{"id":4271,"date":"2026-10-02T16:36:53","date_gmt":"2026-10-02T14:36:53","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/?p=4271"},"modified":"2026-10-02T16:36:53","modified_gmt":"2026-10-02T14:36:53","slug":"thong-bao-boi-thuong-bao-hiem-kl-huong-dan-tung-buoc","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/jak-zglosic-szkode-i-uzyskac-pomoc-medyczna\/zgloszenie-szkody-ubezpieczenie-kl-instrukcja-krok-po-kroku\/","title":{"rendered":"Th\u1ee7 t\u1ee5c khai b\u00e1o b\u1ed3i th\u01b0\u1eddng b\u1ea3o hi\u1ec3m KL \u2013 h\u01b0\u1edbng d\u1eabn t\u1eebng b\u01b0\u1edbc"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Vi\u1ec7c khai b\u00e1o b\u1ed3i th\u01b0\u1eddng t\u1eeb b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u00f4ng n\u00ean b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c t\u00ecm ki\u1ebfm ng\u1eabu nhi\u00ean m\u1eabu \u0111\u01a1n tr\u00ean m\u1ea1ng. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y tham kh\u1ea3o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung k\u00e8m theo. Ch\u00ednh t\u1ea1i \u0111\u00f3, b\u1ea1n s\u1ebd t\u00ecm th\u1ea5y c\u00e1ch li\u00ean h\u1ec7 ph\u00f9 h\u1ee3p c\u0169ng nh\u01b0 c\u00e1c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng \u0111\u00f3. H\u00e3y chu\u1ea9n b\u1ecb <strong>s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong>, h\u00e3y s\u1eafp x\u1ebfp l\u1ea1i b\u1ea3n m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c v\u00e0 thu th\u1eadp c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn s\u1ef1 h\u1ed7 tr\u1ee3 \u0111\u00e3 \u0111\u01b0\u1ee3c cung c\u1ea5p c\u0169ng nh\u01b0 c\u00e1c chi ph\u00ed \u0111\u00e3 ph\u00e1t sinh. H\u01b0\u1edbng d\u1eabn d\u01b0\u1edbi \u0111\u00e2y s\u1ebd ch\u1ec9 ra c\u00e1ch th\u1ef1c hi\u1ec7n quy tr\u00ecnh n\u00e0y m\u00e0 kh\u00f4ng b\u1ecf s\u00f3t b\u1ea5t k\u1ef3 th\u00f4ng tin quan tr\u1ecdng n\u00e0o. Khi ch\u00fang t\u00f4i \u0111\u1ec1 c\u1eadp \u0111\u1ebfn c\u00e1c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3, ch\u00fang t\u00f4i s\u1ebd ch\u1ec9 r\u00f5 t\u00ean t\u00e0i li\u1ec7u v\u00e0 phi\u00ean b\u1ea3n c\u1ee7a n\u00f3. Tuy nhi\u00ean, \u0111\u1eebng coi \u0111\u00e2y l\u00e0 quy tr\u00ecnh chung \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m \u2013 tr\u01b0\u1edbc khi g\u1eedi \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, h\u00e3y lu\u00f4n \u0111\u1ed1i chi\u1ebfu danh s\u00e1ch n\u00e0y v\u1edbi c\u00e1c t\u00e0i li\u1ec7u hi\u1ec7n h\u00e0nh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n. Nh\u1edd \u0111\u00f3, b\u1ea1n s\u1ebd c\u0103n c\u1ee9 v\u00e0o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ch\u00ednh x\u00e1c c\u1ee7a m\u00ecnh khi l\u1eadp \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, thay v\u00ec d\u1ef1a tr\u00ean c\u00e1c y\u00eau c\u1ea7u l\u1ea5y t\u1eeb s\u1ea3n ph\u1ea9m kh\u00e1c ho\u1eb7c h\u01b0\u1edbng d\u1eabn \u0111\u00e3 l\u1ed7i th\u1eddi.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#przed-zgloszeniem\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi khai b\u00e1o thi\u1ec7t h\u1ea1i<\/a><\/li>\n\n\n<li><a href=\"#krok-po-kroku\">H\u01b0\u1edbng d\u1eabn t\u1eebng b\u01b0\u1edbc \u0111\u1ec3 khai b\u00e1o thi\u1ec7t h\u1ea1i<\/a><\/li>\n\n\n<li><a href=\"#dokumenty\">C\u00e1ch chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1<\/a><\/li>\n\n\n<li><a href=\"#po-zgloszeniu\">\u0110i\u1ec1u g\u00ec s\u1ebd x\u1ea3y ra sau khi g\u1eedi \u0111\u01a1n \u0111\u0103ng k\u00fd?<\/a><\/li>\n\n\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a><\/li>\n\n\n<li><a href=\"#podsumowanie\">T\u1ed5ng k\u1ebft v\u00e0 b\u01b0\u1edbc ti\u1ebfp theo<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"przed-zgloszeniem\">Nh\u1eefng \u0111i\u1ec1u c\u1ea7n ki\u1ec3m tra tr\u01b0\u1edbc khi khai b\u00e1o thi\u1ec7t h\u1ea1i<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c x\u00e1c \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng n\u00e0o l\u00e0 c\u01a1 s\u1edf cho quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m. Chu\u1ea9n b\u1ecb s\u1eb5n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng \u0111\u00f3, c\u00f9ng c\u00e1c th\u00f4ng tin \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c khi mua b\u1ea3o hi\u1ec3m. \u0110\u1eebng s\u1eed d\u1ee5ng c\u00e1c th\u00f4ng tin t\u00ecm th\u1ea5y trong t\u1ec7p tin c\u0169 ho\u1eb7c tr\u00ean m\u1ed9t trang web ng\u1eabu nhi\u00ean n\u1ebfu b\u1ea1n kh\u00f4ng ch\u1eafc ch\u1eafn r\u1eb1ng ch\u00fang li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh. <strong>K\u00eanh b\u00e1o c\u00e1o ph\u00f9 h\u1ee3p<\/strong> c\u00f3 th\u1ec3 t\u00f9y thu\u1ed9c v\u00e0o s\u1ea3n ph\u1ea9m v\u00e0 phi\u00ean b\u1ea3n t\u00e0i li\u1ec7u.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y ki\u1ec3m tra trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec3 bi\u1ebft khi n\u00e0o c\u1ea7n li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m kh\u1ea9n c\u1ea5p ho\u1eb7c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3, c\u0169ng nh\u01b0 c\u00e1ch th\u1ee9c n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng sau \u0111\u00f3. H\u00e3y l\u00e0m theo c\u00e1c t\u00ean g\u1ecdi v\u00e0 h\u01b0\u1edbng d\u1eabn \u0111\u01b0\u1ee3c ghi trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu vi\u1ec7c h\u1ed7 tr\u1ee3 y t\u1ebf \u0111ang \u0111\u01b0\u1ee3c s\u1eafp x\u1ebfp, h\u00e3y chu\u1ea9n b\u1ecb s\u1eb5n <strong>\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n b\u1ea3o hi\u1ec3m hi\u1ec7n h\u00e0nh v\u00e0 v\u0103n b\u1ea3n h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/strong>. V\u00ed d\u1ee5, \u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung (OWU) v\u1ec1 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u1ee7a Uniqa n\u0103m 2020 n\u00eau r\u00f5 r\u1eb1ng khi li\u00ean h\u1ec7 v\u1edbi Trung t\u00e2m C\u1ea5p c\u1ee9u, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u1ea7n gi\u1ea3i th\u00edch r\u00f5 ho\u00e0n c\u1ea3nh v\u00e0 lo\u1ea1i h\u00ecnh h\u1ed7 tr\u1ee3 c\u1ea7n thi\u1ebft, \u0111\u1ed3ng th\u1eddi cung c\u1ea5p s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u1ecd t\u00ean v\u00e0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i li\u00ean l\u1ea1c. T\u00e0i li\u1ec7u n\u00e0y c\u0169ng quy \u0111\u1ecbnh vi\u1ec7c cung c\u1ea5p th\u00f4ng tin y t\u1ebf v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c h\u01b0\u1edbng d\u1eabn c\u1ee7a trung t\u00e2m. \u0110\u00e2y l\u00e0 c\u00e1c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 c\u1ee7a t\u00e0i li\u1ec7u n\u00e0y, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 danh s\u00e1ch chung \u00e1p d\u1ee5ng cho m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu t\u00ecnh hu\u1ed1ng li\u00ean quan \u0111\u1ebfn vi\u1ec7c n\u1eb1m vi\u1ec7n, vi\u1ec7c gi\u1ea3i th\u00edch tr\u01b0\u1edbc c\u00f3 th\u1ec3 s\u1ebd h\u1eefu \u00edch, <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/gpk-tai-benh-vien-che-do-bao-hiem-y-te-hoat-dong-nhu-the-nao\/\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a>. Khi t\u1ef1 t\u00ecm ki\u1ebfm c\u01a1 s\u1edf, b\u1ea1n c\u0169ng c\u00f3 th\u1ec3 ki\u1ec3m tra, <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/bac-si-noi-tieng-anh-tai-ba-lan-co-bao-hiem\/\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 t\u00ecm \u0111\u01b0\u1ee3c b\u00e1c s\u0129 n\u00f3i \u0111\u01b0\u1ee3c ti\u1ebfng Anh<\/a>. Nh\u1eefng t\u00e0i li\u1ec7u n\u00e0y gi\u00fap b\u1ea1n hi\u1ec3u r\u00f5 h\u01a1n v\u1ec1 c\u01a1 ch\u1ebf h\u1ed7 tr\u1ee3, nh\u01b0ng kh\u00f4ng thay th\u1ebf cho c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"krok-po-kroku\">H\u01b0\u1edbng d\u1eabn t\u1eebng b\u01b0\u1edbc \u0111\u1ec3 khai b\u00e1o thi\u1ec7t h\u1ea1i<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"odszukaj-instrukcje\">1. T\u00ecm h\u01b0\u1edbng d\u1eabn ph\u00f9 h\u1ee3p v\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">X\u00e1c \u0111\u1ecbnh t\u00ean c\u00f4ng ty b\u1ea3o hi\u1ec3m, s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 phi\u00ean b\u1ea3n \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU). Sau \u0111\u00f3, h\u00e3y t\u00ecm k\u00eanh th\u00f4ng b\u00e1o \u0111\u01b0\u1ee3c n\u00eau trong c\u00e1c t\u00e0i li\u1ec7u.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>\u0110\u1eebng gi\u1ea3 \u0111\u1ecbnh r\u1eb1ng ch\u1ec9 c\u00f3 m\u1ed9t m\u1eabu \u0111\u01a1n duy nh\u1ea5t<\/strong> \u0111\u1ed1i v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u0169ng kh\u00f4ng c\u00f3 c\u01a1 s\u1edf n\u00e0o \u0111\u1ec3 \u00e1p d\u1ee5ng m\u1ed9t th\u1eddi h\u1ea1n n\u1ed9p h\u1ed3 s\u01a1 chung cho to\u00e0n b\u1ed9 th\u1ecb tr\u01b0\u1eddng. Vui l\u00f2ng ki\u1ec3m tra th\u1eddi h\u1ea1n v\u00e0 c\u00e1ch th\u1ee9c n\u1ed9p h\u1ed3 s\u01a1 tr\u1ef1c ti\u1ebfp trong t\u00e0i li\u1ec7u h\u1ee3p \u0111\u1ed3ng c\u1ee7a qu\u00fd v\u1ecb.<\/p>\n\n<\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"zapisz-przebieg-zdarzenia\">2. Ghi l\u1ea1i di\u1ec5n bi\u1ebfn s\u1ef1 vi\u1ec7c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y chu\u1ea9n b\u1ecb m\u1ed9t b\u1ea3n t\u01b0\u1eddng tr\u00ecnh c\u1ee5 th\u1ec3: s\u1ef1 vi\u1ec7c \u0111\u00e3 di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o, trong ho\u00e0n c\u1ea3nh n\u00e0o v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 ra sao. <strong>H\u00e3y m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c theo tr\u00ecnh t\u1ef1 th\u1eddi gian<\/strong>, d\u1ef1a tr\u00ean c\u00e1c th\u00f4ng tin c\u00f3 trong c\u00e1c t\u00e0i li\u1ec7u hi\u1ec7n c\u00f3, \u0111\u1ed3ng th\u1eddi ch\u1ec9 ra r\u00f5 r\u00e0ng nh\u1eefng thi\u1ebfu s\u00f3t ho\u1eb7c m\u00e2u thu\u1eabn. Kh\u00f4ng \u0111\u01b0\u1ee3c t\u1ef1 \u00fd b\u1ed5 sung c\u00e1c ch\u1ea9n \u0111o\u00e1n hay chi ph\u00ed m\u00e0 kh\u00f4ng c\u00f3 t\u00e0i li\u1ec7u t\u1eeb c\u01a1 s\u1edf y t\u1ebf x\u00e1c nh\u1eadn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Theo \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee7a Uniqa n\u0103m 2020, \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb ph\u1ea3i bao g\u1ed3m, trong s\u1ed1 nh\u1eefng th\u00f4ng tin kh\u00e1c, s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 m\u00f4 t\u1ea3 chi ti\u1ebft v\u1ec1 ho\u00e0n c\u1ea3nh c\u1ee7a s\u1ef1 c\u1ed1. V\u00ed d\u1ee5 n\u00e0y minh h\u1ecda l\u00fd do t\u1ea1i sao vi\u1ec7c m\u00f4 t\u1ea3 chi ti\u1ebft l\u1ea1i quan tr\u1ecdng, tuy nhi\u00ean tr\u01b0\u1edbc khi g\u1eedi \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, qu\u00fd v\u1ecb c\u1ea7n ki\u1ec3m tra c\u00e1c y\u00eau c\u1ea7u hi\u1ec7n h\u00e0nh \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3 \u0111\u00f3.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"zbierz-materialy\">3. Thu th\u1eadp c\u00e1c t\u00e0i li\u1ec7u y t\u1ebf v\u00e0 t\u00e0i ch\u00ednh<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y g\u1ed9p c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn c\u00f9ng m\u1ed9t s\u1ef1 ki\u1ec7n l\u1ea1i v\u1edbi nhau v\u00e0 ki\u1ec3m tra xem ch\u00fang c\u00f3 r\u00f5 r\u00e0ng kh\u00f4ng. Kh\u00f4ng \u0111\u01b0\u1ee3c thay \u0111\u1ed5i n\u1ed9i dung c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u \u0111\u00e3 nh\u1eadn. N\u1ebfu b\u1ea1n g\u1eedi b\u1ea3n qu\u00e9t ho\u1eb7c \u1ea3nh ch\u1ee5p, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng to\u00e0n b\u1ed9 c\u00e1c trang \u0111\u1ec1u hi\u1ec3n th\u1ecb r\u00f5 r\u00e0ng. <strong>H\u00e3y gi\u1eef l\u1ea1i b\u1ea3n g\u1ed1c c\u1ee7a c\u00e1c t\u00e0i li\u1ec7u<\/strong>, ngay c\u1ea3 khi b\u1ea1n g\u1eedi \u0111\u01a1n \u0111\u0103ng k\u00fd qua \u0111\u01b0\u1eddng \u0111i\u1ec7n t\u1eed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee7a Uniqa n\u0103m 2020 \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp, danh s\u00e1ch n\u00e0y bao g\u1ed3m gi\u1ea5y ch\u1ee9ng nh\u1eadn y t\u1ebf m\u00f4 t\u1ea3 ch\u1ea5n th\u01b0\u01a1ng, ch\u1ea9n \u0111o\u00e1n v\u00e0 ph\u01b0\u01a1ng ph\u00e1p \u0111i\u1ec1u tr\u1ecb \u0111\u01b0\u1ee3c khuy\u1ebfn ngh\u1ecb, c\u0169ng nh\u01b0 c\u00e1c h\u00f3a \u0111\u01a1n, bi\u00ean lai, gi\u1ea5y ch\u1ee9ng nh\u1eadn nh\u1eadp vi\u1ec7n v\u00e0 ch\u1ee9ng t\u1eeb thanh to\u00e1n c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh chi ph\u00ed. \u0110\u1eebng t\u1ef1 \u0111\u1ed9ng \u00e1p d\u1ee5ng danh s\u00e1ch n\u00e0y cho m\u1ed9t s\u1ea3n ph\u1ea9m kh\u00e1c. H\u00e3y coi \u0111\u00e2y l\u00e0 m\u1ed9t v\u00ed d\u1ee5 c\u1ee5 th\u1ec3 v\u00e0 so s\u00e1nh v\u1edbi c\u00e1c y\u00eau c\u1ea7u trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"wyslij-zgloszenie\">4. G\u1eedi \u0111\u01a1n \u0111\u0103ng k\u00fd theo h\u01b0\u1edbng d\u1eabn<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi g\u1eedi, h\u00e3y ki\u1ec3m tra xem b\u1ea1n \u0111\u00e3 cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng v\u00e0 s\u1ef1 ki\u1ec7n hay ch\u01b0a. <strong>Vi\u1ec7c x\u00e1c \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i r\u00f5 r\u00e0ng v\u00e0 kh\u00f4ng th\u1ec3 nh\u1ea7m l\u1eabn<\/strong>. Vui l\u00f2ng ch\u1ec9 \u0111\u00ednh k\u00e8m c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn \u0111\u01a1n \u0111\u0103ng k\u00fd v\u00e0 \u0111\u1eb7t t\u00ean cho c\u00e1c t\u1ec7p sao cho d\u1ec5 nh\u1eadn bi\u1ebft n\u1ed9i dung c\u1ee7a ch\u00fang, v\u00ed d\u1ee5 nh\u01b0 \u201eh\u00f3a \u0111\u01a1n\u201d, \u201et\u00e0i li\u1ec7u\u201d ho\u1eb7c \u201ex\u00e1c nh\u1eadn thanh to\u00e1n\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y l\u01b0u m\u1ed9t b\u1ea3n sao c\u1ee7a bi\u1ec3u m\u1eabu, tin nh\u1eafn v\u00e0 c\u00e1c t\u1ec7p \u0111\u00ednh k\u00e8m v\u00e0o c\u00f9ng m\u1ed9t th\u01b0 m\u1ee5c. N\u1ebfu h\u1ec7 th\u1ed1ng x\u00e1c nh\u1eadn \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c \u0111\u01a1n \u0111\u0103ng k\u00fd, h\u00e3y l\u01b0u gi\u1eef c\u1ea3 th\u00f4ng b\u00e1o x\u00e1c nh\u1eadn \u0111\u00f3. Nh\u1edd \u0111\u00f3, sau n\u00e0y b\u1ea1n c\u00f3 th\u1ec3 ki\u1ec3m tra l\u1ea1i nh\u1eefng t\u00e0i li\u1ec7u n\u00e0o \u0111\u00e3 \u0111\u01b0\u1ee3c g\u1eedi \u0111i m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i nh\u1edb l\u1ea1i to\u00e0n b\u1ed9 n\u1ed9i dung c\u1ee7a g\u00f3i t\u00e0i li\u1ec7u \u0111\u00f3.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dokumenty\">C\u00e1ch chu\u1ea9n b\u1ecb h\u1ed3 s\u01a1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u1ed1t nh\u1ea5t l\u00e0 n\u00ean ph\u00e2n lo\u1ea1i c\u00e1c t\u00e0i li\u1ec7u th\u00e0nh m\u1ed9t v\u00e0i nh\u00f3m \u0111\u01a1n gi\u1ea3n. Nh\u00f3m th\u1ee9 nh\u1ea5t l\u00e0 th\u00f4ng tin h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 m\u00f4 t\u1ea3 s\u1ef1 c\u1ed1. Nh\u00f3m th\u1ee9 hai bao g\u1ed3m c\u00e1c t\u00e0i li\u1ec7u t\u1eeb c\u01a1 s\u1edf. Nh\u00f3m th\u1ee9 ba ch\u1ee9a c\u00e1c ch\u1ee9ng t\u1eeb x\u00e1c nh\u1eadn chi ph\u00ed. C\u00e1ch s\u1eafp x\u1ebfp n\u00e0y kh\u00f4ng l\u00e0m thay \u0111\u1ed5i c\u00e1c y\u00eau c\u1ea7u c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m, nh\u01b0ng gi\u00fap b\u1ea1n d\u1ec5 d\u00e0ng ki\u1ec3m tra t\u00ednh \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a b\u1ed9 h\u1ed3 s\u01a1 c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00f9y theo h\u01b0\u1edbng d\u1eabn k\u00e8m theo h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, qu\u00fd kh\u00e1ch vui l\u00f2ng chu\u1ea9n b\u1ecb:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemskl-documents-r3 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemskl-documents-r3 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemskl-documents-r3 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-kl-document-1-r3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-kl-document-1-r3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-kl-document-1-r3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>c\u00e1c th\u00f4ng tin c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng<\/strong>, bao g\u1ed3m s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, n\u1ebfu \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u trong \u0111\u01a1n khai b\u00e1o;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-kl-document-2-r3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-kl-document-2-r3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-kl-document-2-r3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">m\u00f4 t\u1ea3 c\u00e1c t\u00ecnh ti\u1ebft ph\u00f9 h\u1ee3p v\u1edbi c\u00e1c t\u00e0i li\u1ec7u;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-kl-document-3-r3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-kl-document-3-r3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-kl-document-3-r3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>h\u1ed3 s\u01a1 y t\u1ebf li\u00ean quan \u0111\u1ebfn s\u1ef1 vi\u1ec7c<\/strong>, n\u1ebfu \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u00f3 li\u00ean quan y\u00eau c\u1ea7u nh\u01b0 v\u1eady;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-kl-document-4-r3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-kl-document-4-r3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-kl-document-4-r3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>h\u00f3a \u0111\u01a1n v\u00e0 bi\u00ean lai<\/strong> li\u00ean quan \u0111\u1ebfn c\u00e1c chi ph\u00ed \u0111\u01b0\u1ee3c khai b\u00e1o, n\u1ebfu c\u00f3 y\u00eau c\u1ea7u;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-kl-document-5-r3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-kl-document-5-r3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-kl-document-5-r3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>gi\u1ea5y ch\u1ee9ng nh\u1eadn c\u1ee7a b\u1ec7nh vi\u1ec7n<\/strong>, khi ch\u00fang li\u00ean quan \u0111\u1ebfn s\u1ef1 ki\u1ec7n v\u00e0 \u0111\u01b0\u1ee3c h\u01b0\u1edbng d\u1eabn n\u00eau r\u00f5;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-kl-document-6-r3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-kl-document-6-r3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-kl-document-6-r3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>b\u1eb1ng ch\u1ee9ng v\u1ec1 c\u00e1c kho\u1ea3n thanh to\u00e1n \u0111\u00e3 th\u1ef1c hi\u1ec7n<\/strong>, n\u1ebfu c\u00e1c t\u00e0i li\u1ec7u \u0111\u00f3 nh\u1eb1m x\u00e1c nh\u1eadn chi ph\u00ed \u0111\u00e3 ph\u00e1t sinh;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-kl-document-7-r3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-kl-document-7-r3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-kl-document-7-r3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c v\u1eadt li\u1ec7u kh\u00e1c \u0111\u01b0\u1ee3c n\u00eau trong quy tr\u00ecnh hi\u1ec7n h\u00e0nh d\u00e0nh cho s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3 \u0111\u00f3.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m chung c\u1ee7a Compensa d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i n\u0103m 2026 quy \u0111\u1ecbnh vi\u1ec7c cung c\u1ea5p c\u00e1c b\u1eb1ng ch\u1ee9ng, bao g\u1ed3m h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh t\u00ecnh ti\u1ebft c\u0169ng nh\u01b0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i. Theo t\u00e0i li\u1ec7u n\u00e0y, Compensa c\u0169ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u s\u1ef1 \u0111\u1ed3ng \u00fd b\u1eb1ng v\u0103n b\u1ea3n \u0111\u1ec3 thu th\u1eadp th\u00f4ng tin c\u1ea7n thi\u1ebft t\u1eeb c\u00e1c c\u01a1 s\u1edf \u0111\u00e3 cung c\u1ea5p d\u1ecbch v\u1ee5 y t\u1ebf. \u0110\u00e2y l\u00e0 th\u1ee7 t\u1ee5c ch\u1ec9 \u00e1p d\u1ee5ng ri\u00eang cho Compensa, do \u0111\u00f3 kh\u00f4ng n\u00ean t\u1ef1 \u0111\u1ed9ng \u00e1p d\u1ee5ng cho c\u00e1c s\u1ea3n ph\u1ea9m b\u1ea3o hi\u1ec3m kh\u00e1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi g\u1eedi, h\u00e3y ti\u1ebfn h\u00e0nh ki\u1ec3m tra k\u1ef9 thu\u1eadt. M\u1edf t\u1eebng t\u1ec7p v\u00e0 ki\u1ec3m tra xem t\u1ec7p \u0111\u00f3 c\u00f3 b\u1ecb tr\u1ed1ng, b\u1ecb c\u1eaft b\u1edbt hay kh\u00f4ng \u0111\u1ecdc \u0111\u01b0\u1ee3c hay kh\u00f4ng. \u0110\u1ea3m b\u1ea3o r\u1eb1ng c\u00e1c trang ti\u1ebfp theo thu\u1ed9c v\u1ec1 \u0111\u00fang t\u00e0i li\u1ec7u. <strong>G\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ea7y \u0111\u1ee7 l\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p v\u1edbi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i d\u1ef1a tr\u00ean danh s\u00e1ch chung \u0111\u01b0\u1ee3c n\u00eau trong c\u1ea9m nang.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu chi ph\u00ed \u0111\u00e3 \u0111\u01b0\u1ee3c thanh to\u00e1n, h\u00e3y l\u1eadp b\u1ed9 h\u1ed3 s\u01a1 t\u00e0i ch\u00ednh k\u00e8m theo ch\u1ee9ng t\u1eeb x\u00e1c nh\u1eadn t\u01b0\u01a1ng \u1ee9ng, n\u1ebfu quy tr\u00ecnh y\u00eau c\u1ea7u. Kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eeda \u0111\u1ed5i th\u1ee7 c\u00f4ng c\u00e1c th\u00f4ng tin tr\u00ean ch\u1ee9ng t\u1eeb \u0111\u00e3 \u0111\u01b0\u1ee3c l\u1eadp. Khi c\u00f3 \u0111i\u1ec1u g\u00ec kh\u00f4ng r\u00f5 r\u00e0ng, h\u00e3y d\u1ef1a v\u00e0o c\u00e1c t\u00e0i li\u1ec7u m\u00e0 b\u1ea1n th\u1ef1c s\u1ef1 c\u00f3 \u0111\u1ec3 l\u1eadp b\u00e1o c\u00e1o v\u00e0 tr\u1ea3 l\u1eddi c\u00e1c y\u00eau c\u1ea7u b\u1ed5 sung (n\u1ebfu c\u00f3).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"po-zgloszeniu\">\u0110i\u1ec1u g\u00ec s\u1ebd x\u1ea3y ra sau khi g\u1eedi \u0111\u01a1n \u0111\u0103ng k\u00fd?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sau khi chuy\u1ec3n giao t\u00e0i li\u1ec7u, h\u00e3y l\u01b0u gi\u1eef to\u00e0n b\u1ed9 th\u01b0 t\u1eeb t\u1ea1i m\u1ed9t n\u01a1i. Ghi ch\u00fa c\u1ee7a ri\u00eang b\u1ea1n c\u00f3 th\u1ec3 bao g\u1ed3m <strong>ng\u00e0y v\u00e0 k\u00eanh g\u1eedi h\u00e0ng \u0111\u00e3 s\u1eed d\u1ee5ng<\/strong>, t\u00ean t\u1ec7p \u0111\u00e3 g\u1eedi v\u00e0 th\u00f4ng tin v\u1ec1 vi\u1ec7c b\u1ea1n \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn hay ch\u01b0a. \u0110\u00e2y l\u00e0 quy tr\u00ecnh t\u1ed5 ch\u1ee9c, kh\u00f4ng ph\u1ea3i l\u00e0 s\u1ef1 thay th\u1ebf cho c\u00e1c y\u00eau c\u1ea7u ch\u00ednh th\u1ee9c c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f4ng ty b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 c\u1ea7n th\u00eam th\u00f4ng tin n\u1ebfu quy tr\u00ecnh c\u1ee7a s\u1ea3n ph\u1ea9m \u0111\u00f3 y\u00eau c\u1ea7u nh\u01b0 v\u1eady. Trong t\u00e0i li\u1ec7u Compensa Cudzoziemiec n\u0103m 2026, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m cung c\u1ea5p c\u00e1c b\u1eb1ng ch\u1ee9ng c\u1ea7n thi\u1ebft v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c h\u01b0\u1edbng d\u1eabn \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c. N\u1ebfu c\u00f3 y\u00eau c\u1ea7u b\u1ed5 sung, <strong>tr\u1ea3 l\u1eddi m\u1ed9t c\u00e1ch ch\u00ednh x\u00e1c theo ph\u1ea1m vi \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh<\/strong> v\u00e0 h\u00e3y gi\u1eef l\u1ea1i m\u1ed9t b\u1ea3n sao c\u00e2u tr\u1ea3 l\u1eddi.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ch\u1ec9 ri\u00eang vi\u1ec7c thu th\u1eadp t\u00e0i li\u1ec7u <strong>kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 s\u1ebd \u0111\u01b0\u1ee3c thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng<\/strong> c\u0169ng nh\u01b0 vi\u1ec7c ho\u00e0n tr\u1ea3 to\u00e0n b\u1ed9 c\u00e1c chi ph\u00ed \u0111\u00e3 khai b\u00e1o. V\u1ee5 vi\u1ec7c \u0111\u01b0\u1ee3c xem x\u00e9t theo c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n quan t\u00e2m \u0111\u1ebfn vi\u1ec7c t\u1ed5 ch\u1ee9c thanh to\u00e1n kho\u1ea3n h\u1ed7 tr\u1ee3 m\u00e0 kh\u00f4ng ph\u1ea3i t\u1ef1 chi tr\u1ea3 chi ph\u00ed, h\u00e3y \u0111\u1ecdc <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/dieu-tri-khong-dung-tien-mat-hoat-dong-nhu-the-nao-trong-thuc-te\/\">C\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u00ecnh th\u1ee9c thanh to\u00e1n y t\u1ebf kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t<\/a>. Trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p c\u1ea7n s\u1ef1 tr\u1ee3 gi\u00fap y t\u1ebf t\u1ea1i b\u1ec7nh vi\u1ec7n, m\u1ed9t c\u1ea9m nang h\u01b0\u1edbng d\u1eabn v\u1ec1 quy tr\u00ecnh di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o c\u0169ng s\u1ebd r\u1ea5t h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/van-de-cu-tru-tai-ba-lan-va-bao-hiem-cho-nguoi-nuoc-ngoai\/\">SOR v\u00e0 b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a>. Tuy nhi\u00ean, trong m\u1ecdi tr\u01b0\u1eddng h\u1ee3p, c\u00e1c \u0111i\u1ec1u kho\u1ea3n v\u00e0 h\u01b0\u1edbng d\u1eabn \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u01b0u ti\u00ean \u00e1p d\u1ee5ng.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"faq-termin-zgloszenia\">C\u00f3 m\u1ed9t th\u1eddi h\u1ea1n duy nh\u1ea5t \u0111\u1ec3 khai b\u00e1o m\u1ecdi tr\u01b0\u1eddng h\u1ee3p thi\u1ec7t h\u1ea1i KL kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean \u00e1p d\u1ee5ng m\u1ed9t th\u1eddi h\u1ea1n duy nh\u1ea5t cho t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. H\u00e3y ki\u1ec3m tra th\u1eddi h\u1ea1n n\u00e0y trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) hi\u1ec7n h\u00e0nh v\u00e0 h\u01b0\u1edbng d\u1eabn \u0111i k\u00e8m v\u1edbi h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u1ea1n. <strong>Th\u1eddi h\u1ea1n ph\u1ea3i \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong c\u00e1c v\u0103n b\u1ea3n c\u00f3 li\u00ean quan<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u1eeb quy tr\u00ecnh c\u1ee7a m\u1ed9t s\u1ea3n ph\u1ea9m kh\u00e1c.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-zalaczniki\">C\u00f3 ph\u1ea3i m\u1ecdi c\u00f4ng ty b\u1ea3o hi\u1ec3m \u0111\u1ec1u y\u00eau c\u1ea7u nh\u1eefng t\u00e0i li\u1ec7u \u0111\u00ednh k\u00e8m gi\u1ed1ng nhau kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. C\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee7a Uniqa n\u0103m 2020 v\u00e0 Compensa Cudzoziemiec n\u0103m 2026 n\u00eau tr\u00ean quy \u0111\u1ecbnh c\u00e1c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 cho t\u1eebng s\u1ea3n ph\u1ea9m. H\u00e3y x\u00e1c \u0111\u1ecbnh g\u00f3i b\u1ea3o hi\u1ec3m c\u1ea7n thi\u1ebft d\u1ef1a tr\u00ean c\u00e1c t\u00e0i li\u1ec7u trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-centrum-alarmowe-uniqa\">Khi li\u00ean h\u1ec7 v\u1edbi Trung t\u00e2m C\u1ea5p c\u1ee9u Uniqa, c\u1ea7n cung c\u1ea5p nh\u1eefng th\u00f4ng tin n\u00e0o?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Theo \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee7a Uniqa n\u0103m 2020, ng\u01b0\u1eddi y\u00eau c\u1ea7u h\u1ed7 tr\u1ee3 ph\u1ea3i gi\u1ea3i th\u00edch r\u00f5 ho\u00e0n c\u1ea3nh v\u00e0 lo\u1ea1i h\u00ecnh h\u1ed7 tr\u1ee3 c\u1ea7n thi\u1ebft, \u0111\u1ed3ng th\u1eddi cung c\u1ea5p s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u1ecd v\u00e0 t\u00ean, c\u00f9ng s\u1ed1 \u0111i\u1ec7n tho\u1ea1i li\u00ean l\u1ea1c. T\u00e0i li\u1ec7u n\u00e0y c\u0169ng y\u00eau c\u1ea7u ph\u1ea3i cho ph\u00e9p c\u00e1c b\u00e1c s\u0129 c\u1ee7a Trung t\u00e2m C\u1ea5p c\u1ee9u truy c\u1eadp th\u00f4ng tin y t\u1ebf v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c h\u01b0\u1edbng d\u1eabn c\u1ee7a trung t\u00e2m. <strong>Ki\u1ec3m tra t\u00ednh c\u1eadp nh\u1eadt c\u1ee7a c\u00e1c quy \u0111\u1ecbnh n\u00e0y<\/strong> cho h\u1ee3p \u0111\u1ed3ng c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-dokumenty-szpitalne\">Sau khi xu\u1ea5t vi\u1ec7n, c\u00f3 n\u00ean gi\u1eef l\u1ea1i c\u00e1c gi\u1ea5y t\u1edd t\u1eeb b\u1ec7nh vi\u1ec7n kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu th\u1ee7 t\u1ee5c c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n y\u00eau c\u1ea7u, h\u00e3y \u0111\u00ednh k\u00e8m c\u00e1c t\u00e0i li\u1ec7u n\u00e0y v\u00e0o \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee7a Uniqa n\u0103m 2020 li\u1ec7t k\u00ea gi\u1ea5y ch\u1ee9ng nh\u1eadn nh\u1eadp vi\u1ec7n trong s\u1ed1 c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh chi ph\u00ed. B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm hi\u1ec3u th\u00eam v\u1ec1 quy tr\u00ecnh gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng trong t\u00e0i li\u1ec7u n\u00e0y <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/gpk-tai-benh-vien-che-do-bao-hiem-y-te-hoat-dong-nhu-the-nao\/\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-gwarancja-zwrotu\">B\u1ed9 h\u1ed3 s\u01a1 n\u00e0y c\u00f3 \u0111\u1ea3m b\u1ea3o \u0111\u01b0\u1ee3c ho\u00e0n tr\u1ea3 chi ph\u00ed kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. <strong>Vi\u1ec7c h\u1ed3 s\u01a1 \u0111\u01b0\u1ee3c n\u1ed9p \u0111\u1ea7y \u0111\u1ee7 kh\u00f4ng \u0111\u1ea3m b\u1ea3o vi\u1ec7c chi tr\u1ea3 ho\u1eb7c ho\u00e0n tr\u1ea3 to\u00e0n b\u1ed9 chi ph\u00ed<\/strong>. Vi\u1ec7c \u0111\u00e1nh gi\u00e1 ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 c\u1ee7a h\u1ee3p \u0111\u1ed3ng v\u00e0 c\u00e1c t\u00ecnh ti\u1ebft \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y trong v\u1ee5 vi\u1ec7c.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-dodatkowe-informacje\">Ph\u1ea3i l\u00e0m g\u00ec khi c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u cung c\u1ea5p th\u00eam th\u00f4ng tin?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y \u0111\u1ecdc k\u1ef9 y\u00eau c\u1ea7u, chu\u1ea9n b\u1ecb c\u00e1c t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c ch\u1ec9 \u0111\u1ecbnh v\u00e0 g\u1eedi ch\u00fang qua k\u00eanh \u0111\u01b0\u1ee3c n\u00eau trong th\u01b0. Gi\u1eef l\u1ea1i b\u1ea3n sao c\u1ee7a ph\u1ea3n h\u1ed3i. N\u1ebfu y\u00eau c\u1ea7u li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111\u1ed3ng \u00fd thu th\u1eadp th\u00f4ng tin y t\u1ebf, h\u00e3y ki\u1ec3m tra ph\u1ea1m vi c\u1ee7a y\u00eau c\u1ea7u tr\u01b0\u1edbc khi chuy\u1ec3n giao.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"podsumowanie\">T\u1ed5ng k\u1ebft v\u00e0 b\u01b0\u1edbc ti\u1ebfp theo<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t th\u1ee7 t\u1ee5c khai b\u00e1o b\u1ed3i th\u01b0\u1eddng t\u1ed1t ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n m\u1ed9t c\u00e1ch c\u00f3 h\u1ec7 th\u1ed1ng v\u00e0 tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3. Tr\u01b0\u1edbc ti\u00ean, b\u1ea1n c\u1ea7n x\u00e1c \u0111\u1ecbnh h\u1ee3p \u0111\u1ed3ng v\u00e0 k\u00eanh li\u00ean h\u1ec7 ph\u00f9 h\u1ee3p, sau \u0111\u00f3 m\u00f4 t\u1ea3 s\u1ef1 c\u1ed1, chu\u1ea9n b\u1ecb \u0111\u1ea7y \u0111\u1ee7 c\u00e1c t\u00e0i li\u1ec7u c\u1ea7n thi\u1ebft v\u00e0 gi\u1eef l\u1ea1i b\u1ea3n sao c\u1ee7a b\u1ed9 h\u1ed3 s\u01a1 \u0111\u00e3 g\u1eedi. <strong>Vi\u1ec7c tu\u00e2n th\u1ee7 \u0111\u00fang quy tr\u00ecnh hi\u1ec7n h\u00e0nh l\u00e0 \u0111i\u1ec1u then ch\u1ed1t<\/strong>, ch\u1ee9 kh\u00f4ng ph\u1ea3i s\u1ed1 l\u01b0\u1ee3ng t\u1ec7p \u0111\u00ednh k\u00e8m hay m\u1ee9c \u0111\u1ed9 t\u01b0\u01a1ng \u0111\u1ed3ng v\u1edbi \u0111\u01a1n \u0111\u0103ng k\u00fd c\u1ee7a m\u1ed9t s\u1ea3n ph\u1ea9m kh\u00e1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n ch\u01b0a c\u00f3 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i, b\u1ea1n c\u00f3 th\u1ec3 truy c\u1eadp v\u00e0o bi\u1ec3u m\u1eabu mua b\u1ea3o hi\u1ec3m tr\u00ean trang web n\u00e0y.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">MUA B\u1ea2O HI\u1ec2M KL TR\u1ef0C TUY\u1ebeN<\/a><\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Vi\u1ec7c khai b\u00e1o t\u1ed5n th\u1ea5t trong b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u00f4ng n\u00ean b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c t\u00ecm ki\u1ebfm m\u1eabu \u0111\u01a1n m\u1ed9t c\u00e1ch ng\u1eabu nhi\u00ean tr\u00ean m\u1ea1ng. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y xem l\u1ea1i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n\u2026<\/p>","protected":false},"author":1,"featured_media":4270,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[46],"tags":[66,64,65,63],"class_list":["post-4271","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-jak-zglosic-szkode-i-uzyskac-pomoc-medyczna","tag-dokumenty-do-zgloszenia","tag-jak-zglosic-szkode","tag-likwidacja-szkody-z-ubezpieczenia-kosztow-leczenia","tag-zgloszenie-szkody-z-ubezpieczenia-kl"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Zg\u0142oszenie szkody z ubezpieczenia KL \u2013 instrukcja krok po kroku<\/title>\n<meta name=\"description\" content=\"Dowiedz si\u0119, jak zg\u0142osi\u0107 szkod\u0119 z ubezpieczenia koszt\u00f3w leczenia, przygotowa\u0107 dokumenty i sprawdzi\u0107 wymagania oraz termin w\u0142a\u015bciwe dla swojej polisy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/thong-bao-boi-thuong-bao-hiem-kl-huong-dan-tung-buoc\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zg\u0142oszenie szkody z ubezpieczenia KL \u2013 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