{"id":4209,"date":"2026-06-09T13:51:32","date_gmt":"2026-06-09T11:51:32","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/nieskategoryzowane\/ubezpieczenie-na-wize-krajowa-d-co-wybrac\/"},"modified":"2026-09-08T16:42:15","modified_gmt":"2026-09-08T14:42:15","slug":"bao-hiem-cho-thi-thuc-noi-dia-loai-d-nen-chon-loai-nao","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/ubezpieczenie-a-cel-pobytu\/ubezpieczenie-na-wize-krajowa-d-co-wybrac\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c D \u2013 n\u00ean ch\u1ecdn lo\u1ea1i n\u00e0o?"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>Th\u1ecb th\u1ef1c n\u1ed9i \u0111\u1ecba lo\u1ea1i D<\/strong> \u0110\u00e2y l\u00e0 gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa th\u01b0\u1eddng y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 b\u1eb1ng ch\u1ee9ng v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf ph\u00f9 h\u1ee3p trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p cho th\u1ecb th\u1ef1c D n\u00ean bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eadp vi\u1ec7n v\u00e0 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p, \u0111\u1ed3ng th\u1eddi ph\u1ea3i ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa c\u1ee7a ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch c\u00e1ch ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m, nh\u1eefng \u0111i\u1ec1u c\u1ea7n l\u01b0u \u00fd trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n (OWU), c\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn vi\u1ec7c l\u01b0u tr\u00fa h\u1ee3p ph\u00e1p, c\u0169ng nh\u01b0 nh\u1eefng \u0111i\u1ec3m n\u1ed5i b\u1eadt c\u1ee7a m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ecb th\u1ef1c D.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-ubezpieczenie-na-wize-d\">B\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c D l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#jakie-wymogi-powinna-spelniac-polis\u0105\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ea7n \u0111\u00e1p \u1ee9ng nh\u1eefng y\u00eau c\u1ea7u n\u00e0o?<\/a><\/li>\n<li><a href=\"#co-powinno-znalezc-sie-w-zakresie\">Ph\u1ea1m vi c\u00f4ng vi\u1ec7c n\u00ean bao g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li>\n<li><a href=\"#jak-dobrac-polise-do-celu-pobytu\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-ubezpieczenie-na-wize-d\" class=\"kt-adv-heading\">B\u1ea3o hi\u1ec3m th\u1ecb th\u1ef1c D l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c lo\u1ea1i D l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf ho\u1eb7c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eb1m x\u00e1c nh\u1eadn r\u1eb1ng ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1ebd c\u00f3 \u0111\u1ee7 ngu\u1ed3n t\u00e0i ch\u00ednh \u0111\u1ec3 chi tr\u1ea3 cho vi\u1ec7c \u0111i\u1ec1u tr\u1ecb trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. Tr\u00ean th\u1ef1c t\u1ebf, \u0111\u00e2y l\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t, g\u1eb7p tai n\u1ea1n, ph\u1ea3i nh\u1eadp vi\u1ec7n ho\u1eb7c c\u1ea7n s\u1ef1 tr\u1ee3 gi\u00fap y t\u1ebf.<\/p>\n<p>\u0110\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111\u1ebfn Ba Lan sinh s\u1ed1ng trong th\u1eddi gian d\u00e0i, \u0111i\u1ec1u quan tr\u1ecdng kh\u00f4ng ch\u1ec9 l\u00e0 vi\u1ec7c s\u1edf h\u1eefu m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, m\u00e0 c\u00f2n l\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m th\u1ef1c t\u1ebf c\u1ee7a n\u00f3. T\u00e0i li\u1ec7u n\u00e0y c\u1ea7n ph\u1ea3i d\u1ec5 \u0111\u1ecdc, c\u00f3 hi\u1ec7u l\u1ef1c trong th\u1eddi gian ph\u00f9 h\u1ee3p v\u00e0 ph\u00f9 h\u1ee3p v\u1edbi qu\u1ed1c gia c\u01b0 tr\u00fa. N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 nh\u1eefng \u0111i\u1ec1u c\u01a1 b\u1ea3n c\u1ee7a b\u1ea3o hi\u1ec3m y t\u1ebf, b\u1ea1n n\u00ean tham kh\u1ea3o c\u1ea9m nang v\u1ec1 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/\">b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb<\/a>.<\/p>\n<p>Trong c\u01a1 s\u1edf d\u1eef li\u1ec7u s\u1ea3n ph\u1ea9m c\u00f3 m\u1ed9t nguy\u00ean t\u1eafc quan tr\u1ecdng \u0111\u01b0\u1ee3c nh\u1eafc l\u1ea1i nhi\u1ec1u l\u1ea7n: ph\u1ea1m vi b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o l\u00e3nh th\u1ed5 \u0111\u01b0\u1ee3c n\u00eau trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y c\u00f3 ngh\u0129a l\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ecb th\u1ef1c D ph\u1ea3i r\u00f5 r\u00e0ng bao g\u1ed3m th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan, ch\u1ee9 kh\u00f4ng ch\u1ec9 l\u00e0 chuy\u1ebfn \u0111i ra n\u01b0\u1edbc ngo\u00e0i ngo\u00e0i l\u00e3nh th\u1ed5 Ba Lan. Ch\u00ednh chi ti\u1ebft n\u00e0y th\u01b0\u1eddng quy\u1ebft \u0111\u1ecbnh li\u1ec7u t\u00e0i li\u1ec7u \u0111\u00f3 c\u00f3 th\u1ef1c s\u1ef1 h\u1eefu \u00edch trong th\u1ef1c t\u1ebf hay kh\u00f4ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">\u0110\u1eebng ch\u1ec9 \u0111\u00e1nh gi\u00e1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u1ef1a tr\u00ean gi\u00e1 c\u1ea3. \u0110\u1ed1i v\u1edbi th\u1ecb th\u1ef1c D, ph\u1ea1m vi l\u00e3nh th\u1ed5, m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 t\u00ednh ph\u00f9 h\u1ee3p c\u1ee7a gi\u1ea5y t\u1edd v\u1edbi m\u1ee5c \u0111\u00edch l\u01b0u tr\u00fa t\u1ea1i Ba Lan m\u1edbi l\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng h\u01a1n.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jakie-wymogi-powinna-spelniac-polisa\" class=\"kt-adv-heading\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ea7n \u0111\u00e1p \u1ee9ng nh\u1eefng y\u00eau c\u1ea7u n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi c\u00f3 th\u1ecb th\u1ef1c n\u1ed9i \u0111\u1ecba lo\u1ea1i D tr\u01b0\u1edbc h\u1ebft ph\u1ea3i bao g\u1ed3m l\u00e3nh th\u1ed5 Ba Lan v\u00e0 c\u00f3 hi\u1ec7u l\u1ef1c trong th\u1eddi gian t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn. H\u1ee3p \u0111\u1ed3ng c\u0169ng ph\u1ea3i x\u00e1c nh\u1eadn r\u1eb1ng c\u00f4ng ty b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u0111\u1ebfn m\u1ed9t m\u1ee9c nh\u1ea5t \u0111\u1ecbnh. Trong c\u00e1c t\u00e0i li\u1ec7u gi\u1edbi thi\u1ec7u s\u1ea3n ph\u1ea9m, c\u00f3 nh\u1eefng g\u00f3i b\u1ea3o hi\u1ec3m bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan, c\u1ea5p c\u1ee9u nha khoa, v\u1eadn chuy\u1ec3n y t\u1ebf v\u00e0 h\u1ed3i h\u01b0\u01a1ng.<\/p>\n<p>B\u1ea1n n\u00ean ki\u1ec3m tra xem gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m c\u00f3 ghi r\u00f5 th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m, ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 m\u1ee9c b\u1ed3i th\u01b0\u1eddng hay kh\u00f4ng. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng khi t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p v\u00e0 b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c xem x\u00e9t c\u00f9ng nhau trong c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh. Ch\u1ec9 t\u00ean s\u1ea3n ph\u1ea9m th\u00f4i l\u00e0 ch\u01b0a \u0111\u1ee7 n\u1ebfu gi\u1ea5y ch\u1ee9ng nh\u1eadn kh\u00f4ng n\u00eau r\u00f5 ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 l\u00e0 g\u00ec.<\/p>\n<p>Ph\u1ea7n v\u1ec1... c\u0169ng s\u1ebd h\u1eefu \u00edch khi b\u1ea1n l\u1ef1a ch\u1ecdn <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/\">c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>. Nh\u1edd \u0111\u00f3, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 d\u1ec5 d\u00e0ng so s\u00e1nh xem g\u00f3i d\u1ecbch v\u1ee5 \u0111\u00e3 ch\u1ecdn c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi ho\u00e0n c\u1ea3nh c\u1ee7a ng\u01b0\u1eddi \u0111\u1ebfn l\u00e0m vi\u1ec7c, du h\u1ecdc hay th\u0103m th\u00e2n hay kh\u00f4ng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>Tr\u00ean th\u1ef1c t\u1ebf, c\u1ea7n ch\u00fa \u00fd nh\u1eefng \u0111i\u1ec3m n\u00e0o?<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Khu v\u1ef1c b\u1ea3o v\u1ec7:<\/strong> H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean l\u00e3nh th\u1ed5 Ba Lan.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m:<\/strong> ph\u1ea3i bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa d\u1ef1 ki\u1ebfn.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m:<\/strong> c\u1ea7n \u0111\u01b0\u1ee3c n\u00eau r\u00f5 trong v\u0103n b\u1ea3n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Ph\u1ea1m vi d\u1ecbch v\u1ee5:<\/strong> \u0111i\u1ec1u tr\u1ecb, nh\u1eadp vi\u1ec7n, h\u1ed7 tr\u1ee3 v\u00e0 v\u1eadn chuy\u1ec3n.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u00ecnh th\u1ee9c t\u00e0i li\u1ec7u:<\/strong> Gi\u1ea5y ch\u1ee9ng nh\u1eadn ho\u1eb7c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i r\u00f5 r\u00e0ng \u0111\u1ec3 c\u01a1 quan ch\u1ee9c n\u0103ng c\u00f3 th\u1ec3 \u0111\u1ecdc \u0111\u01b0\u1ee3c.<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"co-powinno-znalezc-sie-w-zakresie\" class=\"kt-adv-heading\">Ph\u1ea1m vi c\u00f4ng vi\u1ec7c n\u00ean bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu b\u1ea1n quan t\u00e2m \u0111\u1ebfn b\u1ea3o hi\u1ec3m chi ph\u00ed y t\u1ebf t\u1ea1i Ba Lan, h\u00e3y l\u01b0u \u00fd xem ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1m b\u1ec7nh, x\u00e9t nghi\u1ec7m, n\u1eb1m vi\u1ec7n, \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa, thu\u1ed1c men v\u00e0 v\u1eadn chuy\u1ec3n y t\u1ebf hay kh\u00f4ng. Trong c\u00e1c t\u00e0i li\u1ec7u gi\u1edbi thi\u1ec7u s\u1ea3n ph\u1ea9m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, c\u00f2n c\u00f3 c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 nh\u01b0 s\u1eafp x\u1ebfp h\u1ed7 tr\u1ee3 y t\u1ebf, \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng ho\u1eb7c cam k\u1ebft chi tr\u1ea3 chi ph\u00ed t\u1ea1i c\u01a1 s\u1edf y t\u1ebf.<\/p>\n<p>Trong m\u1ed9t s\u1ed1 g\u00f3i b\u1ea3o hi\u1ec3m, ng\u01b0\u1eddi ta c\u00f2n th\u1ea5y c\u00e1c quy\u1ec1n l\u1ee3i nh\u01b0 b\u1ea3o hi\u1ec3m tai n\u1ea1n c\u00e1 nh\u00e2n (NNW), b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 trong \u0111\u1eddi s\u1ed1ng c\u00e1 nh\u00e2n ho\u1eb7c d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n thi h\u00e0i v\u00e0 h\u1ed3i h\u01b0\u01a1ng. \u0110\u00e2y l\u00e0 nh\u1eefng quy\u1ec1n l\u1ee3i b\u1ed5 sung kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng b\u1eaft bu\u1ed9c, nh\u01b0ng gi\u00fap t\u0103ng c\u01b0\u1eddng \u0111\u00e1ng k\u1ec3 s\u1ef1 an to\u00e0n trong th\u1eddi gian l\u01b0u tr\u00fa d\u00e0i ng\u00e0y. N\u1ebfu b\u1ea1n c\u00f3 k\u1ebf ho\u1ea1ch l\u00e0m vi\u1ec7c ho\u1eb7c th\u01b0\u1eddng xuy\u00ean di chuy\u1ec3n trong n\u01b0\u1edbc, g\u00f3i b\u1ea3o hi\u1ec3m m\u1edf r\u1ed9ng c\u00f3 th\u1ec3 s\u1ebd th\u1ef1c t\u1ebf h\u01a1n so v\u1edbi g\u00f3i r\u1ebb nh\u1ea5t.<\/p>\n<p>Tuy nhi\u00ean, b\u1ea1n c\u1ea7n \u0111\u1ecdc k\u1ef9 c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m. C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng kh\u00f4ng chi tr\u1ea3 chi ph\u00ed cho c\u00e1c ca \u0111i\u1ec1u tr\u1ecb theo k\u1ebf ho\u1ea1ch, c\u00e1c th\u1ee7 thu\u1eadt ph\u00f2ng ng\u1eeba, \u0111i\u1ec1u tr\u1ecb t\u1ea1i vi\u1ec7n d\u01b0\u1ee1ng b\u1ec7nh, \u0111i\u1ec1u tr\u1ecb ph\u1ee5c h\u1ed3i ch\u1ee9c n\u0103ng, c\u00e1c ch\u1ea5n th\u01b0\u01a1ng do c\u00e1c m\u00f4n th\u1ec3 thao m\u1ea1o hi\u1ec3m g\u00e2y ra ho\u1eb7c c\u00e1c s\u1ef1 c\u1ed1 li\u00ean quan \u0111\u1ebfn c\u00e1c ch\u1ed1ng ch\u1ec9 \u0111\u1ecbnh y t\u1ebf t\u1eeb tr\u01b0\u1edbc. H\u01b0\u1edbng d\u1eabn v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y chi ti\u1ebft h\u01a1n trong <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/pham-vi-bao-ve-va-mien-tru-trach-nhiem\/\">v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">Tr\u01b0\u1edbc khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u00e3y ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) \u0111\u1ec3 xem c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb li\u00ean quan \u0111\u1ebfn b\u1ec7nh l\u00fd s\u1eb5n c\u00f3, c\u00e1c m\u00f4n th\u1ec3 thao c\u00f3 r\u1ee7i ro cao v\u00e0 \u0111i\u1ec1u tr\u1ecb theo k\u1ebf ho\u1ea1ch. \u0110\u00e2y l\u00e0 nh\u1eefng l\u00fd do ph\u1ed5 bi\u1ebfn nh\u1ea5t d\u1eabn \u0111\u1ebfn s\u1ef1 th\u1ea5t v\u1ecdng v\u1ec1 ph\u1ea1m vi b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-dobrac-polise-do-celu-pobytu\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u00ean l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch m\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ebfn Ba Lan. Sinh vi\u00ean c\u00f3 nhu c\u1ea7u kh\u00e1c, lao \u0111\u1ed9ng th\u1eddi v\u1ee5 c\u00f3 nhu c\u1ea7u kh\u00e1c, c\u00f2n nh\u1eefng ng\u01b0\u1eddi \u0111\u1ebfn th\u0103m gia \u0111\u00ecnh ho\u1eb7c c\u00f3 k\u1ebf ho\u1ea1ch l\u01b0u tr\u00fa t\u01b0 nh\u00e2n d\u00e0i h\u1ea1n l\u1ea1i c\u00f3 nhu c\u1ea7u kh\u00e1c n\u1eefa. Do \u0111\u00f3, kh\u00f4ng n\u00ean t\u1ef1 \u0111\u1ed9ng ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m d\u00e0nh cho th\u1ecb th\u1ef1c n\u1ed9i \u0111\u1ecba lo\u1ea1i D. Nh\u1eefng y\u1ebfu t\u1ed1 quan tr\u1ecdng c\u1ea7n xem x\u00e9t bao g\u1ed3m th\u1eddi gian l\u01b0u tr\u00fa, t\u00ednh ch\u1ea5t ho\u1ea1t \u0111\u1ed9ng, t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe v\u00e0 m\u1ee9c \u0111\u1ed9 b\u1ea3o v\u1ec7 mong mu\u1ed1n.<\/p>\n<p>N\u1ebfu chuy\u1ebfn \u0111i li\u00ean quan \u0111\u1ebfn c\u00f4ng vi\u1ec7c lao \u0111\u1ed9ng ch\u00e2n tay, b\u1ea1n n\u00ean c\u00e2n nh\u1eafc mua g\u00f3i b\u1ea3o hi\u1ec3m tai n\u1ea1n lao \u0111\u1ed9ng (NNW) c\u00f3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m r\u1ed9ng h\u01a1n v\u00e0 ki\u1ec3m tra xem h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 quy \u0111\u1ecbnh h\u1ea1n ch\u1ebf \u0111\u1ed1i v\u1edbi lo\u1ea1i c\u00f4ng vi\u1ec7c c\u1ee5 th\u1ec3 n\u00e0o hay kh\u00f4ng. \u0110\u1ed1i v\u1edbi chuy\u1ebfn \u0111i c\u00f9ng gia \u0111\u00ecnh, vi\u1ec7c d\u1ec5 d\u00e0ng s\u1eafp x\u1ebfp c\u00e1c cu\u1ed9c kh\u00e1m b\u1ec7nh v\u00e0 thanh to\u00e1n chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u00f4ng c\u1ea7n d\u00f9ng ti\u1ec1n m\u1eb7t c\u00f3 th\u1ec3 l\u00e0 y\u1ebfu t\u1ed1 quan tr\u1ecdng. C\u00e1c t\u00e0i li\u1ec7u gi\u1edbi thi\u1ec7u s\u1ea3n ph\u1ea9m nh\u1ea5n m\u1ea1nh ch\u00ednh l\u1ee3i \u00edch n\u00e0y: c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 s\u1eafp x\u1ebfp cu\u1ed9c h\u1eb9n kh\u00e1m b\u1ec7nh v\u00e0 chi tr\u1ea3 chi ph\u00ed m\u00e0 kh\u00f4ng c\u1ea7n ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i t\u1ef1 chi tr\u1ea3.<\/p>\n<p>Vi\u1ec7c so s\u00e1nh c\u00e1c l\u1ef1a ch\u1ecdn c\u00f3 s\u1eb5n c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-loai-bao-hiem-cho-nguoi-nuoc-ngoai\/\">c\u00e1c lo\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng \u0111\u00e1nh gi\u00e1 xem n\u00ean ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb \u0111\u01a1n gi\u1ea3n hay g\u00f3i m\u1edf r\u1ed9ng bao g\u1ed3m d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, b\u1ea3o hi\u1ec3m tai n\u1ea1n v\u00e0 b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1. \u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng khi g\u00f3i b\u1ea3o hi\u1ec3m kh\u00f4ng ch\u1ec9 nh\u1eb1m \u0111\u00e1p \u1ee9ng c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh m\u00e0 c\u00f2n th\u1ef1c s\u1ef1 b\u1ea3o v\u1ec7 b\u1ea1n trong cu\u1ed9c s\u1ed1ng h\u00e0ng ng\u00e0y.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c n\u1ed9i \u0111\u1ecba lo\u1ea1i D c\u00f3 b\u1eaft bu\u1ed9c ph\u1ea3i bao g\u1ed3m Ba Lan kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m l\u00e3nh th\u1ed5 m\u00e0 ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i s\u1ebd l\u01b0u tr\u00fa. Trong tr\u01b0\u1eddng h\u1ee3p l\u01b0u tr\u00fa t\u1ea1i Ba Lan, t\u00e0i li\u1ec7u n\u00e0y ph\u1ea3i n\u00eau r\u00f5 r\u1eb1ng ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u00e1p d\u1ee5ng tr\u00ean l\u00e3nh th\u1ed5 Ba Lan. Ch\u1ec9 c\u00f3 b\u1ea3o hi\u1ec3m du l\u1ecbch \u00e1p d\u1ee5ng ri\u00eang ngo\u00e0i l\u00e3nh th\u1ed5 Ba Lan c\u00f3 th\u1ec3 l\u00e0 kh\u00f4ng \u0111\u1ee7.<\/p>\n<h3>Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ecb th\u1ef1c D n\u00ean bao g\u1ed3m nh\u1eefng quy\u1ec1n l\u1ee3i n\u00e0o?<\/h3>\n<p>C\u00e1c chi ph\u00ed quan tr\u1ecdng nh\u1ea5t bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb sau khi \u0111\u1ed9t ng\u1ed9t m\u1eafc b\u1ec7nh ho\u1eb7c g\u1eb7p tai n\u1ea1n, chi ph\u00ed nh\u1eadp vi\u1ec7n, kh\u00e1m b\u1ec7nh v\u00e0 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u1ea9n c\u1ea5p. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ea1n c\u0169ng n\u00ean c\u00f3 c\u00e1c d\u1ecbch v\u1ee5 nh\u01b0 v\u1eadn chuy\u1ec3n y t\u1ebf, h\u1ed3i h\u01b0\u01a1ng v\u00e0 h\u1ed7 tr\u1ee3 nha khoa kh\u1ea9n c\u1ea5p. C\u00e1c quy\u1ec1n l\u1ee3i b\u1ed5 sung nh\u01b0 b\u1ea3o hi\u1ec3m tai n\u1ea1n (NNW) hay b\u1ea3o hi\u1ec3m tr\u00e1ch nhi\u1ec7m d\u00e2n s\u1ef1 (OC) gi\u00fap t\u0103ng c\u01b0\u1eddng m\u1ee9c \u0111\u1ed9 an to\u00e0n.<\/p>\n<h3>Li\u1ec7u g\u00f3i b\u1ea3o hi\u1ec3m r\u1ebb nh\u1ea5t c\u00f3 ph\u1ea3i l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng h\u1eb3n v\u1eady. Gi\u00e1 r\u1ebb th\u01b0\u1eddng \u0111\u1ed3ng ngh\u0129a v\u1edbi ph\u1ea1m vi b\u1ea3o hi\u1ec3m h\u1eb9p h\u01a1n ho\u1eb7c nhi\u1ec1u \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m h\u01a1n. Tr\u01b0\u1edbc khi mua, h\u00e3y so s\u00e1nh m\u1ee9c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u0111\u1ecba l\u00fd v\u00e0 c\u00e1c quy \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n b\u1ed3i th\u01b0\u1eddng.<\/p>\n<h3>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra xem t\u00ecnh tr\u1ea1ng c\u01b0 tr\u00fa h\u1ee3p ph\u00e1p v\u00e0 b\u1ea3o hi\u1ec3m c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi nhau kh\u00f4ng?<\/h3>\n<p>C\u1ea7n ki\u1ec3m tra xem t\u00e0i li\u1ec7u \u0111\u00f3 c\u00f3 x\u00e1c nh\u1eadn hi\u1ec7u l\u1ef1c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m trong kho\u1ea3ng th\u1eddi gian th\u00edch h\u1ee3p hay kh\u00f4ng v\u00e0 li\u1ec7u n\u00f3 c\u00f3 bao g\u1ed3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan hay kh\u00f4ng. B\u1ea1n c\u0169ng n\u00ean gi\u1eef l\u1ea1i gi\u1ea5y ch\u1ee9ng nh\u1eadn, \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u00f9ng v\u1edbi bi\u00ean lai thanh to\u00e1n ph\u00ed b\u1ea3o hi\u1ec3m. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 t\u00ecm th\u1ea5y c\u00e1c th\u00f4ng tin h\u1eefu \u00edch trong ph\u1ea7n <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-cau-hoi-thuong-gap-va-loi-khuyen-thuc-te-cho-nguoi-nuoc-ngoai\/\">nh\u1eefng l\u1eddi khuy\u00ean thi\u1ebft th\u1ef1c d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<h3>B\u1ea3o hi\u1ec3m chi ph\u00ed y t\u1ebf t\u1ea1i Ba Lan c\u00f3 bao g\u1ed3m c\u00e1c b\u1ec7nh m\u00e3n t\u00ednh kh\u00f4ng?<\/h3>\n<p>\u0110i\u1ec1u n\u00e0y ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m. Trong nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, c\u00f3 nh\u1eefng h\u1ea1n ch\u1ebf li\u00ean quan \u0111\u1ebfn c\u00e1c b\u1ec7nh \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ea9n \u0111o\u00e1n ho\u1eb7c \u0111i\u1ec1u tr\u1ecb tr\u01b0\u1edbc khi h\u1ee3p \u0111\u1ed3ng c\u00f3 hi\u1ec7u l\u1ef1c. Do \u0111\u00f3, b\u1ea1n lu\u00f4n c\u1ea7n \u0111\u1ecdc k\u1ef9 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) v\u00e0 ki\u1ec3m tra c\u00e1c \u0111\u1ecbnh ngh\u0129a v\u1ec1 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb.<\/p>\n<h3>Sau khi mua b\u1ea3o hi\u1ec3m, n\u00ean mang theo nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o?<\/h3>\n<p>T\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean chu\u1ea9n b\u1ecb s\u1eb5n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ho\u1eb7c gi\u1ea5y ch\u1ee9ng nh\u1eadn, s\u1ed1 h\u1ee3p \u0111\u1ed3ng, \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u00f9ng th\u00f4ng tin li\u00ean h\u1ec7 c\u1ee7a trung t\u00e2m c\u1ea5p c\u1ee9u. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng h\u01a1n trong vi\u1ec7c ti\u1ebfp c\u1eadn d\u1ecbch v\u1ee5 y t\u1ebf v\u00e0 th\u00f4ng b\u00e1o v\u1ec1 s\u1ef1 c\u1ed1. B\u1ea1n c\u0169ng n\u00ean l\u01b0u gi\u1eef t\u00e0i li\u1ec7u n\u00e0y d\u01b0\u1edbi c\u1ea3 d\u1ea1ng \u0111i\u1ec7n t\u1eed v\u00e0 b\u1ea3n gi\u1ea5y.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>G\u00f3i b\u1ea3o hi\u1ec3m t\u1ed1t nh\u1ea5t cho th\u1ecb th\u1ef1c D l\u00e0 g\u00f3i k\u1ebft h\u1ee3p gi\u1eefa vi\u1ec7c tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh ph\u00e1p l\u00fd v\u00e0 s\u1ef1 b\u1ea3o v\u1ec7 th\u1ef1c t\u1ebf t\u1ea1i Ba Lan. Thay v\u00ec ch\u1ecdn g\u00f3i r\u1ebb nh\u1ea5t, h\u00e3y so s\u00e1nh ph\u1ea1m vi \u0111i\u1ec1u tr\u1ecb, m\u1ee9c b\u1ed3i th\u01b0\u1eddng, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n lo\u1ea1i tr\u1eeb tr\u00e1ch nhi\u1ec7m. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ecb th\u1ef1c D s\u1ebd t\u0103ng c\u01b0\u1eddng s\u1ef1 an to\u00e0n v\u00e0 gi\u00fap vi\u1ec7c s\u1eafp x\u1ebfp chuy\u1ebfn \u0111i tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n. N\u1ebfu b\u1ea1n mu\u1ed1n t\u00ecm gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p v\u1edbi m\u1ee5c \u0111\u00edch chuy\u1ebfn \u0111i, h\u00e3y xem c\u00e1c t\u00f9y ch\u1ecdn c\u00f3 s\u1eb5n t\u1ea1i polisa-obcokrajowca.pl v\u00e0 ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi t\u00ecnh hu\u1ed1ng c\u1ee7a b\u1ea1n.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Th\u1ecb th\u1ef1c n\u1ed9i \u0111\u1ecba lo\u1ea1i D l\u00e0 gi\u1ea5y ph\u00e9p c\u01b0 tr\u00fa th\u01b0\u1eddng y\u00eau c\u1ea7u ph\u1ea3i c\u00f3 b\u1eb1ng ch\u1ee9ng v\u1ec1 b\u1ea3o hi\u1ec3m y t\u1ebf ph\u00f9 h\u1ee3p trong su\u1ed1t th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. M\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p\u2026<\/p>","protected":false},"author":2,"featured_media":4208,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[41],"tags":[53,51,50,57,52],"class_list":["post-4209","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ubezpieczenie-a-cel-pobytu","tag-assistance","tag-koszty-leczenia","tag-ubezpieczenie-cudzoziemca","tag-ubezpieczenie-zdrowotne","tag-wiza"],"acf":[],"yoast_head":"<!-- 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content=\"Sprawd\u017a, jakie ubezpieczenie na wiz\u0119 krajow\u0105 D wybra\u0107, by spe\u0142ni\u0107 wymogi pobytu i zapewni\u0107 sobie ochron\u0119 leczenia w Polsce.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/bao-hiem-va-muc-dich-luu-tru\/bao-hiem-cho-thi-thuc-noi-dia-loai-d-nen-chon-loai-nao\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisa obcokrajowca\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-09T11:51:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-08T14:42:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/06\/foto-2.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2528\" \/>\n\t<meta property=\"og:image:height\" content=\"1696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta 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