Sports insurance for a foreigner

What is sports insurance for a foreigner?

Sports insurance is an expanded version of the standard medical policy, which includes health protection during physical activities. It refers to situations in which injuries, injuries or sudden illnesses occur as a result of Engaging in sports - both recreationally and more intensively. Such a policy protects against unforeseen costs of medical treatment, hospitalization, diagnostic tests, medical transportation and even rehabilitation - if the injury requires it.

Importantly, sports insurance for a foreigner can be easily adapted to the a particular type of activity. For many sports - such as skiing, scuba diving, playing ball or climbing - a standard policy may not be enough. Only buying an extension provides full protection.

Such insurance is especially recommended for people who plan to stay in Poland or another Schengen country and at the same time want to spend time actively. It works In any situation where physical activity may lead to injury, and thus to costs that are better avoided - especially while abroad.

Why extend your policy to include sports activities?

Basic health insurance for foreigners covers standard medical visits, hospitalization, outpatient treatment or medical transportation. However, it does not always automatically provide coverage for injuries sustained during sports activities. Therefore, when planning a sports activity - even in an amateur form - you should it's worth taking care to extend your policy. It is an ideal option for:

What sports does the policy cover?

The list of covered physical activities includes:

All the sports mentioned are classified as amateurism, meaning that they can be covered under standard coverage after the policy terms have been extended.

Regulations and requirements - this is what you need to know

In accordance with European Parliament Regulation No. 810/2009, any non-Schengen and EU foreigner who plans to travel to Europe, must have valid health insurance - both when applying for Schengen visa, as well as about residence card. This obligation also applies to those who intend to engage in sports - including recreational sports.

Minimum sum insured

Insurance must not only cover medical expenses, but also meet minimum financial requirements. The sum insured shall not be less than 30,000 euros, and the policy must be valid for the entire period of the declared stay in Poland or other Schengen countries.

Where does insurance dedicated to athletes work?

A medical policy - including one with a sports extension. is valid throughout the Schengen area, which is in 26 European countries, including Poland, Germany, France, Spain, Italy, the Czech Republic, Lithuania and other members of the agreement.

Importantly, insurance for foreigners is Honored by consular and provincial offices and state institutions, which process applications for visas and residence cards. This is a guarantee of legality and certainty throughout your stay.

Take care of your health and freedom of movement now. If you are planning an active stay - don't take any risks! Choose sports insurance for foreigners and be prepared for any situation.

Buy a policy online in minutes and enjoy safe activity while visiting Poland and Europe!