{"id":4298,"date":"2026-11-02T15:15:21","date_gmt":"2026-11-02T14:15:21","guid":{"rendered":"https:\/\/polisa-obcokrajowca.pl\/?p=4298"},"modified":"2026-11-02T15:15:21","modified_gmt":"2026-11-02T14:15:21","slug":"bao-hiem-de-xin-thi-thuc-schengen-nhung-noi-dung-bat-buoc-phai-co","status":"publish","type":"post","link":"https:\/\/polisa-obcokrajowca.pl\/vi\/poradnik\/podstawy-ubezpieczenia-kosztow-leczenia-kl\/ubezpieczenie-do-wizy-schengen-co-musi-zawierac\/","title":{"rendered":"B\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen \u2013 c\u1ea7n bao g\u1ed3m nh\u1eefng g\u00ec?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Kh\u00f4ng n\u00ean ch\u1ecdn b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen ch\u1ec9 d\u1ef1a tr\u00ean t\u00ean s\u1ea3n ph\u1ea9m. C\u00e1c th\u00f4ng s\u1ed1 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t: m\u1ee9c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u0111\u1ecba l\u00fd \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 lo\u1ea1i chi ph\u00ed \u0111\u01b0\u1ee3c chi tr\u1ea3. Theo th\u00f4ng tin t\u1eeb B\u1ed9 Ngo\u1ea1i giao, b\u1ea3o hi\u1ec3m y t\u1ebf du l\u1ecbch l\u00e0 m\u1ed9t trong nh\u1eefng t\u00e0i li\u1ec7u b\u1eaft bu\u1ed9c khi n\u1ed9p \u0111\u01a1n xin th\u1ecb th\u1ef1c lo\u1ea1i C. H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i \u0111\u00e1p \u1ee9ng <strong>b\u1ed1n \u0111i\u1ec1u ki\u1ec7n c\u01a1 b\u1ea3n<\/strong>, c\u1ea7n \u0111\u01b0\u1ee3c ki\u1ec3m tra k\u1ef9 tr\u01b0\u1edbc khi \u0111\u00ednh k\u00e8m v\u00e0o \u0111\u01a1n \u0111\u0103ng k\u00fd. M\u1ed7i \u0111i\u1ec1u ki\u1ec7n n\u00e0y li\u00ean quan \u0111\u1ebfn m\u1ed9t kh\u00eda c\u1ea1nh b\u1ea3o hi\u1ec3m kh\u00e1c nhau, do \u0111\u00f3, ch\u1ec9 ri\u00eang t\u00ean g\u1ecdi c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 kh\u1eb3ng \u0111\u1ecbnh r\u1eb1ng h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u00f3 \u0111\u00e1p \u1ee9ng t\u1ea5t c\u1ea3 c\u00e1c y\u00eau c\u1ea7u. D\u01b0\u1edbi \u0111\u00e2y, ch\u00fang t\u00f4i s\u1ebd gi\u1ea3i th\u00edch c\u00e1c y\u00eau c\u1ea7u n\u00e0y, ch\u1ec9 ra s\u1ef1 kh\u00e1c bi\u1ec7t gi\u1eefa c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c v\u00e0 ph\u1ea1m vi b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c s\u1ea3n ph\u1ea9m c\u1ee5 th\u1ec3, \u0111\u1ed3ng th\u1eddi g\u1ee3i \u00fd c\u00e1ch tr\u00e1nh nh\u1eefng sai l\u1ea7m khi l\u1ef1a ch\u1ecdn g\u00f3i b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\">M\u1ee5c l\u1ee5c<\/p>\n\n\n<ol class=\"wp-block-list\">\n\n<li><a href=\"#co-musi-zawierac-ubezpieczenie-do-wizy-schengen\">B\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen ph\u1ea3i bao g\u1ed3m nh\u1eefng g\u00ec?<\/a><\/li>\n\n\n<li><a href=\"#jakie-wydatki-musi-obejmowac-polisa\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m nh\u1eefng kho\u1ea3n chi ph\u00ed n\u00e0o?<\/a><\/li>\n\n\n<li><a href=\"#jak-ustalic-terytorium-i-okres-ochrony\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ph\u1ea1m vi v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o v\u1ec7?<\/a><\/li>\n\n\n<li><a href=\"#jak-sprawdzic-polise-przed-zlozeniem-wniosku\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n?<\/a><\/li>\n\n\n<li><a href=\"#jak-wybrac-ubezpieczenie-bez-zgadywania\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111o\u00e1n m\u00f2?<\/a><\/li>\n\n\n<li><a href=\"#faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/a><\/li>\n\n<\/ol>\n\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"co-musi-zawierac-ubezpieczenie-do-wizy-schengen\">B\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen ph\u1ea3i bao g\u1ed3m nh\u1eefng g\u00ec?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi b\u1ea3o hi\u1ec3m y t\u1ebf du l\u1ecbch \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen lo\u1ea1i C l\u00e0 r\u1ea5t c\u1ee5 th\u1ec3. Theo th\u00f4ng tin t\u1eeb B\u1ed9 Ngo\u1ea1i giao, m\u1ee9c b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ea5p h\u01a1n <strong>30.000 euro<\/strong>. C\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 ph\u1ea3i bao g\u1ed3m <strong>to\u00e0n b\u1ed9 l\u00e3nh th\u1ed5 khu v\u1ef1c Schengen<\/strong>, ch\u1ee9 kh\u00f4ng ch\u1ec9 ri\u00eang qu\u1ed1c gia l\u00e0 \u0111i\u1ec3m \u0111\u1ebfn ch\u00ednh c\u1ee7a chuy\u1ebfn \u0111i.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m n\u00ean bao g\u1ed3m <strong>to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa ho\u1eb7c qu\u00e1 c\u1ea3nh theo k\u1ebf ho\u1ea1ch<\/strong>. \u0110\u1ed1i v\u1edbi \u0111\u01a1n xin th\u1ecb th\u1ef1c nh\u1eadp c\u1ea3nh nhi\u1ec1u l\u1ea7n, t\u00e0i li\u1ec7u n\u1ed9p k\u00e8m theo \u0111\u01a1n ph\u1ea3i bao g\u1ed3m <strong>th\u1eddi gian c\u1ee7a l\u1ea7n kh\u00e1m \u0111\u1ea7u ti\u00ean theo l\u1ecbch h\u1eb9n<\/strong>. Do \u0111\u00f3, kh\u00f4ng n\u00ean x\u00e1c \u0111\u1ecbnh c\u00e1c m\u1ed1c th\u1eddi gian mang t\u00ednh tham kh\u1ea3o \u2013 th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u v\u00e0 k\u1ebft th\u00fac th\u1eddi gian b\u1ea3o hi\u1ec3m c\u1ea7n ph\u1ea3i \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh ch\u00ednh x\u00e1c sao cho ph\u00f9 h\u1ee3p v\u1edbi k\u1ebf ho\u1ea1ch chuy\u1ebfn \u0111i th\u1ef1c t\u1ebf.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u00ean th\u1ef1c t\u1ebf, tr\u01b0\u1edbc khi mua h\u00e0ng, b\u1ea1n n\u00ean ghi l\u1ea1i b\u1ed1n th\u00f4ng tin quan tr\u1ecdng sau:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check1 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items8e1e5a51_check1 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-8e1e5a51_check1_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check1_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check1_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ng\u00e0y b\u1eaft \u0111\u1ea7u v\u00e0 ng\u00e0y k\u1ebft th\u00fac chuy\u1ebfn \u0111i \u0111\u1ea7u ti\u00ean;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check1_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check1_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check1_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c qu\u1ed1c gia m\u00e0 h\u00e0nh tr\u00ecnh s\u1ebd \u0111i qua;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check1_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check1_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check1_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">m\u1ee9c b\u1ea3o hi\u1ec3m b\u1eaft bu\u1ed9c;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check1_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check1_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check1_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c lo\u1ea1i chi ph\u00ed c\u1ea7n \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Danh s\u00e1ch \u0111\u1ea7y \u0111\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c xem t\u1ea1i trang web <a href=\"https:\/\/www.gov.pl\/web\/dyplomacja\/wizy\" target=\"_blank\" rel=\"noopener noreferrer\">B\u1ed9 Ngo\u1ea1i giao<\/a>. \u0110\u00e2y l\u00e0 c\u01a1 s\u1edf tham chi\u1ebfu ch\u00ednh x\u00e1c cho c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c. M\u00f4 t\u1ea3 th\u01b0\u01a1ng m\u1ea1i trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m kh\u00f4ng thay th\u1ebf cho vi\u1ec7c x\u00e1c minh t\u00e0i li\u1ec7u b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jakie-wydatki-musi-obejmowac-polisa\">Ch\u00ednh s\u00e1ch b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m nh\u1eefng kho\u1ea3n chi ph\u00ed n\u00e0o?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ed9 Ngo\u1ea1i giao ch\u1ec9 ra b\u1ed1n nh\u00f3m chi ph\u00ed m\u00e0 b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c n\u1ed9p k\u00e8m theo \u0111\u01a1n xin th\u1ecb th\u1ef1c lo\u1ea1i C ph\u1ea3i chi tr\u1ea3. \u0110\u00f3 l\u00e0 c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn <strong>tr\u1edf v\u1ec1 v\u00ec l\u00fd do s\u1ee9c kh\u1ecfe<\/strong>, nhu c\u1ea7u \u0111\u1ea1t \u0111\u01b0\u1ee3c <strong>c\u1ea5p c\u1ee9u y t\u1ebf<\/strong>, <strong>\u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa kh\u1ea9n c\u1ea5p<\/strong> v\u00e0 <strong>c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn c\u00e1i ch\u1ebft<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u1ea7n ki\u1ec3m tra t\u1ed5ng th\u1ec3 c\u00e1c y\u1ebfu t\u1ed1 n\u00e0y. M\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c m\u00f4 t\u1ea3 chung chung l\u00e0 \u201eb\u1ea3o hi\u1ec3m y t\u1ebf\u201d ho\u1eb7c \u201ed\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i\u201d v\u1eabn ch\u01b0a \u0111\u1ee7 \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh li\u1ec7u n\u00f3 c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u c\u1ee5 th\u1ec3 c\u1ee7a \u0111\u01a1n xin hay kh\u00f4ng. \u0110i\u1ec1u quan tr\u1ecdng nh\u1ea5t l\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng v\u00e0 th\u00f4ng tin \u0111\u01b0\u1ee3c ghi tr\u00ean gi\u1ea5y x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u0169ng c\u1ea7n ph\u00e2n bi\u1ec7t r\u00f5 gi\u1eefa c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c v\u00e0 ph\u1ea1m vi \u00e1p d\u1ee5ng c\u1ee7a t\u1eebng s\u1ea3n ph\u1ea9m. V\u00ed d\u1ee5, trong \u0110i\u1ec1u kho\u1ea3n B\u1ea3o hi\u1ec3m Chung (OWU) Compensa Cudzoziemiec n\u0103m 2026, \u0110i\u1ec1u kho\u1ea3n s\u1ed1 1 li\u00ean quan \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan c\u00f9ng v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 h\u1ed7 tr\u1ee3 bao g\u1ed3m c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb b\u1ec7nh ho\u1eb7c h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, c\u1ea7n thi\u1ebft t\u1eeb g\u00f3c \u0111\u1ed9 y t\u1ebf, m\u00e0 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m ph\u1ea3i ti\u1ebfn h\u00e0nh ngay l\u1eadp t\u1ee9c trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. \u0110i\u1ec1u kho\u1ea3n n\u00e0y ch\u1ec9 c\u00f3 hi\u1ec7u l\u1ef1c khi ph\u1ea1m vi b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u00e3 \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00e2y l\u00e0 m\u1ed9t v\u00ed d\u1ee5 h\u1eefu \u00edch v\u1ec1 c\u00e1ch \u0111\u1ecdc \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n Chung (OWU), nh\u01b0ng kh\u00f4ng ph\u1ea3i l\u00e0 b\u1eb1ng ch\u1ee9ng cho th\u1ea5y m\u1ecdi phi\u00ean b\u1ea3n c\u1ee7a s\u1ea3n ph\u1ea9m \u0111\u00f3 \u0111\u1ec1u \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c. V\u1eabn c\u1ea7n ph\u1ea3i x\u00e1c nh\u1eadn ri\u00eang bi\u1ec7t v\u1ec1 s\u1ed1 ti\u1ec1n, khu v\u1ef1c, th\u1eddi gian v\u00e0 c\u00e1c lo\u1ea1i chi ph\u00ed \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-ustalic-terytorium-i-okres-ochrony\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 x\u00e1c \u0111\u1ecbnh ph\u1ea1m vi v\u00e0 th\u1eddi h\u1ea1n b\u1ea3o v\u1ec7?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00e0i li\u1ec7u n\u00e0y c\u1ea7n n\u00eau r\u00f5 <strong>t\u1ed5ng s\u1ed1 ti\u1ec1n kh\u00f4ng d\u01b0\u1edbi 30.000 euro<\/strong> v\u00e0 <strong>To\u00e0n b\u1ed9 khu v\u1ef1c Schengen l\u00e0 l\u00e3nh th\u1ed5 \u0111\u01b0\u1ee3c b\u1ea3o v\u1ec7<\/strong>. Vi\u1ec7c b\u1ea3o h\u1ed9 ch\u1ec9 gi\u1edbi h\u1ea1n trong ph\u1ea1m vi Ba Lan kh\u00f4ng \u0111\u00e1p \u1ee9ng \u0111i\u1ec1u ki\u1ec7n ch\u00ednh th\u1ee9c v\u1ec1 hi\u1ec7u l\u1ef1c tr\u00ean to\u00e0n b\u1ed9 l\u00e3nh th\u1ed5 khu v\u1ef1c Schengen.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u0169ng quan tr\u1ecdng kh\u00f4ng k\u00e9m l\u00e0 <strong>c\u00e1c ng\u00e0y \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m theo l\u1ecbch tr\u00ecnh chuy\u1ebfn \u0111i<\/strong>. N\u1ebfu th\u1eddi gian l\u01b0u tr\u00fa ho\u1eb7c qu\u00e1 c\u1ea3nh k\u00e9o d\u00e0i t\u1eeb ng\u00e0y \u0111\u1ebfn cho \u0111\u1ebfn ng\u00e0y r\u1eddi \u0111i, h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m to\u00e0n b\u1ed9 kho\u1ea3ng th\u1eddi gian n\u00e0y. Trong tr\u01b0\u1eddng h\u1ee3p th\u1ecb th\u1ef1c nh\u1eadp c\u1ea3nh nhi\u1ec1u l\u1ea7n, c\u1ea7n ki\u1ec3m tra \u00edt nh\u1ea5t chuy\u1ebfn \u0111i \u0111\u1ea7u ti\u00ean \u0111\u00e3 l\u00ean k\u1ebf ho\u1ea1ch, v\u00ec ch\u00ednh kho\u1ea3ng th\u1eddi gian n\u00e0y \u0111\u01b0\u1ee3c B\u1ed9 Ngo\u1ea1i giao ch\u1ec9 \u0111\u1ecbnh cho t\u00e0i li\u1ec7u \u0111\u00ednh k\u00e8m trong \u0111\u01a1n xin th\u1ecb th\u1ef1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t v\u00ed d\u1ee5 \u0111\u01a1n gi\u1ea3n: n\u1ebfu chuy\u1ebfn \u0111i \u0111\u1ea7u ti\u00ean d\u1ef1 ki\u1ebfn bao g\u1ed3m vi\u1ec7c gh\u00e9 th\u0103m m\u1ed9t s\u1ed1 qu\u1ed1c gia thu\u1ed9c khu v\u1ef1c Schengen li\u00ean ti\u1ebfp nhau, th\u00ec kh\u00f4ng n\u00ean ch\u1ec9 ki\u1ec3m tra c\u00e1c ng\u00e0y l\u01b0u tr\u00fa t\u1ea1i Ba Lan. \u0110i\u1ec1u quan tr\u1ecdng l\u00e0 to\u00e0n b\u1ed9 th\u1eddi gian c\u1ee7a chuy\u1ebfn \u0111i n\u00e0y c\u0169ng nh\u01b0 l\u00e3nh th\u1ed5 \u0111\u01b0\u1ee3c y\u00eau c\u1ea7u \u0111\u1ec3 c\u1ea5p th\u1ecb th\u1ef1c.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">C\u0169ng kh\u00f4ng n\u00ean cho r\u1eb1ng th\u1eddi h\u1ea1n d\u00e0i h\u01a1n \u0111\u01b0\u1ee3c n\u00eau trong t\u00ean g\u00f3i b\u1ea3o hi\u1ec3m s\u1ebd t\u1ef1 \u0111\u1ed9ng gi\u1ea3i quy\u1ebft v\u1ea5n \u0111\u1ec1 \u2013 y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh l\u00e0 th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m \u0111\u01b0\u1ee3c ghi trong v\u0103n b\u1ea3n. T\u01b0\u01a1ng t\u1ef1, t\u00ean g\u1ecdi \u201eb\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i\u201d c\u0169ng kh\u00f4ng quy\u1ebft \u0111\u1ecbnh ph\u1ea1m vi l\u00e3nh th\u1ed5 c\u1ee7a g\u00f3i b\u1ea3o hi\u1ec3m.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-sprawdzic-polise-przed-zlozeniem-wniosku\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ki\u1ec3m tra h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1ch an to\u00e0n nh\u1ea5t l\u00e0 xem x\u00e9t t\u00e0i li\u1ec7u t\u1eebng \u0111i\u1ec3m m\u1ed9t. Vi\u1ec7c ki\u1ec3m tra c\u1ea7n bao g\u1ed3m:<\/p>\n\n\n<style>.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2:not(.this-stops-third-party-issues){margin-top:0px;margin-bottom:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list:not(.this-prevents-issues):not(.this-stops-third-party-issues):not(.tijsloc){margin-top:0px;margin-right:0px;margin-bottom:var(--global-kb-spacing-sm, 1.5rem);margin-left:0px;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 .kb-svg-icon-wrap{font-size:20px;color:#15803d;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list .kt-svg-icon-list-item-wrap .kt-svg-icon-list-single{margin-right:10px;}.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list .kt-svg-icon-list-level-0 .kt-svg-icon-list-single svg{font-size:20px;}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list{grid-row-gap:8px;}}@media all and (max-width: 1024px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 .kb-svg-icon-wrap{font-size:20px;}}@media all and (max-width: 767px){.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 ul.kt-svg-icon-list{grid-row-gap:8px;}.wp-block-kadence-iconlist.kt-svg-icon-list-items8e1e5a51_check2 .kb-svg-icon-wrap{font-size:20px;}}<\/style>\n<div class=\"wp-block-kadence-iconlist kt-svg-icon-list-items kt-svg-icon-list-items8e1e5a51_check2 kt-svg-icon-list-columns-1 alignnone kt-list-icon-aligntop kt-tablet-svg-icon-list-columns-1 kt-mobile-svg-icon-list-columns-1\"><ul class=\"kt-svg-icon-list\"><style>.kt-svg-icon-list-item-8e1e5a51_check2_1 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_1 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_1 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">s\u1ed1 ti\u1ec1n b\u1ea3o hi\u1ec3m;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check2_2 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_2 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_2 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">ph\u1ea1m vi l\u00e3nh th\u1ed5;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check2_3 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_3 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_3 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">th\u1eddi \u0111i\u1ec3m b\u1eaft \u0111\u1ea7u v\u00e0 k\u1ebft th\u00fac th\u1eddi h\u1ea1n b\u1ea3o h\u1ed9;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check2_4 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_4 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_4 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">c\u00e1c kho\u1ea3n chi ph\u00ed do B\u1ed9 Ngo\u1ea1i giao y\u00eau c\u1ea7u;<\/span><\/li>\n\n\n<style>.kt-svg-icon-list-item-8e1e5a51_check2_5 .kt-svg-icon-list-single{font-size:20px !important;color:#15803d !important;}.kt-svg-icon-list-item-8e1e5a51_check2_5 .kt-svg-icon-list-text mark.kt-highlight{background-color:unset;font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}<\/style>\n<li class=\"wp-block-kadence-listitem kt-svg-icon-list-item-wrap kt-svg-icon-list-item-8e1e5a51_check2_5 kt-svg-icon-list-style-default\"><span class=\"kb-svg-icon-wrap kb-svg-icon-fe_checkCircle kt-svg-icon-list-single\"><svg viewbox=\"0 0 24 24\"  fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M22 11.08V12a10 10 0 1 1-5.93-9.14\"\/><polyline points=\"22 4 12 14.01 9 11.01\"\/><\/svg><\/span><span class=\"kt-svg-icon-list-text\">s\u1ef1 kh\u1edbp nhau gi\u1eefa th\u00f4ng tin c\u1ee7a ng\u01b0\u1eddi \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m v\u1edbi c\u00e1c t\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong \u0111\u01a1n xin.<\/span><\/li>\n<\/ul><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ed1n m\u1ee5c \u0111\u1ea7u ti\u00ean xu\u1ea5t ph\u00e1t tr\u1ef1c ti\u1ebfp t\u1eeb danh s\u00e1ch y\u00eau c\u1ea7u ch\u00ednh th\u1ee9c. M\u1ee5c cu\u1ed1i c\u00f9ng l\u00e0 b\u01b0\u1edbc ki\u1ec3m tra th\u1ef1c t\u1ebf t\u00e0i li\u1ec7u: tr\u01b0\u1edbc khi n\u1ed9p \u0111\u01a1n, b\u1ea1n n\u00ean ph\u00e1t hi\u1ec7n c\u00e1c l\u1ed7i ch\u00ednh t\u1ea3 ho\u1eb7c s\u1ef1 kh\u00f4ng nh\u1ea5t qu\u00e1n trong d\u1eef li\u1ec7u, thay v\u00ec \u0111\u1ec3 l\u1ea1i \u0111\u1ec3 gi\u1ea3i th\u00edch sau. H\u00e3y so s\u00e1nh t\u1eebng \u0111i\u1ec3m n\u00e0y v\u1edbi n\u1ed9i dung c\u1ee7a t\u00e0i li\u1ec7u, ch\u1ee9 kh\u00f4ng ch\u1ec9 d\u1ef1a v\u00e0o t\u00ean g\u1ecdi c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh. Ki\u1ec3m tra s\u1ed1 ti\u1ec1n d\u01b0\u1edbi d\u1ea1ng gi\u00e1 tr\u1ecb s\u1ed1, khu v\u1ef1c l\u00e0 to\u00e0n b\u1ed9 khu v\u1ef1c Schengen, v\u00e0 th\u1eddi gian l\u00e0 c\u00e1c ng\u00e0y t\u01b0\u01a1ng \u1ee9ng v\u1edbi th\u1eddi gian l\u01b0u tr\u00fa ho\u1eb7c qu\u00e1 c\u1ea3nh d\u1ef1 ki\u1ebfn. H\u00e3y t\u00ecm ri\u00eang c\u00e1c \u0111i\u1ec1u kho\u1ea3n li\u00ean quan \u0111\u1ebfn vi\u1ec7c tr\u1edf v\u1ec1 v\u00ec l\u00fd do y t\u1ebf, h\u1ed7 tr\u1ee3 y t\u1ebf kh\u1ea9n c\u1ea5p, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa \u0111\u1ed9t xu\u1ea5t v\u00e0 c\u00e1c chi ph\u00ed li\u00ean quan \u0111\u1ebfn t\u1eed vong. \u0110\u1ed1i v\u1edbi th\u1ecb th\u1ef1c nh\u1eadp c\u1ea3nh nhi\u1ec1u l\u1ea7n, h\u00e3y \u0111\u1ea3m b\u1ea3o r\u1eb1ng t\u00e0i li\u1ec7u n\u00e0y bao g\u1ed3m chuy\u1ebfn \u0111i \u0111\u1ea7u ti\u00ean theo k\u1ebf ho\u1ea1ch.<\/p>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<p class=\"has-medium-font-size wp-block-paragraph\"><strong>Ch\u1ec9 ri\u00eang t\u00ean s\u1ea3n ph\u1ea9m th\u00f4i l\u00e0 ch\u01b0a \u0111\u1ee7.<\/strong><\/p>\n\n\n<p class=\"wp-block-paragraph\">C\u1ea7n ph\u1ea3i \u0111\u1ecdc k\u1ef9 gi\u1ea5y x\u00e1c nh\u1eadn b\u1ea3o hi\u1ec3m v\u00e0 c\u00e1c \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m (OWU) t\u01b0\u01a1ng \u1ee9ng, \u0111\u1eb7c bi\u1ec7t ch\u00fa \u00fd \u0111\u1ebfn ph\u1ea1m vi b\u1ea3o hi\u1ec3m \u0111\u00e3 ch\u1ecdn. N\u1ebfu t\u00e0i li\u1ec7u kh\u00f4ng cho ph\u00e9p x\u00e1c nh\u1eadn r\u00f5 r\u00e0ng b\u1ea5t k\u1ef3 th\u00f4ng s\u1ed1 b\u1eaft bu\u1ed9c n\u00e0o, c\u1ea7n l\u00e0m r\u00f5 v\u1ea5n \u0111\u1ec1 n\u00e0y tr\u01b0\u1edbc khi \u0111\u00ednh k\u00e8m h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u00e0o \u0111\u01a1n \u0111\u0103ng k\u00fd.<\/p>\n\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c lo\u1ea1i t\u00e0i li\u1ec7u b\u1ed5 sung c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y thu\u1ed9c v\u00e0o qu\u1ed1c gia n\u01a1i n\u1ed9p \u0111\u01a1n. Do \u0111\u00f3, tr\u01b0\u1edbc khi ho\u00e0n t\u1ea5t h\u1ed3 s\u01a1, c\u1ea7n ph\u1ea3i <strong>li\u00ean h\u1ec7 v\u1edbi c\u01a1 quan l\u00e3nh s\u1ef1 c\u00f3 th\u1ea9m quy\u1ec1n<\/strong>. Ngo\u00e0i ra, vi\u1ec7c gi\u1ea3i th\u00edch ri\u00eang v\u1ec1 c\u00e1ch th\u1ef1c hi\u1ec7n c\u0169ng c\u00f3 th\u1ec3 h\u1eefu \u00edch <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/yeu-cau-phap-ly-doi-voi-nguoi-nuoc-ngoai-tai-ba-lan-va-khu-vuc-schengen\/lam-the-nao-de-xin-giay-chung-nhan-bao-hiem-de-xin-thi-thuc\/\">Gi\u1ea5y ch\u1ee9ng nh\u1eadn b\u1ea3o hi\u1ec3m \u0111\u1ec3 xin th\u1ecb th\u1ef1c<\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"jak-wybrac-ubezpieczenie-bez-zgadywania\">L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 ch\u1ecdn b\u1ea3o hi\u1ec3m m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i \u0111o\u00e1n m\u00f2?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y b\u1eaft \u0111\u1ea7u b\u1eb1ng vi\u1ec7c xem x\u00e9t c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c, sau \u0111\u00f3 m\u1edbi so s\u00e1nh ch\u00fang v\u1edbi c\u00e1c \u0111i\u1ec1u ki\u1ec7n c\u1ee7a s\u1ea3n ph\u1ea9m. B\u1ea1n c\u00f3 th\u1ec3 ki\u1ec3m tra <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/bao-hiem\/bao-hiem-cho-nguoi-nuoc-ngoai\/\">b\u1ea3o hi\u1ec3m cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i<\/a> v\u00e0 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/bao-hiem\/bao-hiem-cho-khach-nuoc-ngoai\/\">b\u1ea3o hi\u1ec3m cho kh\u00e1ch n\u01b0\u1edbc ngo\u00e0i<\/a>, nh\u01b0ng t\u00ednh h\u1eefu \u00edch c\u1ee7a m\u1ed9t h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3 l\u1ea1i ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c \u0111i\u1ec1u kho\u1ea3n th\u1ef1c t\u1ebf c\u1ee7a n\u00f3.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">N\u1ebfu b\u1ea1n \u0111ang t\u00ecm hi\u1ec3u v\u1ec1 s\u1ea3n ph\u1ea9m Compensa Cudzoziemiec, h\u00e3y l\u01b0u \u00fd xem h\u1ee3p \u0111\u1ed3ng c\u00f3 bao g\u1ed3m c\u00e1c n\u1ed9i dung sau \u0111\u00e2y hay kh\u00f4ng <strong>\u0111i\u1ec1u kho\u1ea3n c\u1ee5 th\u1ec3 v\u1ec1 chi ph\u00ed \u0111i\u1ec1u tr\u1ecb t\u1ea1i Ba Lan<\/strong>. \u0110i\u1ec1u kho\u1ea3n v\u00e0 \u0110i\u1ec1u ki\u1ec7n B\u1ea3o hi\u1ec3m Compensa d\u00e0nh cho Ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i n\u0103m 2026 n\u00eau r\u00f5 r\u1eb1ng \u0110i\u1ec1u kho\u1ea3n s\u1ed1 1 bao g\u1ed3m c\u00e1c chi ph\u00ed \u0111i\u1ec1u tr\u1ecb y t\u1ebf c\u1ea7n thi\u1ebft cho b\u1ec7nh t\u1eadt ho\u1eb7c h\u1eadu qu\u1ea3 c\u1ee7a tai n\u1ea1n, \u0111\u00f2i h\u1ecfi ph\u1ea3i \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb ngay l\u1eadp t\u1ee9c trong th\u1eddi gian l\u01b0u tr\u00fa t\u1ea1i Ba Lan. \u0110i\u1ec1u kho\u1ea3n n\u00e0y <strong>kh\u00f4ng ph\u1ea3i l\u00e0 s\u1ef1 x\u00e1c nh\u1eadn t\u1ef1 \u0111\u1ed9ng v\u1ec1 vi\u1ec7c tu\u00e2n th\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Hi\u1ec7p \u01b0\u1edbc Schengen<\/strong>. L\u00e3nh th\u1ed5, th\u1eddi h\u1ea1n, s\u1ed1 ti\u1ec1n v\u00e0 t\u1ea5t c\u1ea3 c\u00e1c kho\u1ea3n chi ph\u00ed b\u1eaft bu\u1ed9c v\u1eabn c\u1ea7n \u0111\u01b0\u1ee3c x\u00e1c minh trong h\u1ee3p \u0111\u1ed3ng \u0111\u00e3 ch\u1ecdn.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm th\u00eam th\u00f4ng tin chi ti\u1ebft trong h\u01b0\u1edbng d\u1eabn v\u1ec1 <a href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/huong-dan\/co-so-bao-hiem-chi-phi-dieu-tri\/bao-hiem-cho-thi-thuc-schengen-cac-yeu-cau-doi-voi-hop-dong-bao-hiem\/\">c\u00e1c y\u00eau c\u1ea7u c\u1ee7a b\u1ea3o hi\u1ec3m \u0111\u1ed1i v\u1edbi th\u1ecb th\u1ef1c Schengen<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tr\u01b0\u1edbc khi mua, h\u00e3y x\u00e1c \u0111\u1ecbnh ng\u00e0y v\u00e0 l\u1ed9 tr\u00ecnh c\u1ee7a chuy\u1ebfn \u0111i \u0111\u1ea7u ti\u00ean, sau \u0111\u00f3 so s\u00e1nh n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m v\u1edbi danh s\u00e1ch ch\u00ednh th\u1ee9c. Vi\u1ec7c ki\u1ec3m tra cu\u1ed1i c\u00f9ng c\u1ea7n bao g\u1ed3m b\u1ed1n th\u00f4ng s\u1ed1 ch\u00ednh: m\u1ee9c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u0111\u1ecba l\u00fd \u00e1p d\u1ee5ng, th\u1eddi h\u1ea1n b\u1ea3o hi\u1ec3m v\u00e0 ph\u1ea1m vi chi ph\u00ed \u0111\u01b0\u1ee3c chi tr\u1ea3. Vi\u1ec7c \u0111\u1ed1i chi\u1ebfu n\u00e0y gi\u00fap b\u1ea1n x\u00e1c minh xem c\u00f3 b\u1ea5t k\u1ef3 m\u1ee5c n\u00e0o trong danh s\u00e1ch ch\u00ednh th\u1ee9c b\u1ecb b\u1ecf s\u00f3t hay kh\u00f4ng. N\u1ebfu l\u1ed9 tr\u00ecnh bao g\u1ed3m nhi\u1ec1u qu\u1ed1c gia, h\u00e3y ki\u1ec3m tra ph\u1ea1m vi \u00e1p d\u1ee5ng cho to\u00e0n b\u1ed9 khu v\u1ef1c Schengen, ch\u1ee9 kh\u00f4ng ch\u1ec9 ri\u00eang qu\u1ed1c gia \u0111\u1ea7u ti\u00ean. H\u00e3y so s\u00e1nh c\u00e1c ng\u00e0y v\u1edbi to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa ho\u1eb7c qu\u00e1 c\u1ea3nh d\u1ef1 ki\u1ebfn. \u0110\u00e1nh gi\u00e1 ph\u1ea1m vi chi ph\u00ed theo b\u1ed1n \u0111i\u1ec3m ri\u00eang bi\u1ec7t, v\u00ec vi\u1ec7c ch\u1ec9 \u0111\u1ec1 c\u1eadp \u0111\u1ebfn chi ph\u00ed \u0111i\u1ec1u tr\u1ecb trong t\u00ean ho\u1eb7c m\u00f4 t\u1ea3 s\u1ea3n ph\u1ea9m kh\u00f4ng \u0111\u1ee7 \u0111\u1ec3 x\u00e1c nh\u1eadn c\u00e1c y\u00eau c\u1ea7u c\u00f2n l\u1ea1i.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/polisa-obcokrajowca.pl\/vi\/chi-phi-dieu-tri-cho-nguoi-nuoc-ngoai-klc\/\">MUA B\u1ea2O HI\u1ec2M CHO NG\u01af\u1edcI N\u01af\u1edaC NGO\u00c0I TR\u1ef0C TUY\u1ebeN<\/a><\/div>\n\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">C\u00e1c c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p nh\u1ea5t<\/h2>\n\n\n\n<div class=\"wp-block-group has-theme-palette-8-background-color has-background\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n\n<h3 class=\"wp-block-heading\" id=\"jaka-jest-minimalna-kwota-ubezpieczenia-do-wizy-schengen-typu-c\">M\u1ee9c b\u1ea3o hi\u1ec3m t\u1ed1i thi\u1ec3u \u0111\u1ec3 xin th\u1ecb th\u1ef1c Schengen lo\u1ea1i C l\u00e0 bao nhi\u00eau?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">B\u1ed9 Ngo\u1ea1i giao quy \u0111\u1ecbnh m\u1ee9c b\u1ea3o hi\u1ec3m kh\u00f4ng \u0111\u01b0\u1ee3c th\u1ea5p h\u01a1n 30.000 euro. Con s\u1ed1 n\u00e0y c\u1ea7n \u0111\u01b0\u1ee3c x\u00e1c minh trong t\u00e0i li\u1ec7u li\u00ean quan \u0111\u1ebfn h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-polisa-moze-obejmowac-tylko-polske\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 ch\u1ec9 \u00e1p d\u1ee5ng cho Ba Lan kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng, n\u1ebfu mu\u1ed1n \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u \u0111\u1ed1i v\u1edbi th\u1ecb th\u1ef1c Schengen lo\u1ea1i C do B\u1ed9 Ngo\u1ea1i giao n\u00eau ra. B\u1ea3o hi\u1ec3m ph\u1ea3i c\u00f3 hi\u1ec7u l\u1ef1c tr\u00ean to\u00e0n b\u1ed9 l\u00e3nh th\u1ed5 khu v\u1ef1c Schengen.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"na-jaki-okres-trzeba-wykupic-ubezpieczenie\">C\u1ea7n mua b\u1ea3o hi\u1ec3m trong th\u1eddi h\u1ea1n bao l\u00e2u?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">H\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m ph\u1ea3i bao g\u1ed3m to\u00e0n b\u1ed9 th\u1eddi gian l\u01b0u tr\u00fa ho\u1eb7c qu\u00e1 c\u1ea3nh d\u1ef1 ki\u1ebfn. Trong tr\u01b0\u1eddng h\u1ee3p xin th\u1ecb th\u1ef1c nh\u1eadp c\u1ea3nh nhi\u1ec1u l\u1ea7n, t\u00e0i li\u1ec7u n\u00e0y ph\u1ea3i bao g\u1ed3m th\u1eddi gian c\u1ee7a chuy\u1ebfn th\u0103m \u0111\u1ea7u ti\u00ean d\u1ef1 ki\u1ebfn.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-kazda-polisa-dla-cudzoziemca-spelnia-wymagania-wizowe\">Li\u1ec7u m\u1ecdi h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0nh cho ng\u01b0\u1eddi n\u01b0\u1edbc ngo\u00e0i c\u00f3 \u0111\u00e1p \u1ee9ng c\u00e1c y\u00eau c\u1ea7u v\u1ec1 th\u1ecb th\u1ef1c hay kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng th\u1ec3 k\u1ebft lu\u1eadn \u0111i\u1ec1u n\u00e0y ch\u1ec9 d\u1ef1a tr\u00ean t\u00ean g\u1ecdi. C\u1ea7n ph\u1ea3i x\u00e1c nh\u1eadn m\u1ee9c b\u1ea3o hi\u1ec3m, ph\u1ea1m vi \u00e1p d\u1ee5ng, th\u1eddi h\u1ea1n v\u00e0 c\u00e1c chi ph\u00ed \u0111\u01b0\u1ee3c chi tr\u1ea3 trong c\u00e1c t\u00e0i li\u1ec7u c\u1ee7a s\u1ea3n ph\u1ea9m v\u00e0 g\u00f3i b\u1ea3o hi\u1ec3m c\u1ee5 th\u1ec3.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"jakie-koszty-powinny-byc-objete-ochrona\">Nh\u1eefng chi ph\u00ed n\u00e0o n\u00ean \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">B\u1ed9 Ngo\u1ea1i giao li\u1ec7t k\u00ea c\u00e1c kho\u1ea3n chi ph\u00ed li\u00ean quan \u0111\u1ebfn vi\u1ec7c h\u1ed3i h\u01b0\u01a1ng v\u00ec l\u00fd do y t\u1ebf, h\u1ed7 tr\u1ee3 y t\u1ebf kh\u1ea9n c\u1ea5p, \u0111i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa \u0111\u1ed9t xu\u1ea5t ho\u1eb7c tr\u01b0\u1eddng h\u1ee3p t\u1eed vong.<\/p>\n\n\n<h3 class=\"wp-block-heading\" id=\"czy-wymagania-dodatkowych-dokumentow-zawsze-sa-takie-same\">C\u00e1c y\u00eau c\u1ea7u v\u1ec1 t\u00e0i li\u1ec7u b\u1ed5 sung c\u00f3 ph\u1ea3i l\u00fac n\u00e0o c\u0169ng gi\u1ed1ng nhau kh\u00f4ng?<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Ch\u00fang kh\u00f4ng nh\u1ea5t thi\u1ebft ph\u1ea3i gi\u1ed1ng h\u1ec7t nhau. B\u1ed9 Ngo\u1ea1i giao l\u01b0u \u00fd r\u1eb1ng c\u00e1c lo\u1ea1i gi\u1ea5y t\u1edd b\u1ed5 sung c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y theo qu\u1ed1c gia n\u01a1i n\u1ed9p \u0111\u01a1n. Qu\u00fd v\u1ecb n\u00ean li\u00ean h\u1ec7 v\u1edbi c\u01a1 quan l\u00e3nh s\u1ef1 c\u00f3 th\u1ea9m quy\u1ec1n \u0111\u1ec3 x\u00e1c minh chi ti\u1ebft.<\/p>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Kh\u00f4ng n\u00ean ch\u1ecdn b\u1ea3o hi\u1ec3m cho th\u1ecb th\u1ef1c Schengen ch\u1ec9 d\u1ef1a tr\u00ean t\u00ean s\u1ea3n ph\u1ea9m. C\u00e1c th\u00f4ng s\u1ed1 \u0111\u01b0\u1ee3c quy \u0111\u1ecbnh trong h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 then ch\u1ed1t: m\u1ee9c b\u1ea3o hi\u1ec3m,\u2026<\/p>","protected":false},"author":1,"featured_media":4297,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[42],"tags":[51,103,104,102],"class_list":["post-4298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-podstawy-ubezpieczenia-kosztow-leczenia-kl","tag-koszty-leczenia","tag-polisa-schengen","tag-ubezpieczenie-podrozne","tag-wymagania-wizowe-schengen"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Ubezpieczenie do wizy Schengen: wymagania i parametry polisy<\/title>\n<meta name=\"description\" content=\"Sprawd\u017a, jakie parametry musi spe\u0142nia\u0107 polisa do wizy Schengen. 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