Health insurance for visa and residence card

Medical policies for foreigners

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Europ Assistance

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Visit all 26 Schengen countries with one insurance policy

  • Health insurance for visas and residence cards for tourists,
  • Insurance for visas and residence cards for working people
  • medical insurance for visas and residence cards for students
  • medical insurance for Schengen visa
  • health policies for residence card
  • insurance without a visa

Health insurance for foreigner for visa and residence card - online


We offer

Medical insurance

Insurance for foreigners residing in Poland and other Schengen countries.

Insurance policies
for each

Health insurance for citizens of countries outside the zone. Policies for people of all ages, regardless of status.

Insurance honored

Medical insurance for foreigners honored by embassies, provincial offices and state institutions.

Policies valid
with EU requirements

Health insurance for foreigners that meets formal requirements imposed by the European Union.

Extended variant

Insurance for foreigners with a basic variant for 30,000 euros and options to expand the policy to include a travel and professional variant.

Health insurance for visas of any duration

Medical insurance for foreigners for the entire period of stay in the Schengen area, Insurance from 1 month to 3 years.

Health insurance for visas

Mandatory protection to obtain a residence permit

To apply for residency in European countries, you need to submit the required set of documents. One of them is mandatory medical insurance for foreigners. The European Union requires insurance that, first of all, will cover the cost of medical treatment in the countries of the zone. The policy must also meet a number of other conditions.

Regardless of whether a foreigner applies for a visa or a residence card, health insurance is needed at the time of application. In case of a positive decision by the consulate, the insurance should be valid for the entire period of stay.

What does foreigners' health insurance coverage include?

The scope of our offer is tailored to the needs of different groups - tourists, employees, students and people staying in Poland without a visa. These insurances cover not only hospital treatment, but also outpatient and other medical services that are required by state institutions.

insurance for foreigners

Depending on the option selected, the policy may cover, among other things:

  • Medical and specialized consultations,
  • diagnostic and laboratory tests,
  • Dental treatment for acute pain conditions (e.g., up to $400),
  • Hospitalization and medical treatments,
  • drug costs,
  • Medical transport and repatriation to the country of residence,
  • transportation of the deceased (in case of death of the insured),
  • Optional: coverage in the event of an accident, personal liability in private life, as well as extensions for physical labor or high-risk sports.

Importantly - Our insurance policies are available without the need for a medical examination. A client's statement of good health is all that is required, allowing you to take out a policy quickly and seamlessly, even at the last minute before you plan to apply for a visa.

Insurer

Insurance for foreigners should be taken out with companies whose policies meet the conditions set forth in the law. Documents issued by the insurer should also be honored by institutions and authorities. Meanwhile, the insurance product must guarantee mandatory benefits and it should be possible to extend coverage.

Health insurance for visas - cost of policy for foreigner

The cost of health insurance for a foreigner depends on several factors. These include the scope of benefits, the purpose of the trip, the period of liability, the age of the insured, as well as the number of additional persons covered. It should also be borne in mind that the premium is calculated taking into account the premium tariff in effect on the date of the contract.

Individual insurance for a foreigner, in the case of individuals, should be paid in a single payment. If the policy is taken out by a legal entity, it is possible to make payments in fixed installments.

Medical insurance for foreigners - compliant with EU regulations

Any person from outside the European Union who plans to stay in Poland or another Schengen area country must present adequate health insurance. This requirement applies not only to tourists, but also to students and people coming for work. The policy must meet specific requirements - including guaranteeing coverage of medical expenses within Europe (minimum €30,000) and covering the entire period of stay.

By working with a reputable insurer Europ Assistance, we offer policies accepted by provincial offices, embassies and consulates. Our insurances meet all formal criteria, including European Parliament Regulations (No. 810/2009), and are valid throughout the Schengen Area - covering as many as 26 countries, so you can travel, work or study freely without worrying about your health security.

Whether you're applying for a Schengen visa, a residence card, or you're already in Poland, we offer coverage that will meet all the formal requirements - with the option to buy insurance even for 3 years.

How to buy a policy? Quickly, remotely and securely

For the convenience of customers from all over the world, we offer an intuitive online calculator, which allows you to calculate the premium in minutes, compare protection options and choose the best option. The entire process - from filling out the form to payment - is done remotely and does not require physical presence in the office. Once payment is made, the policy is emailed immediately, ready to be submitted to an embassy, office or during border control.

The advantage of our solution is also 100% return of premium In case of visa refusal - just submit the appropriate application before the start of the insurance period. There are no additional fees, and the reimbursement process is fast and transparent.

Insurance can be purchased for as low as 1 month to 36 months, and the cost depends on several factors - including age, policy coverage, additional extensions and purpose of stay. Insurance can be issued both for a single person and for the entire family.

Why choose polisa-obcokrajowca.pl and Europ Assistance?

  • Policy honored by all offices and consulates
  • Validity in the entire Schengen area (26 countries)
  • No medical examination - just a statement
  • Immediate dispatch of the policy by e-mail
  • Refund of 100% premium in case of visa refusal
  • Possibility of extending protection to physical labor and extreme sports
  • Purchase fully online with secure payment

Quote your policy now in 5 minutes and ensure your peace of mind and legal stay in Poland and EU countries. Our insurance is designed with foreigners in mind - simple, fast, secure.