edbi h\u1ec7 th\u1ed1ng tr\u1ee3 c\u1ea5p c\u00f4ng c\u1ed9ng to\u00e0n di\u1ec7n. Th\u00f4ng th\u01b0\u1eddng, b\u1ea3o hi\u1ec3m n\u00e0y ch\u1ec9 ph\u00e1t huy t\u00e1c d\u1ee5ng khi x\u1ea3y ra b\u1ec7nh t\u1eadt \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n, v\u00e0 vi\u1ec7c h\u1ed7 tr\u1ee3 l\u00e0 c\u1ea7n thi\u1ebft v\u1ec1 m\u1eb7t y t\u1ebf. Do \u0111\u00f3, c\u1ea7n ph\u00e2n bi\u1ec7t r\u00f5 gi\u1eefa b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n (KL) v\u00e0 c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a n\u00f3 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/bao-hiem\/\">B\u1ea3o hi\u1ec3m y t\u1ebf Ba Lan<\/a> trong h\u1ec7 th\u1ed1ng gi\u00e1o d\u1ee5c ph\u1ed5 th\u00f4ng. N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng ki\u1ebfn th\u1ee9c c\u01a1 b\u1ea3n, ph\u1ea7n n\u00e0y c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/\">C\u00e1c nguy\u00ean t\u1eafc c\u01a1 b\u1ea3n v\u1ec1 b\u1ea3o hi\u1ec3m KL<\/a> tr\u00ean trang web.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">Ch\u1ec9 ri\u00eang c\u1ee5m t\u1eeb \u201eb\u1ea3o hi\u1ec3m y t\u1ebf\u201d v\u1eabn ch\u01b0a cho bi\u1ebft ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ef1c t\u1ebf l\u00e0 nh\u01b0 th\u1ebf n\u00e0o. H\u00e3y lu\u00f4n ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u1ec9 bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u hay c\u00f2n bao g\u1ed3m c\u1ea3 c\u00e1c \u0111\u1ee3t t\u00e1i ph\u00e1t c\u1ee7a b\u1ec7nh m\u00e3n t\u00ednh, kh\u00e1m ngo\u1ea1i tr\u00fa v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"co-obejmuje-standard\" class=\"kt-adv-heading\">Ph\u1ea1m vi b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n c\u1ee7a KL bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ph\u1ea1m vi b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n th\u01b0\u1eddng bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt, ch\u1ea9n \u0111o\u00e1n v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 ngo\u1ea1i tr\u00fa c\u1ea7n thi\u1ebft sau khi b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n. Trong nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan, chi ph\u00ed kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m, mua thu\u1ed1c v\u00e0 v\u1eadt t\u01b0 y t\u1ebf, c\u0169ng nh\u01b0 chi ph\u00ed v\u1eadn chuy\u1ec3n \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf ho\u1eb7c gi\u1eefa c\u00e1c c\u01a1 s\u1edf y t\u1ebf c\u0169ng \u0111\u01b0\u1ee3c bao g\u1ed3m. Th\u00f4ng th\u01b0\u1eddng, vi\u1ec7c b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c t\u1ed5 ch\u1ee9c b\u1edfi trung t\u00e2m c\u1ea5p c\u1ee9u, n\u01a1i ch\u1ec9 \u0111\u1ecbnh c\u01a1 s\u1edf y t\u1ebf v\u00e0 x\u00e1c nh\u1eadn ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, ti\u00eau chu\u1ea9n kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m gi\u1ed1ng h\u1ec7t nhau \u1edf m\u1ecdi c\u00f4ng ty b\u1ea3o hi\u1ec3m. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa r\u1ed9ng h\u01a1n, trong khi h\u1ee3p \u0111\u1ed3ng kh\u00e1c l\u1ea1i gi\u1edbi h\u1ea1n \u1edf m\u1ee9c ch\u0103m s\u00f3c c\u01a1 b\u1ea3n. C\u0169ng c\u00f3 tr\u01b0\u1eddng h\u1ee3p c\u00e1c \u0111\u1ee3t t\u00e1i ph\u00e1t c\u1ee7a b\u1ec7nh m\u00e3n t\u00ednh ch\u1ec9 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m sau khi \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n b\u1ed5 sung ho\u1eb7c sau khi mua g\u00f3i m\u1edf r\u1ed9ng. N\u1ebfu b\u1ea1n \u0111ang so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m, h\u00e3y ki\u1ec3m tra kh\u00f4ng ch\u1ec9 m\u1ee9c b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n danh m\u1ee5c c\u00e1c quy\u1ec1n l\u1ee3i v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb. M\u1ed9t t\u00e0i li\u1ec7u b\u1ed5 sung h\u1eefu \u00edch s\u1ebd l\u00e0 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/pham-vi-bao-ve-va-mien-tru-trach-nhiem\/\">v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb<\/a>.<\/p>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u1ec7nh vi\u1ec7n:<\/strong> vi\u1ec7c l\u01b0u tr\u00fa, \u0111i\u1ec1u tr\u1ecb v\u00e0 ph\u1eabu thu\u1eadt v\u00ec l\u00fd do y t\u1ebf.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u00f2ng kh\u00e1m ngo\u1ea1i tr\u00fa:<\/strong> t\u01b0 v\u1ea5n, kh\u00e1m v\u00e0 \u0111i\u1ec1u tr\u1ecb sau c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Thu\u1ed1c:<\/strong> ho\u00e0n tr\u1ea3 chi ph\u00ed thu\u1ed1c v\u00e0 v\u1eadt t\u01b0 y t\u1ebf theo ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>V\u1eadn chuy\u1ec3n:<\/strong> \u0111i l\u1ea1i \u0111\u1ebfn c\u01a1 s\u1edf ho\u1eb7c di chuy\u1ec3n gi\u1eefa c\u00e1c c\u01a1 s\u1edf.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ed7 tr\u1ee3:<\/strong> t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 qua \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng ho\u1eb7c trung t\u00e2m kh\u1ea9n c\u1ea5p.<\/span><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"leczenie-ambulatoryjne\" class=\"kt-adv-heading\">\u0110i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa l\u00e0 m\u1ed9t trong nh\u1eefng n\u1ed9i dung th\u01b0\u1eddng \u0111\u01b0\u1ee3c ki\u1ec3m tra nh\u1ea5t trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110\u00e2y l\u00e0 c\u00e1c d\u1ecbch v\u1ee5 kh\u00f4ng y\u00eau c\u1ea7u nh\u1eadp vi\u1ec7n nh\u01b0ng l\u1ea1i c\u1ea7n thi\u1ebft cho vi\u1ec7c ch\u1ea9n \u0111o\u00e1n ho\u1eb7c \u0111i\u1ec1u tr\u1ecb, ch\u1eb3ng h\u1ea1n nh\u01b0 kh\u00e1m b\u1ec7nh, c\u00e1c x\u00e9t nghi\u1ec7m c\u01a1 b\u1ea3n, c\u00e1c th\u1ee7 thu\u1eadt nh\u1ecf, b\u0103ng b\u00f3 v\u1ebft th\u01b0\u01a1ng ho\u1eb7c \u0111\u01a1n thu\u1ed1c. \u0110i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Ba Lan, v\u00ec nhi\u1ec1u v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe kh\u1ea9n c\u1ea5p th\u01b0\u1eddng \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft t\u1ea1i ph\u00f2ng kh\u00e1m ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u1ea1i khoa b\u1ec7nh vi\u1ec7n.<\/p>\n<p>Theo quy \u0111\u1ecbnh ti\u00eau chu\u1ea9n, ph\u1ea1m vi c\u00e1c d\u1ecbch v\u1ee5 n\u00e0y th\u01b0\u1eddng b\u1ecb gi\u1edbi h\u1ea1n. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u li\u00ean h\u1ec7 tr\u01b0\u1edbc v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u \u0111\u1ec3 s\u1eafp x\u1ebfp cu\u1ed9c h\u1eb9n theo h\u00ecnh th\u1ee9c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. N\u1ebfu vi\u1ec7c \u0111i\u1ec1u tr\u1ecb di\u1ec5n ra ngo\u00e0i m\u1ea1ng l\u01b0\u1edbi \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh, c\u00f3 th\u1ec3 c\u1ea7n ph\u1ea3i l\u00e0m th\u1ee7 t\u1ee5c ho\u00e0n tr\u1ea3 chi ph\u00ed d\u1ef1a tr\u00ean h\u00f3a \u0111\u01a1n, h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 th\u00f4ng tin c\u1ee7a c\u01a1 s\u1edf y t\u1ebf. Do \u0111\u00f3, tr\u01b0\u1edbc khi \u0111\u1ebfn kh\u00e1m, b\u1ea1n n\u00ean bi\u1ebft r\u1eb1ng, <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u00e1o c\u00e1o thi\u1ec7t h\u1ea1i v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tr\u1ee3 gi\u00fap y t\u1ebf<\/a>, b\u1edfi v\u00ec vi\u1ec7c ho\u00e0n tr\u1ea3 chi ph\u00ed sau n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c tu\u00e2n th\u1ee7 \u0111\u00fang quy tr\u00ecnh.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa th\u01b0\u1eddng ch\u1ec9 bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft. Do \u0111\u00f3, \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n to\u00e0n di\u1ec7n, m\u00e0 l\u00e0 s\u1ef1 h\u1ed7 tr\u1ee3 trong m\u1ed9t t\u00ecnh hu\u1ed1ng s\u1ee9c kh\u1ecfe c\u1ee5 th\u1ec3. \u0110\u00e2y l\u00e0 s\u1ef1 kh\u00e1c bi\u1ec7t quan tr\u1ecdng \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi c\u00f3 k\u1ebf ho\u1ea1ch l\u01b0u tr\u00fa d\u00e0i ng\u00e0y v\u00e0 mong mu\u1ed1n \u0111\u01b0\u1ee3c ti\u1ebfp c\u1eadn d\u1ec5 d\u00e0ng v\u1edbi c\u00e1c b\u00e1c s\u0129 chuy\u00ean khoa m\u00e0 kh\u00f4ng li\u00ean quan \u0111\u1ebfn c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u ph\u1ea3i li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u, vi\u1ec7c t\u1ef1 \u00fd \u0111\u1ebfn m\u1ed9t c\u01a1 s\u1edf y t\u1ebf ng\u1eabu nhi\u00ean c\u00f3 th\u1ec3 g\u00e2y kh\u00f3 kh\u0103n cho vi\u1ec7c thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t. H\u00e3y ghi l\u1ea1i s\u1ed1 \u0111i\u1ec7n tho\u1ea1i kh\u1ea9n c\u1ea5p c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m ngay sau khi mua h\u1ee3p \u0111\u1ed3ng.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czego-standard-nie-obejmuje\" class=\"kt-adv-heading\">Ti\u00eau chu\u1ea9n th\u01b0\u1eddng kh\u00f4ng bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>H\u1ea7u h\u1ebft c\u00e1c hi\u1ec3u l\u1ea7m \u0111\u1ec1u xu\u1ea5t ph\u00e1t t\u1eeb gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n s\u1ebd chi tr\u1ea3 cho m\u1ecdi l\u1ea7n kh\u00e1m b\u1ec7nh. Trong khi \u0111\u00f3, ph\u1ea1m vi b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n th\u01b0\u1eddng kh\u00f4ng bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 theo k\u1ebf ho\u1ea1ch, ph\u00f2ng ng\u1eeba, \u0111i\u1ec1u tr\u1ecb t\u1ea1i vi\u1ec7n d\u01b0\u1ee1ng b\u1ec7nh, c\u00e1c th\u1ee7 thu\u1eadt th\u1ea9m m\u1ef9 ho\u1eb7c c\u00e1c chi ph\u00ed kh\u00f4ng c\u1ea7n thi\u1ebft v\u1ec1 m\u1eb7t y t\u1ebf. C\u00e1c h\u1ea1n ch\u1ebf c\u0169ng c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng cho \u0111i\u1ec1u tr\u1ecb nha khoa, ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng, ti\u1ebfp t\u1ee5c \u0111i\u1ec1u tr\u1ecb sau khi t\u00ecnh tr\u1ea1ng c\u1ea5p c\u1ee9u \u0111\u00e3 qua \u0111i v\u00e0 c\u00e1c b\u1ec7nh \u0111\u00e3 c\u00f3 tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng.<\/p>\n<p>Trong nhi\u1ec1u \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU), c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb li\u00ean quan \u0111\u1ebfn c\u00e1c m\u00f4n th\u1ec3 thao m\u1ea1o hi\u1ec3m, thi\u1ec7t h\u1ea1i do \u1ea3nh h\u01b0\u1edfng c\u1ee7a r\u01b0\u1ee3u bia ho\u1eb7c c\u00e1c s\u1ef1 c\u1ed1 x\u1ea3y ra tr\u01b0\u1edbc khi b\u1ea3o hi\u1ec3m c\u00f3 hi\u1ec7u l\u1ef1c c\u0169ng r\u1ea5t quan tr\u1ecdng. M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng bao g\u1ed3m t\u00ecnh tr\u1ea1ng t\u00e1i ph\u00e1t c\u1ee7a c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n ho\u1eb7c \u00e1p d\u1ee5ng c\u00e1c gi\u1edbi h\u1ea1n ri\u00eang bi\u1ec7t. Do \u0111\u00f3, ch\u1ec9 ri\u00eang m\u1ee9c b\u1ea3o hi\u1ec3m cao ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o r\u1eb1ng kho\u1ea3n b\u1ed3i th\u01b0\u1eddng c\u1ee5 th\u1ec3 s\u1ebd \u0111\u01b0\u1ee3c chi tr\u1ea3. N\u1ebfu vi\u1ec7c l\u01b0u tr\u00fa t\u1ea1i Ba Lan li\u00ean quan \u0111\u1ebfn m\u1ee5c \u0111\u00edch th\u1ecb th\u1ef1c ho\u1eb7c c\u01b0 tr\u00fa, b\u1ea1n n\u00ean so s\u00e1nh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c t\u00e0i li\u1ec7u v\u1ec1 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/\">c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-czytac-polite\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u1ecdc h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c m\u1ee9c gi\u1edbi h\u1ea1n?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Khi mua b\u1ea3o hi\u1ec3m, c\u00f3 b\u1ed1n y\u1ebfu t\u1ed1 quan tr\u1ecdng nh\u1ea5t: m\u1ee9c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi quy\u1ec1n l\u1ee3i, h\u1ea1n m\u1ee9c cho t\u1eebng d\u1ecbch v\u1ee5 c\u1ee5 th\u1ec3 v\u00e0 th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u h\u1ed7 tr\u1ee3. Ch\u00ednh c\u00e1c h\u1ea1n m\u1ee9c n\u00e0y cho th\u1ea5y m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7 th\u1ef1c t\u1ebf d\u00e0nh cho \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, thu\u1ed1c men, v\u1eadn chuy\u1ec3n ho\u1eb7c nh\u1eadp vi\u1ec7n l\u00e0 bao nhi\u00eau. B\u1ea1n n\u00ean ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 h\u1ed7 tr\u1ee3 thanh to\u00e1n tr\u1ef1c ti\u1ebfp hay kh\u00f4ng, hay b\u1ea1n ph\u1ea3i t\u1ef1 chi tr\u1ea3 tr\u01b0\u1edbc r\u1ed3i m\u1edbi l\u00e0m th\u1ee7 t\u1ee5c xin ho\u00e0n tr\u1ea3.<\/p>\n<p>C\u00e1c t\u00e0i li\u1ec7u c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m. Khi l\u00e0m th\u1ee7 t\u1ee5c ho\u00e0n tr\u1ea3 chi ph\u00ed, th\u01b0\u1eddng c\u1ea7n c\u00f3 h\u00f3a \u0111\u01a1n ho\u1eb7c bi\u00ean lai ghi t\u00ean ng\u01b0\u1eddi mua, h\u1ed3 s\u01a1 y t\u1ebf, ch\u1ea9n \u0111o\u00e1n c\u1ee7a b\u00e1c s\u0129 v\u00e0 th\u00f4ng tin v\u1ec1 c\u01a1 s\u1edf y t\u1ebf. N\u1ebfu s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh, b\u1ea1n c\u0169ng c\u1ea7n gi\u1eef l\u1ea1i b\u1ea3n g\u1ed1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Nh\u1eefng ai \u0111ang so s\u00e1nh c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u b\u1eb1ng h\u01b0\u1edbng d\u1eabn n\u00e0y <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-cau-hoi-thuong-gap-va-loi-khuyen-thuc-te-cho-nguoi-nuoc-ngoai\/\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u00e0 l\u1eddi khuy\u00ean h\u1eefu \u00edch<\/a>. \u0110\u00e2y l\u00e0 m\u1ed9t \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u t\u1ed1t tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn m\u1ed9t g\u00f3i d\u1ecbch v\u1ee5 c\u1ee5 th\u1ec3.<\/p>\n<p>M\u1ed9t quy\u1ebft \u0111\u1ecbnh mua b\u1ea3o hi\u1ec3m s\u00e1ng su\u1ed1t l\u00e0 l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch th\u1ef1c t\u1ebf c\u1ee7a chuy\u1ebfn \u0111i. Sinh vi\u00ean c\u1ea7n nh\u1eefng lo\u1ea1i b\u1ea3o hi\u1ec3m kh\u00e1c v\u1edbi ng\u01b0\u1eddi \u0111i l\u00e0m, v\u00e0 ng\u01b0\u1eddi xin th\u1ecb th\u1ef1c l\u1ea1i c\u1ea7n nh\u1eefng lo\u1ea1i kh\u00e1c n\u1eefa. G\u00f3i b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n c\u00f3 th\u1ec3 \u0111\u1ee7 cho nh\u1eefng chuy\u1ebfn \u0111i ng\u1eafn ng\u00e0y, nh\u01b0ng \u0111\u1ed1i v\u1edbi nh\u1eefng chuy\u1ebfn \u0111i d\u00e0i ng\u00e0y, b\u1ea1n n\u00ean c\u00e2n nh\u1eafc c\u00e1c t\u00f9y ch\u1ecdn m\u1edf r\u1ed9ng nh\u01b0 b\u1ea3o hi\u1ec3m b\u1ec7nh m\u00e3n t\u00ednh, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng cao h\u01a1n.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 bao g\u1ed3m chi ph\u00ed kh\u00e1m b\u1ec7nh kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, nh\u01b0ng th\u00f4ng th\u01b0\u1eddng ch\u1ec9 trong tr\u01b0\u1eddng h\u1ee3p cu\u1ed9c kh\u00e1m li\u00ean quan \u0111\u1ebfn b\u1ec7nh c\u1ea5p t\u00ednh ho\u1eb7c tai n\u1ea1n. Ph\u1ea1m vi c\u00e1c cu\u1ed9c kh\u00e1m ngo\u1ea1i tr\u00fa ph\u1ee5 thu\u1ed9c v\u00e0o \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU), c\u00e1c gi\u1edbi h\u1ea1n v\u00e0 th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u h\u1ed7 tr\u1ee3.<\/p>\n<h3>G\u00f3i b\u1ea3o hi\u1ec3m KL ti\u00eau chu\u1ea9n c\u00f3 bao g\u1ed3m chi ph\u00ed n\u1eb1m vi\u1ec7n kh\u00f4ng?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng l\u00e0 nh\u01b0 v\u1eady. G\u00f3i b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n th\u01b0\u1eddng chi tr\u1ea3 cho vi\u1ec7c nh\u1eadp vi\u1ec7n, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa v\u00e0 ph\u1eabu thu\u1eadt, mi\u1ec5n l\u00e0 nh\u1eefng d\u1ecbch v\u1ee5 n\u00e0y l\u00e0 c\u1ea7n thi\u1ebft v\u1ec1 m\u1eb7t y t\u1ebf v\u00e0 n\u1eb1m trong gi\u1edbi h\u1ea1n b\u1ea3o hi\u1ec3m.<\/p>\n<h3>Chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa c\u00f3 lu\u00f4n \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng t\u1ef1 \u0111\u1ed9ng. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 y\u00eau c\u1ea7u b\u1ea1n li\u00ean h\u1ec7 tr\u01b0\u1edbc v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u ho\u1eb7c cung c\u1ea5p h\u00f3a \u0111\u01a1n, h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 th\u00f4ng tin v\u1ec1 c\u01a1 s\u1edf y t\u1ebf \u0111\u1ec3 \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 chi ph\u00ed.<\/p>\n<h3>B\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 bao g\u1ed3m c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh kh\u00f4ng?<\/h3>\n<p>\u0110\u00f4i khi l\u00e0 nh\u01b0 v\u1eady, nh\u01b0ng \u0111\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 quy lu\u1eadt chung. Trong nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ec7nh m\u00e3n t\u00ednh tr\u1edf n\u1eb7ng ch\u1ec9 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong m\u1ed9t s\u1ed1 g\u00f3i c\u1ee5 th\u1ec3 ho\u1eb7c sau khi mua th\u00eam g\u00f3i m\u1edf r\u1ed9ng.<\/p>\n<h3>N\u00ean gi\u1eef l\u1ea1i nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o sau khi \u0111i\u1ec1u tr\u1ecb?<\/h3>\n<p>B\u1ea1n n\u00ean gi\u1eef l\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u00e1c h\u00f3a \u0111\u01a1n mang t\u00ean m\u00ecnh, h\u00f3a \u0111\u01a1n thanh to\u00e1n, b\u1ea3n m\u00f4 t\u1ea3 ch\u1ea9n \u0111o\u00e1n v\u00e0 c\u00e1c ch\u1ec9 \u0111\u1ecbnh c\u1ee7a b\u00e1c s\u0129. C\u00e1c t\u00e0i li\u1ec7u t\u1eeb c\u01a1 s\u1edf y t\u1ebf x\u00e1c nh\u1eadn vi\u1ec7c \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p c\u1ee9u c\u0169ng s\u1ebd h\u1eefu \u00edch khi b\u1ea1n khai b\u00e1o s\u1ef1 c\u1ed1.<\/p>\n<h3>B\u1ea3o hi\u1ec3m y t\u1ebf c\u1ee7a Ba Lan v\u00e0 b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n KL c\u00f3 ph\u1ea3i l\u00e0 m\u1ed9t kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng. C\u00f4ng khai <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/bao-hiem\/bao-hiem-cho-nhan-vien\/\">B\u1ea3o hi\u1ec3m y t\u1ebf t\u1ea1i Ba Lan<\/a> ho\u1ea1t \u0111\u1ed9ng kh\u00e1c v\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf t\u01b0 nh\u00e2n, v\u1ed1n d\u1ef1a tr\u00ean h\u1ee3p \u0111\u1ed3ng, m\u1ee9c b\u1ea3o hi\u1ec3m, c\u00e1c gi\u1edbi h\u1ea1n v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m y t\u1ebf ti\u00eau chu\u1ea9n d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb c\u1ea5p c\u1ee9u ngo\u1ea1i tr\u00fa, nh\u1eadp vi\u1ec7n, x\u00e9t nghi\u1ec7m, thu\u1ed1c men v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c h\u01b0\u1edfng d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c y t\u1ebf to\u00e0n di\u1ec7n v\u00e0 kh\u00f4ng gi\u1edbi h\u1ea1n. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i xem x\u00e9t c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n chung, gi\u1edbi h\u1ea1n, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 c\u00e1ch th\u1ee9c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3. Tr\u01b0\u1edbc khi mua, h\u00e3y ki\u1ec3m tra xem ph\u1ea1m vi b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee7a b\u1ea1n t\u1ea1i Ba Lan hay kh\u00f4ng. N\u1ebfu b\u1ea1n mu\u1ed1n tr\u00e1nh nh\u1eefng b\u1ea5t ng\u1edd t\u1ed1n k\u00e9m, h\u00e3y so s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u c\u1ee7a m\u00ecnh.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m y t\u1ebf l\u00e0 lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan, trong ph\u1ea1m vi \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng v\u00e0 \u0110i\u1ec1u kho\u1ea3n chung c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Trong\u2026<\/p>","protected":false},"author":2,"featured_media":4188,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[42],"tags":[51,61,62,50,57],"class_list":["post-4189","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-ubezpieczenia-kosztow-leczenia-kl","tag-koszty-leczenia","tag-opieka-medyczna","tag-transport-medyczny","tag-ubezpieczenie-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie medyczne dla cudzoziemca \u2013 standard - Polisa obcokrajowca<\/title>\n<meta name=\"description\" content=\"Ubezpieczenie medyczne dla cudzoziemca w Polsce: sprawd\u017a standardowy zakres KL, leczenie ambulatoryjne i najwa\u017cniejsze wy\u0142\u0105czenia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/bao-hiem-y-te-tieu-chuan-danh-cho-nguoi-nuoc-ngoai\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ubezpieczenie medyczne dla cudzoziemca \u2013 standard\" \/>\n<meta property=\"og:description\" content=\"Ubezpieczenie medyczne dla 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