Health insurance for a foreigner working in Poland

insurance for foreign workers

Any foreigner who plans to work in Poland or another Schengen area country, must meet certain legal requirements. One of them - in addition to a valid visa or other residence permit - is to have valid health insurance to ensure access to medical care throughout his stay. In practice, this means that already at the stage of applying for a A national or work visa, It is necessary to take out an appropriate policy. This is a legal obligation - it cannot be overlooked, even if employment has not yet begun.

When is a foreigner required to have health insurance?

The most common medical insurance for foreigners working in Poland is used by citizens Ukraine, Belarus, Russia, as well as Georgia, Armenia or Moldova - countries that are not part of the Schengen area, and whose citizens come to Poland for work purposes. These are often people taking up employment on the basis of temporary permits, contracts of mandate or running a business.

It is worth knowing that medical insurance for a foreign worker is necessary in case a person:

  • arrives in Poland on the basis of a visa entitling them to stay and work,
  • has another residence permit issued by migration authorities,
  • resides in Poland under the visa-free regime (Up to 90 days within 180 days),
  • Waiting for decision on legalization of stay, having the appropriate stamp in the passport,
  • plans to work or run a business on the territory of Poland.

In either case, the lack of a valid policy can be grounds for denying a visa or declaring a stay illegal. Health insurance for a foreigner is a document that must also be shown in the event of an inspection by the Border Guard, the provincial office or the employer.

Insurance for an employee - this is what you need to know

Insurance for a foreigner working in Poland is private health insurance policy, which covers, among other things, the cost of medical treatment, medical visits, hospitalization, diagnostic tests, medical transportation and the purchase of medicines. Depending on the variant, the insurance may also cover dental assistance, repatriation and even liability in private life. Importantly - such a policy no medical examination required and can be concluded fully online, without leaving home.

This solution is especially recommended for people who:

  • only are planning to take up a job and need a policy for the visa application,
  • work on the basis of a work contract, which does not provide insurance from Social Security,
  • await decision On a work or temporary residence permit,
  • come seasonally or temporarily, such as for manual, agricultural or service work.

Why buy insurance?

A health policy is real protection in emergency situations, such as illness, injury, the need for hospitalization or a visit to a medical facility. It is also a safeguard for the employer - having current insurance is one of the conditions for legal employment of a foreigner. Without it, it is impossible to complete the formalities for legalization of stay and work.

With insurance:

  • You will avoid high medical costs,
  • you will receive medical assistance immediately, without delays and bureaucracy,
  • You will meet all official requirements,
  • you will gain the document necessary to apply for a visa, residence card or pra pra permit

Quick and easy conclusion of the contract

The entire process can be accomplished at 100% online - All you need to do is fill out a short form, specify the length of stay and coverage, and then pay the premium. The policy in PDF format will be immediately sent to your email address - ready for you to present at the office, consulate or employer.

Take care of your safety and legal stay in Poland. Quote your policy in minutes and choose the insurance that is right for your situation.

Quote your policy in 5 minutes