{"id":4206,"date":"2026-06-04T13:49:09","date_gmt":"2026-06-04T11:49:09","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/nieskategoryzowane\/ubezpieczenie-na-wize-schengen-parametry-polisy\/"},"modified":"2026-09-29T19:13:30","modified_gmt":"2026-09-29T17:13:30","slug":"bao-hiem-thi-thuc-schengen-cac-dieu-khoan-cua-hop-dong-bao-hiem","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/ubezpieczenie-a-cel-pobytu\/ubezpieczenie-na-wize-schengen-parametry-polisy\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen \u2013 c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Th\u1ebb Schengen<\/strong> \u0110\u00e2y l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c khi xin th\u1ecb th\u1ef1c Schengen, nh\u1eb1m \u0111\u1ea3m b\u1ea3o chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 h\u1ed7 tr\u1ee3 y t\u1ebf trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ed1t ph\u1ea3i \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u v\u1ec1 m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u, bao g\u1ed3m l\u00e3nh th\u1ed5 th\u00edch h\u1ee3p v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c trong to\u00e0n b\u1ed9 th\u1eddi gian d\u1ef1 ki\u1ebfn c\u1ee7a chuy\u1ebfn \u0111i. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch c\u00e1c ti\u00eau ch\u00ed m\u00e0 b\u1ea3o hi\u1ec3m Schengen ph\u1ea3i \u0111\u00e1p \u1ee9ng, nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd tr\u01b0\u1edbc khi mua v\u00e0 c\u00e1ch tr\u00e1nh nh\u1eefng sai l\u1ea7m th\u01b0\u1eddng g\u1eb7p khi ch\u1ecdn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie-na-wize-schengen\">B\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c Schengen l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#jakie-parametry-musi-miec-polisy\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0o?<\/a><\/li>\n<li><a href=\"#co-powinno-obejmowac-ubezpieczenie\">B\u1ea3o hi\u1ec3m n\u00ean bao g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li>\n<li><a href=\"#jak-wybrac-polisy-bez-bledu\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie-na-wize-schengen\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c Schengen l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c Schengen l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng thu\u1ed9c khu v\u1ef1c Schengen \u0111ang xin th\u1ecb th\u1ef1c ng\u1eafn h\u1ea1n. M\u1ee5c \u0111\u00edch c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y l\u00e0 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p v\u00e0 h\u1ed7 tr\u1ee3 t\u1ed5 ch\u1ee9c c\u1ee9u h\u1ed9 trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb \u1ed1m ho\u1eb7c g\u1eb7p tai n\u1ea1n trong th\u1eddi gian l\u01b0u tr\u00fa. Lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0y th\u01b0\u1eddng \u0111\u01b0\u1ee3c l\u00e3nh s\u1ef1 qu\u00e1n, \u0111\u1ea1i s\u1ee9 qu\u00e1n ho\u1eb7c trung t\u00e2m th\u1ecb th\u1ef1c y\u00eau c\u1ea7u nh\u01b0 m\u1ed9t ph\u1ea7n c\u1ee7a h\u1ed3 s\u01a1 xin th\u1ecb th\u1ef1c.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, \u0111i\u1ec1u n\u00e0y th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn b\u1ea3o hi\u1ec3m chi ph\u00ed y t\u1ebf \u0111\u1ec3 xin th\u1ecb th\u1ef1c v\u1edbi m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c. C\u1ee5m t\u1eeb th\u01b0\u1eddng g\u1eb7p \u201ch\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen 30.000 euro\u201d ch\u00ednh l\u00e0 \u0111\u1ec3 ch\u1ec9 m\u1ee9c tr\u00e1ch nhi\u1ec7m c\u01a1 b\u1ea3n \u0111\u1ed1i v\u1edbi chi ph\u00ed y t\u1ebf. Ngo\u00e0i m\u1ee9c b\u1ea3o hi\u1ec3m, c\u00e1c y\u1ebfu t\u1ed1 quan tr\u1ecdng kh\u00e1c bao g\u1ed3m: ph\u1ea1m vi l\u00e3nh th\u1ed5, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 vi\u1ec7c t\u00e0i li\u1ec7u n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn trong th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c hay kh\u00f4ng.<\/p>\n<p>\u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0: kh\u00f4ng ph\u1ea3i b\u1ea5t k\u1ef3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m du l\u1ecbch th\u00f4ng th\u01b0\u1eddng n\u00e0o c\u0169ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i ph\u1ea3i \u0111\u01b0\u1ee3c l\u1eadp sao cho x\u00e1c nh\u1eadn r\u00f5 r\u00e0ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m, m\u1ee9c b\u1ed3i th\u01b0\u1eddng v\u00e0 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 c\u00e1c n\u01b0\u1edbc Schengen.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu b\u1ea1n \u0111ang n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c, h\u00e3y ki\u1ec3m tra kh\u00f4ng ch\u1ec9 m\u1ee9c ph\u00ed b\u1ea3o hi\u1ec3m m\u00e0 c\u00f2n c\u1ea3 \u0111i\u1ec1u kho\u1ea3n quy \u0111\u1ecbnh m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u 30.000 euro v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m tr\u00ean to\u00e0n khu v\u1ef1c Schengen.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-parametry-musi-miec-polisy\" class=\"kt-adv-heading\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>\u0110i\u1ec1u ki\u1ec7n c\u01a1 b\u1ea3n l\u00e0 m\u1ee9c b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p. Trong c\u00e1c t\u00e0i li\u1ec7u s\u1ea3n ph\u1ea9m d\u00e0nh cho ph\u01b0\u01a1ng \u00e1n Schengen, m\u1ee9c b\u1ea3o hi\u1ec3m l\u00e0 30.000 euro ho\u1eb7c 60.000 euro cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb do b\u1ec7nh \u0111\u1ed9t ng\u1ed9t v\u00e0 tai n\u1ea1n. T\u1eeb g\u00f3c \u0111\u1ed9 th\u1ecb th\u1ef1c, \u0111i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen 30.000 euro ph\u1ea3i \u0111\u00e1p \u1ee9ng m\u1ee9c t\u1ed1i thi\u1ec3u theo y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan ti\u1ebfp nh\u1eadn \u0111\u01a1n.<\/p>\n<p>Tham s\u1ed1 th\u1ee9 hai l\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m. G\u00f3i b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen, ch\u1ee9 kh\u00f4ng ch\u1ec9 ri\u00eang Ba Lan. Y\u1ebfu t\u1ed1 th\u1ee9 ba l\u00e0 th\u1eddi h\u1ea1n hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. B\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c trong to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa \u0111\u00e3 khai b\u00e1o, kh\u00f4ng c\u00f3 kho\u1ea3ng tr\u1ed1ng n\u00e0o gi\u1eefa ng\u00e0y nh\u1eadp c\u1ea3nh v\u00e0 ng\u00e0y k\u1ebft th\u00fac chuy\u1ebfn \u0111i. B\u1ea1n c\u0169ng n\u00ean ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 b\u1eaft \u0111\u1ea7u c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y c\u1ee5 th\u1ec3 \u0111\u01b0\u1ee3c ghi trong \u0111\u01a1n \u0111\u0103ng k\u00fd hay kh\u00f4ng.<\/p>\n<p>Lo\u1ea1i h\u00ecnh b\u1ea3o hi\u1ec3m c\u0169ng r\u1ea5t quan tr\u1ecdng. M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m Schengen t\u1ed1t s\u1ebd bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eadp vi\u1ec7n, kh\u00e1m b\u1ec7nh, ch\u0103m s\u00f3c ngo\u1ea1i tr\u00fa v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf. Tr\u00ean th\u1ef1c t\u1ebf, vi\u1ec7c h\u1ed3i h\u01b0\u01a1ng v\u00e0 v\u1eadn chuy\u1ec3n thi th\u1ec3 c\u0169ng r\u1ea5t quan tr\u1ecdng, v\u00ec nh\u1eefng \u0111i\u1ec1u kho\u1ea3n n\u00e0y th\u01b0\u1eddng xu\u1ea5t hi\u1ec7n trong c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i.<\/p>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m:<\/strong> \u00edt nh\u1ea5t 30.000 euro cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>L\u00e3nh th\u1ed5:<\/strong> t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi gian b\u1ea3o v\u1ec7:<\/strong> To\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn \u0111\u01b0\u1ee3c ghi trong th\u1ecb th\u1ef1c.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi:<\/strong> c\u1ea5p c\u1ee9u, nh\u1eadp vi\u1ec7n, v\u1eadn chuy\u1ec3n y t\u1ebf, h\u1ed3i h\u01b0\u01a1ng.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>T\u00e0i li\u1ec7u:<\/strong> Gi\u1ea5y b\u1ea3o hi\u1ec3m r\u00f5 r\u00e0ng \u0111\u01b0\u1ee3c L\u00e3nh s\u1ef1 qu\u00e1n ho\u1eb7c Trung t\u00e2m th\u1ecb th\u1ef1c ch\u1ea5p nh\u1eadn.<\/span><\/li>\n<\/ul>\n<\/div>\n<p>N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 m\u1eb7t h\u00ecnh th\u1ee9c \u0111\u1ed1i v\u1edbi c\u00e1c t\u00e0i li\u1ec7u, h\u00e3y tham kh\u1ea3o th\u00eam <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/bao-hiem-tai-bien-gioi-schengen-kiem-tra-va-giay-to\/\">b\u1ea3o hi\u1ec3m t\u1ea1i bi\u00ean gi\u1edbi Schengen<\/a> v\u00e0 c\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/cac-nuoc-schengen\/\">c\u00e1c n\u01b0\u1edbc thu\u1ed9c khu v\u1ef1c Schengen<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"co-powinno-obejmowac-ubezpieczenie\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m n\u00ean bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ph\u1ea7n quan tr\u1ecdng nh\u1ea5t c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong tr\u01b0\u1eddng h\u1ee3p \u0111\u1ed9t ng\u1ed9t b\u1ecb \u1ed1m ho\u1eb7c g\u1eb7p tai n\u1ea1n. \u0110i\u1ec1u n\u00e0y bao g\u1ed3m c\u00e1c l\u1ea7n kh\u00e1m b\u1ec7nh, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, n\u1eb1m vi\u1ec7n, c\u00e1c x\u00e9t nghi\u1ec7m v\u00e0 thu\u1ed1c men c\u1ea7n thi\u1ebft do b\u00e1c s\u0129 k\u00ea \u0111\u01a1n. B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u0111\u1ec3 xin th\u1ecb th\u1ef1c s\u1ebd c\u00f3 hi\u1ec7u l\u1ef1c khi vi\u1ec7c \u0111i\u1ec1u tr\u1ecb l\u00e0 c\u1ea5p thi\u1ebft v\u00e0 c\u00f3 c\u01a1 s\u1edf y t\u1ebf.<\/p>\n<p>Tr\u00ean th\u1ef1c t\u1ebf, m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m t\u1ed1t d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng bao g\u1ed3m c\u1ea3 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p. D\u1ecbch v\u1ee5 n\u00e0y bao g\u1ed3m vi\u1ec7c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3, li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u v\u00e0 \u0111i\u1ec1u ph\u1ed1i vi\u1ec7c \u0111i\u1ec1u tr\u1ecb. Trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m Schengen hi\u1ec7n c\u00f3, th\u01b0\u1eddng c\u0169ng c\u00f3 c\u00e1c gi\u1edbi h\u1ea1n v\u1ec1 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb nha khoa kh\u1ea9n c\u1ea5p, h\u1ed3i h\u01b0\u01a1ng ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 v\u1eadn chuy\u1ec3n thi th\u1ec3. \u0110i\u1ec1u n\u00e0y r\u1ea5t quan tr\u1ecdng, b\u1edfi v\u00ec ch\u1ec9 ri\u00eang m\u1ee9c gi\u1edbi h\u1ea1n cao v\u1ec1 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb th\u00f4i v\u1eabn ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o ph\u1ea1m vi b\u1ea3o v\u1ec7 \u0111\u1ea7y \u0111\u1ee7 theo y\u00eau c\u1ea7u.<\/p>\n<p>C\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m. M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng chi tr\u1ea3 cho c\u00e1c chi ph\u00ed ph\u00e1t sinh khi kh\u00f4ng th\u00f4ng b\u00e1o cho trung t\u00e2m c\u1ea5p c\u1ee9u, \u0111i\u1ec1u tr\u1ecb theo l\u1ecbch tr\u00ecnh, ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng, c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh li\u00ean quan \u0111\u1ebfn gia h\u1ea1n th\u1ecb th\u1ef1c ho\u1eb7c c\u00e1c s\u1ef1 c\u1ed1 li\u00ean quan \u0111\u1ebfn c\u00e1c m\u00f4n th\u1ec3 thao m\u1ea1o hi\u1ec3m. Do \u0111\u00f3, tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m, b\u1ea1n n\u00ean \u0111\u1ecdc k\u1ef9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) \u0111\u1ec3 ki\u1ec3m tra nh\u1eefng tr\u01b0\u1eddng h\u1ee3p n\u00e0o kh\u00f4ng \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m chi tr\u1ea3. Vi\u1ec7c so s\u00e1nh c\u00e1c b\u00e0i vi\u1ebft v\u1ec1 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a> v\u00e0 v\u1ec1 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/pham-vi-bao-ve-va-mien-tru-trach-nhiem\/\">v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 Quan tr\u1ecdng<\/h4>\n<p class=\"kt-blocks-info-box-text\">G\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t. N\u1ebfu ph\u1ea1m vi b\u1ea3o hi\u1ec3m qu\u00e1 h\u1eb9p ho\u1eb7c c\u00f3 qu\u00e1 nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb, h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 c\u00f3 th\u1ec3 kh\u00f4ng mang l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 hi\u1ec7u qu\u1ea3 d\u00f9 \u0111\u00e3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u t\u1ed1i thi\u1ec3u v\u1ec1 m\u1eb7t h\u00ecnh th\u1ee9c.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-wybrac-polisy-bez-bledu\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn \u0111\u01b0\u1ee3c g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Tr\u01b0\u1edbc ti\u00ean, h\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i v\u00e0 h\u00ecnh th\u1ee9c n\u1ed9p \u0111\u01a1n. N\u1ebfu b\u1ea1n c\u1ea7n gi\u1ea5y t\u1edd \u0111\u1ec3 n\u1ed9p cho L\u00e3nh s\u1ef1 qu\u00e1n, h\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m Schengen d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, v\u1ed1n \u0111\u00e3 \u0111\u01b0\u1ee3c chu\u1ea9n b\u1ecb s\u1eb5n s\u00e0ng cho th\u1ee7 t\u1ee5c xin th\u1ecb th\u1ef1c. G\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y c\u1ea7n bao g\u1ed3m th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u00e1p d\u1ee5ng v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng \u0111\u01b0\u1ee3c th\u1ec3 hi\u1ec7n b\u1eb1ng \u0111\u1ed3ng euro.<\/p>\n<p>Ti\u1ebfp theo, b\u1ea1n kh\u00f4ng ch\u1ec9 n\u00ean so s\u00e1nh gi\u00e1 c\u1ea3 m\u00e0 c\u00f2n c\u1ea7n xem x\u00e9t k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m. H\u00e3y ki\u1ec3m tra xem g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa hay kh\u00f4ng, c\u00f3 \u00e1p d\u1ee5ng t\u1ea1i t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen hay kh\u00f4ng, v\u00e0 li\u1ec7u c\u00f3 bao g\u1ed3m d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n y t\u1ebf kh\u1ea9n c\u1ea5p c\u0169ng nh\u01b0 h\u1ed3i h\u01b0\u01a1ng hay kh\u00f4ng. N\u1ebfu b\u1ea1n c\u00f3 k\u1ebf ho\u1ea1ch tham gia c\u00e1c ho\u1ea1t \u0111\u1ed9ng c\u00f3 r\u1ee7i ro cao, g\u00f3i b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u1ee7. Trong tr\u01b0\u1eddng h\u1ee3p \u0111\u00f3, b\u1ea1n c\u1ea7n t\u00ecm ki\u1ebfm c\u00e1c g\u00f3i m\u1edf r\u1ed9ng ho\u1eb7c l\u1ef1a ch\u1ecdn b\u1ea3o hi\u1ec3m kh\u00e1c.<\/p>\n<p>Cu\u1ed1i c\u00f9ng, h\u00e3y ki\u1ec3m tra quy tr\u00ecnh x\u1eed l\u00fd b\u1ed3i th\u01b0\u1eddng. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 li\u00ean h\u1ec7 nhanh ch\u00f3ng, c\u00f3 \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng kh\u1ea9n c\u1ea5p v\u00e0 quy tr\u00ecnh x\u1eed l\u00fd r\u00f5 r\u00e0ng trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n \u0111i\u1ec1u tr\u1ecb kh\u1ea9n c\u1ea5p. B\u1ea1n c\u0169ng n\u00ean tham kh\u1ea3o c\u00e1c h\u01b0\u1edbng d\u1eabn sau: <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/bao-hiem-cho-visa-schengen-re-nhat-so-voi-tot-nhat\/\">B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen: lo\u1ea1i r\u1ebb nh\u1ea5t so v\u1edbi lo\u1ea1i t\u1ed1t nh\u1ea5t<\/a>, <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-cau-hoi-thuong-gap-va-loi-khuyen-thuc-te-cho-nguoi-nuoc-ngoai\/bao-hiem-cho-nguoi-nuoc-ngoai-o-ba-lan-noi-mua-re-nhat\/\">Mua b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u1edf \u0111\u00e2u<\/a> v\u00e0 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u00e1o c\u00e1o thi\u1ec7t h\u1ea1i v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tr\u1ee3 gi\u00fap<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>C\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng c\u1ea7n c\u00f3 b\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen kh\u00f4ng?<\/h3>\n<p>Trong nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p, c\u00e2u tr\u1ea3 l\u1eddi l\u00e0 c\u00f3, b\u1edfi v\u00ec b\u1ea3o hi\u1ec3m l\u00e0 m\u1ed9t ph\u1ea7n b\u1eaft bu\u1ed9c trong h\u1ed3 s\u01a1 xin th\u1ecb th\u1ef1c. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i x\u00e1c nh\u1eadn vi\u1ec7c \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m y t\u1ebf trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa v\u00e0 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u01a1 quan x\u00e9t duy\u1ec7t h\u1ed3 s\u01a1.<\/p>\n<h3>M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u c\u1ea7n thi\u1ebft \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen l\u00e0 bao nhi\u00eau?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, m\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u l\u00e0 30.000 euro cho chi ph\u00ed \u0111i\u1ec1u tr\u1ecb. Ch\u00ednh v\u00ec v\u1eady, c\u1ee5m t\u1eeb \u201cb\u1ea3o hi\u1ec3m Schengen 30.000 euro\u201d th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u00ecm ki\u1ebfm. M\u1ee9c b\u1ea3o hi\u1ec3m cao h\u01a1n c\u00f3 th\u1ec3 mang l\u1ea1i s\u1ef1 b\u1ea3o v\u1ec7 t\u1ed1t h\u01a1n, nh\u01b0ng m\u1ee9c t\u1ed1i thi\u1ec3u theo quy \u0111\u1ecbnh th\u01b0\u1eddng b\u1eaft \u0111\u1ea7u t\u1eeb con s\u1ed1 n\u00e0y.<\/p>\n<h3>B\u1ea3o hi\u1ec3m chi ph\u00ed y t\u1ebf k\u00e8m theo th\u1ecb th\u1ef1c bao g\u1ed3m nh\u1eefng g\u00ec?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, b\u1ea3o hi\u1ec3m n\u00e0y bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u1ed1m \u0111\u1ed9t ng\u1ed9t, tai n\u1ea1n, kh\u00e1m b\u1ec7nh, nh\u1eadp vi\u1ec7n, x\u00e9t nghi\u1ec7m v\u00e0 \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa c\u1ea7n thi\u1ebft. M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m chi ph\u00ed y t\u1ebf t\u1ed1t cho th\u1ecb th\u1ef1c c\u0169ng c\u00f3 th\u1ec3 bao g\u1ed3m d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n y t\u1ebf, h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p v\u00e0 h\u1ed3i h\u01b0\u01a1ng.<\/p>\n<h3>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean to\u00e0n b\u1ed9 khu v\u1ef1c Schengen kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, n\u1ebfu \u0111\u01a1n xin c\u1ea5p th\u1ecb th\u1ef1c Schengen, ph\u1ea1m vi l\u00e3nh th\u1ed5 ph\u1ea3i bao g\u1ed3m t\u1ea5t c\u1ea3 c\u00e1c qu\u1ed1c gia trong khu v\u1ef1c n\u00e0y. Vi\u1ec7c ch\u1ec9 xin th\u1ecb th\u1ef1c c\u00f3 gi\u00e1 tr\u1ecb t\u1ea1i m\u1ed9t qu\u1ed1c gia duy nh\u1ea5t c\u00f3 th\u1ec3 kh\u00f4ng \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 m\u1eb7t th\u1ee7 t\u1ee5c.<\/p>\n<h3>N\u00ean mua b\u1ea3o hi\u1ec3m Schengen cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u1edbi th\u1eddi h\u1ea1n bao l\u00e2u?<\/h3>\n<p>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00ean bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn, t\u1eeb ng\u00e0y kh\u1edfi h\u00e0nh \u0111\u1ebfn ng\u00e0y k\u1ebft th\u00fac chuy\u1ebfn \u0111i. C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f3 kho\u1ea3ng tr\u1ed1ng trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c ng\u00e0y th\u00e1ng \u0111\u01b0\u1ee3c ghi trong \u0111\u01a1n xin th\u1ecb th\u1ef1c.<\/p>\n<h3>G\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t c\u00f3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 xin th\u1ecb th\u1ef1c kh\u00f4ng?<\/h3>\n<p>\u0110\u00f4i khi \u0111\u00fang l\u00e0 nh\u01b0 v\u1eady, n\u1ebfu n\u00f3 \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ee7 t\u1ee5c, nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o \u0111\u00f3 c\u0169ng l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t nh\u1ea5t. B\u1ea1n n\u00ean ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n chung, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 quy tr\u00ecnh h\u1ed7 tr\u1ee3. B\u00e0i vi\u1ebft n\u00e0y c\u00f3 th\u1ec3 h\u1eefu \u00edch khi so s\u00e1nh <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/bao-hiem-cho-visa-schengen-re-nhat-so-voi-tot-nhat\/\">B\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t so v\u1edbi b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t cho visa Schengen<\/a>.<\/p>\n<h3>C\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c ho\u00e0n l\u1ea1i l\u1ec7 ph\u00ed sau khi b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p th\u1ecb th\u1ef1c kh\u00f4ng?<\/h3>\n<p>\u0110i\u1ec1u n\u00e0y t\u00f9y thu\u1ed9c v\u00e0o \u0111i\u1ec1u kho\u1ea3n c\u1ee7a t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m. M\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m cho ph\u00e9p h\u1ee7y h\u1ee3p \u0111\u1ed3ng v\u00e0 ho\u00e0n l\u1ea1i ph\u00ed b\u1ea3o hi\u1ec3m sau khi xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd x\u00e1c nh\u1eadn vi\u1ec7c b\u1ecb t\u1eeb ch\u1ed1i c\u1ea5p th\u1ecb th\u1ef1c, mi\u1ec5n l\u00e0 chuy\u1ebfn \u0111i ch\u01b0a b\u1eaft \u0111\u1ea7u v\u00e0 ch\u01b0a c\u00f3 y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen tr\u01b0\u1edbc h\u1ebft ph\u1ea3i c\u00f3 m\u1ee9c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ph\u00f9 h\u1ee3p, th\u01b0\u1eddng l\u00e0 t\u1ed1i thi\u1ec3u 30.000 euro, \u0111\u1ed3ng th\u1eddi ph\u1ea3i bao ph\u1ee7 to\u00e0n b\u1ed9 khu v\u1ef1c Schengen v\u00e0 to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa. C\u00e1c d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n y t\u1ebf, h\u1ed3i h\u01b0\u01a1ng, h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m r\u00f5 r\u00e0ng c\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m. Tr\u01b0\u1edbc khi mua, h\u00e3y so s\u00e1nh kh\u00f4ng ch\u1ec9 gi\u00e1 c\u1ea3 m\u00e0 c\u00f2n c\u1ea3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb. N\u1ebfu b\u1ea1n mu\u1ed1n ch\u1ecdn m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng c\u00f3 r\u1ee7i ro v\u1ec1 c\u00e1c thi\u1ebfu s\u00f3t v\u1ec1 th\u1ee7 t\u1ee5c, h\u00e3y ch\u1ecdn gi\u1ea3i ph\u00e1p \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1eb7c bi\u1ec7t d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i t\u1ea1i Schengen.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>B\u1ea3o hi\u1ec3m Schengen l\u00e0 lo\u1ea1i b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c khi xin th\u1ecb th\u1ef1c Schengen, nh\u1eb1m chi tr\u1ea3 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 ch\u0103m s\u00f3c y t\u1ebf trong th\u1eddi gian l\u01b0u tr\u00fa\u2026.<\/p>","protected":false},"author":2,"featured_media":4205,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[41],"tags":[51,61,55,50,52],"class_list":["post-4206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-a-cel-pobytu","tag-koszty-leczenia","tag-opieka-medyczna","tag-strefa-schengen","tag-ubezpieczenie-cudzoziemca","tag-wiza"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie na wiz\u0119 Schengen \u2013 parametry polisy - Polisa obcokrajowca<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jakie parametry musi mie\u0107 ubezpieczenie na wiz\u0119 Schengen. 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