{"id":4283,"date":"2026-10-15T17:20:23","date_gmt":"2026-10-15T15:20:23","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/?p=4283"},"modified":"2026-10-15T17:20:23","modified_gmt":"2026-10-15T15:20:23","slug":"dich-vu-ho-tro-y-te-trong-hop-dong-bao-hiem-hoat-dong-nhu-the-nao-tai-ba-lan","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/","title":{"rendered":"D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u2013 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o t\u1ea1i Ba Lan?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t s\u1ed1 \u0111i\u1ec7n tho\u1ea1i b\u1ed5 sung \u201ed\u00e0nh cho m\u1ecdi tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p\u201d. \u0110\u00e2y l\u00e0 c\u00e1ch \u0111\u1ec3 y\u00eau c\u1ea7u h\u1ed7 tr\u1ee3 theo th\u1ee7 t\u1ee5c \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3. Khi ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111\u1ed9t ng\u1ed9t b\u1ecb \u1ed1m ho\u1eb7c g\u1eb7p tai n\u1ea1n t\u1ea1i Ba Lan, vi\u1ec7c li\u00ean h\u1ec7 v\u1edbi trung t\u00e2m h\u1ed7 tr\u1ee3 s\u1ebd gi\u00fap s\u1eafp x\u1ebfp c\u00e1c b\u01b0\u1edbc ti\u1ebfp theo. Tuy nhi\u00ean, c\u1ea7n bi\u1ebft ph\u1ea3i g\u1ecdi \u0111\u1ebfn \u0111\u00e2u, cung c\u1ea5p th\u00f4ng tin g\u00ec v\u00e0 c\u1ea7n gi\u1eef l\u1ea1i nh\u1eefng gi\u1ea5y t\u1edd n\u00e0o. Ph\u1ea1m vi d\u1ecbch v\u1ee5, ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n c\u0169ng nh\u01b0 ngh\u0129a v\u1ee5 c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ee5 thu\u1ed9c v\u00e0o g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn v\u00e0 c\u00e1c \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m hi\u1ec7n h\u00e0nh. Do \u0111\u00f3, tr\u01b0\u1edbc khi s\u1ef1 c\u1ed1 x\u1ea3y ra, b\u1ea1n n\u00ean ghi l\u1ea1i <strong>s\u1ed1 \u0111i\u1ec7n tho\u1ea1i ch\u00ednh x\u00e1c c\u1ee7a trung t\u00e2m h\u1ed7 tr\u1ee3<\/strong>, v\u00e0 khi li\u00ean h\u1ec7, h\u00e3y chu\u1ea9n b\u1ecb s\u1eb5n s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u00e0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111\u1ec3 nh\u00e2n vi\u00ean t\u01b0 v\u1ea5n c\u00f3 th\u1ec3 g\u1ecdi l\u1ea1i.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#czym-jest-assistance-medyczny-w-polisie\">D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/a><\/li>\n\n\n<li><a href=\"#jak-przygotowac-sie-do-kontaktu\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb cho vi\u1ec7c li\u00ean h\u1ec7<\/a><\/li>\n\n\n<li><a href=\"#jak-moze-przebiegac-zgloszenie\">Quy tr\u00ecnh \u0111\u0103ng k\u00fd c\u00f3 th\u1ec3 di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li>\n\n\n<li><a href=\"#jakie-dokumenty-zachowac\">C\u1ea7n l\u01b0u gi\u1eef nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o<\/a><\/li>\n\n\n<li><a href=\"#najczestsze-bledy-i-bezpieczny-plan-dzialania\">Nh\u1eefng sai l\u1ea7m th\u01b0\u1eddng g\u1eb7p nh\u1ea5t v\u00e0 k\u1ebf ho\u1ea1ch h\u00e0nh \u0111\u1ed9ng an to\u00e0n<\/a><\/li>\n\n\n<li><a href=\"#faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"czym-jest-assistance-medyczny-w-polisie\">D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m l\u00e0 g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u00ean th\u1ef1c t\u1ebf, d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 s\u1ebd k\u1ebft n\u1ed1i ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u1edbi trung t\u00e2m ti\u1ebfp nh\u1eadn th\u00f4ng tin v\u1ec1 s\u1ef1 c\u1ed1 v\u00e0 \u0111\u01b0a ra c\u00e1c h\u01b0\u1edbng d\u1eabn ti\u1ebfp theo d\u1ef1a tr\u00ean c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u1ee7a h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng \u1ee9ng. Tuy nhi\u00ean, kh\u00f4ng n\u00ean cho r\u1eb1ng m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u1ec1u ho\u1ea1t \u0111\u1ed9ng theo c\u00f9ng m\u1ed9t c\u00e1ch. <strong>Ph\u1ea1m vi \u00e1p d\u1ee5ng \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh cho m\u1ed9t s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3 v\u00e0 c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU)<\/strong>, v\u00e0 nh\u1eefng kh\u00e1c bi\u1ec7t n\u00e0y c\u00f3 th\u1ec3 li\u00ean quan \u0111\u1ebfn c\u1ea3 c\u00e1c d\u1ecbch v\u1ee5 hi\u1ec7n c\u00f3 l\u1eabn th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t v\u00ed d\u1ee5 \u0111i\u1ec3n h\u00ecnh l\u00e0 t\u00e0i li\u1ec7u \u201eCompensa Cudzoziemiec\u201d \u0111\u01b0\u1ee3c ghi l\u00e0 phi\u00ean b\u1ea3n n\u0103m 2026. Theo t\u00e0i li\u1ec7u n\u00e0y, Compensa s\u1ebd t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 y t\u1ebf li\u00ean quan \u0111\u1ebfn c\u00e1c v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe v\u00e0 chi tr\u1ea3 c\u00e1c chi ph\u00ed n\u00e0y cho \u0111\u1ebfn khi t\u00ecnh tr\u1ea1ng s\u1ee9c kh\u1ecfe c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m cho ph\u00e9p h\u1ecd tr\u1edf v\u1ec1 ho\u1eb7c \u0111\u01b0\u1ee3c chuy\u1ec3n v\u1ec1 n\u01b0\u1edbc th\u01b0\u1eddng tr\u00fa. \u0110i\u1ec1u kho\u1ea3n n\u00e0y m\u00f4 t\u1ea3 c\u1ee5 th\u1ec3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a Compensa. <strong>\u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 cam k\u1ebft \u00e1p d\u1ee5ng chung cho t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a KLC<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ec v\u1eady, tr\u01b0\u1edbc khi mua, b\u1ea1n n\u00ean ph\u00e2n bi\u1ec7t r\u00f5 hai v\u1ea5n \u0111\u1ec1. Th\u1ee9 nh\u1ea5t l\u00e0 ph\u1ea1m vi chi ph\u00ed \u0111i\u1ec1u tr\u1ecb v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3. Th\u1ee9 hai l\u00e0 c\u00e1ch th\u1ee9c s\u1eed d\u1ee5ng quy\u1ec1n l\u1ee3i b\u1ea3o hi\u1ec3m n\u00e0y sau khi x\u1ea3y ra s\u1ef1 c\u1ed1 kh\u1ea9n c\u1ea5p. S\u1ebd r\u1ea5t h\u1eefu \u00edch n\u1ebfu b\u1ea1n \u0111\u1ecdc tr\u01b0\u1edbc c\u1ea9m nang gi\u1ea3i th\u00edch, <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/bao-hiem-chi-phi-dieu-tri-kl-hoat-dong-nhu-the-nao\/\">B\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb KL ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a>. Ti\u1ebfp theo, b\u1ea1n c\u1ea7n ki\u1ec3m tra c\u00e1c t\u00e0i li\u1ec7u c\u1ee7a ch\u00ednh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh, thay v\u00ec d\u1ef1a v\u00e0o quy tr\u00ecnh \u0111\u00e3 bi\u1ebft t\u1eeb m\u1ed9t s\u1ea3n ph\u1ea9m kh\u00e1c.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>L\u01b0u \u00fd quan tr\u1ecdng: Vi\u1ec7c li\u00ean h\u1ec7 v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb mi\u1ec5n ph\u00ed<\/strong>.<\/p>\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y ki\u1ec3m tra trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n \u0111\u1ec3 xem li\u1ec7u h\u00ecnh th\u1ee9c thanh to\u00e1n n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh hay kh\u00f4ng v\u00e0 theo nh\u1eefng quy \u0111\u1ecbnh n\u00e0o. B\u1ea1n n\u00ean trao \u0111\u1ed5i v\u1edbi trung t\u00e2m ph\u1ee5 tr\u00e1ch h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh v\u1ec1 c\u00e1ch th\u1ee9c x\u1eed l\u00fd v\u00e0 thanh to\u00e1n.<\/p>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-przygotowac-sie-do-kontaktu\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 chu\u1ea9n b\u1ecb cho vi\u1ec7c li\u00ean h\u1ec7<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u1eddi \u0111i\u1ec3m t\u1ed1t nh\u1ea5t \u0111\u1ec3 chu\u1ea9n b\u1ecb kh\u00f4ng ph\u1ea3i l\u00e0 khi s\u1ef1 c\u1ed1 b\u1ea5t ng\u1edd x\u1ea3y ra. Sau khi mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u00e3y l\u01b0u s\u1ed1 \u0111i\u1ec7n tho\u1ea1i h\u1ed7 tr\u1ee3 v\u00e0o \u0111i\u1ec7n tho\u1ea1i, c\u1ea5t gi\u1eef b\u1ea3n h\u1ee3p \u0111\u1ed3ng \u1edf n\u01a1i d\u1ec5 l\u1ea5y v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n bi\u1ebft nh\u1eefng ai \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. N\u1ebfu ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng n\u00f3i ti\u1ebfng Ba Lan th\u00e0nh th\u1ea1o, b\u1ea1n n\u00ean x\u00e1c \u0111\u1ecbnh tr\u01b0\u1edbc ai c\u00f3 th\u1ec3 gi\u00fap h\u1ecd truy\u1ec1n \u0111\u1ea1t th\u00f4ng tin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi tr\u00f2 chuy\u1ec7n, h\u00e3y chu\u1ea9n b\u1ecb:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemseb146342_przygotuj ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_przygotuj .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemseb146342_przygotuj kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-eb146342_przygotuj_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_przygotuj_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_przygotuj_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m<\/strong>;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_przygotuj_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_przygotuj_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_przygotuj_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">m\u1ed9t b\u1ea3n t\u00f3m t\u1eaft ng\u1eafn g\u1ecdn, s\u00fac t\u00edch v\u1ec1 nh\u1eefng g\u00ec \u0111\u00e3 x\u1ea3y ra;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_przygotuj_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_przygotuj_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_przygotuj_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>M\u00f4 t\u1ea3 t\u00ecnh h\u00ecnh hi\u1ec7n t\u1ea1i v\u00e0 s\u1ef1 h\u1ed7 tr\u1ee3 c\u1ea7n thi\u1ebft<\/strong>;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_przygotuj_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_przygotuj_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_przygotuj_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">\u0111\u1ecba ch\u1ec9 ho\u1eb7c m\u00f4 t\u1ea3 c\u00e0ng chi ti\u1ebft c\u00e0ng t\u1ed1t v\u1ec1 n\u01a1i c\u01b0 tr\u00fa;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_przygotuj_5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_przygotuj_5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_przygotuj_5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>S\u1ed1 \u0111i\u1ec7n tho\u1ea1i s\u1ebd \u0111\u01b0\u1ee3c cung c\u1ea5p sau khi \u0111\u0103ng k\u00fd<\/strong>;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_przygotuj_6 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_przygotuj_6 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_przygotuj_6 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c th\u00f4ng tin y t\u1ebf hi\u1ec7n c\u00f3 li\u00ean quan \u0111\u1ebfn s\u1ef1 vi\u1ec7c.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Trong t\u00e0i li\u1ec7u c\u1ee7a Uniqa c\u00f3 ghi l\u00e0 phi\u00ean b\u1ea3n n\u0103m 2020, khi li\u00ean h\u1ec7 v\u1edbi Trung t\u00e2m C\u1ea5p c\u1ee9u, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m c\u1ea7n m\u00f4 t\u1ea3 t\u00ecnh hu\u1ed1ng v\u00e0 lo\u1ea1i h\u1ed7 tr\u1ee3 c\u1ea7n thi\u1ebft, \u0111\u1ed3ng th\u1eddi cung c\u1ea5p s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u1ecd t\u00ean v\u00e0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i li\u00ean l\u1ea1c. \u0110\u00e2y l\u00e0 m\u1ed9t danh s\u00e1ch chu\u1ea9n b\u1ecb h\u1eefu \u00edch, nh\u01b0ng <strong>kh\u00f4ng ph\u1ea3i l\u00e0 danh s\u00e1ch \u0111\u1ea7y \u0111\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m<\/strong>. T\u00f9y thu\u1ed9c v\u00e0o h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 ho\u00e0n c\u1ea3nh c\u1ee5 th\u1ec3, chuy\u00ean vi\u00ean t\u01b0 v\u1ea5n c\u00f3 th\u1ec3 c\u1ea7n th\u00eam c\u00e1c th\u00f4ng tin kh\u00e1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng c\u1ea7n ph\u1ea3i k\u1ec3 m\u1ed9t c\u00e2u chuy\u1ec7n d\u00e0i d\u00f2ng. Tr\u01b0\u1edbc ti\u00ean, h\u00e3y n\u00eau r\u00f5 nh\u1eefng th\u00f4ng tin quan tr\u1ecdng nh\u1ea5t: ai c\u1ea7n \u0111\u01b0\u1ee3c gi\u00fap \u0111\u1ee1, chuy\u1ec7n g\u00ec \u0111\u00e3 x\u1ea3y ra, ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m \u0111ang \u1edf \u0111\u00e2u v\u00e0 trung t\u00e2m c\u00f3 th\u1ec3 li\u00ean l\u1ea1c v\u1edbi h\u1ecd nh\u01b0 th\u1ebf n\u00e0o. <strong>S\u1ef1 th\u1eadt quan tr\u1ecdng h\u01a1n ch\u1ea9n \u0111o\u00e1n c\u1ee7a b\u1ea3n th\u00e2n<\/strong>. N\u1ebfu b\u1ea1n kh\u00f4ng bi\u1ebft \u0111i\u1ec1u g\u00ec, h\u00e3y n\u00f3i th\u1eb3ng ra thay v\u00ec \u0111o\u00e1n m\u00f2.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-moze-przebiegac-zgloszenie\">Quy tr\u00ecnh \u0111\u0103ng k\u00fd c\u00f3 th\u1ec3 di\u1ec5n ra nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Quy tr\u00ecnh lu\u00f4n ph\u1ea3i d\u1ef1a tr\u00ean ch\u00ednh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Trong t\u00e0i li\u1ec7u c\u0169 c\u1ee7a Ergo Hestia, \u0111\u01b0\u1ee3c ghi l\u00e0 phi\u00ean b\u1ea3n n\u0103m 2016, c\u00f3 quy \u0111\u1ecbnh v\u1ec1 ngh\u0129a v\u1ee5 ph\u1ea3i th\u00f4ng b\u00e1o ngay l\u1eadp t\u1ee9c cho Trung t\u00e2m C\u1ea5p c\u1ee9u v\u1ec1 v\u1ee5 tai n\u1ea1n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m. Y\u00eau c\u1ea7u n\u00e0y ch\u1ec9 \u00e1p d\u1ee5ng ri\u00eang cho t\u00e0i li\u1ec7u \u0111\u00f3, ch\u1ee9 kh\u00f4ng n\u00ean \u0111\u01b0\u1ee3c coi l\u00e0 quy \u0111\u1ecbnh chung \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3 c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n c\u00f3. Tuy nhi\u00ean, \u0111i\u1ec1u n\u00e0y cho th\u1ea5y l\u00fd do t\u1ea1i sao <strong>Kh\u00f4ng n\u00ean tr\u00ec ho\u00e3n vi\u1ec7c ki\u1ec3m tra quy tr\u00ecnh \u0111\u1ebfn sau n\u00e0y<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t s\u01a1 \u0111\u1ed3 cu\u1ed9c tr\u00f2 chuy\u1ec7n th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 nh\u01b0 sau:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>Vui l\u00f2ng cung c\u1ea5p c\u00e1c th\u00f4ng tin nh\u1eadn d\u1ea1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/li>\n\n\n<li>H\u00e3y m\u00f4 t\u1ea3 s\u1ef1 vi\u1ec7c v\u00e0 t\u00ecnh h\u00ecnh hi\u1ec7n t\u1ea1i.<\/li>\n\n\n<li>H\u00e3y cho bi\u1ebft b\u1ea1n c\u1ea7n s\u1ef1 gi\u00fap \u0111\u1ee1 n\u00e0o.<\/li>\n\n\n<li>Vui l\u00f2ng cung c\u1ea5p \u0111\u1ecba ch\u1ec9 c\u01b0 tr\u00fa v\u00e0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111ang ho\u1ea1t \u0111\u1ed9ng.<\/li>\n\n\n<li>H\u00e3y ghi l\u1ea1i c\u00e1c h\u01b0\u1edbng d\u1eabn \u0111\u00e3 \u0111\u01b0\u1ee3c truy\u1ec1n \u0111\u1ea1t v\u00e0 \u0111\u1ea3m b\u1ea3o r\u1eb1ng b\u1ea1n \u0111\u00e3 hi\u1ec3u r\u00f5 ch\u00fang.<\/li>\n\n\n<li>H\u00e3y l\u00e0m theo quy tr\u00ecnh \u00e1p d\u1ee5ng cho h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u1ea1n.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00e2y l\u00e0 h\u01b0\u1edbng d\u1eabn chu\u1ea9n b\u1ecb cho cu\u1ed9c g\u1ecdi, ch\u1ee9 kh\u00f4ng ph\u1ea3i l\u00e0 l\u1eddi h\u1ee9a v\u1ec1 m\u1ed9t k\u1ebft qu\u1ea3 c\u1ee5 th\u1ec3. Trung t\u00e2m c\u00f3 th\u1ec3 h\u1ecfi th\u00eam chi ti\u1ebft ho\u1eb7c cung c\u1ea5p h\u01b0\u1edbng d\u1eabn ph\u00f9 h\u1ee3p v\u1edbi n\u1ed9i dung y\u00eau c\u1ea7u. <strong>Ghi l\u1ea1i c\u00e1c khuy\u1ebfn ngh\u1ecb v\u00e0 th\u1eddi gian li\u00ean h\u1ec7<\/strong>, \u0111\u1eb7c bi\u1ec7t l\u00e0 khi t\u00ecnh hu\u1ed1ng c\u0103ng th\u1eb3ng v\u00e0 d\u1ec5 nh\u1ea7m l\u1eabn th\u00f4ng tin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">V\u00ed d\u1ee5: M\u1ed9t ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i \u0111ang l\u01b0u tr\u00fa t\u1ea1i Ba Lan \u0111\u1ed9t ng\u1ed9t c\u1ea7n s\u1ef1 tr\u1ee3 gi\u00fap sau m\u1ed9t v\u1ee5 tai n\u1ea1n. Anh ta c\u00f3 mang theo s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, nh\u01b0ng kh\u00f4ng nh\u1edb c\u00e1c quy \u0111\u1ecbnh v\u1ec1 th\u1ee7 t\u1ee5c th\u00f4ng b\u00e1o. Thay v\u00ec cho r\u1eb1ng b\u1ea5t k\u1ef3 c\u01a1 s\u1edf n\u00e0o c\u0169ng s\u1ebd gi\u1ea3i quy\u1ebft m\u1ecdi th\u1ee7 t\u1ee5c tr\u1ef1c ti\u1ebfp, ng\u01b0\u1eddi \u0111\u00f3 n\u00ean t\u00ecm s\u1ed1 \u0111i\u1ec7n tho\u1ea1i \u0111\u01b0\u1ee3c ghi trong t\u00e0i li\u1ec7u b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh, m\u00f4 t\u1ea3 t\u00ecnh hu\u1ed1ng v\u00e0 y\u00eau c\u1ea7u h\u01b0\u1edbng d\u1eabn. V\u00ed d\u1ee5 n\u00e0y minh h\u1ecda tr\u00ecnh t\u1ef1 h\u00e0nh \u0111\u1ed9ng \u0111\u00fang \u0111\u1eafn, nh\u01b0ng kh\u00f4ng quy\u1ebft \u0111\u1ecbnh ph\u1ea1m vi quy\u1ec1n l\u1ee3i hay ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn vi\u1ec7c \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n, b\u1ea1n n\u00ean \u0111\u1ecdc ri\u00eang ph\u1ea7n n\u00e0y <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/gpk-tai-benh-vien-che-do-bao-hiem-y-te-hoat-dong-nhu-the-nao\/\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m chi tr\u1ea3 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?<\/a>. Vi\u1ec7c li\u00ean h\u1ec7 v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 v\u00e0 vi\u1ec7c \u0111\u01b0\u1ee3c b\u1ea3o \u0111\u1ea3m chi tr\u1ea3 chi ph\u00ed l\u00e0 hai kh\u00e1i ni\u1ec7m kh\u00f4ng n\u00ean t\u1ef1 \u0111\u1ed9ng coi l\u00e0 m\u1ed9t.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jakie-dokumenty-zachowac\">C\u1ea7n l\u01b0u gi\u1eef nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ed3 s\u01a1 c\u00f3 th\u1ec3 kh\u00f4ng ch\u1ec9 c\u1ea7n thi\u1ebft trong l\u1ea7n n\u1ed9p \u0111\u01a1n \u0111\u1ea7u ti\u00ean m\u00e0 c\u00f2n trong qu\u00e1 tr\u00ecnh xem x\u00e9t y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng sau n\u00e0y. Do \u0111\u00f3, <strong>h\u00e3y l\u01b0u gi\u1eef h\u1ed3 s\u01a1 y t\u1ebf li\u00ean quan \u0111\u1ebfn s\u1ef1 vi\u1ec7c<\/strong> v\u00e0 \u0111\u1eebng v\u1ee9t b\u1ecf c\u00e1c gi\u1ea5y t\u1edd ch\u1ee9ng minh c\u00e1c chi ph\u00ed \u0111\u00e3 chi tr\u1ea3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trong t\u00e0i li\u1ec7u c\u1ee7a Ergo Hestia n\u0103m 2016 \u0111\u00e3 n\u00eau r\u00f5 m\u1eabu \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, b\u1ea3n g\u1ed1c c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh m\u1ee9c chi ph\u00ed, h\u1ed3 s\u01a1 y t\u1ebf k\u00e8m theo ch\u1ea9n \u0111o\u00e1n c\u0169ng nh\u01b0 c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c m\u00f4 t\u1ea3 ph\u1ea1m vi h\u1ed7 tr\u1ee3 \u0111\u00e3 \u0111\u01b0\u1ee3c cung c\u1ea5p. \u0110\u00e2y l\u00e0 th\u1ee7 t\u1ee5c \u00e1p d\u1ee5ng cho t\u00e0i li\u1ec7u n\u00e0y. <strong>B\u1ea3n g\u1ed1c c\u1ee7a c\u00e1c ch\u1ee9ng t\u1eeb chi ph\u00ed c\u00f3 th\u1ec3 c\u00f3 \u00fd ngh\u0129a<\/strong>, nh\u01b0ng qu\u00fd v\u1ecb n\u00ean ki\u1ec3m tra c\u00e1c \u0111i\u1ec1u kho\u1ea3n hi\u1ec7n h\u00e0nh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1eb7t kh\u00e1c, t\u00e0i li\u1ec7u \u201eCompensa Cudzoziemiec\u201d n\u0103m 2026 quy \u0111\u1ecbnh vi\u1ec7c cung c\u1ea5p c\u00e1c b\u1eb1ng ch\u1ee9ng c\u1ea7n thi\u1ebft, bao g\u1ed3m h\u1ed3 s\u01a1 y t\u1ebf v\u00e0 c\u00e1c t\u00e0i li\u1ec7u kh\u00e1c nh\u1eb1m x\u00e1c \u0111\u1ecbnh c\u00e1c t\u00ecnh ti\u1ebft c\u0169ng nh\u01b0 m\u1ee9c \u0111\u1ed9 thi\u1ec7t h\u1ea1i. Compensa c\u0169ng c\u00f3 th\u1ec3 y\u00eau c\u1ea7u s\u1ef1 \u0111\u1ed3ng \u00fd b\u1eb1ng v\u0103n b\u1ea3n \u0111\u1ec3 thu th\u1eadp th\u00f4ng tin c\u1ea7n thi\u1ebft nh\u1eb1m \u0111\u00e1nh gi\u00e1 t\u00ednh h\u1ee3p l\u1ec7 c\u1ee7a y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng. <strong>Ph\u1ea1m vi c\u00e1c b\u1eb1ng ch\u1ee9ng c\u1ea7n thi\u1ebft t\u00f9y thu\u1ed9c v\u00e0o t\u1eebng v\u1ee5 vi\u1ec7c c\u1ee5 th\u1ec3<\/strong>; \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 danh s\u00e1ch c\u1ed1 \u0111\u1ecbnh cho m\u1ed7i s\u1ef1 ki\u1ec7n.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trong th\u1ef1c t\u1ebf, h\u00e3y s\u1eafp x\u1ebfp t\u00e0i li\u1ec7u ngay t\u1eeb \u0111\u1ea7u:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-itemseb146342_materialy ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-itemseb146342_materialy .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-itemseb146342_materialy kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-eb146342_materialy_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_materialy_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_materialy_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ghi l\u1ea1i ng\u00e0y th\u00e1ng c\u00e1c l\u1ea7n li\u00ean h\u1ec7 v\u00e0 c\u00e1c h\u01b0\u1edbng d\u1eabn \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_materialy_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_materialy_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_materialy_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">l\u01b0u gi\u1eef c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn kho\u1ea3n h\u1ed7 tr\u1ee3 \u0111\u00e3 c\u1ea5p;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_materialy_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_materialy_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_materialy_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">h\u00e3y l\u01b0u gi\u1eef c\u00e1c ch\u1ee9ng t\u1eeb ch\u1ee9ng minh chi ph\u00ed;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_materialy_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_materialy_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_materialy_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">tr\u1ea3 l\u1eddi c\u00e1c y\u00eau c\u1ea7u gi\u1ea3i tr\u00ecnh c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-eb146342_materialy_5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-eb146342_materialy_5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-eb146342_materialy_5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\"><strong>\u0110\u1eebng t\u1ef1 \u00fd s\u1eeda \u0111\u1ed5i ho\u1eb7c b\u1ed5 sung c\u00e1c t\u00e0i li\u1ec7u<\/strong>.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu vi\u1ec7c v\u1eadn chuy\u1ec3n \u0111\u01b0\u1ee3c xem x\u00e9t li\u00ean quan \u0111\u1ebfn s\u1ef1 ki\u1ec7n n\u00e0y, c\u1ea7n ki\u1ec3m tra xem \u0111i\u1ec1u kho\u1ea3n n\u00e0y c\u00f3 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng c\u1ee5 th\u1ec3 hay kh\u00f4ng v\u00e0 c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee5 th\u1ec3 ra sao. Ph\u1ea7n th\u1ea3o lu\u1eadn chi ti\u1ebft v\u1ec1 v\u1ea5n \u0111\u1ec1 n\u00e0y c\u00f3 trong t\u00e0i li\u1ec7u h\u01b0\u1edbng d\u1eabn th\u1ef1c hi\u1ec7n <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/bao-hiem-hang-k-va-dich-vu-van-chuyen-y-te-tieu-chuan\/\">d\u1ecbch v\u1ee5 v\u1eadn chuy\u1ec3n y t\u1ebf trong g\u00f3i b\u1ea3o hi\u1ec3m KL<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"najczestsze-bledy-i-bezpieczny-plan-dzialania\">Nh\u1eefng sai l\u1ea7m th\u01b0\u1eddng g\u1eb7p nh\u1ea5t v\u00e0 k\u1ebf ho\u1ea1ch h\u00e0nh \u0111\u1ed9ng an to\u00e0n<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Sai l\u1ea7m \u0111\u1ea7u ti\u00ean l\u00e0 s\u1eed d\u1ee5ng s\u1ed1 \u0111i\u1ec7n tho\u1ea1i t\u00ecm th\u1ea5y ng\u1eabu nhi\u00ean tr\u00ean m\u1ea1ng m\u00e0 kh\u00f4ng ki\u1ec3m tra xem s\u1ed1 \u0111\u00f3 c\u00f3 li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh hay kh\u00f4ng. Sai l\u1ea7m th\u1ee9 hai l\u00e0 cung c\u1ea5p th\u00f4ng tin li\u00ean l\u1ea1c kh\u00f4ng \u0111\u1ea7y \u0111\u1ee7. Sai l\u1ea7m th\u1ee9 ba l\u00e0 cho r\u1eb1ng th\u1ee7 t\u1ee5c m\u00e0 ng\u01b0\u1eddi quen \u0111\u00e3 l\u00e0m ho\u1eb7c h\u01b0\u1edbng d\u1eabn v\u1ec1 m\u1ed9t s\u1ea3n ph\u1ea9m kh\u00e1c c\u0169ng s\u1ebd ph\u00f9 h\u1ee3p trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y. <strong>C\u00e1c t\u00e0i li\u1ec7u c\u1ee7a ch\u00ednh h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00f3 l\u00e0 c\u01a1 s\u1edf tham chi\u1ebfu<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c thi\u1ebfu h\u1ed3 s\u01a1 \u0111\u01b0\u1ee3c s\u1eafp x\u1ebfp khoa h\u1ecdc c\u0169ng c\u00f3 th\u1ec3 g\u00e2y ra v\u1ea5n \u0111\u1ec1. Vi\u1ec7c ch\u1ee5p \u1ea3nh t\u00e0i li\u1ec7u c\u00f3 th\u1ec3 gi\u00fap l\u01b0u gi\u1eef b\u1ea3n sao, nh\u01b0ng kh\u00f4ng n\u00ean t\u1ef1 \u0111\u1ed9ng cho r\u1eb1ng n\u00f3 c\u00f3 th\u1ec3 thay th\u1ebf b\u1ea3n g\u1ed1c theo y\u00eau c\u1ea7u. N\u1ebfu trung t\u00e2m ho\u1eb7c c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u m\u1ed9t lo\u1ea1i t\u00e0i li\u1ec7u c\u1ee5 th\u1ec3, c\u1ea7n ph\u1ea3i l\u00e0m r\u00f5 \u0111\u1ecbnh d\u1ea1ng v\u00e0 c\u00e1ch th\u1ee9c g\u1eedi t\u00e0i li\u1ec7u \u0111\u00f3. <strong>\u0110\u1eebng cho r\u1eb1ng m\u1ed9t danh s\u00e1ch duy nh\u1ea5t c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng cho m\u1ecdi tr\u01b0\u1eddng h\u1ee3p khi\u1ebfu n\u1ea1i<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">K\u1ebf ho\u1ea1ch an to\u00e0n r\u1ea5t \u0111\u01a1n gi\u1ea3n:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n\n<li>Tr\u01b0\u1edbc khi s\u1ef1 c\u1ed1 x\u1ea3y ra, h\u00e3y ghi l\u1ea1i s\u1ed1 \u0111i\u1ec7n tho\u1ea1i c\u1ee7a trung t\u00e2m ph\u1ee5 tr\u00e1ch v\u00e0 s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/li>\n\n\n<li>Sau khi s\u1ef1 vi\u1ec7c x\u1ea3y ra, h\u00e3y ki\u1ec3m tra c\u00e1c h\u01b0\u1edbng d\u1eabn \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u1ea1n.<\/li>\n\n\n<li>H\u00e3y cung c\u1ea5p m\u00f4 t\u1ea3 chi ti\u1ebft v\u1ec1 t\u00ecnh hu\u1ed1ng v\u00e0 th\u00f4ng tin li\u00ean l\u1ea1c.<\/li>\n\n\n<li>H\u00e3y ghi l\u1ea1i c\u00e1c khuy\u1ebfn ngh\u1ecb \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c.<\/li>\n\n\n<li>H\u00e3y thu th\u1eadp c\u00e1c t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn h\u1ed7 tr\u1ee3 v\u00e0 chi ph\u00ed.<\/li>\n\n\n<li>M\u1ed7i khi \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u cung c\u1ea5p t\u00e0i li\u1ec7u, h\u00e3y ki\u1ec3m tra k\u1ef9 xem c\u00f4ng ty b\u1ea3o hi\u1ec3m y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 nh\u1eefng g\u00ec.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">K\u1ebft lu\u1eadn quan tr\u1ecdng nh\u1ea5t l\u00e0: <strong>D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 gi\u00fap kh\u1edfi \u0111\u1ed9ng th\u1ee7 t\u1ee5c, nh\u01b0ng kh\u00f4ng thay th\u1ebf cho c\u00e1c \u0111i\u1ec1u kho\u1ea3n b\u1ea3o hi\u1ec3m<\/strong>. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m hi\u1ec7n h\u00e0nh v\u00e0 c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u1ee7a h\u1ee3p \u0111\u1ed3ng n\u00e0y quy \u0111\u1ecbnh r\u00f5 c\u00e1c quy\u1ec1n l\u1ee3i \u0111\u01b0\u1ee3c h\u01b0\u1edfng c\u0169ng nh\u01b0 c\u00e1c ngh\u0129a v\u1ee5 c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"faq-czy-kazde-assistance-dziala-tak-samo\">C\u00f3 ph\u1ea3i m\u1ecdi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf \u0111\u1ec1u ho\u1ea1t \u0111\u1ed9ng gi\u1ed1ng nhau kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. Ph\u1ea1m vi d\u1ecbch v\u1ee5 v\u00e0 th\u1ee7 t\u1ee5c ph\u1ee5 thu\u1ed9c v\u00e0o t\u1eebng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 c\u0169ng nh\u01b0 c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU) c\u1ee7a h\u1ee3p \u0111\u1ed3ng \u0111\u00f3. C\u00e1c v\u00ed d\u1ee5 v\u1ec1 Compensa, Ergo Hestia v\u00e0 Uniqa \u0111\u01b0\u1ee3c \u0111\u1ec1 c\u1eadp trong b\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c tr\u00edch d\u1eabn t\u1eeb c\u00e1c t\u00e0i li\u1ec7u v\u00e0 phi\u00ean b\u1ea3n kh\u00e1c nhau, do \u0111\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c g\u1ed9p ch\u00fang l\u1ea1i th\u00e0nh m\u1ed9t ti\u00eau chu\u1ea9n chung duy nh\u1ea5t.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-co-przygotowac-przed-telefonem\">C\u1ea7n chu\u1ea9n b\u1ecb nh\u1eefng g\u00ec tr\u01b0\u1edbc khi g\u1ecdi \u0111i\u1ec7n \u0111\u1ebfn trung t\u00e2m h\u1ed7 tr\u1ee3?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c th\u00f4ng tin h\u1eefu \u00edch bao g\u1ed3m s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m, h\u1ecd v\u00e0 t\u00ean c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, m\u00f4 t\u1ea3 t\u00ecnh hu\u1ed1ng v\u00e0 s\u1ef1 tr\u1ee3 gi\u00fap c\u1ea7n thi\u1ebft, c\u0169ng nh\u01b0 s\u1ed1 \u0111i\u1ec7n tho\u1ea1i li\u00ean l\u1ea1c \u0111\u01b0\u1ee3c. H\u01b0\u1edbng d\u1eabn chi ti\u1ebft s\u1ebd g\u1ee3i \u00fd, <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/lam-the-nao-de-bao-cao-thiet-hai-va-nhan-duoc-su-tro-giup-y-te\/so-dien-thoai-lien-he-dich-vu-ho-tro-nen-noi-gi-khi-goi-den-duong-day-nong\/\">N\u00ean n\u00f3i g\u00ec khi li\u00ean h\u1ec7 v\u1edbi d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3<\/a>. <strong>Vui l\u00f2ng ki\u1ec3m tra danh s\u00e1ch cu\u1ed1i c\u00f9ng trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a qu\u00fd kh\u00e1ch<\/strong>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-czy-telefon-gwarantuje-rozliczenie\">Vi\u1ec7c g\u1ecdi \u0111i\u1ec7n \u0111\u1ebfn d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 c\u00f3 \u0111\u1ea3m b\u1ea3o vi\u1ec7c gi\u1ea3i quy\u1ebft b\u1ed3i th\u01b0\u1eddng m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m kh\u00f4ng ph\u1ea3i chi tr\u1ea3 chi ph\u00ed n\u00e0o kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 \u00e1p d\u1ee5ng m\u1ed9t nguy\u00ean t\u1eafc chung nh\u01b0 v\u1eady. H\u00e3y ki\u1ec3m tra trong \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n chung (OWU) c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n \u0111\u1ec3 xem li\u1ec7u c\u00f3 quy \u0111\u1ecbnh v\u1ec1 thanh to\u00e1n kh\u00f4ng d\u00f9ng ti\u1ec1n m\u1eb7t hay kh\u00f4ng v\u00e0 theo nh\u1eefng quy \u0111\u1ecbnh n\u00e0o. C\u00e1ch th\u1ee9c x\u1eed l\u00fd c\u1ea7n \u0111\u01b0\u1ee3c th\u1ecfa thu\u1eadn v\u1edbi trung t\u00e2m ph\u1ee5 tr\u00e1ch h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00f3.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-czy-mozna-zadzwonic-po-leczeniu\">C\u00f3 th\u1ec3 g\u1ecdi \u0111i\u1ec7n sau khi k\u1ebft th\u00fac \u0111\u1ee3t \u0111i\u1ec1u tr\u1ecb kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng c\u00f3 c\u00e2u tr\u1ea3 l\u1eddi chung n\u00e0o ph\u00f9 h\u1ee3p v\u1edbi t\u1ea5t c\u1ea3 c\u00e1c s\u1ea3n ph\u1ea9m. T\u00e0i li\u1ec7u c\u1ee7a Ergo Hestia n\u0103m 2016 y\u00eau c\u1ea7u ph\u1ea3i th\u00f4ng b\u00e1o ngay l\u1eadp t\u1ee9c cho Trung t\u00e2m Kh\u1ea9n c\u1ea5p, nh\u01b0ng quy \u0111\u1ecbnh n\u00e0y ch\u1ec9 \u00e1p d\u1ee5ng cho m\u1ed9t phi\u00ean b\u1ea3n c\u1ee5 th\u1ec3 c\u1ee7a \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m. <strong>H\u00e3y ki\u1ec3m tra th\u1eddi h\u1ea1n v\u00e0 th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd trong h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u1ea1n<\/strong>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-jakie-dokumenty-moga-byc-potrzebne\">Nh\u1eefng lo\u1ea1i gi\u1ea5y t\u1edd n\u00e0o c\u00f3 th\u1ec3 c\u1ea7n thi\u1ebft khi n\u1ed9p \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">\u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) c\u1ee7a Ergo Hestia n\u0103m 2016 li\u1ec7t k\u00ea m\u1eabu \u0111\u01a1n y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, h\u1ed3 s\u01a1 y t\u1ebf, b\u1ea3n g\u1ed1c c\u00e1c t\u00e0i li\u1ec7u ch\u1ee9ng minh chi ph\u00ed v\u00e0 th\u00f4ng tin v\u1ec1 s\u1ef1 h\u1ed7 tr\u1ee3 \u0111\u00e3 \u0111\u01b0\u1ee3c cung c\u1ea5p. Tuy nhi\u00ean, c\u00e1c y\u00eau c\u1ea7u v\u1ec1 h\u1ed3 s\u01a1 ph\u1ee5 thu\u1ed9c v\u00e0o t\u1eebng c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3, lo\u1ea1i t\u00e0i li\u1ec7u v\u00e0 ho\u00e0n c\u1ea3nh c\u1ee7a s\u1ef1 c\u1ed1. <strong>H\u00e3y l\u01b0u gi\u1eef t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i li\u1ec7u t\u1eeb khi v\u1ee5 vi\u1ec7c b\u1eaft \u0111\u1ea7u<\/strong>.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"faq-czy-assistance-zawsze-zorganizuje-ten-sam-zakres\">D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 c\u00f3 lu\u00f4n cung c\u1ea5p c\u00f9ng m\u1ed9t ph\u1ea1m vi h\u1ed7 tr\u1ee3 kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng. T\u00e0i li\u1ec7u c\u1ee7a Compensa n\u0103m 2026 m\u00f4 t\u1ea3 c\u00e1ch th\u1ee9c t\u1ed5 ch\u1ee9c h\u1ed7 tr\u1ee3 y t\u1ebf trong khu\u00f4n kh\u1ed5 m\u1ed9t g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3, nh\u01b0ng kh\u00f4ng ch\u1ee9ng minh r\u1eb1ng c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m kh\u00e1c c\u0169ng c\u00f3 ph\u1ea1m vi b\u1ea3o hi\u1ec3m t\u01b0\u01a1ng t\u1ef1. Tr\u01b0\u1edbc khi mua b\u1ea3o hi\u1ec3m v\u00e0 tr\u01b0\u1edbc khi n\u1ed9p y\u00eau c\u1ea7u b\u1ed3i th\u01b0\u1eddng, qu\u00fd kh\u00e1ch c\u1ea7n ki\u1ec3m tra k\u1ef9 s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3 v\u00e0 \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) hi\u1ec7n h\u00e0nh c\u1ee7a s\u1ea3n ph\u1ea9m \u0111\u00f3.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m c\u00f3 quy tr\u00ecnh h\u1ed7 tr\u1ee3 ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 s\u1ebd ph\u00e1t huy hi\u1ec7u qu\u1ea3 nh\u1ea5t khi ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m bi\u1ebft s\u1ed1 \u0111i\u1ec7n tho\u1ea1i li\u00ean h\u1ec7, c\u00f3 th\u1ec3 nhanh ch\u00f3ng cung c\u1ea5p th\u00f4ng tin h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0 bi\u1ebft n\u01a1i \u0111\u1ec3 tra c\u1ee9u c\u00e1c ngh\u0129a v\u1ee5 c\u1ee7a m\u00ecnh. <strong>Tr\u01b0\u1edbc khi l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m, h\u00e3y so s\u00e1nh ph\u1ea1m vi b\u1ea3o hi\u1ec3m v\u1edbi nhu c\u1ea7u c\u1ee7a b\u1ea3n th\u00e2n<\/strong>, v\u00e0 sau khi mua h\u00e0ng, h\u00e3y c\u1ea5t gi\u1eef c\u00e1c gi\u1ea5y t\u1edd \u1edf n\u01a1i d\u1ec5 l\u1ea5y ngay c\u1ea3 trong tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\"> MUA B\u1ea2O HI\u1ec2M KLC TR\u1ef0C TUY\u1ebeN <\/a><\/div>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t s\u1ed1 \u0111i\u1ec7n tho\u1ea1i b\u1ed5 sung \u201ed\u00e0nh cho m\u1ecdi tr\u01b0\u1eddng h\u1ee3p\u201d. \u0110\u00f3 l\u00e0 c\u00e1ch \u0111\u1ec3 y\u00eau c\u1ea7u h\u1ed7 tr\u1ee3 theo \u0111\u00fang quy tr\u00ecnh\u2026<\/p>","protected":false},"author":1,"featured_media":4282,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[42],"tags":[80,82,81,83,84],"class_list":["post-4283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-ubezpieczenia-kosztow-leczenia-kl","tag-assistance-medyczny-polska","tag-infolinia-medyczna-ubezpieczenie","tag-jak-dziala-assistance","tag-organizacja-leczenia","tag-pomoc-dla-cudzoziemca"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Assistance medyczny w polisie \u2013 jak dzia\u0142a?<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jak dzia\u0142a assistance medyczny w polisie koszt\u00f3w leczenia, co przygotowa\u0107 do zg\u0142oszenia i jakie dokumenty zachowa\u0107 po zdarzeniu.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/dich-vu-ho-tro-y-te-trong-hop-dong-bao-hiem-hoat-dong-nhu-the-nao-tai-ba-lan\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Assistance medyczny w polisie \u2013 jak dzia\u0142a?\" \/>\n<meta property=\"og:description\" content=\"Sprawd\u017a, jak dzia\u0142a assistance medyczny w polisie koszt\u00f3w leczenia, co przygotowa\u0107 do zg\u0142oszenia i jakie dokumenty zachowa\u0107 po zdarzeniu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/dich-vu-ho-tro-y-te-trong-hop-dong-bao-hiem-hoat-dong-nhu-the-nao-tai-ba-lan\/\" \/>\n<meta property=\"og:site_name\" content=\"Polisa obcokrajowca\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/POLISARIUM\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-15T15:20:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/10\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Assistance medyczny w polisie \u2013 jak dzia\u0142a w Polsce?\" \/>\n<meta name=\"twitter:label1\" content=\"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 ph\u00fat\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/person\\\/7474b50271777b9a4ab2e55be32ac993\"},\"headline\":\"Assistance medyczny w polisie \u2013 jak dzia\u0142a w Polsce?\",\"datePublished\":\"2026-10-15T15:20:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/\"},\"wordCount\":1689,\"publisher\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp\",\"keywords\":[\"assistance medyczny Polska\",\"infolinia medyczna ubezpieczenie\",\"jak dzia\u0142a assistance\",\"organizacja leczenia\",\"pomoc dla cudzoziemca\"],\"articleSection\":[\"Podstawy ubezpieczenia koszt\u00f3w leczenia (KL)\"],\"inLanguage\":\"vi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/\",\"name\":\"Assistance medyczny w polisie \u2013 jak dzia\u0142a?\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp\",\"datePublished\":\"2026-10-15T15:20:23+00:00\",\"description\":\"Sprawd\u017a, jak dzia\u0142a assistance medyczny w polisie koszt\u00f3w leczenia, co przygotowa\u0107 do zg\u0142oszenia i jakie dokumenty zachowa\u0107 po zdarzeniu.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/#breadcrumb\"},\"inLanguage\":\"vi\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp\",\"contentUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp\",\"width\":1200,\"height\":630,\"caption\":\"Fotorealistyczny kadr przedstawiaj\u0105cy trzy osoby: 35-letni\u0105 kobiet\u0119 i 38-letniego m\u0119\u017cczyzn\u0119 sprawdzaj\u0105cych numer polisy na dokumencie oraz 42-letni\u0105 konsultantk\u0119 rozmawiaj\u0105c\u0105 z nimi przez telefon w jasnym biurze.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/poradnik\\\/podstawy-ubezpieczenia-kosztow-leczenia-kl\\\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Assistance medyczny w polisie \u2013 jak dzia\u0142a w Polsce?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#website\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/\",\"name\":\"Ubezpieczenie Cudzoziemca\",\"description\":\"Ubezpieczenia dla Cudzoziemc\u00f3w\",\"publisher\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"vi\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#organization\",\"name\":\"naZycie.pl\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-ea.png\",\"contentUrl\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/wp-content\\\/uploads\\\/2026\\\/02\\\/cropped-ea.png\",\"width\":120,\"height\":101,\"caption\":\"naZycie.pl\"},\"image\":{\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/POLISARIUM\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polisa-obcokrajowca.pl\\\/vi\\\/#\\\/schema\\\/person\\\/7474b50271777b9a4ab2e55be32ac993\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"vi\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d955386c39564d8fbb5bc4730e59006062fb235252a5a206f558f2b821e22eeb?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d955386c39564d8fbb5bc4730e59006062fb235252a5a206f558f2b821e22eeb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/d955386c39564d8fbb5bc4730e59006062fb235252a5a206f558f2b821e22eeb?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/polisa-obcokrajowca.pl\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u2013 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?","description":"H\u00e3y t\u00ecm hi\u1ec3u c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eefng g\u00ec c\u1ea7n chu\u1ea9n b\u1ecb khi th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1 v\u00e0 nh\u1eefng t\u00e0i li\u1ec7u n\u00e0o c\u1ea7n l\u01b0u gi\u1eef sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/dich-vu-ho-tro-y-te-trong-hop-dong-bao-hiem-hoat-dong-nhu-the-nao-tai-ba-lan\/","og_locale":"vi_VN","og_type":"article","og_title":"Assistance medyczny w polisie \u2013 jak dzia\u0142a?","og_description":"Sprawd\u017a, jak dzia\u0142a assistance medyczny w polisie koszt\u00f3w leczenia, co przygotowa\u0107 do zg\u0142oszenia i jakie dokumenty zachowa\u0107 po zdarzeniu.","og_url":"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/dich-vu-ho-tro-y-te-trong-hop-dong-bao-hiem-hoat-dong-nhu-the-nao-tai-ba-lan\/","og_site_name":"Polisa obcokrajowca","article_publisher":"https:\/\/www.facebook.com\/POLISARIUM","article_published_time":"2026-10-15T15:20:23+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/10\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp","type":"image\/webp"}],"author":"admin","twitter_card":"summary_large_image","twitter_title":"Assistance medyczny w polisie \u2013 jak dzia\u0142a w Polsce?","twitter_misc":{"\u0110\u01b0\u1ee3c vi\u1ebft b\u1edfi":"admin","\u01af\u1edbc t\u00ednh th\u1eddi gian \u0111\u1ecdc":"8 ph\u00fat"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/#article","isPartOf":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/"},"author":{"name":"admin","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/person\/7474b50271777b9a4ab2e55be32ac993"},"headline":"Assistance medyczny w polisie \u2013 jak dzia\u0142a w Polsce?","datePublished":"2026-10-15T15:20:23+00:00","mainEntityOfPage":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/"},"wordCount":1689,"publisher":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/#primaryimage"},"thumbnailUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/10\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp","keywords":["assistance medyczny Polska","infolinia medyczna ubezpieczenie","jak dzia\u0142a assistance","organizacja leczenia","pomoc dla cudzoziemca"],"articleSection":["Podstawy ubezpieczenia koszt\u00f3w leczenia (KL)"],"inLanguage":"vi"},{"@type":"WebPage","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/","name":"D\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u2013 ho\u1ea1t \u0111\u1ed9ng nh\u01b0 th\u1ebf n\u00e0o?","isPartOf":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/#primaryimage"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/#primaryimage"},"thumbnailUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/10\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp","datePublished":"2026-10-15T15:20:23+00:00","description":"H\u00e3y t\u00ecm hi\u1ec3u c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng c\u1ee7a d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 y t\u1ebf trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chi ph\u00ed \u0111i\u1ec1u tr\u1ecb, nh\u1eefng g\u00ec c\u1ea7n chu\u1ea9n b\u1ecb khi th\u00f4ng b\u00e1o s\u1ef1 c\u1ed1 v\u00e0 nh\u1eefng t\u00e0i li\u1ec7u n\u00e0o c\u1ea7n l\u01b0u gi\u1eef sau khi s\u1ef1 c\u1ed1 x\u1ea3y ra.","breadcrumb":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/#breadcrumb"},"inLanguage":"vi","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/"]}]},{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/#primaryimage","url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/10\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp","contentUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/10\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426.webp","width":1200,"height":630,"caption":"Fotorealistyczny kadr przedstawiaj\u0105cy trzy osoby: 35-letni\u0105 kobiet\u0119 i 38-letniego m\u0119\u017cczyzn\u0119 sprawdzaj\u0105cych numer polisy na dokumencie oraz 42-letni\u0105 konsultantk\u0119 rozmawiaj\u0105c\u0105 z nimi przez telefon w jasnym biurze."},{"@type":"BreadcrumbList","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/assistance-medyczny-w-polisie-jak-dziala-w-polsce\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/polisa-obcokrajowca.pl\/"},{"@type":"ListItem","position":2,"name":"Assistance medyczny w polisie \u2013 jak dzia\u0142a w Polsce?"}]},{"@type":"WebSite","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#website","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/","name":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","description":"B\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i","publisher":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polisa-obcokrajowca.pl\/vi\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"vi"},{"@type":"Organization","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#organization","name":"naZycie.pl","url":"https:\/\/polisa-obcokrajowca.pl\/vi\/","logo":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/logo\/image\/","url":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/cropped-ea.png","contentUrl":"https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/02\/cropped-ea.png","width":120,"height":101,"caption":"naZycie.pl"},"image":{"@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/POLISARIUM"]},{"@type":"Person","@id":"https:\/\/polisa-obcokrajowca.pl\/vi\/#\/schema\/person\/7474b50271777b9a4ab2e55be32ac993","name":"qu\u1ea3n tr\u1ecb vi\u00ean","image":{"@type":"ImageObject","inLanguage":"vi","@id":"https:\/\/secure.gravatar.com\/avatar\/d955386c39564d8fbb5bc4730e59006062fb235252a5a206f558f2b821e22eeb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d955386c39564d8fbb5bc4730e59006062fb235252a5a206f558f2b821e22eeb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/d955386c39564d8fbb5bc4730e59006062fb235252a5a206f558f2b821e22eeb?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/polisa-obcokrajowca.pl"]}]}},"taxonomy_info":{"category":[{"value":42,"label":"Podstawy ubezpieczenia koszt\u00f3w leczenia (KL)"}],"post_tag":[{"value":80,"label":"assistance medyczny Polska"},{"value":82,"label":"infolinia medyczna ubezpieczenie"},{"value":81,"label":"jak dzia\u0142a assistance"},{"value":83,"label":"organizacja leczenia"},{"value":84,"label":"pomoc dla cudzoziemca"}]},"featured_image_src_large":["https:\/\/polisa-obcokrajowca.pl\/wp-content\/uploads\/2026\/10\/ai-cfeda2ca28b1ebbc8e995cfc5eaa98b0cf1c10c899892439eb2b68f5819dc426-1024x538.webp",1024,538,true],"author_info":{"display_name":"admin","author_link":"https:\/\/polisa-obcokrajowca.pl\/vi\/author\/poliseo\/"},"comment_info":0,"category_info":[{"term_id":42,"name":"Podstawy ubezpieczenia koszt\u00f3w leczenia (KL)","slug":"podstawy-ubezpieczenia-kosztow-leczenia-kl","term_group":0,"term_taxonomy_id":41,"taxonomy":"category","description":"","parent":0,"count":11,"filter":"raw","cat_ID":42,"category_count":11,"category_description":"","cat_name":"Podstawy ubezpieczenia koszt\u00f3w leczenia (KL)","category_nicename":"podstawy-ubezpieczenia-kosztow-leczenia-kl","category_parent":0}],"tag_info":[{"term_id":80,"name":"assistance medyczny Polska","slug":"assistance-medyczny-polska","term_group":0,"term_taxonomy_id":80,"taxonomy":"post_tag","description":"Poradniki o korzystaniu z assistance medycznego podczas pobytu w Polsce, w tym o zg\u0142aszaniu zdarze\u0144 i przygotowaniu danych polisy.","parent":0,"count":1,"filter":"raw"},{"term_id":82,"name":"infolinia medyczna ubezpieczenie","slug":"infolinia-medyczna-ubezpieczenie","term_group":0,"term_taxonomy_id":82,"taxonomy":"post_tag","description":"Materia\u0142y o kontakcie z infolini\u0105 medyczn\u0105 ubezpieczyciela, przygotowaniu rozmowy i przekazywaniu informacji o zdarzeniu.","parent":0,"count":1,"filter":"raw"},{"term_id":81,"name":"jak dzia\u0142a assistance","slug":"jak-dziala-assistance","term_group":0,"term_taxonomy_id":81,"taxonomy":"post_tag","description":"Wyja\u015bnienia dotycz\u0105ce dzia\u0142ania assistance, kontaktu z centrum pomocy oraz procedur okre\u015blonych w warunkach ubezpieczenia.","parent":0,"count":1,"filter":"raw"},{"term_id":83,"name":"organizacja leczenia","slug":"organizacja-leczenia","term_group":0,"term_taxonomy_id":83,"taxonomy":"post_tag","description":"Poradniki o organizacji leczenia w ramach ubezpieczenia, zasadach zg\u0142aszania zdarze\u0144 i dokumentowaniu udzielonej pomocy.","parent":0,"count":1,"filter":"raw"},{"term_id":84,"name":"pomoc dla cudzoziemca","slug":"pomoc-dla-cudzoziemca","term_group":0,"term_taxonomy_id":84,"taxonomy":"post_tag","description":"Informacje dla cudzoziemc\u00f3w o uzyskaniu pomocy medycznej w Polsce zgodnie z zakresem i procedur\u0105 posiadanego ubezpieczenia.","parent":0,"count":1,"filter":"raw"}],"_links":{"self":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4283","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/comments?post=4283"}],"version-history":[{"count":1,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4283\/revisions"}],"predecessor-version":[{"id":4284,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/posts\/4283\/revisions\/4284"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/media\/4282"}],"wp:attachment":[{"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/media?parent=4283"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/categories?post=4283"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polisa-obcokrajowca.pl\/vi\/wp-json\/wp\/v2\/tags?post=4283"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}