{"id":4212,"date":"2026-06-11T13:47:26","date_gmt":"2026-06-11T11:47:26","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/nieskategoryzowane\/sor-w-polsce-a-ubezpieczenie-cudzoziemca\/"},"modified":"2026-09-08T16:44:20","modified_gmt":"2026-09-08T14:44:20","slug":"van-de-cu-tru-tai-ba-lan-va-bao-hiem-cho-nguoi-nuoc-ngoai","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/jak-zglosic-szkode-i-uzyskac-pomoc-medyczna\/sor-w-polsce-a-ubezpieczenie-cudzoziemca\/","title":{"rendered":"SOR t\u1ea1i Ba Lan v\u00e0 b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i"},"content":{"rendered":"<div class=\"wp-block-kadence-advancedtext\">\n<p><strong>SOR t\u1ea1i Ba Lan<\/strong> \u0110\u00e2y l\u00e0 khoa c\u1ea5p c\u1ee9u c\u1ee7a b\u1ec7nh vi\u1ec7n, n\u01a1i cung c\u1ea5p s\u1ef1 tr\u1ee3 gi\u00fap trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p \u0111e d\u1ecda \u0111\u1ebfn s\u1ee9c kh\u1ecfe ho\u1eb7c t\u00ednh m\u1ea1ng. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0 d\u1ecbch v\u1ee5 y t\u1ebf t\u1ea1i khoa c\u1ea5p c\u1ee9u c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c cung c\u1ea5p ngay l\u1eadp t\u1ee9c, nh\u01b0ng c\u00e1ch th\u1ee9c thanh to\u00e1n chi ph\u00ed s\u1ebd ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c h\u1ecd c\u00f3 b\u1ea3o hi\u1ec3m h\u1ee3p l\u1ec7, Th\u1ebb B\u1ea3o hi\u1ec3m Y t\u1ebf Ch\u00e2u \u00c2u (EKUZ) hay h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb hay kh\u00f4ng. Tr\u00ean th\u1ef1c t\u1ebf, ch\u1ee7 \u0111\u1ec1 \u201eKhoa C\u1ea5p c\u1ee9u \u1edf Ba Lan v\u00e0 b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i\u201d kh\u00f4ng ch\u1ec9 li\u00ean quan \u0111\u1ebfn vi\u1ec7c ti\u1ebfp nh\u1eadn b\u1ec7nh nh\u00e2n m\u00e0 c\u00f2n li\u00ean quan \u0111\u1ebfn c\u00e1c gi\u1ea5y t\u1edd, li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 vi\u1ec7c ho\u00e0n tr\u1ea3 chi ph\u00ed sau \u0111\u00f3. Trong b\u00e0i vi\u1ebft n\u00e0y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa Khoa C\u1ea5p c\u1ee9u v\u00e0 Ph\u00f2ng Ti\u1ebfp nh\u1eadn, nh\u1eefng vi\u1ec7c c\u1ea7n l\u00e0m t\u1ea1i ch\u1ed7 sau khi x\u1ea3y ra tai n\u1ea1n, c\u00e1ch s\u1eed d\u1ee5ng s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf v\u00e0 nh\u1eefng gi\u1ea5y t\u1edd c\u1ea7n gi\u1eef l\u1ea1i \u0111\u1ec3 thanh to\u00e1n chi ph\u00ed.<\/p>\n<\/div>\n<nav class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\" aria-label=\"M\u1ee5c l\u1ee5c\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">M\u1ee5c l\u1ee5c<\/h4>\n<ol>\n<li><a href=\"#czym-jest-sor\">SOR \u1edf Ba Lan l\u00e0 g\u00ec?<\/a><\/li>\n<li><a href=\"#co-zrobic-na-miejscu\">Khi \u0111\u1ebfn n\u01a1i th\u00ec n\u00ean l\u00e0m g\u00ec?<\/a><\/li>\n<li><a href=\"#jak-dziala-pokrycie-kosztow\">Ch\u00ednh s\u00e1ch chi tr\u1ea3 chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li>\n<li><a href=\"#jak-przygotowac-dokumenty\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb c\u00e1c t\u00e0i li\u1ec7u?<\/a><\/li>\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n<li><a href=\"#podsumowanie\">T\u00f3m t\u1eaft<\/a><\/li>\n<\/ol>\n<\/div>\n<\/div>\n<\/nav>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"czym-jest-sor\" class=\"kt-adv-heading\">SOR \u1edf Ba Lan l\u00e0 g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Khoa C\u1ea5p c\u1ee9u (SOR) l\u00e0 n\u01a1i cung c\u1ea5p h\u1ed7 tr\u1ee3 y t\u1ebf trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p. \u0110\u00f3 l\u00e0 nh\u1eefng t\u00ecnh hu\u1ed1ng nh\u01b0 \u0111au d\u1eef d\u1ed9i, kh\u00f3 th\u1edf, ch\u1ea5n th\u01b0\u01a1ng, g\u00e3y x\u01b0\u01a1ng, m\u1ea5t \u00fd th\u1ee9c, ch\u1ea3y m\u00e1u ho\u1eb7c c\u00e1c tri\u1ec7u ch\u1ee9ng c\u00f3 th\u1ec3 cho th\u1ea5y nh\u1ed3i m\u00e1u c\u01a1 tim, \u0111\u1ed9t qu\u1ef5 ho\u1eb7c nhi\u1ec5m tr\u00f9ng n\u1eb7ng. N\u1ebfu t\u00ecnh tr\u1ea1ng c\u1ea5p b\u00e1ch, nh\u00e2n vi\u00ean y t\u1ebf n\u00ean \u0111\u00e1nh gi\u00e1 t\u00ecnh tr\u1ea1ng b\u1ec7nh nh\u00e2n tr\u01b0\u1edbc, sau \u0111\u00f3 m\u1edbi ti\u1ebfn h\u00e0nh c\u00e1c th\u1ee7 t\u1ee5c h\u00e0nh ch\u00ednh.<\/p>\n<p>\u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, vi\u1ec7c ph\u00e2n bi\u1ec7t gi\u1eefa Khoa C\u1ea5p c\u1ee9u (SOR) v\u00e0 Ph\u00f2ng Ti\u1ebfp nh\u1eadn l\u00e0 r\u1ea5t quan tr\u1ecdng. Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i th\u01b0\u1eddng li\u00ean t\u01b0\u1edfng Ph\u00f2ng Ti\u1ebfp nh\u1eadn v\u1edbi vi\u1ec7c l\u00e0m th\u1ee7 t\u1ee5c nh\u1eadp vi\u1ec7n ho\u1eb7c ti\u1ebfp nh\u1eadn ban \u0111\u1ea7u, trong khi Khoa C\u1ea5p c\u1ee9u (SOR) chuy\u00ean x\u1eed l\u00fd c\u00e1c tr\u01b0\u1eddng h\u1ee3p c\u1ea5p c\u1ee9u. Tr\u00ean th\u1ef1c t\u1ebf, b\u1ec7nh nh\u00e2n c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ebfn \u0111\u01a1n v\u1ecb ph\u00f9 h\u1ee3p sau khi \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 ban \u0111\u1ea7u. N\u1ebfu b\u1ea1n mu\u1ed1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u00e1c nguy\u00ean t\u1eafc c\u01a1 b\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng y t\u1ebf, b\u1ea1n c\u0169ng n\u00ean tham kh\u1ea3o th\u00eam <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/\">c\u01a1 s\u1edf b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb<\/a> v\u00e0 th\u00f4ng tin v\u1ec1 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<p>Trong nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m y t\u1ebf d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, ph\u1ea1m vi b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c tr\u01b0\u1eddng h\u1ee3p \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c tai n\u1ea1n b\u1ea5t ng\u1edd. Theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung, c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng s\u1ebd t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 th\u00f4ng qua trung t\u00e2m c\u1ea5p c\u1ee9u, \u0111\u1ed3ng th\u1eddi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt v\u00e0 m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 ngo\u1ea1i tr\u00fa \u0111\u01b0\u1ee3c chi tr\u1ea3 trong ph\u1ea1m vi h\u1ea1n m\u1ee9c b\u1ea3o hi\u1ec3m.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">N\u1ebfu t\u00ecnh hu\u1ed1ng \u0111e d\u1ecda t\u00ednh m\u1ea1ng, tr\u01b0\u1edbc ti\u00ean h\u00e3y th\u00f4ng b\u00e1o c\u00e1c tri\u1ec7u ch\u1ee9ng v\u00e0 y\u00eau c\u1ea7u s\u1ef1 tr\u1ee3 gi\u00fap y t\u1ebf. C\u00e1c gi\u1ea5y t\u1edd v\u00e0 vi\u1ec7c li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m tuy quan tr\u1ecdng, nh\u01b0ng kh\u00f4ng n\u00ean l\u00e0m ch\u1eadm tr\u1ec5 qu\u00e1 tr\u00ecnh ph\u00e2n lo\u1ea1i b\u1ec7nh nh\u00e2n v\u00e0 kh\u00e1m b\u1ec7nh.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"co-zrobic-na-miejscu\" class=\"kt-adv-heading\">Khi \u0111\u1ebfn n\u01a1i th\u00ec n\u00ean l\u00e0m g\u00ec?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>N\u1ebfu x\u1ea3y ra tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, h\u00e3y \u0111\u1ebfn qu\u1ea7y \u0111\u0103ng k\u00fd ho\u1eb7c li\u00ean h\u1ec7 tr\u1ef1c ti\u1ebfp v\u1edbi nh\u00e2n vi\u00ean y t\u1ebf. H\u00e3y tr\u00ecnh b\u00e0y r\u00f5 r\u00e0ng v\u1ec1 t\u00ecnh h\u00ecnh, th\u1eddi \u0111i\u1ec3m xu\u1ea5t hi\u1ec7n c\u00e1c tri\u1ec7u ch\u1ee9ng, c\u0169ng nh\u01b0 cho bi\u1ebft b\u1ea1n c\u00f3 b\u1ecb d\u1ecb \u1ee9ng, m\u1eafc b\u1ec7nh m\u00e3n t\u00ednh hay \u0111ang d\u00f9ng thu\u1ed1c g\u00ec kh\u00f4ng. B\u1ea1n n\u00ean mang theo h\u1ed9 chi\u1ebfu, th\u1ebb c\u01b0 tr\u00fa, gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m, s\u1ed1 b\u1ea3o hi\u1ec3m v\u00e0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a trung t\u00e2m c\u1ea5p c\u1ee9u.<\/p>\n<p>Trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p, vi\u1ec7c k\u1ebft h\u1ee3p gi\u1eefa t\u00ecnh hu\u1ed1ng kh\u1ea9n c\u1ea5p v\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KL s\u1ebd ph\u00e1t huy hi\u1ec7u qu\u1ea3 t\u1ed1i \u0111a khi b\u1ea1n li\u00ean h\u1ec7 ngay v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m. Trong nhi\u1ec1u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m h\u1ed7 tr\u1ee3, trung t\u00e2m c\u1ea5p c\u1ee9u s\u1ebd s\u1eafp x\u1ebfp d\u1ecbch v\u1ee5 y t\u1ebf, h\u01b0\u1edbng d\u1eabn b\u1ea1n \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf ho\u1eb7c x\u00e1c nh\u1eadn ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n. N\u1ebfu t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe kh\u00f4ng cho ph\u00e9p b\u1ea1n li\u00ean h\u1ec7 ngay l\u1eadp t\u1ee9c, h\u00e3y th\u1ef1c hi\u1ec7n vi\u1ec7c n\u00e0y c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t, b\u1eb1ng c\u00e1ch t\u1ef1 m\u00ecnh li\u00ean h\u1ec7 ho\u1eb7c nh\u1edd ng\u01b0\u1eddi th\u00e2n gi\u00fap \u0111\u1ee1.<\/p>\n<p>Khi \u0111\u1ebfn n\u01a1i, h\u00e3y h\u1ecfi xem c\u01a1 s\u1edf y t\u1ebf c\u00f3 th\u1ec3 thanh to\u00e1n chi ph\u00ed \u0111i\u1ec1u tr\u1ecb tr\u1ef1c ti\u1ebfp v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m hay kh\u00f4ng. N\u1ebfu kh\u00f4ng, b\u1ea1n c\u00f3 th\u1ec3 s\u1ebd \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u thanh to\u00e1n m\u1ed9t ph\u1ea7n chi ph\u00ed v\u00e0 sau \u0111\u00f3 n\u1ed9p \u0111\u01a1n xin ho\u00e0n tr\u1ea3. C\u00e1c h\u01b0\u1edbng d\u1eabn v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch, <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u00e1o c\u00e1o thi\u1ec7t h\u1ea1i v\u00e0 nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tr\u1ee3 gi\u00fap y t\u1ebf<\/a> v\u00e0 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/cac-cau-hoi-thuong-gap-va-loi-khuyen-thuc-te-cho-nguoi-nuoc-ngoai\/\">nh\u1eefng l\u1eddi khuy\u00ean thi\u1ebft th\u1ef1c d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>C\u1ea7n cung c\u1ea5p nh\u1eefng th\u00f4ng tin n\u00e0o khi \u0111\u0103ng k\u00fd?<\/h3>\n<p>\u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 th\u00f4ng tin nh\u1eadn d\u1ea1ng b\u1ec7nh nh\u00e2n, m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c, ng\u00e0y xu\u1ea5t hi\u1ec7n tri\u1ec7u ch\u1ee9ng v\u00e0 th\u00f4ng tin v\u1ec1 b\u1ea3o hi\u1ec3m. N\u1ebfu b\u1ea1n c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u00e3y cung c\u1ea5p s\u1ed1 h\u1ee3p \u0111\u1ed3ng, t\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111\u01b0\u1eddng d\u00e2y h\u1ed7 tr\u1ee3. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap b\u1ec7nh vi\u1ec7n v\u00e0 c\u00f4ng ty b\u1ea3o hi\u1ec3m x\u00e1c nh\u1eadn ph\u1ea1m vi b\u1ea3o hi\u1ec3m d\u1ec5 d\u00e0ng h\u01a1n.<\/p>\n<h3>Ph\u1ea3i l\u00e0m g\u00ec n\u1ebfu b\u1ea1n kh\u00f4ng n\u00f3i \u0111\u01b0\u1ee3c ti\u1ebfng Ba Lan?<\/h3>\n<p>H\u00e3y s\u1eed d\u1ee5ng nh\u1eefng c\u00e2u \u0111\u01a1n gi\u1ea3n b\u1eb1ng ti\u1ebfng Anh ho\u1eb7c cho h\u1ecd xem c\u00e1c tri\u1ec7u ch\u1ee9ng \u0111\u00e3 ghi l\u1ea1i trong \u0111i\u1ec7n tho\u1ea1i. N\u00ean chu\u1ea9n b\u1ecb s\u1eb5n \u1ea3nh ch\u1ee5p h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 th\u00f4ng tin li\u00ean l\u1ea1c c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m. \u0110\u1ed1i v\u1edbi m\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng, trung t\u00e2m c\u1ea5p c\u1ee9u c\u00f2n h\u1ed7 tr\u1ee3 v\u1ec1 m\u1eb7t t\u1ed5 ch\u1ee9c v\u00e0 cung c\u1ea5p th\u00f4ng tin, \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 gi\u00fap vi\u1ec7c li\u00ean l\u1ea1c v\u1edbi c\u01a1 s\u1edf y t\u1ebf tr\u1edf n\u00ean thu\u1eadn l\u1ee3i h\u01a1n.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-dziala-pokrycie-kosztow\" class=\"kt-adv-heading\">Ch\u00ednh s\u00e1ch chi tr\u1ea3 chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Vi\u1ec7c \u0111i\u1ec1u tr\u1ecb c\u00f3 \u0111\u01b0\u1ee3c thanh to\u00e1n tr\u1ef1c ti\u1ebfp hay kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 quy tr\u00ecnh c\u1ee7a t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m. Theo ph\u00e2n t\u00edch c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU), trong tr\u01b0\u1eddng h\u1ee3p b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n, trung t\u00e2m c\u1ea5p c\u1ee9u th\u01b0\u1eddng s\u1ebd s\u1eafp x\u1ebfp vi\u1ec7c \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n v\u00e0 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong ph\u1ea1m vi m\u1ee9c b\u1ea3o hi\u1ec3m. \u0110i\u1ec1u n\u00e0y ch\u1ee7 y\u1ebfu \u00e1p d\u1ee5ng cho c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf thi\u1ebft y\u1ebfu, kh\u00f4ng th\u1ec3 ho\u00e3n l\u1ea1i.<\/p>\n<p>Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00e0o c\u0169ng chi tr\u1ea3 cho m\u1ecdi tr\u01b0\u1eddng h\u1ee3p. Ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 lo\u1ea1i tr\u1eeb c\u00e1c d\u1ecbch v\u1ee5 \u0111i\u1ec1u tr\u1ecb theo k\u1ebf ho\u1ea1ch, c\u00e1c k\u1ef3 ngh\u1ec9 d\u01b0\u1ee1ng t\u1ea1i khu ngh\u1ec9 d\u01b0\u1ee1ng, c\u00e1c li\u1ec7u ph\u00e1p th\u1ea9m m\u1ef9, m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 li\u00ean quan \u0111\u1ebfn c\u00e1c b\u1ec7nh l\u00fd s\u1eb5n c\u00f3 ho\u1eb7c c\u00e1c s\u1ef1 c\u1ed1 x\u1ea3y ra do s\u1eed d\u1ee5ng r\u01b0\u1ee3u bia. Do \u0111\u00f3, sau khi t\u00ecnh h\u00ecnh \u1ed5n \u0111\u1ecbnh, b\u1ea1n n\u00ean ki\u1ec3m tra \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) ho\u1eb7c li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m. Khi l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m, vi\u1ec7c xem x\u00e9t t\u1ed5ng quan c\u0169ng r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/pham-vi-bao-ve-va-mien-tru-trach-nhiem\/\">ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p mi\u1ec5n tr\u1eeb tr\u00e1ch nhi\u1ec7m<\/a>.<\/p>\n<p>N\u1ebfu c\u01a1 s\u1edf y t\u1ebf kh\u00f4ng thanh to\u00e1n tr\u1ef1c ti\u1ebfp v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m, b\u1ec7nh nh\u00e2n c\u00f3 th\u1ec3 t\u1ef1 chi tr\u1ea3 chi ph\u00ed tr\u01b0\u1edbc, sau \u0111\u00f3 l\u00e0m th\u1ee7 t\u1ee5c xin ho\u00e0n tr\u1ea3. Trong nh\u1eefng tr\u01b0\u1eddng h\u1ee3p nh\u01b0 v\u1eady, c\u00f4ng ty b\u1ea3o hi\u1ec3m th\u01b0\u1eddng y\u00eau c\u1ea7u h\u1ed3 s\u01a1 y t\u1ebf, h\u00f3a \u0111\u01a1n, ch\u1ee9ng t\u1eeb thanh to\u00e1n v\u00e0 b\u1ea3n t\u01b0\u1eddng tr\u00ecnh s\u1ef1 vi\u1ec7c. Ch\u00ednh v\u00ec v\u1eady, ngay t\u1eeb khi \u0111\u1ebfn khoa c\u1ea5p c\u1ee9u, b\u1ea1n n\u00ean chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 c\u00e1c gi\u1ea5y t\u1edd c\u1ea7n thi\u1ebft.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-infobox has-theme-palette-8-background-color has-background\">\n<div class=\"kt-blocks-info-box-link-wrap\">\n<div class=\"kt-infobox-textcontent\">\n<h4 class=\"kt-blocks-info-box-title\">\ud83d\udca1 M\u1eb9o<\/h4>\n<p class=\"kt-blocks-info-box-text\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KL th\u01b0\u1eddng b\u1ea3o v\u1ec7 b\u1ea1n trong tr\u01b0\u1eddng h\u1ee3p \u0111\u1ed9t ng\u1ed9t b\u1ecb \u1ed1m ho\u1eb7c g\u1eb7p tai n\u1ea1n, nh\u01b0ng kh\u00f4ng th\u1ec3 thay th\u1ebf cho d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c y t\u1ebf \u0111\u1ecbnh k\u1ef3 \u0111\u1ea7y \u0111\u1ee7. H\u00e3y lu\u00f4n ki\u1ec3m tra m\u1ee9c b\u1ea3o hi\u1ec3m, c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb v\u00e0 quy \u0111\u1ecbnh li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"jak-przygotowac-dokumenty\" class=\"kt-adv-heading\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb c\u00e1c t\u00e0i li\u1ec7u?<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Sau khi \u0111\u01b0\u1ee3c kh\u00e1m ch\u1eefa b\u1ec7nh, h\u00e3y y\u00eau c\u1ea7u nh\u1eadn phi\u1ebfu th\u00f4ng tin, b\u1ea3n ch\u1ea9n \u0111o\u00e1n, k\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m v\u00e0 c\u00e1c ch\u1ec9 \u0111\u1ecbnh y t\u1ebf. N\u1ebfu b\u1ea1n \u0111\u00e3 thanh to\u00e1n chi ph\u00ed d\u1ecbch v\u1ee5, h\u00e3y gi\u1eef l\u1ea1i c\u00e1c h\u00f3a \u0111\u01a1n, bi\u00ean lai v\u00e0 x\u00e1c nh\u1eadn thanh to\u00e1n c\u00f3 ghi t\u00ean b\u1ea1n. C\u00e1c t\u00e0i li\u1ec7u n\u00e0y c\u1ea7n ghi r\u00f5 th\u00f4ng tin b\u1ec7nh nh\u00e2n, ng\u00e0y kh\u00e1m ch\u1eefa b\u1ec7nh v\u00e0 lo\u1ea1i d\u1ecbch v\u1ee5 y t\u1ebf \u0111\u00e3 th\u1ef1c hi\u1ec7n.<\/p>\n<p>Trong nhi\u1ec1u th\u1ee7 t\u1ee5c y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, ng\u01b0\u1eddi tham gia b\u1ea3o hi\u1ec3m c\u0169ng c\u1ea7n cung c\u1ea5p th\u00f4ng tin v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, m\u00f4 t\u1ea3 chi ti\u1ebft v\u1ec1 s\u1ef1 c\u1ed1 v\u00e0 th\u00f4ng b\u00e1o thi\u1ec7t h\u1ea1i \u0111\u00fang h\u1ea1n. M\u1ed9t s\u1ed1 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) quy \u0111\u1ecbnh th\u1eddi h\u1ea1n c\u1ee5 th\u1ec3, v\u00ed d\u1ee5 nh\u01b0 trong v\u00f2ng v\u00e0i ng\u00e0y ho\u1eb7c h\u01a1n ch\u1ee5c ng\u00e0y k\u1ec3 t\u1eeb khi s\u1ef1 c\u1ed1 x\u1ea3y ra ho\u1eb7c k\u1ec3 t\u1eeb khi tr\u1edf v\u1ec1. Do \u0111\u00f3, t\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean th\u00f4ng b\u00e1o s\u1ef1 vi\u1ec7c c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t v\u00e0 tham kh\u1ea3o h\u01b0\u1edbng d\u1eabn c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n<p>N\u1ebfu b\u1ea1n \u0111ang c\u00f3 \u00fd \u0111\u1ecbnh mua b\u1ea3o hi\u1ec3m, h\u00e3y xem c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m hi\u1ec7n c\u00f3 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/bao-hiem\/\">b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a> v\u00e0 t\u00ecm hi\u1ec3u c\u00e1ch nh\u1eadn h\u1ed7 tr\u1ee3 khi g\u1eb7p s\u1ef1 c\u1ed1 kh\u1ea9n c\u1ea5p. M\u1ed9t th\u00f3i quen t\u1ed1t l\u00e0 ghi l\u1ea1i s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111\u01b0\u1eddng d\u00e2y n\u00f3ng h\u1ed7 tr\u1ee3 v\u00e0 g\u1eedi b\u1ea3n sao c\u00e1c t\u00e0i li\u1ec7u n\u00e0y v\u00e0o h\u1ed9p th\u01b0 \u0111i\u1ec7n t\u1eed c\u00e1 nh\u00e2n c\u1ee7a b\u1ea1n. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng truy c\u1eadp ch\u00fang h\u01a1n ngay c\u1ea3 khi b\u1ecb m\u1ea5t \u0111i\u1ec7n tho\u1ea1i ho\u1eb7c v\u00ed.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>Danh s\u00e1ch c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n l\u01b0u gi\u1eef<\/h3>\n<\/div>\n<div class=\"wp-block-kadence-iconlist\">\n<ul class=\"kt-svg-icon-list\">\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>Gi\u1ea5y t\u1edd t\u00f9y th\u00e2n:<\/strong> h\u1ed9 chi\u1ebfu, th\u1ebb c\u01b0 tr\u00fa ho\u1eb7c gi\u1ea5y t\u1edd t\u00f9y th\u00e2n kh\u00e1c c\u00f3 \u1ea3nh.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m:<\/strong> s\u1ed1 b\u1ea3o hi\u1ec3m, t\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 s\u1ed1 d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>H\u1ed3 s\u01a1 y t\u1ebf:<\/strong> t\u1edd th\u00f4ng tin, m\u00f4 t\u1ea3 ch\u1ea5n th\u01b0\u01a1ng, k\u1ebft qu\u1ea3 x\u00e9t nghi\u1ec7m, khuy\u1ebfn ngh\u1ecb.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>B\u1eb1ng ch\u1ee9ng thanh to\u00e1n:<\/strong> h\u00f3a \u0111\u01a1n, h\u00f3a \u0111\u01a1n mang t\u00ean, bi\u00ean nh\u1eadn giao d\u1ecbch.<\/span><\/li>\n<li class=\"kt-svg-icon-list-item\"><span class=\"kt-svg-icon-list-text\"><strong>M\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c:<\/strong> ng\u00e0y, \u0111\u1ecba \u0111i\u1ec3m, t\u00ecnh ti\u1ebft v\u00e0 th\u00f4ng tin v\u1ec1 c\u00e1c nh\u00e2n ch\u1ee9ng (n\u1ebfu c\u00f3).<\/span><\/li>\n<\/ul>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"faq\" class=\"kt-adv-heading\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<h3>Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 \u0111\u1ebfn khoa c\u1ea5p c\u1ee9u m\u00e0 kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m kh\u00f4ng?<\/h3>\n<p>\u0110\u00fang v\u1eady, trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p \u0111e d\u1ecda \u0111\u1ebfn s\u1ee9c kh\u1ecfe ho\u1eb7c t\u00ednh m\u1ea1ng, kh\u00f4ng n\u00ean t\u1eeb ch\u1ed1i cung c\u1ea5p h\u1ed7 tr\u1ee3 y t\u1ebf. Tuy nhi\u00ean, c\u1ea7n l\u01b0u \u00fd r\u1eb1ng vi\u1ec7c kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c b\u1ea1n ph\u1ea3i t\u1ef1 chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb.<\/p>\n<h3>Ph\u00f2ng c\u1ea5p c\u1ee9u d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i v\u00e0 ph\u00f2ng c\u1ea5p c\u1ee9u (SOR) c\u00f3 ph\u1ea3i l\u00e0 m\u1ed9t kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng v\u1eady. Ph\u00f2ng ti\u1ebfp nh\u1eadn ch\u1ee7 y\u1ebfu ph\u1ee5c v\u1ee5 vi\u1ec7c ti\u1ebfp nh\u1eadn b\u1ec7nh nh\u00e2n v\u00e0o vi\u1ec7n v\u00e0 ch\u0103m s\u00f3c ban \u0111\u1ea7u, trong khi Khoa C\u1ea5p c\u1ee9u chuy\u00ean x\u1eed l\u00fd c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p. Vi\u1ec7c b\u1ec7nh nh\u00e2n s\u1ebd \u0111\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ebfn \u0111\u00e2u cu\u1ed1i c\u00f9ng ph\u1ee5 thu\u1ed9c v\u00e0o t\u00ednh ch\u1ea5t c\u1ee7a v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe v\u00e0 \u0111\u00e1nh gi\u00e1 c\u1ee7a nh\u00e2n vi\u00ean y t\u1ebf.<\/p>\n<h3>T\u00ecnh hu\u1ed1ng kh\u1ea9n c\u1ea5p v\u00e0 b\u1ea3o hi\u1ec3m KL \u2013 n\u00ean l\u00e0m g\u00ec tr\u01b0\u1edbc ti\u00ean?<\/h3>\n<p>Tr\u01b0\u1edbc ti\u00ean, h\u00e3y \u0111\u1ebfn c\u01a1 s\u1edf y t\u1ebf \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 v\u00e0 m\u00f4 t\u1ea3 c\u00e1c tri\u1ec7u ch\u1ee9ng ho\u1eb7c ch\u1ea5n th\u01b0\u01a1ng. Khi t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe cho ph\u00e9p, h\u00e3y li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec3 x\u00e1c nh\u1eadn ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1ch th\u1ee9c thanh to\u00e1n chi ph\u00ed.<\/p>\n<h3>L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 n\u1ebfu t\u00f4i kh\u00f4ng mang theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m?<\/h3>\n<p>T\u1ed1t nh\u1ea5t l\u00e0 b\u1ea1n n\u00ean t\u00ecm s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m trong email, \u1ee9ng d\u1ee5ng ho\u1eb7c h\u1ecfi ng\u01b0\u1eddi \u0111\u00e3 mua b\u1ea3o hi\u1ec3m cho b\u1ea1n. N\u1ebfu b\u1ea1n kh\u00f4ng c\u00f3 t\u00e0i li\u1ec7u n\u00e0y, h\u00e3y cung c\u1ea5p th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a m\u00ecnh v\u00e0 li\u00ean h\u1ec7 v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00e0ng s\u1edbm c\u00e0ng t\u1ed1t, ho\u1eb7c tra c\u1ee9u th\u00f4ng tin tr\u00ean trang web <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/\">polisa-obcokrajowca.pl<\/a>.<\/p>\n<h3>Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m KL th\u01b0\u1eddng bao g\u1ed3m nh\u1eefng chi ph\u00ed n\u00e0o?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, \u0111\u00e2y l\u00e0 c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb y t\u1ebf c\u1ea7n thi\u1ebft sau khi b\u1ecb \u1ed1m \u0111\u1ed9t ng\u1ed9t ho\u1eb7c g\u1eb7p tai n\u1ea1n, bao g\u1ed3m \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa, ph\u1eabu thu\u1eadt v\u00e0 m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 \u0111i\u1ec1u tr\u1ecb ngo\u1ea1i tr\u00fa. Ph\u1ea1m vi chi ti\u1ebft ph\u1ee5 thu\u1ed9c v\u00e0o \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung, m\u1ee9c b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c tr\u01b0\u1eddng h\u1ee3p lo\u1ea1i tr\u1eeb (n\u1ebfu c\u00f3).<\/p>\n<h3>C\u00f3 ph\u1ea3i thanh to\u00e1n ph\u00ed c\u1ea5p c\u1ee9u t\u1ea1i ch\u1ed7 kh\u00f4ng?<\/h3>\n<p>\u0110\u00f4i khi kh\u00f4ng, n\u1ebfu c\u01a1 s\u1edf y t\u1ebf thanh to\u00e1n tr\u1ef1c ti\u1ebfp v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u00e0 trung t\u00e2m c\u1ea5p c\u1ee9u x\u00e1c nh\u1eadn ph\u1ea1m vi b\u1ea3o hi\u1ec3m. Trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u00e1c, b\u1ec7nh nh\u00e2n s\u1ebd t\u1ef1 thanh to\u00e1n v\u00e0 sau \u0111\u00f3 n\u1ed9p \u0111\u01a1n xin ho\u00e0n tr\u1ea3 d\u1ef1a tr\u00ean h\u00f3a \u0111\u01a1n v\u00e0 h\u1ed3 s\u01a1 y t\u1ebf.<\/p>\n<h3>C\u1ea7n nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o \u0111\u1ec3 \u0111\u01b0\u1ee3c ho\u00e0n ti\u1ec1n?<\/h3>\n<p>Th\u00f4ng th\u01b0\u1eddng, b\u1ea1n c\u1ea7n cung c\u1ea5p c\u00e1c h\u00f3a \u0111\u01a1n ho\u1eb7c ch\u1ee9ng t\u1eeb thanh to\u00e1n c\u00f3 t\u00ean ng\u01b0\u1eddi nh\u1eadn, x\u00e1c nh\u1eadn thanh to\u00e1n, h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 b\u1ea3n t\u01b0\u1eddng tr\u00ecnh s\u1ef1 vi\u1ec7c. C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u0169ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, th\u00f4ng tin b\u1ec7nh nh\u00e2n v\u00e0 m\u1eabu \u0111\u01a1n khai b\u00e1o b\u1ed3i th\u01b0\u1eddng.<\/p>\n<\/div>\n<div class=\"wp-block-kadence-advancedheading\">\n<h2 id=\"podsumowanie\" class=\"kt-adv-heading\">T\u00f3m t\u1eaft<\/h2>\n<\/div>\n<div class=\"wp-block-kadence-advancedtext\">\n<p>Ch\u1ee7 \u0111\u1ec1 \u201eB\u1ea3o hi\u1ec3m y t\u1ebf kh\u1ea9n c\u1ea5p (SOR) t\u1ea1i Ba Lan d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i\u201d c\u00f3 th\u1ec3 t\u00f3m g\u1ecdn trong b\u1ed1n b\u01b0\u1edbc: b\u00e1o c\u00e1o t\u00ecnh tr\u1ea1ng kh\u1ea9n c\u1ea5p, xu\u1ea5t tr\u00ecnh gi\u1ea5y t\u1edd t\u00f9y th\u00e2n v\u00e0 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m c\u1ea5p c\u1ee9u v\u00e0 l\u01b0u gi\u1eef to\u00e0n b\u1ed9 h\u1ed3 s\u01a1. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd d\u1ec5 d\u00e0ng nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 tr\u1ee3 gi\u00fap v\u00e0 tr\u00e1nh \u0111\u01b0\u1ee3c c\u00e1c r\u1eafc r\u1ed1i li\u00ean quan \u0111\u1ebfn vi\u1ec7c ho\u00e0n tr\u1ea3 chi ph\u00ed. N\u1ebfu b\u1ea1n mu\u1ed1n chu\u1ea9n b\u1ecb t\u1ed1t h\u01a1n cho chuy\u1ebfn \u0111i \u0111\u1ebfn Ba Lan, h\u00e3y ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m KL v\u00e0 th\u1ee7 t\u1ee5c b\u00e1o c\u00e1o s\u1ef1 c\u1ed1 tr\u01b0\u1edbc khi kh\u1edfi h\u00e0nh. \u0110\u00e2y l\u00e0 c\u00e1ch \u0111\u01a1n gi\u1ea3n \u0111\u1ec3 h\u00e0nh \u0111\u1ed9ng b\u00ecnh t\u0129nh v\u00e0 hi\u1ec7u qu\u1ea3 trong t\u00ecnh hu\u1ed1ng c\u0103ng th\u1eb3ng.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>SOR \u1edf Ba Lan l\u00e0 khoa c\u1ea5p c\u1ee9u c\u1ee7a b\u1ec7nh vi\u1ec7n, n\u01a1i cung c\u1ea5p s\u1ef1 tr\u1ee3 gi\u00fap trong c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p \u0111e d\u1ecda \u0111\u1ebfn s\u1ee9c kh\u1ecfe ho\u1eb7c t\u00ednh m\u1ea1ng. \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, \u0111i\u1ec1u quan tr\u1ecdng l\u00e0,\u2026<\/p>","protected":false},"author":2,"featured_media":4211,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[46],"tags":[53,51,61,50,57],"class_list":["post-4212","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jak-zglosic-szkode-i-uzyskac-pomoc-medyczna","tag-assistance","tag-koszty-leczenia","tag-opieka-medyczna","tag-ubezpieczenie-cudzoziemca","tag-ubezpieczenie-zdrowotne"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SOR w Polsce a ubezpieczenie cudzoziemca - Polisa obcokrajowca<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, co zrobi\u0107 na SOR w Polsce jako cudzoziemiec, jak dzia\u0142a polisa KL i jak skorzysta\u0107 z pomocy medycznej krok po kroku.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/van-de-cu-tru-tai-ba-lan-va-bao-hiem-cho-nguoi-nuoc-ngoai\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SOR w Polsce a ubezpieczenie cudzoziemca\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, co zrobi\u0107 na SOR w Polsce jako cudzoziemiec, jak dzia\u0142a polisa KL i jak skorzysta\u0107 z pomocy medycznej krok po kroku.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/van-de-cu-tru-tai-ba-lan-va-bao-hiem-cho-nguoi-nuoc-ngoai\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisa obcokrajowca\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-11T11:47:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-08T14:44:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/06\/foto-3.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"2528\" \/>\n\t<meta property=\"og:image:height\" content=\"1696\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta 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